DOWNTOWN DEVELOPMENT - City of Tucson by wuyyok

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									                                  Downtown Tucson Partnership
                                     Incentives and Business Resources
                          http://www.downtowntucson.org/invest/compendium-online/
DOWNTOWN DEVELOPMENT ...................................................................................5
 Accelerators....................................................................................................................5
   AZ Center for Innovation ............................................................................................5
   Southern AZ Entrepreneurship Workshops.................................................................5
   Mentorship program for Clean Tech Startups .............................................................6
   New Incubators to Help Vets Start High-Growth Businesses .....................................7
   DC-to-VC Summits .....................................................................................................8
   AZ Innovation Connection ..........................................................................................9
   AZ Innovation Accelerator Program .........................................................................10
   Greater Arizona Development Authority (GADA) ...................................................11
   Trade Adjustment Assistance (TAA) Program..........................................................12
 Affordable Housing Programs....................................................................................13
   HOME Investment Partnerships ................................................................................13
   Low income housing tax credits (LIHTCS) ..............................................................14
   CDBG (HUD) ............................................................................................................15
   HUD 108 Loans .........................................................................................................16
   CDBG Renewal Communities/Empowerment Zones ...............................................17
   Housing Operations. For Persons w/ AIDS ...............................................................18
   Pima County Housing Counseling.............................................................................19
   Federal Home Loan Bank programs..........................................................................19
   IDEA Program ...........................................................................................................20
   WISH Program ..........................................................................................................22
   AHEAD Program.......................................................................................................23
   Community Investment Program (CIP).....................................................................24
   Standby Letters of Credit...........................................................................................26
   HPA Program (homeownership preservation advance) ............................................27
   FHLB Affordable Housing Program (AHP)..............................................................28
   City of Tucson's BMIR program ...............................................................................29
   City of Tucson Lead Hazard Control Program (LHCP) ............................................31
   City of Tucson Home Deferred Loan Program .........................................................33
   City of Tucson Housing Rehabilitation Collaborative ..............................................34
   City of Tucson ENERGY EFFICIENCY RETROFITS FOR HOMEOWNERS .....35
 Bonds.............................................................................................................................36
   City of Tucson Recovery Zone..................................................................................36
   Private Activity Bonds...............................................................................................37
 Business Programs.......................................................................................................38
   Small Business Administration funding ....................................................................38
   504 loans....................................................................................................................39
   Microloans .................................................................................................................40
   7(a) Loans - SBA approves........................................................................................40
   SBA Express ..............................................................................................................41
   Community Express...................................................................................................42
   Patriot Express ...........................................................................................................43
   CAP Lines..................................................................................................................44
   International Trade.....................................................................................................45
   Export Working Capital Program ..............................................................................46
                               Downtown Tucson Partnership
                                  Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/
  University Center Economic Development Program ................................................46
  New Market Tax Credits ...........................................................................................47
  Historic Tax Credits...................................................................................................48
  Sales Tax Credits .......................................................................................................49
  AZ Additional depreciation .......................................................................................50
  Angel Tax Credit .......................................................................................................51
  Minority and Women-Owned Business Enterprise (MWBE) Program ....................52
  Enterprise Zone..........................................................................................................53
  The Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of
  2010 ...........................................................................................................................54
  Foreign Trade Zone ...................................................................................................55
  Healthy Forest Enterprise Incentives.........................................................................55
  Lease Excise Tax .......................................................................................................56
  Military Reuse Zone ..................................................................................................57
  FHLB AHEAD Program ...........................................................................................58
  FHLB ACE Program .................................................................................................59
Energy-Related Financing Programs ........................................................................61
  Energy Efficiency Conservation Block grants ..........................................................61
  Arizona Energy Incentive Programs..........................................................................61
  TEP programs (applicable to downtown Tucson): large business program ..............62
  TEP programs (applicable to downtown Tucson): small business program .............63
  TEP New Construction Program-Large Business .....................................................65
  New Construction Design Assistance Rebates ..........................................................66
  Combined Heat & Power...........................................................................................67
  Commercial Solar Incentives.....................................................................................68
  Energy Star qualified homes and products ................................................................69
  Bright Tucson Community Solar Program ................................................................69
  Clean Tech Open .......................................................................................................70
  U.S. Department of Energy's (DOE) Office of Energy Efficiency and Renewable
  Energy........................................................................................................................71
  Commercial/Industrial Solar Energy Tax Credit .......................................................72
Grant Programs ...........................................................................................................73
  Neighborhood Stabilization Program (NSP-1) ..........................................................73
  Neighborhood Stabilization Program-2 (NSP-2).......................................................74
  Neighborhood Stabilization Program-3 (NSP-3).......................................................75
  National Endowment for the Arts..............................................................................76
  Native American Housing Block Grant.....................................................................76
  Environmental Protection Agency Brownfields Programs........................................77
  Assessment Grant ......................................................................................................78
  Cleanup Grant ............................................................................................................79
  Revolving Loan Fund Grants.....................................................................................80
  EDA investment grants..............................................................................................81
  EDA American Recovery Program ...........................................................................82
  Inner City Capital Connections (ICCC) ....................................................................83
  TIGER II/Community Challenge Planning Grant (CCPG) NOFA ...........................83
  Sustainable Communities Regional Planning Grant (SCRPG) NOFA .....................85
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/
  American Express Foundation...................................................................................86
  Community Foundation for Southern Arizona ..........................................................87
  Donald Pitt Family Foundation .................................................................................88
  Graham Foundation ...................................................................................................89
  Green Communities ...................................................................................................89
  JPMorgan Chase Bank...............................................................................................90
  William H. and Mattie W. Harris Foundation ...........................................................91
  Choice Neighborhood Grants ....................................................................................92
  Grants for Public Works and Economic Development Facilities ..............................93
  Alcoa Fastening Systems ...........................................................................................94
  Arizona Community Foundation ...............................................................................95
  Arizona Humanities Council .....................................................................................96
  Blue Cross Blue Shield of Arizona Corporate Giving Program................................97
  Bruce T. Halle Family Foundation ............................................................................98
  Cynthia Woods Mitchell Fund for Historic Interiors ................................................98
  Diamond Foundation .................................................................................................99
  Foundations: Serving Tucson ..................................................................................100
  Fred and Christine Armstrong Foundation ..............................................................101
  Freeport-McMoRan Copper and Gold Foundation .................................................102
  Johanna Favrot Fund for Historic Preservation .......................................................103
  National Trust Preservation Funds ..........................................................................103
  Native Plant Conservation Initiative........................................................................104
  Ralph L. Smith Foundation......................................................................................105
  Roth Family Foundation ..........................................................................................106
  Save America's Treasures ........................................................................................107
  Southwest Gas Corporation Contributions Program ...............................................108
  Strong Communities: Engaging Citizens, Strengthening Place, Inspiring Change.108
  Tucson-Pima Arts Council ......................................................................................109
  Public Works Grant (11.300)...................................................................................110
  Small Business Innovation Research Program Phase I ...........................................111
  Impact Investment Fund ..........................................................................................112
  Early Stage Innovation Fund ...................................................................................113
  Job Training Program ..............................................................................................114
  AHEAD Program.....................................................................................................115
Home Owners.............................................................................................................116
  State Historic Property Tax (SPT) program ............................................................116
Loan Programs...........................................................................................................117
  Conventional banks .................................................................................................117
  HUD 108 Loans .......................................................................................................118
  IDA- Pima County...................................................................................................119
  IDA - Tucson ...........................................................................................................120
  Downtown Incentive Zone - administered by BDFC ..............................................122
  Urban Development Action Grant...........................................................................122
  Export/Import ..........................................................................................................123
  Small Business Administration (SBA) loans: three types, 7A, CDC 504, and
  microloans................................................................................................................124
                               Downtown Tucson Partnership
                                 Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/
  SBA CDC 504 loan .................................................................................................125
  SBA 7A....................................................................................................................127
  SBA Express Loans .................................................................................................128
  SBA Community Express Loan...............................................................................129
  SBA Patriot Express Loans .....................................................................................130
  Microloans ...............................................................................................................131
  ACCION Commercial Loan ....................................................................................131
  Micro Loan Program................................................................................................133
  New Markets Loan Program Comercio Arizona .....................................................134
  HUD 221(d)(4) ........................................................................................................135
  HUD 223(f)..............................................................................................................136
  Arizona Multibank Community Development Corporation....................................138
  Community Investment Company (CIC).................................................................139
Programs for Downtown ...........................................................................................140
  Main Street Business Assistance Program ..............................................................140
Property Incentives....................................................................................................141
  Business Improvement District................................................................................141
  Infill Incentive District ............................................................................................142
  Urban Overlay District ............................................................................................143
  Discount Lease Rates...............................................................................................144
  Impact fee Deferral or Waiver .................................................................................145
  Ombuds Program .....................................................................................................145
  Development Package Review ................................................................................146
  Property Research Online (PRO).............................................................................147
  Tucson Empowerment zone ....................................................................................148
Tax Credit...................................................................................................................149
  New Market Tax Credits .........................................................................................149
  Historic Tax Credits (10% credit)............................................................................151
  Historic Tax Credits (20% credit)............................................................................151
  Low income housing tax credits (LIHTCS) ............................................................152
  Research and Development Income Tax Credit ......................................................153
  Renewable Energy Tax Incentive Program .............................................................154
  Motion Picture Production Tax Incentives ..............................................................155
  Pollution Control Tax Credit ...................................................................................156
  AZ Investment Tax Credit ("Angel" investments) ..................................................157
Glossary of terms .......................................................................................................159
  Grants.......................................................................................................................159
  Loans........................................................................................................................162
  Affordable Housing .................................................................................................163
  Energy......................................................................................................................165
  Accelerators .............................................................................................................166
  Programs Applicable to Businesses.........................................................................166
  Sales Tax Credit.......................................................................................................167
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

DOWNTOWN DEVELOPMENT
Accelerators
 Name of program
                                                     AZ Center for Innovation

      Website                                         http://www.azinnovation.com/


    Application                                 http://azinnovation.com/becoming-a-client


 Eligible applicant        Open to technology companies in one of the six key technology areas supported by the
                            incubator (optics/photonics, biotechnology and life sciences, information technology,
                                aerospace, environmental technologies and advanced composite materials).


     By right or                                                competitive
   competitive?


    Assistance?                                       Office/r&d space and mentoring


    Percentage/

      Amount


Eligible expenditures


    Apply with?                                       http://www.azinnovation.com/


  Specific contact             Director: Joann MacMaster, 520.382.3279 or JMacMaster@azinnovation.com


   Funding cycle                                                 revolving


    Restrictions


       Notes                        Two tech incubators in Tucson area, UA Tech Park and Biotech Park


 Name of program
                                         Southern AZ Entrepreneurship Workshops

      Website               http://www.entrepreneurship.arizona.edu/events/southern_arizona_workshops.asp
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                     Mentorship program for Clean Tech Startups

      Website                                    http://www.ed.gov/startupamerica


    Application                                          launched 1/31/2011


 Eligible applicant                         Clean energy startups -- program still evolving


     By right or
   competitive?


    Assistance?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Percentage/

      Amount


Eligible expenditures


    Apply with?            Small Business Association, Department of Energy, Advanced Research Projects Agency-
                                                                   Energy


  Specific contact


   Funding cycle


    Restrictions


       Notes               Funding of four private business accelerators that have records of success to support an
                           additional 100 clean energy startups across the country. These accelerators will provide
                           intensive mentorship from seasoned entrepreneurs to a selection of the most promising
                                           new companies previously funded by DOE and ARPA-E.


 Name of program
                             New Incubators to Help Vets Start High-Growth Businesses

      Website                                        http://www.ed.gov/startupamerica


    Application                                             launched 1/31/2011


 Eligible applicant                            Veterans looking to start high growth business


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures      Offers an interactive website that provides a comprehensive road map of the starting a
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                          small business and provides assistance in utilizing the diverse set of resources available to
                          veteran entrepreneurs. Also includes a business incubator facility in Waukesha, Wisconsin,
                          where early-state Veteran-owned businesses are mentored by experienced entrepreneurs
                                   and trained to develop the skills needed to build a successful business.


