NAMED NON-OWNER COVERAGE - Travelers Insurance

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NAMED NON-OWNER COVERAGE - Travelers Insurance Powered By Docstoc
					                                     NAMED NON-OWNER COVERAGE


This coverage is subject to all the provisions of the                       Any vehicle, other than "your covered
policy with respect to coverages described in the Dec-                      auto", which is owned by you; or
larations and individuals described in the Declarations
                                                                            Any vehicle, other than "your covered
or the Schedule except as modified as follows:
                                                                            auto", which is owned by any "family
I. DEFINITIONS                                                              member". However, this exclusion does
                                                                            not apply to your maintenance or use of
    The Definitions Section is amended as follows:
                                                                            any vehicle which is owned by a "family
    A. "You" or "your" refers to the individual named                       member".
       in the Declarations or in the Schedule.
                                                                    C. The Out of State Coverage provision is re-
    B. The definition of "your covered auto" is re-                    placed by the following:
       placed by the following:
                                                                        OUT OF STATE COVERAGE
    "Your covered auto" means any of the following
                                                                        If an auto accident to which this policy applies
    types of vehicles on the date you become the
                                                                        occurs in any state or province other than
    owner:
                                                                        where you reside, we will interpret your policy
        a. a private passenger auto; or                                 for that accident as follows:
        b. a pickup or van.                                             If the state or province has:
    This provision applies only:                                        1. A financial responsibility or similar law
        a. if you acquire the vehicle during the policy                    specifying limits of liability for "bodily
           period; and                                                     injury" or "property damage" higher than
                                                                           the limit shown in the Declarations, your
        b. for 30 days after you become the owner.                         policy will provide the higher specified
    This insurance does not apply if other insurance                       limit.
    applies with respect to newly acquired vehicles.                    2. A compulsory insurance or similar law re-
II. LIABILITY                                                              quiring a nonresident to maintain insur-
                                                                           ance when-ever the nonresident uses a
    The Liability Section is amended as follows:                           vehicle in that state or province, your pol-
    A. Paragraph B. 1. of the definition of "insured"                      icy will provide at least the required mini-
       is amended by deleting reference to "family                         mum amounts and types of coverage.
       member."                                                         No one will be entitled to duplicate payments
    B. The Exclusions Section is amended as follows:                    for the same elements of loss.
        1. Exclusions A.6. and A.7. are replaced by          III. MEDICAL PAYMENTS
           the following:                                           The Medical Payments Section is amended as fol-
               We do not provide Liability Coverages for            lows:
               any person maintaining or using any vehi-            A. Paragraph B. 1. of the definition of "insured"
               cle in the "business" of that person. This              is amended by deleting reference to "family
               exclusion does not apply to an auto oper-               member".
               ated or "occupied" by you.
                                                                    B. The Exclusion Section is amended as follows:
        2. Exclusions B.2. and B.3. are replaced by
           the following:                                               1. Exclusion 6. does not apply.

               We do not provide Liability Coverages for                2. Exclusions 5. and 8. are replaced by the
               the ownership, maintenance or use of:                       following:


                                                                                          Endorsement Symbol Number
PL-6022 3-87                                          Page 1 of 2                                            A00220
        We do not provide Medical Payments Cover-                    B. The definition of "uninsured motor vehicle" (in
        age for any person for "bodily injury":                         Washington, "underinsured motor vehicle") is
                                                                        amended as follows:
               Sustained while "occupying" or, when
               struck by, any vehicle (other than "your                  1. Any reference in Part 2. to "the state in
               covered auto") which is owned by, you; or                    which 'your covered auto' is principally
                                                                            garaged" is amended to read "the state in
               Sustained while "occupying" any vehicle
                                                                            which you reside".
               used in the "business" of that person. This
               exclusion does not apply to a vehicle oper-               2. Paragraphs a. and b. of the hit and run ve-
               ated or "occupied" by you.                                   hicle section are amended by deleting ref-
                                                                            erence to "family member". (In Oklahoma,
IV. UNINSURED MOTORISTS
                                                                            the hit and run vehicle section is amended
    The Uninsured Motorists (in Washington, Under-                          by substituting the term "you" for the term
    insured Motorists) Section is amended as follows:                       "insured".)
    A. Paragraph 1. of the definition of "insured" is
       amended by deleting reference to "family
       member".
                                                     SCHEDULE
                                              NAMES OF INDIVIDUAL




                                                                                         Endorsement Symbol Number
PL-6022 3-87                                           Page 2 of 2                                          A00220

				
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posted:12/18/2013
language:English
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