Date by monkey6

VIEWS: 42 PAGES: 9

More Info
									                                                                                                                                     1
                                                                            HOMELOAN APPLICATION FORM
                                                                 PLEASE COMPLETE AND FAX BACK TO 088011 803 9820


                                               ABSA              STD            NED                    FNB                 OTHER
Bank of Submission
Consultant Name: ______________________________________________
Estate Agency/Source____________________________________________
Bond Attorney & Tel No:______________________________________
Transfer Attorney & Tel. No:_______________________________________

Type Of Loan        Ordinary       Building Loan         Further Loan        Switch            Other         Specify:


Application Type      Individual     Joint (Spouse / Other)      With Surety          CC / Trust / Company



CUSTOMERS DETAILS: Main Applicant/Surety/Company/Trust/CC

Surname:___________________________________________
First Names:_____________________________________Initials__________________


Date of Birth:                                          Title:
                                                        Mr/Mrs/Miss/Ms/Dr/Prof/Rev________________________________________


ID Number:                                                                            Ethnic
                                                                                      Group:_________________________________


Tel No: Work (       )______________________________Home: (             )____________________________
Fax No: (        )______________________
Cell No:____________________________________________
Email:__________________________ ________________________________________
Present Physical
Address_______________________________________________________________________________________________________
Suburb:_____________________________________________City:______________________________________
Postal Code:___________________
Present Postal
Address:________________________________________________________________________________________________________
Suburb:_____________________________________________City:______________________________________
Postal Code:___________________
Period at Present
                            _______________________________      Owner           Tenant           Boarder          Living with Parents
Address


Names in which the Bond is to be Registered:
____________________________________________________________________________________
                                                                                                                                         2
                                                                              HOMELOAN APPLICATION FORM
                                                                 PLEASE COMPLETE AND FAX BACK TO 088011 803 9820

IF THE PROPERTY IS TO BE REGISTERED IN THE NAME OF A CC/TRUST/COMPANY, provide
Name of CC/Trust/Company_______________________________________________________________
Number/s_____________________________
Registration No:_______________________________________
Primary Business:________________________________________________________
Marital Status
                   Married        Single    Divorce        Widow/er         Separated      Co-                 Tribal Marriage
                                                                                           habitants


Married Status:     ANC with               ANC without                Community of Property       Other (Specify)
                    Accrual                Accrual
                    If married in Community of Property please make sure that the Co-Applicant / Spouse section is also completed


Gender      Male          Female                              Ethnic Group     Asian           Black          Coloured           White

No of Dependants:____________

Frequency of Income            Monthly       Other           Weekly

Income Tax Number:           _______________________________________________________
Are you a South African Citizen     YES        NO



Type of Identification   Book of Life /      Close               Company                None           Reference             Passport
                         ID                  Corporation                                               Book

Nationality:__________________________________________________




If Not a South-African Citizen, Passport Number: ______________________________________________________________
Country Passport was issued: _________________________________________________________
Date passport was issued: _______________________________
Passport Expiry Date: _________________________________________
Are you a permanent resident? _______________________
County of Permanent Residents? ________________________________________________
Permanent Residence Number: _______________________________________________________
Future Postal
Address________________________________________________________________________________________________________
Suburb:_________________________________________________City__________________________________________
Postal Code:_____________
Correspondence Language                    English              Afrikaans        Zulu              Other

BANKING DETAILS:
                                                                                                                                               3
                                                                                   HOMELOAN APPLICATION FORM
                                                                        PLEASE COMPLETE AND FAX BACK TO 088011 803 9820

Account Type            X     Institution         Branch/Code                 Balance        Acc. Holder            Account number

Cheque

Personal Loan

Fixed Deposit

Trans/Savings

Credit Card

Other

Investments

Mortgage loans

ISA
In the second column marked X, indicate the default account that the bank will use to transact with you.