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                           DC-to-VC Summits

      Website                                         http://www.ed.gov/startupamerica


    Application


 Eligible applicant        Venture capitalists, innovators and entrepreneurs focusing on how to address emerging
                           opportunities while simultaneously improving health through better, more efficient care
                                                                    delivery


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures           Summits between federal leadership and venture capitalists, innovators, etc.


    Apply with?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                   AZ Innovation Connection

      Website                        http://www.innovationarizona.com/BusAsst/Technology/AIC.htm


    Application                         sign up for weekly email at azinnovation@azcommerce.com


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures      Each week, an email will be sent with State and Federal funding opportunities through
                           entities such as the Arizona Department of Commerce, Science Foundation Arizona, the
                          Department of Defense, Department of Homeland Security, National Science Foundation,
                                   and many other State, National, non-profit and foundation programs


    Apply with?


  Specific contact


   Funding cycle


    Restrictions
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                           AZ Innovation Accelerator Program

      Website                              http://www.innovationaz.com/programs/aia.asp


    Application


 Eligible applicant                               Technology-focused entrepreneurs


     By right or
   competitive?


    Assistance?                    One-on-one consulting, Online SBIR/STTR Fundamentals Training


    Percentage/

      Amount


Eligible expenditures Provide commercialization assistance by connecting technology-focused entrepreneurs with
                       the resources needed to ensure Arizona’s small high-tech businesses grow into large global
                                                              enterprises


    Apply with?                 Arizona Department of Commerce, Office of Innovation and Technology:


  Specific contact                                       Phone: 602-771-1152


   Funding cycle


    Restrictions


       Notes


 Name of program
                                  Greater Arizona Development Authority (GADA)

      Website                               http://www.azcommerce.com/incentives.aspx
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application


 Eligible applicant                         A political subdivision, special district or Indian tribe.


     By right or
   competitive?


    Assistance?                                           Loans, Financial counseling


    Percentage/

      Amount


Eligible expenditures         GADA has both financial and technical assistance programs. They assist with the
                          development of public infrastructure. GADA leverages its approximate $11 million fund to
                          lower the costs of financing and help accelerate project development for public facilities.


    Apply with?                                       Arizona Department of Commerce


  Specific contact                 Stephanie Washington:(602)771-1214stephaniew@azcommerce.com


   Funding cycle


    Restrictions


       Notes


 Name of program
                                       Trade Adjustment Assistance (TAA) Program

      Website                                         http://www.doleta.gov/tradeact/


    Application


 Eligible applicant                    US workers who have lost their jobs as a result of foreign trade


     By right or
   competitive?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Assistance?              Trade Adjustment Allowances, Training Services, Reemployment Trade Adjustment
                                          Assistance, Job Search Allowances, Relocation Allowances


    Percentage/                               Money allowances depend on your TA-W number

      Amount


Eligible expenditures       The TAA program seeks to provide these trade-affected workers with opportunities to
                                 obtain the skills, resources, and support they need to become reemployed


    Apply with?                                  Arizona Trade Adjustment Assistance Office


  Specific contact           Trade Coordinator-Phone: (602) 771- 8964 Web: http://www.azdes.gov/taa/ Email:
                                                         EATradeProgram@azdes.gov


   Funding cycle


    Restrictions


       Notes




Affordable Housing Programs
 Name of program
                                                 HOME Investment Partnerships

      Website                       http://www.hud.gov/offices/cpd/affordablehousing/programs/home/


    Application


 Eligible applicant      States are automatically eligible for HOME funds and receive either their formula allocation
                          or $3 million, whichever is greater. Local jurisdictions eligible for at least $500,000 under
                         the formula ($335,000 in years when Congress appropriates less than $1.5 billion for HOME)
                          also can receive an allocation. Communities that do not qualify for an individual allocation
                            under the formula can join with one or more neighboring localities in a legally binding
                           consortium whose members' combined allocation would meet the threshold for direct
                           funding. Other localities may participate in HOME by applying for program funds made
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                         available by their State. In Tucson, the City receives about $2.5 million annually in this block
                            grant. HOME has supported housing development, repair, and homebuyer assistance,
                           leverages public and private funds, and supports the efforts of non-profit and for profit
                                                        affordable housing developers.


     By right or                                                formula, by right
   competitive?


    Assistance?                                                      grants


    Percentage/                                                      varies

      Amount


Eligible expenditures      Home purchase or rehabilitation financing assistance to eligible homeowners and new
                             home buyers; build or rehabilitate housing for rent or ownership, site acquisition or
                              improvement, demolition of dilapidated housing to make way for HOME-assisted
                           development, and payment of relocation expenses. PJs may use HOME funds to provide
                          tenant-based rental assistance contracts of up to 2 years if such activity is consistent with
                                     their Consolidated Plan and justified under local market conditions.


    Apply with?                                                  City of Tucson


  Specific contact         Tom Ingram at the Community Development Division at (520) 837-5345, TTY: (520) 791-
                                                 2639 or by email: Tom.Ingram@tucsonaz.gov


   Funding cycle                                                     annual


    Restrictions


       Notes                                          best to partner for this with a CHDO


 Name of program
                                           Low income housing tax credits (LIHTCS)

      Website                      http://www.hud.gov/offices/cpd/affordablehousing/training/web/lihtc/


    Application
                              Downtown Tucson Partnership
                                 Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

 Eligible applicant       A proposed project must: Be a residential rental property. Commit to one of two possible
                          low-income occupancy threshold requirements. Restrict rents, including utility charges, in
                           low-income units. Operate under the rent and income restrictions for 30 years or longer,
                                   pursuant to written agreements with the agency issuing the tax credits.


     By right or                             9% credit= competitive; 4% credit= non competitive
   competitive?


    Assistance?                                                    tax credits


    Percentage/

      Amount


Eligible expenditures     A low-income housing tax credit is a dollar-for-dollar credit against the federal income tax
                           liability of the owner (developer or investor) of a low-income housing development. Tax
                            credits that are allocated to a development are claimed in equal amounts for a 10-year
                            period. The rental property generating the credit must remain in compliance with the
                          program guidelines and rent restriction requirements for a period of not less than 30 years
                                                from the first taxable year of the credit period.


    Apply with?                                   AZ Department of Housing, 602.771.1000


  Specific contact


   Funding cycle                                                     annual


    Restrictions           The rental property generating the credit must remain in compliance with the program
                          guidelines and rent restriction requirements for a period of not less than 30 years from the
                                                     first taxable year of the credit period.


       Notes              for rental housing only; 20% of units must be at or below50% area median income, or 40%
                                           of units must be at or below 60% of area median income


 Name of program
                                                               CDBG (HUD)

      Website                       http://www.hud.gov/offices/cpd/communitydevelopment/programs/
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application


 Eligible applicant                  Metropolitan cities, urban counties, states, Indian tribes or nations


     By right or                                               formula, by right
   competitive?


    Assistance?                                       annual grant to the City of Tucson


    Percentage/

      Amount


Eligible expenditures      Economic development, infrastructure, public facilities, demolition, clearance of slum or
                                                             blight, and housing


    Apply with?           Not available to individuals; the Community Development Block Grant (CDBG) program is a
                            flexible program that provides communities with resources to address a wide range of
                           unique community development needs. Beginning in 1974, the CDBG program is one of


  Specific contact


   Funding cycle                                                    annual


    Restrictions


       Notes                All CDBG activities must Prevent or eliminate slums or blight, meet an urgent need, or
                         benefit low/mod income persons: one full-time equivalent, permanent job must be created
                          for every $35,000 of CDBG funds used, OR goods or services must be provided to residents
                         of an area, such that the number of LMI persons residing in the areas served by the assisted
                           businesses amounts to at least one LMI person per $350 of CDBG funds used. 70% of all
                                                CDBG expenditures must benefit LMI persons


 Name of program
                                                            HUD 108 Loans

      Website            City of Tucson is putting together a package for this. Call Downtown Tucson Partnership for
                                                          more info (520-837-6508).
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application           http://www.hud.gov/offices/cpd/communitydevelopment/programs/108/appquestions.cf
                                                                        m


 Eligible applicant        The City of Tucson's 108 loan program is still in development, but eligible applicants will
                                                include businesses, nonprofits, and developers.


     By right or                                         underwriting standards apply
   competitive?


    Assistance?                                                        loan


    Percentage/                                       low-interest loans for up to 20 years

      Amount


Eligible expenditures        Economic development activities eligible under CDBG; acquisition of real property;
                          rehabilitation of publicly owned real property; housing rehabilitation eligible under CDBG;
                          construction, reconstruction, or installation of public facilities (including street, sidewalk,
                            and other site improvements); related relocation, clearance, and site improvements;
                           payment of interest on the guaranteed loan and issuance costs of public offerings; debt
                               service reserves; public works and site improvements in colonias; and in limited
                         circumstances, housing construction as part of community economic development, Housing
                                  Development Grant, or Nehemiah Housing Opportunity Grant programs.


    Apply with?                                  Downtown Tucson Partnership or Tucson IDA


  Specific contact           Economic development office at DTP, 837-6508 or econdev@downtowntucson.org


   Funding cycle                                                    revolving


    Restrictions                                    Program is not set up as of 7/31/2011.


       Notes               The maximum repayment period for a Section 108 loan is twenty years. CDBG rules and
                                                       regulation apply to this program.


 Name of program
                                   CDBG Renewal Communities/Empowerment Zones

      Website                    http://hud.gov/offices/cpd/economicdevelopment/programs/rc/index.cfm
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application


 Eligible applicant       Downtown Tucson is an Empowerment Zone and was reauthorized as such in December,
                                        2010 but no funding has been allocated to this program


     By right or                                                 by right
   competitive?


    Assistance?                           tax incentives, grants, loans, and technical assistance


    Percentage/                              no funding for this program as of August, 2011

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                       Housing Operations. For Persons w/ AIDS

      Website                           http://www.hud.gov/offices/cpd/aidshousing/programs/


    Application


 Eligible applicant


     By right or
   competitive?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                              Pima County Housing Counseling

      Website                            http://familyhousingresources.com/pimaassistance.html


    Application                   http://familyhousingresources.com/pdf/HBE/DPA_Programs_2011.pdf


 Eligible applicant       First-time homebuyers only; Low-Income = 2011 Maximum Household Income Limits (80%
                            of Median Income) 1 Person $33,400 3 Persons $42,950 5 Persons $51,550 7 Persons
                            $59,150 2 Persons $38,200 4 Persons $47,700 6 Persons $55,350 8 Persons $63,000;
                          Purchase Price Limit $239,850; for some of the programs, home must be in targeted area


     By right or                                                 by right
   competitive?


    Assistance?                                             Three programs:


    Percentage/

      Amount
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                            Federal Home Loan Bank programs

      Website                                          http://www.fhlbsf.com/


    Application                            http://www.fhlbsf.com/ci/applications/default.asp


 Eligible applicant       Only Bank Members may apply- Housing developers may be sponsored by a Bank Member


     By right or                                             competitive
   competitive?


    Assistance?                                       Grants and credit programs


    Percentage/                                      see individual program below

      Amount


Eligible expenditures


    Apply with?                                Federal Home Loan Bank of San Francisco


  Specific contact                                          Jan Bontranger


   Funding cycle
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Restrictions                                    must be done through a member bank


       Notes


 Name of program
                                                             IDEA Program

      Website                                 http://www.fhlbsf.com/ci/grant/idea/default.asp


    Application                                 Only bank members may submit applications.


 Eligible applicant      The Individual Development and Empowerment Account (IDEA) Program provides matching
                         grants to lower-income households saving to buy their first home. The IDEA Program serves
                         families and individuals earning up to 80% of area median income. Participating households
                          must be enrolled in an Individual Development Account (IDA) program or participate in a
                         Family Self-Sufficiency (FSS) program through their local public housing authority. Only Bank
                         members may submit applications. Participating households must save for a minimum of 10
                           months, successfully complete a homebuyer counseling program, and find a home and
                          qualify for a mortgage. Under the IDEA Program, the Bank will provide up to $15,000 per
                             household, matching up to $3 for every dollar saved by the homebuyer toward the
                                                             purchase of a home.


     By right or                                                 competitive
   competitive?


