CAR BUYING SOLUTION WWW.WEBSITETOMONEY.BLOGSPOT.COM SARKERS 11/26/2009 Find Used Cars for Sale by Owner Are you in the market to find a used car online, or you just want to find one for sale by owner? If so, here are some steps that you can take. Since you're on the Internet, you'll most likely want to start here. Check out a few sites like eBay, Craigslist, and AutoTrader. They are all free to browse. Make sure that you always inspect a car before buying online though! If you want to be old fashioned, pick up a local community newspaper, or pick up a bigger newspaper. Check out the classifieds to see if there are any deals in your neighborhoods. Many dealers love to promote used cars in their paper. Try asking friends, and family to see if they know of anyone selling a car. This is a great way to find out if someone is selling, and is also where you can generally get a great deal. When you're driving down the road, keep your eyes peeled on the side of the road to see if there are any cars for sale on the side of the road. The last thing that I would do is by checking out dealerships. Since you will want to buy one by owner, a dealership is just as good. Just make sure you're getting a great price. How to Find Extended Car Warranties If your warranty ran out, and you're looking for a new one, I wanted to show you how you can get the best extended car warranty for your car. Buy directly from the source, and save money. When you buy from a dealer, or someone online, you may find that you're going to pay a "middle-man" fee. Read your terms, and conditions to find out what's covered. Are you going to get repairs for "wear and tear" items, or does your warranty only cover mechanical issues? Make sure that you can try it, before you buy it, or make sure that you can get your money back after 30-60 days if you're not satisfied with it. Most good warranty companies will allow you to do so. Check the rating of your insurance company, and make sure that the rating is superb. Check with the BBB, as well as do research on the Internet. When purchasing your warranty, get a low deductible. If your deductible is too high, it may not be worth the price of the warranty. Look into the benefits, and see what other perks you get. Do you get rental car insurance? reimbursements? towing? Make sure that you have options to take it to any ASE certified shop. Save Money on a Car by Paying in Cash Many individuals have bills to pay, groceries to buy, and jobs that may or may not be entirely steady. Why add to the financial stress by taking out a large loan for a car? In this society, money not only holds a tremendous amount of power, but it can also help you receive a better deal on a car. Instead paying monthly on a large loan, pay a lower price all at once by using the magic of physical cash. Here are some tips for using actual money to buy a car for a lower price. Decide what kind of car you want and start saving money. For example, if you want to buy a new car then you will need to save more money than you would if you were buying a used car. Take out the amount of money you will need from the bank. While checks are safer and easier to carry, salespeople are more likely to respond and take you seriously with cash in hand. Search each dealership for the car you desire. If a salesperson approaches you, explain to them that you are looking for a car within a certain price range and that you would be more than happy to pay in cash. Also, start out with a lower price than you would originally pay for a car because salespeople are known for trying to coerce potential consumers into buying a more expensive car. Test the cars that are being offered and examine them from bumper to bumper. If possible, have a mechanic look over the car in order to tell if there is anything wrong with it. For example, if you are offered a used van for $1,500, then you may want to look more closely at the vehicle to make sure that you are not receiving a bad deal. Negotiate with the dealerships. If necessary, pull out a few thousand dollars to let them know that you mean business. Salespeople are known for trying to sale cars at higher prices, so do not be afraid to negotiate for a lower price. Also, do not let the salespeople know that you have more money than your original statement in step 3. Give the salespeople your phone number and walk away from the lot. This way, it gives both you and the dealerships time to think about the offers. While you are reconsidering whether or not the cars you saw were worth the price, the salespeople at the dealerships are considering whether or not they should lower the price in order to receive cash payment. Give the dealerships between three day and a full week in order to contact you once more about potentially lowering the original price. Make a final decision on which car to purchase and go to the dealership. Double check to make sure you have enough money to cover not only the cost of the car, but any additional fees as well. Analyze the car once more in order to be certain that it is worth the price. This means, take it out for another test drive and examine it from bumper to bumper. Pay the dealership in full with cash and drive away in your car. How to Purchase A Car Online Purchasing a car can be a headache sometimes with all the possible lemons. But there is also a lot of good deals online, some too good to pass up. So why let the lemons ruin your online car purchasing experience. Fortunately there is a way of dramatically decreasing your chance of purchasing a car that will leave you stranded on the express way. Follow these steps when looking for your car online. Shop local. When shopping for a car online shop local. Check your local newspapers website, craigslist, and kijiji. Sometimes there are new sites