EMPLOYMENT DETAILS:

Occupational Level:
        SNR            Management           Supervisor            Skilled               Semi-skilled           Unskilled                 JNR
  Management                                                      Worker                  Worker                   Worker             Position


Occupation:___________________________________________
Name of Employer:_______________________________________________________
Physical Address of Employer:
__________________________________________________________________________________________________
Employee Number: ________________________________________________________
Date Joined Employer: ______________________________
Employer Tel No: _____________________________________________
Employers Fax No: _____________________________________________
Previous Employer’s Name:_____________________________________________
Period with Previous Employer:______________________________
   Employment           Agriculture           Catering/Entertainment           Civil Service           Construction             Education
        Sector
                            Finance                      Health                  Industry                  Legal                 Media

Occupational Status         Full Time           Housewife                   Self-Employed (Non-                       Unemployed
                                                                            Professional)
                            Part Time           Student / Scholar           Self-Employed (Professional)              Retired

Educational Level:_______________________________Qualification:_________________________
Have you ever been declared insolvent? Yes/No________________
If YES, date rehabilitated_________________________________________________

LOAN DETAILS
                                                                                                                                          4
                                                                                    HOMELOAN APPLICATION FORM
                                                                        PLEASE COMPLETE AND FAX BACK TO 088011 803 9820

Is this the first time you are purchasing a            Yes         No
property?
Include Bond and Transfer Costs                        Yes         No

Purchase Price of Property: _____________________________________
Purchase Date of Property:______________________________________
Amount of Loan required:_______________________________________
Bond Amount to be Registered:__________________________________
Repayment               120      180          240         Months         How will installments be   Debit Order       Salary Stop Order
Period:                                                   .                                made

Do you have an existing home loan account? Yes___No___
If Yes, provide bank name:_____________________________________________________
Bond Attorneys: _____________________________________________________________________________________
(must be on Bank Panel List)
Transfer Attorneys: ___________________________________________________________________________________
(must be on Bank Panel List)
If Building Loan: Contract Price: R____________________________________
Land Price: R______________________________________________
Contractor Name_____________________________________________________
Contractor Contact No:______________________________________

PROPERTY AND INSURANCE DETAILS

Property Description:
Erf No:_______________________ Portion: _____________________________________ Street No: ________________________
Street Name:_________________________________________________________
Suburb:_________________________________________________ City:______________________________________________
Postal Code:____________ Province ___________________________________________
Area of Land_________________________m/sq
Seller Name: ________________________________________________________
Sellers ID _______________________________________________
Seller Tel No: _________________________________________
Sellers Cell No: _________________________________________________________
Property currently bonded to?_____________________________________________
Bond Account No: ____________________________________
Intended Purpose of Dwelling:          Business                    Holiday Home        Owner Occupied             Rented Out       Vacant

Type of Property         Freehold                   Leasehold            Dwelling         Sectional Title Unit
                         Vacant Land                Cluster Home         Other            Specify:

Who may the bank’s assessors contact to arrange a property valuation?
__________________________________________________________________
Tel No: ________________________________________________________
                                                                                                                               5
                                                                                HOMELOAN APPLICATION FORM
                                                                    PLEASE COMPLETE AND FAX BACK TO 088011 803 9820

Cell No:______________________________________________________
If Sectional Title:
Complex Name:____________________________________________ Sectional Title Plan/Unit No:___________________________
Sectional Title Door No:____________________ Parking Bay No:___________________ Garage No:_______________
Body Corporate
Details:________________________________________________________________________________________________________
Managing Agents Details:_____________________________________________________________
Tel No:___________________________________


LIFE ASSURANCE

Life Assurance:
Would you Like the Bank to Arrange Life Cover      Yes         No
If yes please select one of the following:
Use Bank’s Life Assurance Policy
Arrange session of you own existing Life Assurance Policy (Sufficient to cover this
loan)
Arrange appointment with Bank Consultant

Provide Details of Clients Life Policy/ies:

Institution:
          ________________________________________________________________________________________________________


          ________________________________________________________________________________________________________


          ________________________________________________________________________________________________________


Clients Life Assurance: No of Policies: ____________________             Year of Oldest Policy:_____________________________



INCOME AND EXPENDITURE: Main Applicant/Spouse/Co-applicant
INCOME                     MAIN APPLICANT                                                    SPOUSE/CO-APPLICANT
GROSS SALARY
COMMISSIONS

HOUSING SUBSIDY

INVESTMENTS

RENTAL

OTHER (specify)

TOTAL INCOME:

EXPENSES:                                     MAIN APPLICANT                                 SPOUSE/CO-APPLICANT
                                                                                                                6
                                                                           HOMELOAN APPLICATION FORM
                                                                  PLEASE COMPLETE AND FAX BACK TO 088011 803 9820

Bond Repayments/Rental

HP/Loan Installments/Overdrafts

Credit cards

Water and Light

Rates and Taxes

Insurance – Short Term

Insurance – Life

Petrol/Vehicle Maintenance

Clothing

Telephone

TV/Rental/MNET

Vehicle Installment

Second Vehicle

Pensions

Medical Aid

PAYE Contribution

UIF

Food / Groceries / Liquor / Cigarettes

Repairs & Maintenance – Household

Domestic Wages

Medical Costs

Education

Entertainment / Sport / Subscriptions

Alimony / Maintenance

Other (Specify)