    Assistance?                             matching grants for households saving to buy a home


    Percentage/          Bank will provide up to $15,000 per household, matching up to $3 for every dollar saved by
                                               the homebuyer toward the purchase of a home
      Amount


Eligible expenditures                                     Down payment on home


    Apply with?           Member banks in Tucson are: Bank of Tucson formerly Southern Arizona Community Bank,
                          Tucson, Canyon Community Bank, N.A., Tucson, National Bank of Arizona, Tucson, Vantage
                                                          West Credit Union, Tucson


  Specific contact
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

 Funding cycle                                         check with member bank


  Restrictions        The AHP Implementation Plan (PDF) explains the Bank's guidelines for this homeownership
                       set-aside program. Participation in the IDEA Program requires compliance with all of IDEAs
                       policies, procedures, regulations, and obligations. Noncompliance may subject awards to
                         cancellation and/or repayment of IDEA funds. The AHP regulation requires that AHP-
                       assisted owner-occupied units be subject to a deed restriction or other legally enforceable
                          retention agreement. The sample AHP Promissory Note (.doc) and Rider to Deed of
                         Trust (.doc) for the Homeownership Set-Aside Programs (IDEA and WISH) may be used
                       to prepare the AHP retention documents. These forms are provided only as guides when
                      preparing a note and rider to the deed of trust for owner-occupied units. These documents
                        address the minimum retention requirements of the AHP Regulation only. The rider is a
                      document designed to be attached to a member's deed of trust and recorded with the deed
                      of trust. The Federal Home Loan Bank of San Francisco makes no representation or warranty
                        that a court will enforce these form documents in accordance with applicable state law.
                       FHLB strongly recommends that each member have its counsel review the documents to
                        address any state law requirements, including but not limited to consumer credit laws,
                            notary requirements, usury laws, recording procedures and requirements, and
                       requirements for mortgage states. The final note and rider to the deed of trust must meet
                                                 the requirements of your jurisdiction.


     Notes


Name of program
                                                          WISH Program

    Website                                http://www.fhlbsf.com/ci/grant/wish/default.asp


  Application                                Only bank members may submit applications.


Eligible applicant     The Workforce Initiative Subsidy for Homeownership (WISH) Program provides matching
                       grants to qualified first-time homebuyers through our members. Only Bank members may
                       submit applications. The household income of the homebuyer at the time of enrollment in
                          the WISH program is 80% or less of the HUD area median income. Participants must
                          complete a homebuyer counseling program. Under the WISH Program, the Bank will
                      provide up to $15,000 per household, matching up to $3 for every dollar contributed by the
                                             homebuyer toward the purchase of the home.


   By right or                                                competitive
  competitive?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Assistance?                              matching grants to qualified first-time homebuyers


    Percentage/               Bank will provide up to $15,000 per household, matching up to $3 for every dollar
                                      contributed by the homebuyer toward the purchase of the home
      Amount


Eligible expenditures                             first time homebuyers' purchase of home


    Apply with?           Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                         Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                             Arizona, Tucson, Vantage West Credit Union, Tucson


  Specific contact


   Funding cycle                                          check with member bank


    Restrictions         The AHP Implementation Plan (PDF) explains the Bank's guidelines for this homeownership
                           set-aside program. Participation in the WISH Program requires compliance with all WISH
                          policies, procedures, regulations, and obligations. Noncompliance may subject awards to
                            cancellation and/or repayment of WISH funds. The AHP regulation requires that AHP-
                          assisted owner-occupied units be subject to a deed restriction or other legally enforceable
                          retention agreement. The sample AHP Promissory Note (.doc) and Rider to Deed of Trust
                              (.doc) for the Homeownership Set-Aside Programs (IDEA and WISH) may be used
                          to prepare the AHP retention documents. These forms are provided only as guides when
                         preparing a note and rider to the deed of trust for owner-occupied units. These documents
                           address the minimum retention requirements of the AHP Regulation only. The rider is a
                         document designed to be attached to a member's deed of trust and recorded with the deed
                         of trust. The Federal Home Loan Bank of San Francisco makes no representation or warranty
                           that a court will enforce these form documents in accordance with applicable state law.
                          FHLB strongly recommends that each member have its counsel review the documents to
                           address any state law requirements, including but not limited to consumer credit laws,
                               notary requirements, usury laws, recording procedures and requirements, and
                          requirements for mortgage states. The final note and rider to the deed of trust must meet
                                                    the requirements of your jurisdiction.


       Notes


 Name of program
                                                            AHEAD Program
                               Downtown Tucson Partnership
                                 Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Website                                 http://www.fhlbsf.com/ci/grant/ahead/default.asp


    Application                           http://www.fhlbsf.com/ci/applications/ahead/default.asp


 Eligible applicant          The Access to Housing and Economic Assistance for Development (AHEAD) Program
                              provides grants to support economic development and housing projects during the
                            conception and early development stages. A recoverable grant program, AHEAD funds
                            projects that produce housing, services, or other benefits for low- to moderate-income
                          households, result in the creation of retention of jobs in the community, or facilitate public
                                                        or private infrastructure project


     By right or                                                  competitive
   competitive?


    Assistance?                                                refundable grants


    Percentage/           In 2011, the Bank will make available $1 million in AHEAD Program funds to its members,
                                        with individual grants averaging between $20,000 and $50,000
      Amount


Eligible expenditures


    Apply with?           Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                         Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                             Arizona, Tucson, Vantage West Credit Union, Tucson


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                             Community Investment Program (CIP)

      Website                                    http://www.fhlbsf.com/ci/cp/cip/default.asp
                              Downtown Tucson Partnership
                                 Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Application                    http://www.fhlbsf.com/ci/applications/ace_cip/Applications/fc2320.pdf


 Eligible applicant                            Only members of the Bank may borrow CIP funds.


     By right or                                                   competitive
   competitive?


    Assistance?              Community Investment Program (CIP) funds support the targeted mortgage lending
                            programs and community economic development activities of FHLB member financial
                          institutions. CIP provides members with lower-cost funding for a variety of uses, including
                                                             first time homebuyers


    Percentage/             variety of products available, see http://www.fhlbsf.com/ci/cp/cip/productprofile.asp

      Amount


Eligible expenditures      CIP credit may be used to fund affordable housing development for low- and moderate-
                            income individuals and families and to help develop and revitalize their communities.
                         Members may access CIP credit in the form of advances and letters of credit. Uses: Finance
                         the purchase, construction, or rehabilitation of single-family and multifamily housing by and
                         for low- and moderate-income individuals and families; Finance mortgage lending to eligible
                           first-time homebuyers; Support the development of innovative and effective affordable
                                                                housing projects


    Apply with?           Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                         Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                             Arizona, Tucson, Vantage West Credit Union, Tucson


  Specific contact


   Funding cycle                                            check with member bank


    Restrictions              Eligible Uses: CIP credit must be used to finance home purchase, construction, or
                            rehabilitation projects or activities by or for low- and moderate-income individuals or
                          families. CIP credit may be used in a variety of financial transactions, including: Originating
                           loans; Purchasing a participation interest, or providing financing to participate, in a loan
                          consortium for CIP-eligible housing; Making loans to entities that, in turn, make loans for
                           CIP-eligible housing; Purchasing mortgage revenue bonds or mortgage-backed securities
                           that finance CIP-eligible activities; Supporting a secondary market for CIP-eligible loans;
                           Purchasing low-income housing tax credits. CIP credit may be used for eligible financing
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                            originated up to 90 days before the CIP funding date or up to 12 months after the CIP
                         funding date (but before the advance maturity date, if the advance has a term of less than 1
                           year). Targeted Beneficiaries: To qualify for CIP funds, the above eligible uses must serve
                          targeted beneficiaries. These include beneficiaries defined by a targeted area or targeted
                          income levels for individual beneficiaries. Targeted Areas: The project or activity is located
                          in one or more of the following targeted areas: 1. As designated by the U.S. Department of
                           Housing and Urban Development (HUD): Urban Empowerment Zone, Urban Enterprise
                           Community, Urban Champion Community 2. An "Indian area," as defined by the Native
                          American Housing Assistance and Self Determination Act 3. A neighborhood or community
                           with average median incomes at or below 115% of the HUD area median income (AMI)
                              Targeted Income Levels for Individual Beneficiaries: The project or activity benefits
                                          individuals or families earning up to 115% of the HUD AMI.


       Notes


 Name of program
                                                      Standby Letters of Credit

      Website                                     http://www.fhlbsf.com/ci/cp/lc/default.asp


    Application


 Eligible applicant                    Only members of the Bank may obtain Standby Letters of Credit


     By right or                                                   competitive
   competitive?


    Assistance?              Standby letters of credit can facilitate a variety of third-party transactions including
                           affordable rental housing and community economic development projects such as small
                                                                 business loans.


    Percentage/                               http://www.fhlbsf.com/ci/cp/lc/productprofile.asp

      Amount


Eligible expenditures       Use standby letters of credit to facilitate a variety of transactions with third parties. A
                           standby letter of credit is an obligation of the Bank to make payment to a third party if a
                         member or housing associate does not perform its underlying obligation to that third party.
                            Eligible Uses: Facilitate residential housing finance and community lending; Assist with
                                        asset/liability management; Provide liquidity or other funding
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Apply with?          Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                      Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                          Arizona, Tucson, Vantage West Credit Union, Tucson


Specific contact


 Funding cycle                                                  revolving


  Restrictions         Key Advantages: The credit enhancement provided by the Banks AAA-rated standby letters
                      of credit may reduce your financing costs; Bank letters of credit may enable you to obtain a
                        AAA rating on tax-exempt bond and note transactions that you support; You may also be
                       able to use Bank letters of credit to obtain the highest possible rating on your issuance of
                      commercial paper or medium-term notes; Bank letters of credit may be used to collateralize
                       interest rate swap transactions. (Please check with your counterparty for eligibility.); Bank
                      letters of credit are competitively priced Key Features: Purpose The purpose of the letter of
                        credit and the underlying transactions must meet the Banks guidelines for eligible uses
                         described above. Maximum Term 10 years Collateral Requirement The letter of credit
                         amount must be fully secured with eligible collateral at all times. Stock No Bank stock
                           purchase is required. Payment Reimbursements If the Bank makes a payment to a
                                 beneficiary under a letter of credit, the Bank will charge the members
                         Settlement/Transaction Account or the housing associates transaction account for the
                         amount of the payment. The member or housing associate must make a deposit to its
                          account the same day or arrange for an advance to do so. Fees The Bank will charge
                       applicable prices and fees for standby letters of credit, which may include an issuance fee,
                          annual maintenance charge, processing fee for each drawing, and amendment fee.


     Notes


Name of program
                              HPA Program (homeownership preservation advance)

    Website                                  http://www.fhlbsf.com/ci/cp/hpa/default.asp


  Application                   http://www.fhlbsf.com/ci/applications/ace_cip/Applications/fc2320.pdf


Eligible applicant                         Only members of the Bank may borrow HPA funds.


   By right or                                                 competitive
  competitive?
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Assistance?           A credit that may be used to provide funds to modify or refinance mortgage loans for low-
                          and moderate-income homeowners who may be at risk of losing their primary residence
                                          because of delinquency or default on their mortgage loan.


    Percentage/                                    variety of credit products available, see
                                            http://www.fhlbsf.com/ci/cp/hpa/productprofile.asp
      Amount


Eligible expenditures      HPA credit is used to: Refinance or modify existing mortgage loans to help homeowners
                              avoid foreclosure by lowering their mortgage payments. Give homeowners facing
                           unaffordable interest rate resets on their adjustable rate mortgages the opportunity to
                            obtain a new mortgage. Provide reverse mortgages to enable elderly homeowners to
                          preserve homeownership. HPA credit is available in a variety of maturities for an array of
                           credit products and provides Bank members with interest rates that are generally lower
                                                     than rates on regular Bank advances.


    Apply with?           Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                         Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                             Arizona, Tucson, Vantage West Credit Union, Tucson


  Specific contact


   Funding cycle          Once the HPA application is complete, the length of time required to fund a HPA advance
                         depends on several variables, including the complexity of the advance. However, same-day
                                                       funding is sometimes available.


    Restrictions           Participation in HPA requires compliance with all Community Investment Cash Advance
                            (CICA) policies, regulations, obligations, and procedures. If the Bank determines that a
                         participating member has not complied with the qualifying terms of the program or has not
                         provided acceptable documentation to verify compliance, the Bank may change the interest
                           rate on each outstanding HPA borrowing, retroactive to its funding date, to the rate in
                             effect on the funding date for a comparable advance under the Banks regular credit
                         programs. The Bank monitors all HPA borrowings, including at time of application and post-
                                      completion, to ensure that the HPA funds are used appropriately.


