household budget template by samanthac

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									                               Budget Worksheet
            Use This Worksheet To Determine Your Spending, By Category, Each Month

                    Income                                     Housing Expenses
Paycheck                                          Mortgage
Paycheck 2                                        Insurance
                                                  Taxes




Total Income                            $0.00     Total Housing Expenses                 $0.00

                  Other Bills                                 Household Expenses
Electric Bill                                     Total Housing Expenses                 $0.00
Car Payment                                       Groceries
Car Payment                                       Car Gas/Maintenance
Mastercard                                        Clothes
Cable/Internet                                    Church
Car Insurance                                     Dining Out
Telephone                                         School Lunches
Health/Live Insurance                             Entertainment
                                                  Haircuts/Care
                                                  Gifts
                                                  Newspapers/Magazines
                                                  Pocket Money
                                                  Allowances




                                                  Subtotal                                $0.00
Total Other Bills (Page 1)              $0.00     Total Household Exp (Page 1)           $0.00
                  Other Bills                                 Household Expenses
Carried Fwd From Page 1                 $0.00     Carried Fwd From Page 1                $0.00




Subtotal                                  $0.00   Subtotal                                $0.00
Total Other Bills Expenses              $0.00     Total Household Expenses               $0.00
                                      Savings Summary
Current Savings                                   Savings at 10% of Income               $0.00

           Use The Complete Budget and Bill Organizer To develop this Form. It's FREE!
                       http://www.homemoneyhelp.com/BBOonline.html
                                    Budget Form
                         Use This Form To Setup and Maintain Your Budget

                                            MONTH
                    Income                                 Income Available For Savings
Main Income                                  Income                                                     $0.00
Second Income                                Total Expenses (Minus)                                     $0.00
Other Income                                 Savings                                                    $0.00
Total Income                        $0.00                   Bill Percentages (Estimated)
                  Housing                    Housing (30%)                                              $0.00
House Payment/Rent                           Household Expenses (30%)                                   $0.00
Taxes & Insurance                            Other Bills (30%)                                          $0.00
                                             Savings (10%)                                              $0.00
Total                               $0.00                       Your Bill Percentages
                 Other Bills                 Housing                                                   #DIV/0!
Car Payment 1                                Household Expenses                                        #DIV/0!
Car Payment 2                                Other Bills                                               #DIV/0!
Car Insurance                                Savings                                                   #DIV/0!
Life & Health Ins
Electric                                                       Paycheck Distribution
Other Utilities                              Checking (60%)                                             $0.00
Telephone                                    Cash (30%)                                                 $0.00
Internet Fees                                Long Term Savings (5%)                                     $0.00
Credit Card 1                                Short Term Savings (5%)                                    $0.00
Credit Card 2
Credit Card 3                                    To use this Budget Form simply enter your personal
Installment Loan 1                                budget information in the left column by replacing
Installment Loan 2                               the existing figures. These figures are just a sample
Cable/Sat                                        that you can use . As you enter your information you
Other Bill 1                                      will notice that the right hand column is calculating
Other Bill 2                                      your information. Below is an explanation of each
Other Bill 3                                                  section in the right column.
Total Other Bills                   $0.00          Income Available For Savings - This is just your
                 Household                                   Income minus your Expenses
Household Budget                                    Bill Percentages (Estimated) - This is the ideal
                                                            percentages for each category.
                                                   Your Bill Percentages - This is what your actual
                                                   percentages are of each category of your budget.
                                                  Paycheck Distribution - This shows how much you
                                                  put in checking, keep for cash and put in savings.
Total Expenses                      $0.00
                                    Budget Ledger
                              Use This form To Log Your Monthly Bill Payments
   Enter Month>>>>>>>>>>>>>>>>>>>>>>>>>          January        February      March       Total
    Company Name        Date Due Payment     Date Amount Date Amount Date Pd Amount   3 Month Pmts
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
                                                                                              $0.00
Totals                              $0.00         $0.00         $0.00           $0.00         $0.00
                             Monthly Bill Summary
                           Use This form To Log Your Monthly Bill Payments

                                            MONTH
   List your Bills Below    Payment     Date Due       Date Paid        Check #   Comments




Totals                          $0.00
               Monthly Bill Summary Part 2
                      Use This form To Sort Your Bills By Payday
                                     Month
               Payday #1                                   Payday #2
Enter Bills For Payday #1 Here   Amount     Enter Bills For Payday #2 Here   Amount




Total                               $0.00   Total                               $0.00

               Payday #3                                   Payday #4
Enter Bills For Payday #3 Here   Amount     Enter Bills For Payday #4 Here   Amount




Total                               $0.00   Total                               $0.00
                                                                         Monthly Spending Log
                                                         Use this form to see how much you spend each month