TOTAL EXPENSES:


Total Income: R___________________           –    Total Expenses: R____________________   = Affordability
R______________________


                                  SECOND APPLICANT – Spouse/Co-applicant/Other
Second Applicant         Spouse          Surety         CC/Trust/Company      Other         Specify:

Surname:__________________________________________
First Names:_____________________________________Initials__________________
                                                                                                                                                     7
                                                                                        HOMELOAN APPLICATION FORM
                                                                            PLEASE COMPLETE AND FAX BACK TO 088011 803 9820

Date of Birth:                                                  Title:
                                                                Mr/Mrs/Miss/Ms/Dr/Prof/Rev________________________________________


ID Number:                                                                                      Ethnic
                                                                                                Group:_________________________________


Tel No: Work (          )______________________________Home: (                   )____________________________
Fax No: (        )______________________
Cell No:____________________________________________
Email:__________________________ ________________________________________
Present Physical
Address_______________________________________________________________________________________________________
Suburb:_____________________________________________City:______________________________________
Postal Code:___________________
Present Postal
Address:________________________________________________________________________________________________________
Suburb:_____________________________________________City:______________________________________
Postal Code:___________________
Period at Present
                               _______________________________               Owner           Tenant            Boarder          Living with Parents
Address




Marital           Married         Single       Divorce     Widow/er              Separated        Co-                    Tribal Marriage        Status
                                                                                                  habitants
Married Status:             ANC with Accrual     ANC without Accrual          Community of Property       Other (Specify)
                    .
Gender       Male            Female                                      Ethnic Group   Asian          Black              Coloured           White

No of Dependants: ____________

Frequency of Income               Monthly        Other             Weekly

Income Tax Number:            _______________________________________________________
Are you a South African Citizen        YES          NO

Nationality:__________________________________________________

Type of Identification      Book of Life /        Close                    Company              None           Reference                   Passport
                            ID                    Corporation                                                  Book

If Not a South-African Citizen, Passport Number: ______________________________________________________________
Country Passport was issued: _________________________________________________________
Date passport was issued: _______________________________
Passport Expiry Date: _________________________________________
                                                                                                                                      8
                                                                               HOMELOAN APPLICATION FORM
                                                                     PLEASE COMPLETE AND FAX BACK TO 088011 803 9820

Are you a permanent resident? _______________________
County of Permanent Residents? ________________________________________________
Permanent Residence Number: _______________________________________________________
Future Postal
Address________________________________________________________________________________________________________
Suburb:_________________________________________________City__________________________________________Postal
Code:_____________


Correspondence Language                     English                Afrikaans        Zulu            Other




BANKING DETAILS FOR SECOND APPLICANT


Account Type            X    Institution         Branch/Code              Balance        Acc. Holder           Account number

Cheque

Personal Loan

Fixed Deposit

Trans/Savings

Credit Card

Other

Investments

Mortgage loans
ISA
In the second column marked X, indicate the default account that the bank will use to transact with you.

EMPLOYMENT DETAILS


Occupational Level:
        SNR            Management          Supervisor          Skilled              Semi-skilled            Unskilled           JNR
  Management                                                   Worker                 Worker                Worker          Position


Occupation:___________________________________________
Name of Employer:_______________________________________________________
Physical Address of Employer:
__________________________________________________________________________________________________
Employee Number: ________________________________________________________
Date Joined Employer: ______________________________
Employer Tel No: _____________________________________________
                                                                                                                                 9
                                                                          HOMELOAN APPLICATION FORM
                                                                 PLEASE COMPLETE AND FAX BACK TO 088011 803 9820

Employers Fax No: _____________________________________________
Previous Employer’s Name:_____________________________________________
Period with Previous Employer:______________________________
   Employment         Agriculture       Catering/Entertainment        Civil Service         Construction             Education
     Sector
                       Finance                  Health                  Industry                  Legal               Media

Occupational Status    Full Time          Housewife                Self-Employed (Non-                     Unemployed
                                                                   Professional)
                       Part Time          Student / Scholar        Self-Employed (Professional)            Retired

Educational Level:_______________________________Qualification:_________________________
Have you ever been declared insolvent?Yes/No________________If YES, date
rehabilitated_________________________________________________

NOTES:

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

								
To top