       Notes


 Name of program
                                           FHLB Affordable Housing Program (AHP)
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Website                                  http://www.fhlbsf.com/ci/grant/ahp/default.asp


    Application                            http://www.fhlbsf.com/ci/applications/ahp/default.asp


 Eligible applicant       A member bank needs to sponsor the application; A projects developer must be qualified
                          and able to perform its responsibilities as committed to in the application and must also 1)
                            In the case of rental projects, have an ownership interest in the project (including any
                          leasehold or partnership interest). 2) In the case of owner-occupied projects, be integrally
                              involved defined as exercising control in at least one of the following development
                         activities: planning, development, or management of the project, or by qualifying borrowers
                                         and providing or arranging financing for owners of the units.


     By right or                                                 competitive
   competitive?


    Assistance?                                                     Grants


    Percentage/                                                      varies

      Amount


Eligible expenditures     The funds are often used to fill a gap in available financing. AHP funds may also be used to
                           acquire, construct, or rehabilitate rental housing; provide homebuyer down payment or
                          closing cost assistance; and cover the cost of homebuyer pre- or post-purchase counseling.


    Apply with?           Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                         Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                             Arizona, Tucson, Vantage West Credit Union, Tucson


  Specific contact


   Funding cycle             Grants are awarded in April and October. Contact member bank to begin process of
                                                                  application.


    Restrictions                                     Must apply through a member bank.


       Notes                                 Sponsored by Federal Home Loan Bank Board (FHLB)
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                                                  City of Tucson's BMIR program

      Website                              http://cms3.tucsonaz.gov/files/hcd/BMIR%20022608.pdf


    Application                                              phone (520)791-4636


 Eligible applicant        The City of Tucson has allocated funds from its Federal CDBG Program to fund the BMIR
                         Home Improvement Loan Program. This program offers home improvement loans as low as
                           0% interest rate to qualified homeowners with limited incomes. An example of how the
                            program works is if the current market rate for home improvements loan is 10.5%, the
                          interest rate offered to qualified borrowers applying through this program could be as low
                             as 0%. Depending on actual cost of credit, homeowners’ creditworthiness, and loan
                             amount/term, actual interest rate might be slightly higher than 0%. In addition, and
                         regardless of fluctuations in the market rate, the City will continue to buy down the interest
                            rate to low and moderate and very low median income qualified borrowers. Qualified
                           borrowers with incomes up to and including 80% of the median shall receive a reduced
                                                                  interest rate.


     By right or                                         underwriting guidelines apply
   competitive?


    Assistance?                                        low interest loan for home repair


    Percentage/                                                      varies

      Amount


Eligible expenditures     The minimum loan amount eligible for subsidy is $5,000.00 with the maximum subsidized
                          loan amount capped at $40,000.00; all loans must be secured by real property. Loans from
                         $5,000.00 to $15,000.00 will be allowed a maximum interest subsidy payment equal to 50%
                            of the loan amount. Loans over $15,000.00 to $40,000.00 will be allowed a maximum
                          interest subsidy payment equal to 33.33% of the loan amount or $7,500.00, whichever is
                         greater. Loan funds must be used for eligible rehabilitation work. No refinancing of existing
                         debt is permitted. Applicant will identify the proposed rehabilitation work to be preformed
                          with the proceeds. In addition to the lien securing the note to Wells Fargo Bank, applicant
                          will execute a lien in the amount of the interest subsidy paid by the Program; to the City of
                           Tucson; for a period of ten years and reducing at the rate of 10% per annum. Applicants
                           may use the loans to finance a wide array of improvements, including roof replacement,
                         room additions for overcrowded conditions (upon approval), upgrading heating and cooling
                         systems, painting, plumbing, electrical repairs, fencing or block wall construction, insulation,
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                       and installation of energy efficient windows and energy-saving appliances. Pools and spas
                      are ineligible under the program. Assistance will be provided to homeowners by City staff to
                        determine what work is eligible under the BMIR Home Improvement Loan Program. The
                        City of Tucson will also assist homeowners with the completion and submission of loan
                         applications and supporting documents. In addition, the City will provide the qualified
                           homeowners with counseling on how to select contractors and how to work with
                         contractors. Program staff will conduct a final inspection to ensure that the work was
                       completed. City of Tucson, Development Services, will issue and clear all required permits
                                                          for code compliance.


  Apply with?         City of Tucson - CSD/CDD BMIR HOME IMPROVEMENT LOAN PROGRAM Santa Rita Bldg. 310
                                  N. Commerce Park Loop, Tucson, AZ 85745 Telephone No. 791-4636


Specific contact


 Funding cycle                                                   revolving


  Restrictions


     Notes


Name of program
                                City of Tucson Lead Hazard Control Program (LHCP)

    Website                       http://cms3.tucsonaz.gov/files/hcd/LHCP%20FACTS%20082808.pdf


  Application                Tom Ingram (837-5345) or Karla Timmons (837-5330) at Community Services
                                            Department/Community Development Division.


Eligible applicant     The Lead Hazard Control Program (LHCP) is a community effort administered by the City of
                       Tucson but including eighteen (18) local agency partners that targets lead based paint and
                       its physiological effects in children under the age of six (6) years. The LHCP is designed to
                      locate and address both owner- and renter-occupied residential properties found to contain
                       lead hazards. This may include required, complimentary housing rehabilitation services as
                           all efforts will be made to rid the subject properties of all lead hazards. Once such
                      properties are identified, any and all children under the age of six (6) years who reside in or
                        regularly visit these hazardous properties will be eligible for FREE blood testing. Eligible
                        children determined to have elevated blood levels (EBL) will be referred to local health
                      providers for any available treatment and follow-up care. In order to be eligible for the Lead
                         Hazard Control Program, a subject property must be located within the City of Tucson
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                              boundaries. The property can either be an owner-occupied primary residence or a
                         tenant/rental unit. Only residential properties are eligible. The subject property MUST have
                            been constructed prior to 1978. The maximum number of structures/units assisted is
                                         administratively monitored to ensure program effectiveness.


     By right or                                                    by right
   competitive?


    Assistance?           Once lead hazards have been detected in eligible properties, every effort will be made to
                          remove the identified lead hazard. This may require some housing rehabilitation services,
                            such as painting, windows, doors, floor covering, stucco work, soil covering, and other
                                  necessary work, depending on the extent and location of the lead hazards.


    Percentage/                                                      varies

      Amount


Eligible expenditures     Once lead hazards have been detected in eligible properties, every effort will be made to
                          remove the identified lead hazard. This may require some housing rehabilitation services,
                            such as painting, windows, doors, floor covering, stucco work, soil covering, and other
                         necessary work, depending on the extent and location of the lead hazards. In order to allow
                          for the requisite housing rehab to be done safely and properly, the residential occupants
                         may have to relocate for a short period of time. Should relocation be necessary, a monetary
                         allowance to help defer cost and inconvenience during the construction may be provided. If
                             you are a tenant, City staff will assist in having the owner enroll the property in the
                            Program. Additional restrictions apply to rental properties contact City staff for more
                                                                  information.


    Apply with?                 Tom Ingram (837-5345) or Karla Timmons (837-5330) at Community Services
                                               Department/Community Development Division.


  Specific contact


   Funding cycle                                                   revolving


    Restrictions          Property must be located within City limits. Property must be built prior to 1978. All taxes,
                           payments, and assessments must be current. Property must be free of delinquent liens.
                           Rental properties have RESTRICTIONS; owners should call for details. Child under six (6)
                             years of age must reside in or regularly visit the property. Income limits apply. FREE
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

                                                vouchers for medical testing will be provided.


       Notes                                                lead paint abatement


 Name of program
                                        City of Tucson Home Deferred Loan Program

      Website                            http://cms3.tucsonaz.gov/files/hcd/HRDLP%20022608.pdf


    Application              City of Tucson - CSD/CDD HOME DEFERRED LOAN PROGRAM Santa Rita Bldg. 310 N.
                           Commerce Park Loop P. O. Box 27210 Tucson, AZ 85726-7210 Telephone No. 791-4636


 Eligible applicant       In order to be eligible for financial assistance under the Home Deferred Loan Program, the
                           following must be met: A. After rehabilitation the property must at a minimum meet all
                         applicable local building codes, rehabilitation standards, ordinances and zoning ordinances.
                          B. The applicant must own and occupy the property to be repaired. The property must be
                           within the Tucson City limits with no more than four dwelling units. C. Real estate taxes,
                            mortgage payments and/or assessments must be current and the property free of any
                          delinquent liens/encumbrances. D. An applicant must not be above the Section 8 adjusted
                          income limit (see website for limits) E. Applicant cannot have more than $20,000 in liquid
                           assets that will not be used to fund the rehabilitation work. F. Applicant must not have
                                         participated in this program during the preceding 10 years.


     By right or                                                    by right
   competitive?


    Assistance?           The City of Tucson has allocated funds from its Federal HOME Program to fund the Home
                            Deferred Loan Program. This project is available to lower income families owning and
                             occupying their home within the Tucson city limits and provides financial assistance


    Percentage/                                                     varies

      Amount


Eligible expenditures     The minimum cost of the eligible total rehabilitation work to be performed is $2,000. The
                           minimum Home Deferred Loan amount is $1,000, with a maximum Home Deferred Loan
                           amount of $15,000. The applicant must pay their portion of the total rehabilitation costs
                          before the approved Home Deferred Loan funds are expended. The required rehabilitation
                         work must, at a minimum, correct all existing deficiencies in the electrical system, plumbing
                            system, heating and cooling system and the roof structural system of the dwelling to
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                       provide housing which is decent, safe, and sanitary, meets current rehabilitation standards
                       and any rehab work meets code, at a minimum. In addition to the required rehabilitation
                       work, an applicant may include other essential repairs that are necessary to provide for a
                        decent, safe, and sanitary house. Cosmetic amenities are ineligible costs, i.e. upgrading
                         solely for cosmetic or modernizing purposes, fire places, Jacuzzi or spas. If temporary
                        relocation of the family is required as a result of the rehabilitation work, the relocation
                      expenses incurred are considered an eligible cost. All rehabilitation work shall be performed
                       by a contractor licensed by the Arizona State Registrar of Contractors. The amount of the
                      rehabilitation contract will be determined by a competitive bid process by obtaining at least
                                                three (3) bids from licensed contractors.


  Apply with?             City of Tucson - CSD/CDD HOME DEFERRED LOAN PROGRAM Santa Rita Bldg. 310 N.
                        Commerce Park Loop P. O. Box 27210 Tucson, AZ 85726-7210 Telephone No. 791-4636


 Specific contact


  Funding cycle                                                 revolving


   Restrictions                     homeowner must match the funds provided under this program


      Notes                        home deferred loan, low income, homeowner, repair, renovation


Name of program
                                City of Tucson Housing Rehabilitation Collaborative

    Website                   http://cms3.tucsonaz.gov/hcd/tucson-housing-rehabilitation-collaborative


  Application           Tom Ingram (837-5345) at Community Services Department/Community Development
                                                                Division.


Eligible applicant         low- and moderate-income homeowners residing within the city limits of Tucson


   By right or                                                   by right
  competitive?


  Assistance?                                     home renovations and adaptations


  Percentage/                                                  varies: see
                       http://cms3.tucsonaz.gov/sites/default/files/hcd/Matrix%20of%20Rehab%20Services.pdf
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

    Amount


     Eligible            Common repairs include the correction of health and safety hazards and accessibility
 expenditures                                               improvements


  Apply with?           http://cms3.tucsonaz.gov/sites/default/files/hcd/HRC%20Brochure%20rev9-2010.pdf


Specific contact


 Funding cycle                                                 revolving


  Restrictions            There are income and other eligibility restrictions specific to each funding source.


