How I Paid my Credit card Debt - HDFC, ICICI, SBI, ABN , BARCLAYS AND HSBC

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How I Paid my Credit card Debt - HDFC, ICICI, SBI, ABN , BARCLAYS AND HSBC Powered By Docstoc
					How I Paid my Credit card Debt - HDFC, ICICI, SBI, ABN , BARCLAYS AND HSBC
How Credit Cards took control over me
Most of my friends had credit cards and i too applied for one. The application was approved and when i received it on my hands i felt proud. The credit limit was mere 15000 and i bought a mobile for the entire amount it in. I converted it into 3 installments and paid it back. By the time i had one more credit card from another bank. Likewise it went on to 8 credit cards. Without fail i paid my monthly dues for some time. My spending spree through credit cards took control over me. I couldn't pay my dues on time. Finance charges and Late payment fee attacked heavily. From paying the actual dues i jumped into paying minimum dues which is the horrible thing any credit card holder can do. Paying just Minimum dues that too after the due date is like throwing your money into dust bin. Its not worth a single paise. Three months into it overlimit charges too took the place and its was finance charges, late payment fee and overlimit charges. Tension gripped me tightly and all my earnings went for credit card payments. I had it in my mind that, It is me who spend the money from credit cards and i have to pay it back whatever charges they include in it. I had my costly mobile with me, nice dresses but no peace. I realised that i was a fool to spent so much from credit cards where I owned the card but not really the money in it. No What can i do ? Should i run way from debts and Cheat the bank or Face the problems till I make some money to pay back. But how can i pay back while the bank is behind me for monthly payments. I realised debt has taken control over me. What Next now was my question i asked to myself. Its here, in below link http://hubpages.com/hub/How-I-Paid-my-Credit-card-Debt-HDFC-ICICI-SBI-ABNBARCLAYS-AND-HSBC


				
DOCUMENT INFO
Description: How to overcome credit card debt. A real way for debt consolidation