BUDGET DEBT WORKSHEET
Current Monthly Expense Tracking Report – Page 1
Spending Category Yearly Fees Month Month Month Month Average
Divided by One Two Three Four Mo. Amt.
12
CURRENT HOUSING EXPENSES
Rent (or Mortgage Pmt.)
Utilities (gas, electric, water,
sewer)
Apartment Fees
Property Taxes
Homeowner’s Ins.
HOUSING TOTALS
CURRENT NON-HOUSING EXPENSES
PAYROLL DEDUCTIONS
FOOD
Groceries
Eating out, delivery, carry out,
etc.
FOOD TOTALS
TELEPHONE
Basic Home Service
Long Distance
Cell Phone
TELEPHONE TOTALS
INTERNET EXPENSE
CHILDREN
Day Care
Tuition, activities & allowance
Clothing, haircuts, etc.
Child Support
CHILDREN TOTALS
ELDER CARE
AUTO #1
Car Payment
Gas, Maintenance & Repairs
Car insurance
Registration/Tags
Drivers License Renewal
AUTO #1 TOTALS
AUTO #2
Car Payment
Gas, Maintenance & Repairs
Car insurance
Registration/Tags
Drivers License Renewal
AUTO #2 TOTALS
TRANSPORTATION (bus, taxi,
etc.)
Budget Worksheet Page One Totals
Budget Debt Worksheet
Current Monthly Expense Tracking Report – Page 2
CURRENT NON-HOUSING EXPENSES
SAVINGS
CHURCH AND CHARITY
DEBT (FROM WORKSHEET #3)
HEALTHCARE (not paid by insurance)
Doctors, etc
Pharmacy
Vision, Dental
Other (wheelchairs, crutches,
etc.)
Medical Ins. (not payroll
deducted)
HEALTHCARE TOTAL
PETS
Food
Medical (shots, emergency
care, etc.)
Kennel Costs (during
vacations)
PETS TOTAL
FITNESS CLUB AND
EXERCISE EQUIPMENT
LIFE INSURANCE
LAUNDRY & DRY CLEANING
ENTERTAINMENT
Cable
Bars or nights-out
Movie or movie rentals
ENTERTAINMENT TOTALS
VACATIONS
HOLIDAYS
Gifts
Parties
HOLIDAY TOTALS
EDUCATION
Tuition
Books
Parking Passes
EDUCATION TOTALS
UNION OR PROFESSIONAL
DUES
FURNITURE & APPLIANCES
HOUSEHOLD
MISCELLANEOUS
PERSONAL SPENDING 1
Clothing, shoes
Grooming (hair, makeup, etc)
PERSON 1 TOTALS
PERSONAL SPENDING 2
Clothing, shoes
Grooming (hair, makeup, etc)
PERSON 2 TOTALS
OTHER (Cash, etc.)
Budget Worksheet Page Two Totals
Budget Debt Worksheet
Current Monthly Expense – Page 3
REVOLVING AND INSTALLMENT DEBTS Borrower Co-Borrower
Category Avg. Mo. Total Avg. Mo. Total
Payment Balance Payment Balance
CREDIT CARD PAYMENTS
Card Name & Account #
Card Name & Account #
Card Name & Account #
Card Name & Account #
CREDIT CARD TOTALS
OTHER INSTALLMENT LOANS (not car payments)
STUDENT LOANS
Creditor Name & Account #
Creditor Name & Account #
Creditor Name & Account #
STUDENT LOAN TOTALS
OTHER MISCELLANEOUS DEBT
TOTAL MONTHLY DEBT – FILL IN ON PAGE 2