     Notes                       dynamic, nine-agency organization has been in existence since 1999


Name of program
                                City of Tucson ENERGY EFFICIENCY RETROFITS FOR
                                                 HOMEOWNERS

    Website                                http://cms3.tucsonaz.gov/hcd/energy-retrofits


  Application         http://cms3.tucsonaz.gov/sites/default/files/hcd/HOMEOWNER%20APPLICATION%20FINAL
                                                     _051611_ENG_Fillable2.pdf


Eligible applicant    homeowners in the City of Tucson with incomes below levels set in application and with an
                                               owner-occupied home built before 2000


   By right or                       first-come, first-served for approximately 100 homes in 2011
  competitive?


  Assistance?                          No charge to homeowner for energy efficiency retrofits


  Percentage/                                                    varies

    Amount
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

     Eligible             Retrofit work may include things like substituting compact fluorescent light bulbs for
  expenditures           incandescent light bulbs, installing low-flow faucets and showerheads, installing solar
                      screens on the windows on the west side of the house and improving overall weatherization
                       of the home. The City has contracted with a non-profit organization, Conservation Services
                      Group, to conduct the energy efficiency retrofit work. The organization will meet with each
                                    homeowner to identify the areas of greatest need in the home.


  Apply with?                  Email to energygrant@tucsonaz.gov or call Gwen Nesbitt at 520-837-5392


 Specific contact


  Funding cycle              decision will be made within 30 days of receipt of fully completed application


  Restrictions        income restrictions and applicant cannot have received more than $1,000 of weatherization
                                     assistance or energy efficiency upgrades in the past five years


     Notes




Bonds
Name of program
                                                City of Tucson Recovery Zone

    Website


   Application


Eligible applicant          Recovery zone incentives are meant to improve an economically distressed area.


   By right or
  competitive?


   Assistance?


  Percentage/                                 Taxable bonds with a federal subsidy of 45%
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

      Amount


Eligible expenditures Can be used to fund projects including public infrastructure, public facilities, job training and
                            educational programs. Can be used for new capital improvements for most industrial,
                                                     commercial, retail or office projects


    Apply with?                                          City of Tucson Recovery Zone


  Specific contact                                              (520) 791-5550


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                        Private Activity Bonds

      Website                                      http://www.azcommerce.com/pab.aspx


    Application


  Eligible applicant        Companies involved in construction of industrial and manufacturing facilities and the
                           purchase of equipment, residential rental projects, facilities for the furnishing of water,
                                                  sewage and solid waste facilities and more


     By right or                                                  Competitive
    competitive?


    Assistance?


    Percentage/            Allocations are done by lottery with approximately $607,241,615 available for financing
                                                    eligible projects in calendar year 2011
      Amount


Eligible expenditures
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                                  Arizona Department of Commerce


  Specific contact                       annabellem@azcommerce.com or seek bond counsel


   Funding cycle                                    bi-annual (January & July)


    Restrictions


       Notes




Business Programs
 Name of program
                                        Small Business Administration funding

      Website                                         http://www.sba.gov/


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

 Funding cycle


  Restrictions


      Notes


Name of program
                                                             504 loans

    Website                              http://www.sba.gov/content/cdc504-loan-program


  Application


Eligible applicant      for profit businesses that do not exceed $8.5 million in tangible net worth and does not
                                     have an average net income over $3 million for past 2 years


   By right or                                               competitive
  competitive?


  Assistance?                                                    loan


  Percentage/                     $1.5 million to $4.0 million maximum depending on business type

    Amount


     Eligible             purchasing land and improvements, construction of new facilities, or modernizing,
  expenditures            renovating or converting existing facilities; or purchasing long-term machinery and
                                                              equipment


  Apply with?                                                     SBA


Specific contact


 Funding cycle


  Restrictions


     Notes
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                                                               Microloans

      Website               http://www.sba.gov/smallbusinessplanner/start/financestartup/SERV_LT_MICRO.html


    Application


 Eligible applicant                               Same as 7(a) except non-profit day care


     By right or                                                competitive
   competitive?


    Assistance?                                                     loan


    Percentage/                                              maximum $35,000

      Amount


Eligible expenditures     To purchase machinery & equipment, fixtures, lease-hold improvements; finance increased
                                     receivables; working capital. Cannot be used to repay existing debt.


    Apply with?                                                      SBA


  Specific contact


   Funding cycle


    Restrictions


       Notes                                         interest rate from 8.0 to 15 percent


 Name of program
                                                    7(a) Loans - SBA approves

      Website                   http://www.sba.gov/category/lender-navigation/steps-sba-lending/7a-loans


    Application


 Eligible applicant      Must be for profit & meet SBA size standards; show good character, credit, management, &
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

                                           ability to repay. Must be an eligible type of business


     By right or                                               competitive
   competitive?


    Assistance?                                                    loans


    Percentage/                                  $2 million gross ($1.5 million guaranty)

      Amount


Eligible expenditures Expansion/ Renovation; new construction, purchase land or buildings; purchase equipment,
                        fixtures, lease-hold improvements; working capital; refinance debt for compelling reasons;
                                                     seasonal line of credit; inventory


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                             SBA Express

      Website          http://www.sba.gov/aboutsba/sbaprograms/elending/programguides/BANK_LOAN_PROG_I
                                                            NFO_FORMS.html


    Application


 Eligible applicant                                                7(a).


    By right or                                                competitive
   competitive?
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Assistance?                                                     loan


  Percentage/                                            maximum $350,000

    Amount


     Eligible                            revolving lines of credit or for a term loan, also 7(a)
  expenditures


  Apply with?                                                     SBA


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                     Community Express

    Website           http://www.sba.gov/services/financialassistance/7alenderprograms/comexpress/index.html


  Application


Eligible applicant                       HUB Zones: LMI areas: All loans of $25,000 or less


   By right or                                                competitive
  competitive?


  Assistance?                                                     loan


  Percentage/                                            maximum $250,000

    Amount


     Eligible                            revolving lines of credit or for a term loan, also 7(a)
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  expenditures


  Apply with?                                                     SBA


 Specific contact


  Funding cycle


  Restrictions


      Notes


Name of program
                                                         Patriot Express

    Website                              http://www.sba.gov/content/express-pilot-programs


  Application


Eligible applicant    7(a). In addition, small business must be owned &controlled by one or more of the following
                        groups equaling 51% total ownership: veteran, active-duty military, reservist or National
                         Guard member or a spouse of any of these groups, or a widowed spouse of a service
                            member or veteran who died during service or of a service connected disability.


   By right or                                                competitive
  competitive?


  Assistance?                                                     loan


  Percentage/                                             maximum $500,000

    Amount


     Eligible                                                     7(a).
  expenditures


  Apply with?                                                     SBA
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                           CAP Lines

    Website                                    http://www.sba.gov/content/caplines


  Application


Eligible applicant                                    7(a). Existing businesses


   By right or                                              competitive
  competitive?


  Assistance?                                                   loan


  Percentage/                       maximum $2 million (small asset based limited to $200,000)

    Amount


     Eligible           Finance seasonal working capital needs: cost to perform: construction costs, advances
  expenditures              against existing inventory and receivables, consolidation of short-term debts


  Apply with?                                                   SBA


Specific contact


 Funding cycle


  Restrictions


     Notes
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Name of program
                                                      International Trade

    Website               http://www.sba.gov/content/international-trade-loan-fact-sheet-small-businesses


  Application


Eligible applicant    Small businesses engaging, preparing to engage in international trade/adversely affected by
                                                       competition from imports.


   By right or                                                competitive
  competitive?


  Assistance?                                                     loan


  Percentage/           Maximum $2 million (separate working-capital loan + IT loan together may have $1.75
                                    million combined guaranty portion cannot exceed $1.25 million)
    Amount


     Eligible          Only for the acquisition of long-term, fixed assets. A separate working-capital loan may be
  expenditures                    used for working capital needs associated with international trade.


  Apply with?                                                     SBA


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                             Export Working Capital Program

    Website                  http://www.sba.gov/sites/default/files/oit_export_cap_prgm_business_0.pdf


  Application
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Eligible applicant                       Small businesses who need short-term working capital


   By right or                                                competitive
  competitive?


   Assistance?                                                    loan


  Percentage/                    Maximum $2 million (may be combined with international trade loan)

    Amount


     Eligible                               Short-term, working-capital loans for exporters
  expenditures


  Apply with?                                                     SBA


 Specific contact


  Funding cycle


  Restrictions


      Notes


Name of program
                                University Center Economic Development Program

    Website                                  http://www.eda.gov/PDF/FY2011UCFFO.pdf


  Application


Eligible applicant     An accredited institution of higher education or a consortium of accredited institutions of
                                                           higher education


   By right or
  competitive?


  Assistance?
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Percentage/

    Amount


     Eligible
 expenditures


  Apply with?                                                    SBA


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                                  New Market Tax Credits

    Website           Background available at http://cdfifund.gov/. You can (1) set up your own CDE and apply for
                       an allocation through the Department of Treasury, or (2) work with an entity that already
                         has an allocation such as National Development Council, or the Chicanos por la Causa


  Application         http://www.cdfifund.gov/docs/nmtc/2009/2009%20NMTC%20Allocation%20Application.pd
                                                                   f


Eligible applicant    To use NMTCs, the project must be in a designated census tract; the purpose of the program
                             is to make loans and capital investments in businesses in underserved areas.


   By right or                                               competitive
  competitive?


  Assistance?                                                 tax credit


  Percentage/                                               39% tax credit

    Amount
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

     Eligible           loans/investments to operating businesses located in LICs, development of commercial,
  expenditures         industrial and retail real estate in LICs, mixed-use projects (commercial income must be at
                        least 20 percent of the gross income of the property), development of for-sale housing in
                        LICs, Loans purchased from another CDE/CDFI, financial counseling and other services to
                                                 businesses and residents located in LICs.


  Apply with?                                                   banks, CDEs


 Specific contact     CDEs: National Development Council, Chicanos por la Causa, CBO Financial, US Bank, Bank of
                                                                  America


  Funding cycle                                                   revolving


  Restrictions        NMTC must be used to make loans or investments, or to provide counseling for businesses,
                       not to develop affordable housing. In certain circumstances, NMTC may be used to finance
                        mixed-use projects, where less than 80% of the gross rental income comes from dwelling
                         units. In cases such as this, the Low-Income Housing Tax Credits and New Markets Tax
                       Credits may NOT be used to subsidize the same square foot. NMTC funds MAY be used to
                          finance businesses that purchase, rehab and sell single family homes by investing in
                                            businesses that are involved in affordable housing.


      Notes               Property must be held for 7 years; this means any loans on the property must not be
                       foreclosed upon for 7 years, and loans secured by the property must be no-recourse loans.
                        Because of this restrictions, NMTC are frequently paired with the CDEs own lending arm
                                          (such as US Bank) or with HUD Section 108 loan funds.


Name of program
                                                        Historic Tax Credits

    Website                                http://www.nps.gov/history/hps/tps/tax/index.htm


  Application                            http://www.nps.gov/history/hps/tps/tax/hpcappl.htm


Eligible applicant    Any qualified project that the Secretary of the Interior designates as a certified rehabilitation
                                                      of a certified historic structure.


   By right or                                                    by right
  competitive?
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Assistance?                                                 tax credit


  Percentage/                                              20% tax credit

    Amount


     Eligible
  expenditures


  Apply with?                                            SHPO sends to NPS


Specific contact


 Funding cycle


  Restrictions         Restorations must be in accordance with standards set forth by Secretary of the Interior


     Notes                                       Property must be held for 5 years.


Name of program
                                                       Sales Tax Credits

    Website


  Application


Eligible applicant                    Eligibility and amounts determined by the City of Tucson.


   By right or
  competitive?


  Assistance?


  Percentage/

    Amount


     Eligible                 Credits can be given for off-site public infrastructure development costs.
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  expenditures


  Apply with?                                                 City of Tucson


Specific contact                                             (520) 791-4566


 Funding cycle


  Restrictions          Provision for allowing credits for off-site public infrastructure development costs against
                                          future City transaction privilege (sales) tax revenues.


     Notes


Name of program
                                                  AZ Additional depreciation

    Website               http://www.azcommerce.com/assets/pdfs/incentives/Accelerated-Depreciation.pdf


  Application          http://www.azdor.gov/LinkClick.aspx?fileticket=wbZfsNoZkOA%3D&tabid=262&mid=864


Eligible applicant                                      business property owners


   By right or                                                   formula
  competitive?


