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Rent to Own


									                                              Presented by Daniel Toriola

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                                                               Rent to Own
                                                           By Heather Seitz

   Are you someone who wants to own a home someday? Who doesn't? So what's holding you back?
For most of us the answer is finance. If you have a bad credit record, it is unlikely that you will get a
house loan to buy your dream house.

For most of us the only way to start living in our dream house depends on factors such as, having good
credit, making a large down payment, and going through a landlord, but all that is history now with the
introductions of the rent to own home facility. Now as a buyer you can lease the home of your choice
for a few years before taking the big leap and finally buying the piece of real estate.

Both buyers and sellers alike can benefit from a rent to own transaction. Nowadays it is really hard to
find a buyer who has all the factors running in his or her favor, such as having good credit, or the ability
to make a large down payment, but the rent to own home makes it easier for people with fewer
resources to get a chance to buy their dream homes.

Buyers these days prefer to go for the rent to own homes because of certain added advantages
provided by this kind of a transaction. Firstly, this type of a transaction helps the buyer get a good first
hand experience regarding the house, because you know the price of the house only when you start
living in it. Minor problems that are not visible from the outside, for example leaking pipelines, paint
falling off etc. become more imminent when it prospective buyers start living n the house.

Secondly, for the first time real estate investor it is always a good idea not to buy a property with cash
through an outright sale, rather it will be a good idea to lease it first and then buy it.

Thirdly, people who have bad credit can buy their dream homes by this process as they can repair their
credits during the lease period and build up equity. Besides getting a rent to own home is almost the
same as leasing to own a car where the buyer leases the car to find out more about the car and
whether it meets his requirements or not, and finally he buys the car if it meets the standards.

For the sellers the rent to own home facility brings in more customers than the outright sales. There are
many homeowners who have listed their properties but there is a significant lack of prospective buyers
in the cash buying market, most of the investors nowadays prefer to buy houses through their rent to
own homes.

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                                               Presented by Daniel Toriola

Most of the sellers can benefit from the fact that most of the times the deal does not go through and
they might end up with the entire rent amount to their discretion as the rent credit is considered non
refundable. Besides this lease to own home feature allows the sellers to derive the benefits of the
houses a bit more before actually selling it off to someone else.

Heather Seitz is a national real estate investor, trainer and publisher and has worked with top advisors
worldwide. To get current and accurate real estate investment tips and advice, visit and find out how you can get $852.90 in FREE real estate investing
information delivered to your front door.

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                                                                                                         Page 2
                                  Presented by Daniel Toriola

                                   Finding A Rent To Own Property
                                               By Kim Lee

 Are you interested in a rent to own property? If so, you are probably aware that you need to find a
property before you can do anything else. And when it comes down to it, locating a rent to own
property is not always the easiest thing to do. This is not quite as easy as finding a home to rent or
buy. But with that being said, there are many rent to own properties out there. The key to finding the
one that is best for you is to know where to look. Just like any other piece of real estate, the more
properties that you are presented with the better off you are going to be.

Here are three places that you can search for a rent to own property. But remember, there are other
areas that you may be able to check.

1. Just like most real estate, you can find a lot of rent to own properties by using the internet. There are
many websites that you can use in order to seek out the property that is best for you. Of course, you
should look at every rent to own property that you can find. Remember, you never know when you are
going to come across something that you fall in love with.

2. If you live in a big city, you will have a good chance of finding a rent to own property in the
newspaper. The larger the newspaper circulation, the better chance there is that you are going to find a
large listing of rent to own properties. This may not be the best place to search for a rent to own
property, but it is something that you definitely need to consider.

3. Do you currently rent your home? If so, you may want to talk to your landlord about rent to own
properties. Not only may they be interested in turning your current property into a rent to own setup,
but they could also have contacts that you could speak with. For many people, this turns out to be the
best way to hunt down a great rent to own property.

These are three of the best places to search for a rent to own property. If you employ all there of these
search tactics you should get what you want in the end.

For HDB Rental units in Singapore visit

Kim Lee writes for Singapore rental portal

                                                                                                          Page 3
                                   Presented by Daniel Toriola

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