ID Prevention Tips
Never click on the link provided in an Minimize the amount of personal financial information
email you believe is fraudulent. It may contain a you carry. Memorize passwords and PIN numbers instead of
virus that can contaminate your computer. carrying them with you, keep your Social Security card at home
Identity theft occurs when someone steals and only give out the number when absolutely necessary.
Never provide your personal information
your personal information and uses it to or password to unsolicited callers or Keep personal financial information in a secure place at
commit financial fraud or other crimes. Internet requests. A financial institution home. Shred identifying information before throwing it away.
Personal information includes your name, would never ask you to verify your account
Pick up new checks or credit cards at your bank rather
address, driver’s license number, Social information online. If you believe it is
than having them delivered. Don’t print your driver’s license
Security number, mother’s maiden name, legitimate, call the financial institution directly.
or Social Security numbers on your checks.
birth date, bank account, credit card, or PIN Review account statements regularly to
number. Verify you are on a secure server before giving your credit
ensure all charges are correct. If your account
card number or other financial information online. Check
statement is late in arriving, call your financial
for the “https” web address and padlock icon.
institution to find out why. If your financial
Warning Signs institution offers electronic account access, Order a copy of your credit report at least once a year
periodically review activity online to catch from each of the three credit bureaus to check for inaccuracies or
•You receive bills from a credit account suspicious activity. fraudulent use of accounts. A free copy of your report is available
you did not open. fthrough www.annualcreditreport.com or call 1-877-322-8228.
•You see unauthorized charges on your
credit, long distance, or bank accounts.
Credit Reporting Bureaus
•You are contacted by a collection agency
regarding a debt you did not incur. Report fraud or request a copy of your credit report by contacting the three primary
credit reporting bureaus.
•Checks disappear from your checkbook.
TRANS UNION EQUIFAX EXPERIAN
•Bank and credit billing statements don’t www.transunion.com www.equifax.com www.experian.com
arrive on time. (800) 680-7289 (report fraud) (800) 685-1111 (order report) (888) 397-3742
(800) 525-6285 (report fraud)
•Your credit report shows accounts you
did not authorize. When you report fraud to one bureau, each agency should send you a copy of your
credit report and place a fraud alert on your account.
•You are turned down for a credit card,
loan, mortgage, or other form of credit due
to unauthorized debts on your credit report.
Dear Kansans, Reporting Protection
Criminals today are often Identity Theft
more interested in stealing ♦ File a police report to provide creditors with
your good name than proof of the crime.
stealing your cash.
♦ Contact the three primary credit reporting
You may not even realize bureaus to place a “Fraud Alert” or freeze on your
your identity has been report.
stolen until you are denied ♦ Review your credit report for unauthorized
credit, turned down for account activity.
a job, or sent a bill for
purchases you did not make. By that time, your ♦ Report unauthorized charges and accounts to
good name and credit history may be in ruins your financial institution and the credit bureaus
and take months or even years to rebuild. immediately by phone and in writing. Cancel the
This brochure contains helpful information on
♦ If your wallet or purse is stolen, immediately
spotting identity theft early. By taking a few
cancel your credit and debit cards and get
precautions, you can help stop this crime.
replacements. Put a “stop payment” on all lost
If you are a victim of identity theft, this checks.
brochure will help you take the steps necessary
♦ Report the theft to the Federal Trade Warning Signs
to stop thieves in their tracks and minimize the Commission online at www.ftc.gov/idtheft or by
damage to your financial history. calling 1-877-ID-THEFT (438-4338) or What To Do if You Fall
As always, please contact my Consumer TTY 1-866-653-4261.
Protection Division with your questions on
♦ Report the theft and your response to the
identity theft or any other consumer issue. Attorney General’s Office. Call 785-296-3751 or
1-800-432-2310 or visit www.ksag.org to file Prevention Tips
Sincerely, an investigation request.
Credit Reporting Bureaus
Consumer Protection/Antitrust Division
120 SW 10th Avenue, 2nd Floor Provided by
Steve Six Topeka, KS 66612-1597 Kansas Attorney General
(785) 296-3751 or 1-800-432-2310