  Assistance?                                            additional depreciation


  Percentage/             The additional depreciation schedule is applied to the first five years of the property
                      assessment and accelerates depreciation by five percentage points per year for five years. In
    Amount                      year one, the additional rate is 30%; in year two 46%; in year three 62%


     Eligible          This program applies to class 1 (commercial and industrial) personal property and class 2
  expenditures                                      (agricultural) personal property.


  Apply with?                                          AZ Department of Revenue


Specific contact
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle                                                     annual


    Restrictions


       Notes


 Name of program
                                                             Angel Tax Credit

      Website                                http://www.azcommerce.com/angelinvestment.aspx


    Application



 Eligible applicant      The main objective of the Angel Investment program is to expand early stage investments in
                           targeted Arizona small businesses. The program accomplishes this goal by providing tax
                            credits to investors who make capital investment in small businesses certified by the
                                                      Arizona Department of Commerce.


     By right or             formula, with cap on total amount of tax credits through June 30, 2011 (remaining
   competitive?                                          allocations can be found here:
                         http://www.azcommerce.com/doclib/finance/angel%20tax%20credit%20allocation%20tabl
                                                                      e.pdf)


    Assistance?                                                     tax credit


    Percentage/             For a qualified bioscience or rural company, the tax credit may total up to 35% of the
                          investment amount over three years; for any other qualified business, the tax credit may
      Amount                                            total up to 30% over three years.


Eligible expenditures      An investment is a qualified investment if it (1) Is made on or after July 1, 2006, (2) Is an
                         equity security, (3) Is at least $25,000 cash or cash equivalent, (4) Is not made with funds in
                          an IRA or similar retirement account, (5) Is reported to Commerce within 30 calendar days
                                                         after the investment is made.


    Apply with?                                                      AZ DOR


  Specific contact                     specific email for program manager: cindyg@azcommerce.com
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

 Funding cycle                                                 annual


  Restrictions                  Note that program needs to be extended before it expires 6/30/2011


     Notes


Name of program
                          Minority and Women-Owned Business Enterprise (MWBE)
                                               Program

    Website                                        http://cms3.tucsonaz.gov/oeop


  Application


Eligible applicant    Located in Pima County; Registered as a vendor with the City's Procurement; Certified with
                                                         the OEOP as MWBE


   By right or
  competitive?


  Assistance?


  Percentage/

    Amount


     Eligible
  expenditures


  Apply with?                               Office of Equal Opportunity Programs (OEOP)


Specific contact


 Funding cycle


  Restrictions


     Notes
                          Downtown Tucson Partnership
                            Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Name of program
                                                      Enterprise Zone

    Website                               http://www.azcommerce.com/incentives.aspx


  Application


Eligible applicant                                Properties located within zone


   By right or
  competitive?


  Assistance?


  Percentage/                        Income or premium tax credits and property tax reduction

    Amount


     Eligible
  expenditures


  Apply with?                                        Arizona Enterprise Zones


Specific contact


 Funding cycle


  Restrictions


     Notes             To improve the economies of areas in the state with high poverty and/or unemployment
                                                              rates


Name of program
                      The Tax Relief, Unemployment Insurance Reauthorization and Job
                                           Creation Act of 2010

    Website                         http://www.irs.gov/newsroom/article/0,,id=233907,00.html


  Application
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Eligible applicant     Qualified small business stock issued after December 31, 2010 and before January 1, 2012


   By right or
  competitive?


  Assistance?         100% exclusion from tax for capital gains realized on the sale of certain small business stock
                                                       held for more than 5 years


  Percentage/

    Amount


     Eligible
  expenditures


  Apply with?


Specific contact


 Funding cycle


  Restrictions         The amount of gain eligible for the exclusion is limited to the greater of $10 million or ten
                                                 times the taxpayer's basis in the stock


     Notes


Name of program
                                                       Foreign Trade Zone

    Website               http://www.treoaz.org/Business-Development-Resources-Foreign-Trade-Zone.aspx


  Application


Eligible applicant    Must have a facility located in the United States, import parts, materials, or components for
                                  manufacturing, and import finished goods or parts for distribution.


   By right or                                                   by right
  competitive?
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Assistance?          Merchandise may be brought in duty-free for purposes such as storage, repacking, display,
                      assembly or manufacturing. Imports may be landed and stored quickly without full customs
                                                                formalities.


  Percentage/         Businesses located in a zone, or sub-zone are eligible for an 80% reduction in state real and
                                                         personal property taxes.
    Amount


     Eligible
  expenditures


  Apply with?


Specific contact


 Funding cycle


  Restrictions


     Notes


Name of program
                                            Healthy Forest Enterprise Incentives

    Website                                 http://www.azcommerce.com/healthyforest.aspx


  Application              http://www.azcommerce.com/assets/pdfs/incentives/Healthy-Forest-program/HF-
                                                               Application.pdf


Eligible applicant     Eligible applicants include: a harvester, an initial processor or a transporter that is primarily
                           (more than 50 percent) engaged in a qualifying project, employs at least 3 full-time
                         employees, and enters into a Memorandum of Understanding (MOU) with Commerce.


   By right or
  competitive?


  Assistance?          Use Fuel Tax Reduction, Transaction Privilege Tax Exemption, Use Tax Exemption, Property
                                              Tax Reduction, and New Job Income Credit Tax
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Percentage/              Use Fuel Tax Reduction: reduce from 26 cents to 13 cents a gallon for use class motor
                           vehicles. New Job Income Credit Tax: Arizona income tax credit earned over a three-year
      Amount                       period for each net new job created, totaling up to $3,000 per employee


      Eligible
   expenditures


    Apply with?                                       Arizona Department of Commerce


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                            Lease Excise Tax

      Website                                   http://www.azcommerce.com/incentives.aspx


    Application


 Eligible applicant                   Businesses that lease parcels from the City rather than own them.


     By right or                                                    by right
   competitive?


    Assistance?           All real property tax has been waived and replaced with an excise tax that is an established
                                             rate per square foot and based upon the type of use


    Percentage/             The rate is reduced every ten years by 20% until it reaches the 51st year, when the tax
                                                                 drops to zero
      Amount


Eligible expenditures
                              Downtown Tucson Partnership
                                Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                                                 no application


  Specific contact


   Funding cycle


    Restrictions              Applicant not eligible if property is used for government activity or public housing


       Notes


 Name of program
                                                         Military Reuse Zone

      Website                               http://www.azcommerce.com/militaryreusezone.aspx


    Application                                               Airport Authority:
                                http://www.azcommerce.com/doclib/FINANCE/MRZ%20App%20Airport.PDF

                                                     Aviation and Aerospace companies:
                           http://www.azcommerce.com/doclib/FINANCE/MRZ%20TPT%20App%20Company.PDF
                                                                   Insurers:

                           http://www.azcommerce.com/assets/pdfs/incentives/Military-Reuse-Zone/MRZ-App-
                                                                  Insurer.pdf


 Eligible applicant         Applicants must be located within the Military Reuse Zone and be airport authorities;
                          aviation or aerospace companies - a company that manufactures, assembles, or fabricates
                         aviation or aerospace products or is a provider of aviation or aerospace services; or insurers


     By right or
   competitive?


    Assistance?                   Transaction Privilege Tax Exemption, Tax Credits, Property Reclassification


    Percentage/           Tax Credit: Arizona income/premium tax credits for up to five years for each net new job
                             created, totaling up to $7,500 per non-dislocated employee and up to $10,000 per
      Amount                                                 dislocated employee


Eligible expenditures
                               Downtown Tucson Partnership
                                 Incentives and Business Resources
                        http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                                        Arizona Department of Commerce


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                         FHLB AHEAD Program

      Website                                 http://www.fhlbsf.com/ci/grant/ahead/default.asp


    Application                           http://www.fhlbsf.com/ci/applications/ahead/default.asp


 Eligible applicant          The Access to Housing and Economic Assistance for Development (AHEAD) Program
                              provides grants to support economic development and housing projects during the
                            conception and early development stages. A recoverable grant program, AHEAD funds
                            projects that produce housing, services, or other benefits for low- to moderate-income
                          households, result in the creation of retention of jobs in the community, or facilitate public
                                                        or private infrastructure project


     By right or                                                  competitive
   competitive?


    Assistance?                                                refundable grants


    Percentage/           In 2011, the Bank will make available $1 million in AHEAD Program funds to its members,
                                        with individual grants averaging between $20,000 and $50,000
      Amount


Eligible expenditures


    Apply with?           Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                         Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                             Arizona, Tucson, Vantage West Credit Union, Tucson
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                         FHLB ACE Program

      Website                                  http://www.fhlbsf.com/ci/cp/ace/default.asp


    Application                        http://www.fhlbsf.com/ci/applications/ace_cip/default.asp


 Eligible applicant    Advances for Community Enterprise (ACE) advances provide funds for projects and activities
                       that result in the creation or retention of jobs or provides services or other benefits for low-
                           and moderate-income people and communities. ACE advances are used to: Finance
                            commercial, industrial, and manufacturing activities, including small business and
                         microenterprise lending; Support social service, community, and public facility projects;
                            Fund public or private infrastructure projects, such as roads, utilities, and sewers


     By right or                                                competitive
   competitive?


    Assistance?                      varies, see http://www.fhlbsf.com/ci/cp/ace/productprofile.asp


    Percentage/                          see http://www.fhlbsf.com/ci/cp/ace/productprofile.asp

      Amount


Eligible expenditures Advances for Community Enterprise (ACE) advances provide funds for projects and activities
                       that result in the creation or retention of jobs or provides services or other benefits for low-
                           and moderate-income people and communities. ACE advances are used to: Finance
                            commercial, industrial, and manufacturing activities, including small business and
                         microenterprise lending; Support social service, community, and public facility projects;
                            Fund public or private infrastructure projects, such as roads, utilities, and sewers


    Apply with?         Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                       Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

                                            Arizona, Tucson, Vantage West Credit Union, Tucson


  Specific contact


   Funding cycle                                                  revolving


    Restrictions         Interest rates and fees are generally lower than rates and fees on regular Bank advances;
                         Prices and fees are generally lower than prices and fees on regular Bank letters of credit;
                        Available in a variety of maturities for a wide array of credit products; ACE applications may
                        be made at any time; ACE advances and letters of credit may help you meet your CRA goals;
                                               ACE credit may be used to finance SBA lending


       Notes




Energy-Related Financing Programs
 Name of program
                                        Energy Efficiency Conservation Block grants

      Website                               http://www.tucsonaz.gov/ocsd/sustainability/energy/


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

  Specific contact


   Funding cycle


    Restrictions         $5.1M of EECBG funds was allocated to the City of Tucson in March 2009 under the ARRA.
                        The Office of Conservation and Sustainable Development is working with the City staff and
                           the community to develop an investment plan for these funds that maximizes energy
                            efficiency gains, greenhouse gas emissions reductions, and job creation. For more
                                 information, see http://www.tucsonaz.gov/ocsd/sustainability/energy/


       Notes


 Name of program
                                            Arizona Energy Incentive Programs

      Website                          http://www1.eere.energy.gov/femp/financing/eip_az.html


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Restrictions          In December of 2009, the Arizona Corporation Commission adopted a landmark energy
                         efficiency standard that requires utilities to achieve cumulative energy savings of at least
                           20% of retail energy sales by 2020. Arizona's restructuring law provides for a systems
                         benefits charge (SBC) to fund energy efficiency programs. The SBC is collected through a
                         non-by passable surcharge on electricity bills. Some of these funds have been devoted to
                          renewable energy programs, but in 2009 Arizona utilities budgeted over $60 million to
                         promote energy efficiency in the state (including residential and low-income programs).


       Notes


 Name of program
                         TEP programs (applicable to downtown Tucson): large business
                                                   program

      Website           http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2009


    Application         http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2001


 Eligible applicant     Applicant must be a non-residential TEP electric customer who qualifies for TEPs rates 10,
                         13, 14, or 40 or their Time-of-Use (TOU) equivalent and the energy-efficient equipment
                                  must be installed at a facility operating on TEP rates 10, 13, 14 or 40.


     By right or                                                  formula
   competitive?


