June 2013

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					                                                                                                June 2013

            A T L A N T I C        F I N A N C I A L          F E D E R A L         C R E D I T       U N I O N

Cash in with AFFCU’s Home Equity Loan
A large project can drain your wallet, but with AFFCU it doesn’t have to by using
your most valuable asset - your home. If you don’t have the cash and you have
overdue projects or just need a jumpstart in the right direction, see AFFCU. Home
Equity rates start as low as 2.25% with terms ranging from 5, 10, or 15 years.
Use your home’s equity for upcoming home improvement projects, education
expenses, or even a wedding! AFFCU’s Home Equity is affordable with no closing cost options, no
points, and generally tax deductible interest (consult with your tax advisor). Receive discounted rates when you
have direct deposit or set up automatic payments or a credit score of 740 or higher.
Get the process started or ask additional questions by emailing Trish at or calling her at 410-
584-7474, extension 231. It’s a home equity made for you!

                          Get Pre-Approved For the Car You Want!
                           Looking for a new ride? Start the process with your credit union. AFFCU can save you
                           money whether it’s financing your new car, haggling the bottom line price, or refinanc-
                            ing the car you have! New or used, we have you covered. Drive the car you want with
                             a payment you can afford at our lowest rates starting as low as 2% and generally no
                             higher than 8.75%.
                            AFFCU will help you get more discounts along the way.
    ✮ Send your direct deposit to your AFFCU account and set up automatic payment for a lower rate
✮ Save $200 or more when you get GAP insurance through AFFCU instead of the dealership
✮ Protect your car with a more affordable extended warranty protection service from AFFCU
✮ Discounted insurance premiums
Paying too much on the car you already have? Refinance with AFFCU to see the savings add up. Once your loan is
booked with AFFCU, we’ll give you $100!
Motorcycles, RVs or Boats - AFFCU has financing options available however you travel. Apply online, email our
Central Lending Department at or or give us a call at 410-584-7474. It’s the
summer to save with AFFCU.

  E-BILL PAY REMINDER                  Effective June 10th E-Bill Pay timing will change. Please note that all
  payments will be deducted from your checking account immediately or generally within 24 hours after you
  make the payment online. When the payment clears your checking account, it will be clearly identified as to
  who is receiving the payment.
              AFFCU’s 2013 Kid’s Night Solved the
              Mystery of Savings
              What’s the mystery to saving? Well, it’s not magic, savings takes time. Our Super
              Sleuth Savers found out a wealth of knowledge at our annual event and had fun too!
              The Hunt Valley Branch was transformed for our young members to enjoy various

              Maryland State Fair Tickets Are
              Now Available at AFFCU!
              Friday, August 23rd through Monday, September 2nd
              head out to the 132nd Maryland State Fair. Stop in to
              AFFCU to receive discounted tickets for admission, ride
              vouchers or food vouchers for the event. Enjoy animal
              exhibits, crafts, live entertainment, rides and horse racing at a dis-
              counted price. Tickets are available at the Hunt Valley and Inner Harbor branches
              until close of business, Friday August 16th.
                                                                       Regular Price            Discounted/Advance Price

              Adult Admission Tickets (Ages 12 and Over)                         $8                           $6
              Senior Admission Tickets (Ages 62 and Over)                        $6                           $5
              Child Admission Tickets (Ages 6 – 11)*                             $3                           $2
              Ride-All-Rides Wristband Voucher**                             $23                              $17
              12-pack of $1 Food Voucher***                                  $12                              $10
              *Children ages 5 and under are admitted for free, but rides are not included.
              **Ride-All-Rides wristband (does not include admission) is good for any one day from opening to
              closing during the Friday, August 23-Monday, September 2 run of the Fair (not valid on August 22
              Preview Night). Not to be used in conjunction with any other discount offer. No refunds or
              ***Food vouchers are redeemable at MD Foods Pavilion & Midway Booths

                                             Cash On the Go
                                         It might not be green, but AFFCU’s VISA Credit Card is as
                                          good as cash wherever you are this summer. Take it on the go
                                and swipe it in the store, at a gas pump, or on vacation at a low inter-
                est rate of 6%. Additional fees? Not with AFFCU. Grab cash whenever you need it
                with no increased rate or extra charge when it comes to cash advances or even bal-
                ance transfers. It’s a breeze just apply online at or by phone at 410-

               Holiday Closing AFFCU will be closed Thursday, July 4th in observance of
               Independence Day. Account access is available 24/7 through E-Branch, Mobile
               Apps, PAT (AFFCU’s Phone Activated Transactions), E-Deposit, and/or over 30,000
               surcharge FREE ATMs nationwide. Have a happy and safe 4th of July!

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