Mediobanca Banca di Credito Finanziario S.p.A. (MB) : Company Profile and SWOT Analysis by WMIntelligence

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									Mediobanca Banca di Credito Finanziario S.p.A.

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Mediobanca Banca di Credito                                                             Financial Snapshot

Finanziario S.p.A.                                                                      Operating Performance

Fast Facts                                                                              The company reported revenue of US$4,432 million
                                                                                        during the fiscal year 2012 (2012). The company's
                                                                                        revenue declined at a compounded rate of 6.02%
Headquarters Address                      Piazzetta E. Cuccia, 1, Milano, 20121,Italy
                                                                                        during 2008 - 2012, with an annual decline of 7.40%
                                                                                        over 2011. In 2012, the company recorded a net profit
Telephone                                 + 39 2 88291
                                                                                        margin of 2.37%, as against 10.70% in 2011.
Fax                                       + 39 2 8829367
                                                                                        Total Income and Margins
Website                                   www.mediobanca.it

Ticker Symbol, Stock Exchange             MB (Borsa Italiana)

Number of Employees                       2,690

Fiscal Year End                           June

Total Income (in US$ million)             4,432




SWOT Analysis                                                                           Return on Equity

Strengths                                 Weaknesses                                    The company recorded a return on equity (ROE) of
                                                                                        1.23% for 2012, as compared to its peers, Intesa
Broad product and service portfolio       Poor credit rating                            Sanpaolo S.p.A (ISP), Banca Carige S.p.A. (CRGI)
                                                                                        and Banco Popolare Societa Cooperativa (BP), which
                                                                                        recorded ROEs of 3.24%, -1.81% and -10.97%
Capital adequacy                          Poor financial performance                    respectively. The company reported an net profit
                                                                                        margin of 2.37% in 2012.
Increase in total deposits
                                                                                        Return on Equity
Strong distribution network

Opportunities                             Threats

Growth of internet penetration in Italy   Changing regulations

Increasing annual disposable income
                                          Fluctuations in interest rates
in Italy
Positive outlook for Italian insurance
                                          Increase in compliance costs
industry

Strategic plan for 2014-16



                                                                                        Financial Leverage

                                                                                        The company reported a debt to equity ratio of 1.51 in
                                                                                        2012, as compared to its peers, Intesa Sanpaolo
                                                                                        S.p.A, Banca Carige S.p.A. and Banco Popolare
                                                                                        Societa Cooperativa, which recorded debt to equity
                                                                                        ratios     of      0.00,      3.53       and       0.67
                                                                                        respectively.Furthermore, in 2012,       the company
                                                                                        recorded a debt to capital ratio of 0.13, as compared
                                                                                        to its peers, Intesa Sanpaolo S.p.A, Banca Carige
                                                                                        S.p.A. and Banco Popolare Societa Cooperativa,
                                                                                        which recorded debt to capital ratios of 0.00, 0.25 and
                                                                                        0.04 respectively.




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Mediobanca Banca di Credito Finanziario S.p.A. -                                                                                Page 1
SWOT Profile
Mediobanca Banca di Credito Finanziario S.p.A.

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TABLE OF CONTENTS

1     Business Analysis ................................................................................................................................... 5
    1.1     Company Overview .................................................................................................................................................5
    1.2     Business Description ...............................
								
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