    Assistance?           Rebates are provided for qualified equipment commonly installed in retrofits or major
                        renovation projects. Rebates are offered for measures in each of these categories: lighting
                               equipment and controls, air conditioning and heat pump equipment (HVAC)


    Percentage/         The program is designed to pay rebates for projects with a maximum rebate of 75 percent
                          of each incremental measure cost. The maximum rebate amount that a customer can
      Amount               receive in a calendar year depends on funding approved by the Arizona Corporation
                                                                Commission


Eligible expenditures     The application lists the specifications for equipment that qualifies for rebates. If the
                        equipment you install is not listed on the application it may still qualify for a rebate under
                                              the custom installation portion of the program.


    Apply with?                                                      TEP
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

  Specific contact               1-866-324-5506 or email to commercialenergysolutions@us.kema.com


   Funding cycle          Applications for rebates offered on a first come-first served basis, so submitting a pre-
                         application is recommended. Simply download an application form from the website and
                                    check the Pre-Notification box on the customer information page.


    Restrictions        Rebate checks will be issued in approximately 4-6 weeks of receipt of the final application
                                                     and all necessary documentation.


       Notes


 Name of program
                         TEP programs (applicable to downtown Tucson): small business
                                                    program

      Website            http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2010


    Application          http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2020


 Eligible applicant      TEP customers who qualify for rate 10, and do not have another account on rates 13, 14,
                         85(time of use) 90(time of use) or 40 are eligible. All K-12 schools within the TEP service
                                                are eligible for the Small Business Program.


     By right or                                        First come, first serve basis
   competitive?


    Assistance?         The program offers rebates that provide the customer with significant cost reductions on a
                         comprehensive package of lighting and refrigeration measures such as upgrades to T8 or
                            T5 fluorescent, compact fluorescent lights (CFLs), anti-sweat door heater controls


    Percentage/         The amount of the rebate is based on the type of retrofit. The participation agreement will
                        list the cost and energy savings by measure and will clearly identify the portion of the total
      Amount                                   project cost that will be paid by the program


Eligible expenditures   The Program measures include: ASH Door Controls, High Efficiency Evaporator Fan Motors,
                        Integrated Case Controls on Case Cooler and Freezers, Evaporator Fan Motor Controls, Air
                         Conditioning and Heat Pumps, Programmable Thermostats, Compact fluorescent lamps
                          (CFL), Fluorescent fixture upgrade (T8 or T5 and electronic ballasts), Delamping, LED or
                           electroluminescent exit signs, Occupancy Sensors, Variable Speed, Frequency Drives,
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

  Apply with?                                                        TEP


Specific contact                 1-866-324-5506 or email to commercialenergysolutions@us.kema.com


 Funding cycle         Funding for the program is administered on a first-come, first-served basis while funding is
                          available. Updates on program funding levels can be found on the program website,
                               tep.com. Available funds for this program are limited, and it is possible that


  Restrictions           The service provider is responsible for billing the customer for the customer payment
                       portion of the project cost. The service provider shall advise the customer of the co-pay on
                       all program forms. In no case can the service provider charge the customer a co-pay that is
                         higher than the co-pay amount specified in the payment notification form for services
                                                           specified on that form.


     Notes


Name of program
                                    TEP New Construction Program-Large Business

    Website             http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2011


  Application           http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2025


Eligible applicant        The Large Business Program is open to non-residential customers in the TEP service
                         territory. A customer’s rate schedule will determine their initial program eligibility. The
                           energy savings from installed measures must occur on a meter with an eligible rate
                        schedule. The program is available to TEP customers who qualify for TEPs Rates 13, 14 or
                        40 (typically customers with an aggregate demand exceeding 200 kW). To be eligible, TEP
                         non-residential customers must replace existing facilities with equipment that is more
                       energy efficient. Energy efficient equipment purchased, contracted for or work conducted
                                              prior to July 3, 2008 is not eligible for a rebate.


   By right or                                          First come, first serve basis
  competitive?


  Assistance?          Rebates are available to offset up to 50% of the incremental costs of incorporating energy
                       efficient products/practices in a new construction project, up to a maximum of $75,000 per
                             project per year. Rebate amounts are determined from annual energy savings
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Percentage/             Rebate cap is 50% of the incremental cost up to a maximum of $75,000 per project.

      Amount


Eligible expenditures    Large Business measures must involve capital improvements that produce energy savings
                         due to efficiency gains. Savings must be sustainable for a period of five years or the life of
                        the product (which ever is less) and provide the full benefit of the related energy savings to
                                                            the customer and TEP.


    Apply with?                                                       TEP


  Specific contact                1-866-324-5506 or email to commercialenergysolutions@us.kema.com


   Funding cycle        The Commercial Energy Solutions Programs are offered on a first-come, first-served basis.
                             Final applications should be submitted within 60 days of project completion. Final
                           applications should be submitted by November 30, to be paid in the same calendar y


    Restrictions


       Notes


 Name of program
                                       New Construction Design Assistance Rebates

      Website            http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2011


    Application          http://www.tepcommercialenergysolutions.com/ProjectCenter/Default.aspx?tabid=2025


 Eligible applicant      The Design Assistance Program is open to all non-residential customers in the TEP service
                           territory. Rebates are not available for any design work, energy efficiency equipment
                                  purchases, or work conducted or contracted for prior to August 6, 2008.


     By right or                                         First come, first serve basis
   competitive?


    Assistance?           Design assistance off-sets a portion of the incremental cost associated with a variety of
                        new construction planning and design activities. The services must focus on activities that
                                                        have the potential to result in
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Percentage/         Rebates are available to cover up to 50 percent of any of the design assistance services, up
                         to a maximum rebate for any one design team of $10,000 per year. Rebate amounts are
      Amount                determined from annual energy savings above ASHRAE Standard 90.1, 2004 and a


Eligible expenditures   Rebates are available to cover up to 50 percent of any of the design assistance services, up
                         to a maximum rebate for any one design team of $10,000 per year. Rebate amounts are
                        determined from annual energy savings above ASHRAE Standard 90.1, 2004 and are paid at
                         a rate of $0.05 KWh. Energy savings are determined by comparing the energy usage for a
                         baseline design with a design incorporating energy efficient alternatives using a building
                        energy simulation program such as DOE 2 or equivalent. Business case assessment for LEED
                                            certification relative to energy efficiency measures


    Apply with?                                                     TEP


  Specific contact               1-866-324-5506 or email to commercialenergysolutions@us.kema.com


   Funding cycle        The Commercial Energy Solutions Programs are offered on a first-come, first-served basis.
                            Final applications should be submitted within 60 days of project completion. Final
                         applications should be submitted by November 30, to be paid in the same calendar year


    Restrictions


       Notes


 Name of program
                                                    Combined Heat & Power

      Website                                           http://www.epa.gov/chp/


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                       http://www.downtowntucson.org/invest/compendium-online/

    Percentage/

      Amount


Eligible expenditures     Design assistance rebates are available to customers and their design team to encourage
                                                   an integrated heat and power system


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                  Commercial Solar Incentives

      Website                             http://www.srpnet.com/environment/earthwise/solar/


    Application


  Eligible applicant


     By right or
    competitive?


    Assistance?


    Percentage/                                        $2.70 per watt, up to $13,500

      Amount


Eligible expenditures      A Green approach to building design and construction that results in high performance
                                                         energy efficient buildings.
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                                          SRP Salt River Project


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                      Energy Star qualified homes and products

      Website                                        http://www.energystar.gov/


    Application                                            IRS Tax Form 5695


 Eligible applicant                                           homeowner


     By right or                                                by right
   competitive?


    Assistance?                                                tax credit


    Percentage/

      Amount


Eligible expenditures           Design assistance can consist of one or more of the following activities:


    Apply with?


  Specific contact


   Funding cycle


    Restrictions
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                        Bright Tucson Community Solar Program

      Website                            http://www.tucsonelectric.com/Green/BrightTucson/


    Application


 Eligible applicant                                 Tucson Electric Power customers


     By right or
   competitive?


    Assistance?


    Percentage/         Cost to consumer of $3 per month per 150-kilowatt hour block, fixed base energy rate for
                                20 years so participants could potentially avoid higher costs in the future
      Amount


Eligible expenditures


    Apply with?                                           Tucson Electric Power


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                         Clean Tech Open

      Website                        http://www.cleantechopen.com/app.cgi/content/home/index


    Application
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures                Business case assessment for energy savings technologies


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                          U.S. Department of Energy's (DOE) Office of Energy Efficiency
                                            and Renewable Energy

      Website                       http://www1.eere.energy.gov/ba/doing_business_eere.html


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Percentage/

      Amount


Eligible expenditures     Compact fluorescent lamps (CFL), Fluorescent fixture upgrade (T8 or T5 and electronic
                         ballasts), Delamping, LED or electroluminescent exit signs, Occupancy Sensors, Variable
                                   Speed / Frequency Drives, Night Covers for refrigerated display cases


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                     Commercial/Industrial Solar Energy Tax Credit

      Website                             http://www.azcommerce.com/renewableenergy.aspx


    Application             http://www.azcommerce.com/doclib/finance/solar%20completion%20report.pdf


 Eligible applicant                Any business that installs a solar energy device at its Arizona facility


     By right or
   competitive?


    Assistance?         Provides an Arizona income tax credit for the installation of solar energy devices in Arizona
                                                             business facilities


    Percentage/         The tax credit is equal to 10% of the installed cost of the solar energy device not to exceed
                            $25,000 in credits for one building in a single tax year and $50,000 total credits per
      Amount                                               business per tax year.


Eligible expenditures
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

   Apply with?                                      Arizona Department of Commerce


 Specific contact                                    solarenergy@azcommerce.com


  Funding cycle


   Restrictions


      Notes




Grant Programs
 Name of program
                                      Neighborhood Stabilization Program (NSP-1)

     Website            http://www.hud.gov/offices/cpd/communitydevelopment/programs/neighborhoodspg/in
                                                                 dex.cfm


   Application


 Eligible applicant     This program awarded $7,287,000 to the City of Tucson in 2009. Funds have been targeted
                        in census tracts that have been designated as those with high foreclosure rates. The City of
                            Tucson will spend 27.7% of the grant fund meeting the 25% set aside requirement,
                         assisting families earning less than 50% of area median income in the designated target
                         areas. $720,000 of the administration funds have been fully obligated. The balance of the
                           grant has been to purchase foreclosed homes to be sold under a Land Trust model to
                          individuals/families who earn between 50 and 65% of area median income. The City of
                         Tucson will purchase 16 homes to be used as permanent rentals to families earning less
                                                    than 50% of area median income.


    By right or
   competitive?


   Assistance?                            low cost housing for low and moderate income people


   Percentage/
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                                  Mike Czechowski, 520-837-5333


   Funding cycle


    Restrictions


       Notes                For background, see http://www.slideshare.net/FrancesThorsen/pima-county-az-
                                             community-land-trust-homes-for-sale-5285723


 Name of program
                                    Neighborhood Stabilization Program-2 (NSP-2)

      Website           http://www.hud.gov/offices/cpd/communitydevelopment/programs/neighborhoodspg/in
                                                                dex.cfm


    Application


 Eligible applicant        Administered through PNIP. Pima Neighborhood Investment Partnership (PNIP) is a
                        collaboration between Pima County and seven sub- grantees, along with several important
                             community partners who are working together to implement the Neighborhood
                           Stabilization Program-2 (NSP2) grant, which is funded by the American Recovery and
                           Reinvestment Act (ARRA). The goals of the NSP2 program include: safe, decent and
                         affordable housing, expanded homeownership, economic development and employment
                        opportunities, sustainability initiatives and related improvements to neighborhood homes,
                                                       and HUD grant compliance.
                            http://pnip.org/LinkClick.aspx?fileticket=VCWTZmKz9QU%3D&tabid=63&mid=394


     By right or
   competitive?


    Assistance?                          low cost housing for low and moderate income people
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Percentage/              Details of program: http://familyhousingresources.com/pdf/HBE/PNIP_HAP.pdf

      Amount


Eligible expenditures     Houses in targeted area: http://familyhousingresources.com/pdf/HBE/NSP2_Map.pdf


    Apply with?


  Specific contact                               Ron Whitman, Community Land Trust


   Funding cycle


    Restrictions


       Notes                For background, see http://www.slideshare.net/FrancesThorsen/pima-county-az-
                                             community-land-trust-homes-for-sale-5285723


 Name of program
                                    Neighborhood Stabilization Program-3 (NSP-3)

      Website           http://www.hud.gov/offices/cpd/communitydevelopment/programs/neighborhoodspg/in
                                                                dex.cfm


    Application


 Eligible applicant      This program announced in October, 2010 the award of $2,083,771 to the City of Tucson.


