Excel Spreadsheet

How to Create a Home Budget

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This is example on how to create a home budget. This document is useful for creating home budget.

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Shared by: crisologa lapuz
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Monthly Home Budget October 3, 2008 Summary Totals Income Expenses Income less Expenses Income Income Source Salary 1 Salary 2 Investment Stocks and bonds Other Total income Expenses Withholdings Federal income tax State income tax FICA Medical Dental Other Total withholdings Percent of expenses Finance Payments Credit card 1 Credit card 2 Credit card 3 Credit card 4 Student loan Auto loan Home mortgage Personal loan Total finance payments Percent of expenses Actual 3,750.00 3,267.45 482.55 Actual 3,750.00 Budgeted 3,750.00 3,071.88 678.12 Budgeted 3,750.00 Over/Under at budget 195.57 over 195.57 over Over/Under at budget at budget at budget at budget at budget at budget Over/Under at budget at budget at budget at budget 75.00 over at budget 75.00 over This worksheet can help you create and maintain a monthly home budget. Enter values into the yellow boxes. Results will be shown in the green boxes. You may also enter notes in the gray boxes. Notes 3,750.00 Actual 105.00 0.00 286.88 100.00 125.00 616.88 18.88% Actual 77.50 3,750.00 Budgeted 105.00 0.00 286.88 100.00 50.00 541.88 17.64% Budgeted 50.00 Notes 275.00 1,240.00 1,592.50 48.74% 275.00 1,240.00 1,565.00 50.95% Over/Under 27.50 over at budget at budget at budget at budget at budget at budget at budget 27.50 over Notes Fixed Expenses Property taxes Other taxes Charitable donations Auto insurance Home insurance Life insurance Medical insurance Cable TV Telephone Utilities Total fixed expenses Percent of expenses Variable Expenses Household Groceries Auto upkeep and gas Other travel expenses Furniture Clothing School Medical/prescriptions Entertainment Memberships Dining out Gifts Vacation Pet care Other Total variable expenses Percent of expenses Actual 65.00 Budgeted 65.00 125.00 125.00 25.00 50.00 66.98 125.10 582.08 17.81% Actual 15.00 225.00 68.25 125.00 100.00 25.00 25.00 50.00 150.00 540.00 17.58% Budgeted 50.00 200.00 50.00 Over/Under at budget at budget at budget at budget 25.00 over at budget at budget 25.00 over 16.98 over 24.90 under 42.08 over Over/Under 35.00 under 25.00 over 18.25 over at budget at budget 50.00 under at budget at budget 37.50 over at budget 55.24 over at budget at budget at budget at budget 50.99 over Notes Notes 0.00 50.00 112.50 55.24 75.00 0.00 475.99 14.57% 425.00 13.84% This worksheet is locked to preserve the formulas that calculate your results. To unlock the worksheet, go to the Tools menu, select Protection, then choose Unprotect Sheet. This sheet does not use a password.
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