that allow people to post local classifieds doing a "local classified" search will help you find them. Browse through these sites until you find a couple good possibilities. Make sure you check the cities they are located in if travel is a concern. Check the vehicle out. If you do not know much about cars definitely bring someone who does. Take your time, fully inspect the car and ask questions. Do research on the car. Check out the Kelley Blue Book value to make sure the car is not priced to high . Also, check to see if there has been any recalls for the car. When I purchased my 2001 Honda Odyssey I didn't know that the transmissions go bad prematurely. If I would have known that I could have negotiated the price down or turned it down all together. (see resources for link) If everything checks out get a carfax report. With the report you will get a accident/frame damage check, title problems including salvage, junk or flood, the number of owners, service Records and more useful information. For twenty bucks, knowing is better than not. Find a Cheap Reliable Car In a tough economy, you may find yourself with out a car, without credit, and without cash. You need transportation, but how do you find a cheap car to get you through these hard times? Follow these steps to find a cheap reliable car. Do not go to a used car lot to find a cheap car. You may find a good selection, but the price of these vehicles is going to be much higher than if you had bought that same car from an individual. Ask your family and friends if they have a car they can sell to you cheap. If they do not have one, ask them to keep their eyes and ears out for a cheap car that has low mileage. Toyota and Honda vehicles are great cars that are very reliable even ten years down the road. If you are good at working on cars, look into buying a vehicle that has a few problems with it and would be cheap and easy for you to fix. People will sell otherwise reliable cars because they don’t want to fix a small problem. You could get thousands of dollars off what the price would be and it might only cost you a few hundred to fix. Look on Craigslist and in your local classifieds. You are likely to find someone who just wants to get rid of a vehicle and is willing to part with it cheap. Make sure to always offer a slightly lower price than they are asking, and never buy a vehicle without popping the hood. These tips will save you overpaying on a car. How to Find The Right Used Car for you If you plan on car hunting there are certain things you should look for when buying a used car. First you should ask does the car have a history of car repairs or did the previous owner leave receipts behind. If the owner left receipts that is a plus because you can verify if the oil was changed regularly or if proper maintenance was done. You can also write down the VIN number then do a search to see if the car was in a accident before. Next you should already have picked out what car you want. Do not appear to be overly excited about a car and dont throw hints that you are prepared to purchase the car right away. If anything pretend to be somewhat dissatisfied with the price. No matter how much the dealership tells you that's their final price do not fall for the bait. You would be surprised how much you can get your way if you tell your salesman you want to sleep on it. The next day when you come back you will find that the price magically changed. Next you should know before hand how much room you need. If you are seeking a big SUV find out how much the gas will run you. If you have kids you may consider getting leather seats so you will be able to clean them easier. If you are not good with directions you may want to consider getting a navigation system. Where Can I Get Totally Free Car History? Knowing the history about a used car gives a buyer important information for making a purchasing decision. Several popular websites provide vehicle history reports. Potential used car buyers can either purchase or opt to receive a free report. However, purchased reports provide detailed information that free reports often omit. Although vehicle history reports document some accurate information, buyers also need to consider other factors. 1. Smart shoppers are taught to ask questions, read product reviews, check the details and, in the case of used car buyers, do a background check. This is all prudent advise, but doesn't guarantee a fair deal. Vehicle history reports are popular among used car buyers. There are four major suppliers for such reports: Carfax (carfax.com $30), autocheck (autocheck.com $15), National Insurance Crime Bureau (www.nicb.org) and National Motor Vehicle Title Information Systems (www.nmvtis.gov). All four of these companies provide important purchasing information, but these reports also, for various reasons, miss data about an automobile's history. Misconceptions 2. Many used car buyers rely on history reports before signing on the dotted line. Dealerships offer free history reports to consumers. But these reports need to be put into proper context. The reports use vehicle title "branding" to indicate the status of the car. Popular branding terms include clean, salvage, theft and total loss. However, studies suggest reports with "clean" results did not reveal the car's history of serious repairs due to diverse calamities. According to consumerreports.org, "We found that the reports were most likely to be incorrect for vehicles that had serious damage but for various reasons were not declared a total loss." Warning 3. There is some explanation for incorrect clean title branding. Clean title wrecks are popular among buyers at auctions who repair the damage and resell them to trusting consumers. Clean title wrecks are also common in the following