MONTH
     Spending                            Days of Month                              7 day                                           Days of Month            Category    14 Day
     Category     1st    2nd     3rd          4th         5th     6th        7th    Totals      8th     9th        10th    11th    12th       13th   14th     Totals      Total
Food                                                                                   $0.00                                                                     $0.00      $0.00
Apparel                                                                                $0.00                   `                                                 $0.00      $0.00
Transportation                                                                         $0.00                                                                     $0.00      $0.00
Health Care                                                                            $0.00                                                                     $0.00      $0.00
Entertainment                                                                          $0.00                                                                     $0.00      $0.00
Education                                                                              $0.00                                                                     $0.00      $0.00
Charity                                                                                $0.00                                                                     $0.00      $0.00
Insurance                                                                              $0.00                                                                     $0.00      $0.00
Misc.                                                                                  $0.00                                                                     $0.00      $0.00
                                                                                       $0.00                                                                     $0.00      $0.00
                                                                                       $0.00                                                                     $0.00      $0.00
                                                                                       $0.00                                                                     $0.00      $0.00
                                                                                       $0.00                                                                     $0.00      $0.00
                                                                                       $0.00                                                                     $0.00      $0.00
                                                                                       $0.00                                                                     $0.00      $0.00
                                                                                       $0.00                                                                     $0.00      $0.00
                                                                                       $0.00                                                                     $0.00      $0.00
                                                                                       $0.00                                                                     $0.00      $0.00
Daily Totals     $0.00   $0.00   $0.00       $0.00       $0.00   $0.00      $0.00      $0.00   $0.00   $0.00       $0.00   $0.00   $0.00     $0.00   $0.00       $0.00      $0.00
                                                                                    Monthly Spending Log
                                                                         Use this form to see how much you spend each month




MONTH
     Spending                            Days of Month                              Category    21 Day                                                                                      Category
     Category    15th    16th    17th        18th        19th    20th       21st     Totals      Total     22nd    23nd    24th    25th    26th    27th    28th     29th    30th    31st     Totals
Food                                                                                    $0.00      $0.00                                                   $25.00                              $25.00
Apparel                                                                                 $0.00      $0.00                                                   $33.00                              $33.00
Transportation                                                                          $0.00      $0.00                                                                                        $0.00
Health Care                                                                             $0.00      $0.00                                                                                        $0.00
Entertainment                                                                           $0.00      $0.00                                                                                        $0.00
Education                                                                               $0.00      $0.00                                                                                        $0.00
Charity                                                                                 $0.00      $0.00                                                                                        $0.00
Insurance                                                                               $0.00      $0.00                                                                                        $0.00
Misc.                                                                                   $0.00      $0.00                                                                                        $0.00
                                                                                        $0.00      $0.00                                                                                        $0.00
                                                                                        $0.00      $0.00                                                                                        $0.00
                                                                                        $0.00      $0.00                                                                                        $0.00
                                                                                        $0.00      $0.00                                                                                        $0.00
                                                                                        $0.00      $0.00                                                                                        $0.00
                                                                                        $0.00      $0.00                                                                                        $0.00
                                                                                        $0.00      $0.00                                                                                        $0.00
                                                                                        $0.00      $0.00                                                                                        $0.00
                                                                                        $0.00      $0.00                                                                                        $0.00
Daily Totals     $0.00   $0.00   $0.00       $0.00       $0.00   $0.00      $0.00       $0.00      $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $58.00   $0.00   $0.00   $0.00      $58.00
          Monthly Spending Log
Use this form to see how much you spend each month




              MONTH
                   Spending    Monthly
                   Category     Total
              Food               $25.00
              Apparel            $33.00
              Transportation      $0.00
              Health Care         $0.00
              Entertainment       $0.00
              Education           $0.00
              Charity             $0.00
              Insurance           $0.00
              Misc.               $0.00
                                  $0.00
                                  $0.00
                                  $0.00
                                  $0.00
                                  $0.00
                                  $0.00
                                  $0.00
                                  $0.00
                                  $0.00
              Daily Totals       $58.00
                                           Check Register
                                                         Payment   X                  Deposit/
Check Number   Date         Description of Transaction                  Fee                          Balance
                                                          Debit    T                   Credit

                                                                       Balance Carried Forward
                      To
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          Check Reconciliation
                 Date
  Closing Balance from Bank Statement



  Automatic Total of unreconciled Bank
               deposits                   $0.00

               Sub Total
                                          $0.00

        Enter Checks Not Shown On Statement
             Check Number                 Amount




Total Outstanding Checks                    $0.00
Current Balance                             $0.00
                                               Check Register
                                                             Payment   X         Deposit/
Check Number     Date           Description of Transaction                 Fee                  Balance
                                                              Debit    T          Credit
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