People who need mortgages and refinance loans usually try and find the lending institutions who give these loans out. While you can wait for customers to come to you and take out a loan from your company, wouldn't it be better if you beat them to the punch and offer them your services just when they really need it This is what mortgage leads, refinance leads, and home equity leads can do for you. They can give your lending company the much-needed contact information that will get you the clients you want.