situations: the owner didn't have collision insurance; the car was selfinsured (rental cars and fleet vehicles); damage is considered less than "total loss" damage. Moreover, in states with lenient laws, scammers apply low-quality repairs to wrecked vehicles and then re-title them as clean---a process called "title washing." Potential 4. The process for tracking the history of used automobiles is, at times, flawed and even abused. But the four major suppliers of used car reports are initiating steps to ensure accurate information. Carfax and Autocheck are implementing policies that guarantee the buyback of a vehicle purchase based on an inaccurate report---but stringent rules apply. Read the disclosures on the report, especially details about limitations and guarantees. Prevention/Solution 5. When purchasing a used car, vehicle reports are one of several steps toward making an informed decision. Test drive the car and listen for strange noises, check for steering difficulties and for the smell of mildew, which can reveal water damage. Check underneath the car for liquid spills. The car's paint may indicate past bodywork. It is also beneficial to schedule an inspection with a trusted mechanic. Buying a used car involves potential risks but, by conducting due diligence, buyers can maximize their potential for negotiating a fair deal. Buying a used car can save you money. If you're in the market for a used car, it's important to balance the desire to save money against the features you need and want. It's also important to make sure that the car you buy is safe and reliable. By doing research and following a few suggestions, you can assure yourself of getting a good deal on a used car. Assessing your Budget and Needs 1. If you just need a car to get to and from work, you will have different criteria than someone who does a lot of long-distance driving, or another person who hauls cargo or does a great deal of towing in a car. You should also draw up a realistic budget. While you don't want to buy a heap, flashy bells and whistles may add cost to a car that can be better applied to updated safety features or a newer model. Research the Market 2. Buying used cars has changed a lot since the days of the fast-talking dealer stereotyped in movies and on TV. One important change is that many used cars are pre-certified and come with warranties. This takes away much of the risk of buying a used car. Especially if you are in the market for a late-model used car, you may be able to find many, if not all, of the newest features available on new cars. Kelley Blue Book and Edmunds, among other services, provide comprehensive reviews of cars by make and model. Check out what's available thoroughly--compared with what you are seeking and your budget-to help you narrow down your choices. Choosing a Used Car 3. If you've found a particular car you like, you should research its history to determine whether there have been major repair problems or if it has been involved in a serious accident. Many car dealers perform their own inspections on their cars. Check out what is included in their inspections, but don't rely on them alone. CARFAX provides a vehicle history service for a very reasonable price. You will need the VIN number, which can be often found in the vehicle title or under the windshield. You should also have a mechanic inspect the car if it is not certified or does not carry a warranty. Nearly all reputable dealers will agree to this. Of course, you'll want to take the car out for a test drive. Getting the Best Deal 4. Run a price comparison for the make and model car you have chosen to buy, to get a range of prices. You can use this range to negotiate your final price with the dealer. If you are trading in a car, get the Kelley Blue Book value of your car and use that to negotiate a fair trade-in price. Loans are available through a bank or credit union, through online lenders or directly through the dealer. Obtain loan approval before you begin shopping for your car if you plan to seek financing from a bank, credit union or online lender. Your credit rating will also influence the financing you will be able to receive; especially the way you have handled car financing in the past. Best way Buy a Car On Ebay Buying a car on Ebay can be a great way of finding the exact type of vehicle you are looking for, at a very reasonable price. But you need to know how to do the proper research, and follow the proper steps to be sure that you are purchasing a car that you will be happy with. RESEARCH THE EBAYER FROM WHOM YOU ARE CONSIDERING PURCHASING FROM: First, read some of the comments that were made regarding the seller. You can also glance at their feedback score, and see how their overall professionalism has been. By doing this, you will be able to be fairly certain whether or not this eBayer is someone whom you can trust. RUN A VEHICLE HISTORY REPORT: This will show you if the vehicle had been involved in any major accidents in its past. It will also tell you if the car had been exposed to any major damage, such as a flooding. You can use services such as carfax.com get this information. You can either do this in person, or hire a third party inspection service, such as “SGS Automotive”, which is the service that eBay recommends. This will cost approximately $100. DETERMINE WHAT YOU ARE WILLING TO BID: You should go to Kelly’s Blue Book to give you a general guideline as to what a good cap on your maximum bid price should be. Keep in mind you will also have to pay state taxes, registration and title fees, and delivery charges, if you will not be picking it up. You will be obligated to purchase the vehicle if you are the winning bidder, so be certain you are willing to purchase it before you place your Ebay bid.