MMDP04 Household Code Household Members Household Information by monkey6

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MMDP04 Household Code Household Members Household Information

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									Household Code

MMDP04

Household Information
Area Type Report Area Dwelling Type
Rural Mount Frere Rural Compound

First Interview Date Last Interview Date

13 December 2003 09 December 2004

Household Members
Adults
Relationship
Resident Head

Gender Age Employment
F 38 Seeking work

Education
Grade 8

Date Joined Date Left
10/10/2003 Has not left

School-Going Children
Relationship
Biological Child

Gender Age Attending school
M 13 Yes

Education
Grade 4

Date Joined Date Left
10/10/2003 Has not left

Description
This is one of our poorest households in the Lugangeni sample. Babalwa* is 38 year old divorced woman living with her thirteen year old son. She has four other children who stay with their respective fathers. Her main form of income is casual work that she does for neighbours. She either makes mud bricks or does gardening or cleaning. Her other income is earning R150 per month from student boarders. She has very few financial instruments – only saving in the house and credit from her neighbour, from whom she bought an apron. She used to belong to a burial society but she left because she was worried about affording the payments.
*Names have been changed

Living Conditions
Adult Meals per day Child Meals per day Days per week going to bed hungry Source of water Source of outgoing phone 2 3 1 Dam/river/stream Cell phone at container (Vodacom)

Residence and Tenure
Number of rooms Condition of rooms Type of toilet Year moved to dwelling Permanent home Another home 2 Very dilapidated None 2003 Permanently No

Household Code Net Worth
ASSETS Financial Assets
Savings-in-house Total Financial Assets Start of Survey R 90.00 R 90.00

MMDP04

End of Survey R 223.00 R 223.00

Physical Assets
Appliances And Electronics Furniture Housing Livestock Other Total Physical Assets R 310.00 R 670.00 R 3,000.00 R 280.00 R 3,000.00 R 7,260.00 R 210.00 R 670.00 R 3,000.00 R 330.00 R 3,000.00 R 7,210.00

Cash on Hand
Total Cash on Hand R 0.00 R 7,350.00 R 0.00 R 7,433.00

Total Assets LIABILITIES Financial Liabilities
Credit at local Store One on One - Borrowing Total Financial Liabilities

R 0.00 R 0.00 R 0.00 R 0.00

R 30.00 R 0.00 R 30.00 R 30.00

Total Liabilities

Net Worth (Assets - Liabilities)

R 7,350.00

R 7,403.00

End of survey bank account balances include remittances and wages received shortly before the end of the study. Therefore the bank account balance does not necessarily reflect amounts accumulated by respondents. Pension balances at the begining of the study was estimated based on date contributions started and the current contribution amount. No capital appreciation was assumed. A negative Umgalelo – Saving Club balance reflects a rotating arrangement where the respondent has received more cash than they paid in by the end of the study.

Household Code

MMDP04

Typical Monthly Income and Expenditure
Business Profits
None

Average per month

% of Income

Income
Casual Work Regular Rental Income Remittances Received R 223.40 R 123.67 R 87.77 R 434.84 51.4% 28.4% 20.2% 100.0%

Total Non-Business Income Total Income

R 434.84 Average per month
R 0.80 R 3.99 R 5.90 R 25.93 R 2.63 R 19.95 R 11.57 R 4.39 R 164.12 R 6.46 R 2.97 R 12.65 R 0.40 R 0.40 R 6.78 R 0.80 R 16.60

100% % of Expenditure
0.3% 1.4% 2.1% 9.1% 0.9% 7.0% 4.0% 1.5% 57.3% 2.3% 1.0% 4.4% 0.1% 0.1% 2.4% 0.3% 5.8%

Expenditure
Actual Funeral Agricultural Expenses Bedding/ Towels Church Fees/donations Cigarettes, tobacco Clothing - Not for school Clothing - School Uniforms Contributions to school buildings Food Household Products Kitchen equipment Other Energy Forms Outside Phone Personal (haircut, etc.) School fees - primary school Shoes Transport to Shopping

Total Expenditure

R 286.34

100%

The above tables are for a" typical" month which requires an abstraction from actual data.Average per month is equal to total for time interviewed divided by number of months interviewed. This calculation assumes that large expenditures (such as clothing or school fees) are distributed evenly throughout the year. Note that income may not equal expenditure as financial expenditures and incomes are considered separately.

Household Code Financial Instrument Usage
Transaction Accounts
Type of Financial Instrument Savings-in-house Savings-in-house Type of Cashflow Take Money Put Money In

MMDP04

No. of Instruments 1 1

Monthly Average R 43.80 R 60.80 R 104.60

% of Total Turnover 42% 58% 100%

Total Average Turnover

Insurance
Type of Financial Instrument Burial Plan (Umasincedane) No. of Instruments Monthly Average 1 R 37.90 R 37.90 % of Total premium 100% 100%

Total Average Premium

Informal Savings
None

Formal Savings
None

Credit
Type of Financial Instrument Credit at local Store One on One - Borrowing No. of Instruments Monthly Average 1 2 R 7.18 R 9.41 R 16.60 % of Payment 43% 57% 100%

Total Average Payment

Providing Financial Service
None

Household Code
Major Events
Event
Abandonment/divorce

MMDP04

Event Date
01/01/2003

Cost
R 0.00

Main Strategy
Receive gift/donation of goods other than money Borrow money

Birth

22/01/2003

R 126.00


								
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