     By right or
   competitive?


    Assistance?                          low cost housing for low and moderate income people


    Percentage/

      Amount


Eligible expenditures
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes                For background, see http://www.slideshare.net/FrancesThorsen/pima-county-az-
                                           community-land-trust-homes-for-sale-5285723


 Name of program
                                            National Endowment for the Arts

      Website                                    http://nea.gov/recovery/index.html


    Application


 Eligible applicant                                        arts agencies


     By right or                                            competitive
   competitive?


    Assistance?                                                grant


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                           Native American Housing Block Grant

      Website                                  http://www.hud.gov/progdesc/ihbg1208.cfm


    Application


 Eligible applicant         Indian tribes and Alaska Native villages designate who will receive the block grant.


     By right or                                                  by right
   competitive?


    Assistance?                                                    grant


    Percentage/

      Amount


Eligible expenditures      Modernization or operating assistance for housing previously developed using HUD
                          resources; acquisition, new construction, or rehabilitation of additional units; housing-
                          related services housing management services; crime prevention and safety activities;
                                     rental assistance; model activities; and administrative expenses.


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                              Environmental Protection Agency Brownfields Programs

      Website                                          http://epa.gov/brownfields/
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Application


 Eligible applicant      State, local, and tribal governments, with the exception of certain Indian tribes in Alaska;
                          general purpose units of local government, land clearance authorities, or other quasi-
                             governmental entities; regional council or redevelopment agencies; or states or
                                                                legislatures.


     By right or                                                competitive
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                         Assessment Grant

      Website                           http://www.epa.gov/brownfields/assessment_grants.htm


    Application                               http://www.epa.gov/brownfields/applicat.htm


 Eligible applicant


     By right or                                                competitive
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

   competitive?


    Assistance?


    Percentage/                                                up to $400,000

      Amount


Eligible expenditures       Inventory sites: compile a listing, characterize sites: identify past uses, asses sites:
                         determine existing contamination, conduct cleanup and redevelopment planning: scope
                           and plan process, conduct community involvement: inform and engage community


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes                                         performance period is three years


 Name of program
                                                             Cleanup Grant

      Website                                           http://epa.gov/brownfields/


    Application


 Eligible applicant                                        nonprofit organizations


     By right or                                                 competitive
   competitive?


    Assistance?


    Percentage/                                            up to $200,000 per site
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

      Amount


Eligible expenditures       Carry out cleanup activities at Brownfield sites. Funds may be used to address sites
                          contaminated by petroleum and/or hazardous substances, pollutants, or contaminants


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes               and in order to receive a Cleanup grant, the applicant must be the sole owner of the
                                         property that is the subject of its cleanup grant proposal


 Name of program
                                                  Revolving Loan Fund Grants

      Website                        http://www.epa.gov/brownfields/eparecovery/index.htm#supp


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/                                              up to $1,000,000

      Amount


Eligible expenditures    Capitalization of a revolving loan fund that provides that provides sub grants to carry out
                                         assessment and/or cleanup activities at Brownfield sites.


    Apply with?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

  Specific contact


   Funding cycle


    Restrictions


       Notes                           available for a single recipient or a coalition of eligible entities


 Name of program
                                                       EDA investment grants

      Website                                  http://www.eda.gov/Home/EDAHomePage.xml


    Application                           http://www.eda.gov/InvestmentsGrants/Application.xml


 Eligible applicant      1) City or other political subdivision of a State, including a special purpose unit of State or
                           local government engaged in economic or infrastructure development activities, or a
                            consortium of political subdivisions;(2) State;(3) Institution of higher education or a
                        consortium of institutions of higher education;(4) Public or private non-profit organization
                          or association, including a community or faith-based non-profit organization, acting in
                         cooperation with officials of a political subdivision of a State;(5) District Organization;(6)
                             Indian Tribe or a consortium of Indian Tribes; or(7) Private individual or for-profit
                            organization, but only for Training, Research and Technical Assistance Investments


     By right or                                                  competitive
   competitive?


    Assistance?                                                      Grants


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact         SEATTLE REGIONAL OFFICE Jackson Federal Building, Room 1890915 Second Avenue
                            Seattle, WA 98174-1001206-220-7660206-220-7669 fax A. Leonard Smith, Regional
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

                                                   Director Email: lsmith7@eda.doc.gov


   Funding cycle


    Restrictions


       Notes


 Name of program
                                              EDA American Recovery Program

      Website                                              http://www.eda.gov/


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/          EDA grant may not exceed fifty (50) percent of the total cost of the project. Projects may
                           receive an additional amount that shall not exceed thirty (30) percent, based on the
      Amount                  relative needs of the region in which the project will be located, as determine


Eligible expenditures


    Apply with?                                                    EDA


  Specific contact


   Funding cycle


    Restrictions         Potential applicants are responsible for demonstrating to EDA, by providing statistics and
                         other appropriate information, the nature and level of economic distress in the region in
                                                which the proposed project will be located
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                           Inner City Capital Connections (ICCC)

      Website                                              http://www.icic.org/


    Application


 Eligible applicant       Headquartered in or having 51% or more of the physical operation in an economically
                        distressed urban area of the U.S.; For-profit corporations, partnerships or proprietors that
                                                  have revenues of more than $2 million


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?                       The Initiative for a Competitive Inner City and Bank of America


  Specific contact


   Funding cycle


    Restrictions


       Notes             Free program established by Michael Porter and designed to stimulate the flow of capital
                                                          to inner city businesses


 Name of program
                           TIGER II/Community Challenge Planning Grant (CCPG) NOFA
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

      Website           http://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/grants/nofa1
                                                               0/huddotnofa


    Application


 Eligible applicant         State, tribal and local governments, including US territories, transit agencies, port
                        authorities, metro planning orgs, other political subdivisions of State or local governments
                                             and multi-state or multijurisdictional groupings


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures    Planning, preparation or design of surface transportation projects that would be eligible
                          for funding under TIGER II Discretionary Grant program. Funding is designed to target
                          housing, economic development and land use planning strategies that will increase the
                              efficiency and effectiveness of a related transportation project being planned.


    Apply with?


  Specific contact           HUD; TIGERII Grants Robert Mariner at 202-336-8914 or TIGERIIGrants@dot.gov


   Funding cycle


    Restrictions          For TIGER II Planning Grants, 20% non-federal match is required (except for projects in
                        rural areas). For HUD Community Challenge Planning Grants, applicants must provide 20%
                         of the requested funding amount in leveraged resources in the form of cash and and/or
                                     verified in-kind contributions or a combination of these sources.


       Notes
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

Name of program
                       Sustainable Communities Regional Planning Grant (SCRPG) NOFA

    Website            http://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/grants/nofa1
                                                                   0/scrpg


  Application


Eligible applicant     In Metropolitan and Micropolitan Statistical Areas, a consortium consisting, at a minimum,
                       of: a. The traditional principal city (or cities) located within the boundaries of the region if
                       the region is within a Metropolitan Statistical Area; b. The city, county of any other unit of
                       general local government with the largest population located within the region if different
                       from (a) or if in a Micropolitan Statistical Area; c. The city, county or any other units of local
                       government and Indian Tribes that will ensure that the consortium represents no less than
                         50% of the population residing within the region; d. The MPO or the regional planning
                        agency that facilitates planning and associated management activities for the geography
                          represented by the applicant, or if the region has multiple MPO's, all MPOs that have
                        jurisdiction within the designated region; and, e. A non-profit organization, foundation or
                             education institution within the region that has the capacity to engage a diverse
                        representation of the general population, and the ability to work in partnership with the
                          units of general local government and the MPO or MPOs comprising a consortium to
                       advance the program objectives of the SCPGP. *In a non-defined area (an area outside the
                        boundaries of a Metropolitan and Micropolitan Statistical Area), a consortium consisting
                       of: a. Cities, counties or units of general local government and Indian Tribes representing at
                       least 50% of the population residing within the region; and b. If such an organization exists
                             within the boundaries of the region, a Rural Planning organization or Council of
                        Governments. c. A non-profit organization, foundation or education institution within the
                          region that has to engage a diverse representation of the general population, and the
                        ability to work in partnership with the units of general local government to advance the
                                                 program objectives of the SCRPG program.


   By right or
  competitive?


  Assistance?


  Percentage/

    Amount
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

Eligible expenditures      1. Establish coordinated intergovernmental planning and secure agreements among
                          jurisdictions; 2. Develop a comprehensive Regional Plan for Sustainable Development
                            which serves as a guide for policies and investments that will integrate existing or
                        emergent land use plans. At a minimum, the RPSD should explain how the consortium will:
                         Adopt a housing plan, incorporate equity and fair housing analysis into regional planning,
                        advance regional transportation planning, advance water infrastructure planning, perform
                           environmental planning, plan for economic development activities, conduct scenario
                          planning that allows the RPSD to project a variety of economic growth possibilities and
                            anticipate responses to then and conduct comprehensive climate change impacts
                                  assessments to guide regional planning and implementation strategies.


    Apply with?


  Specific contact           sustainablecommunities@hud.gov Or Zuleika K. Morales-Romero, 202-402-7683


   Funding cycle


    Restrictions        Matching funds are not required. However, applicants must provide 20% of the requested
                            funding amount in leveraged resources in the form of cash and or verified in-kind
                           contributions or a combination of these sources. Additional leverage is encouraged.
                         Successful applicants must have the required amount of leveraged resources (the initial
                        20%) at the time of signing the cooperative agreement. In-kind contributions may be in the
                                             form of staff time, donated materials or services.


       Notes


 Name of program
                                                 American Express Foundation

      Website                            http://home3.americanexpress.com/corp/gb/howto.asp


    Application


 Eligible applicant      501(c)3 nonprofits; foundation supports program and projects designed to preserve and
                           rediscover important cultural works and sites; Special emphasis is directed towards
                          programs designed to ensure public engagement with a restored work or historic site


     By right or
   competitive?
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?                                  American Express Foundation


  Specific contact                          Timothy McClimon, Pres. (212)-640-5661


   Funding cycle


    Restrictions


       Notes


 Name of program
                                   Community Foundation for Southern Arizona

      Website                                    http://www.cfsoaz.org/cfsa/


    Application


 Eligible applicant                                   501(c)3 nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                                                 CFSA


  Specific contact      Evan Mendelsen, VP Donor Relations, 770-0800 x119; Bob Hoekstra, Grants and Donor Info
                                                        Admin (520) 770-0800


   Funding cycle


    Restrictions


       Notes                            Targeted at arts, community and economic development


 Name of program
                                              Donald Pitt Family Foundation

      Website


    Application


 Eligible applicant                                       501(c)3 nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                                   Dana Pitt, VP (520)790-9900


   Funding cycle


    Restrictions
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

       Notes                                Gives primarily in Tucson, focus on performing arts


 Name of program
                                                       Graham Foundation

      Website                                      http://www.grahamfoundation.org/


    Application


 Eligible applicant                                         501(c)3 nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures      Production related expenses for projects including, but not limited to: publications,
                        exhibitions, installations, conferences/lectures, films, new media projects and other public
                                                                 programs


    Apply with?                                            Graham Foundation


  Specific contact                           info@grahamfoundation.org Or (312) 787-4071


   Funding cycle                                         Inquiry form due 2/25/12


    Restrictions


       Notes                                     Targeted to Public outreach, publications


 Name of program
                                                       Green Communities

      Website                                   http://www.greencommunitiesonline.org/
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Application


 Eligible applicant     501(c)3 nonprofits; tribally designated housing entities and for-profit entities participating
                                            through joint ventures with qualified organizations


     By right or
   competitive?


    Assistance?


    Percentage/                                                 up to $5,000

      Amount


Eligible expenditures   Assist hosing developers with integrating green building systems in their developments and
                                        engage in a serious discussion of green design possibilities


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                      JPMorgan Chase Bank

      Website           http://www.jpmorganchase.com/corporate/Corporate-Responsibility/grant-programs.htm


    Application


 Eligible applicant                                          501(c)3 nonprofits


     By right or
   competitive?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

    Assistance?


    Percentage/

      Amount


Eligible expenditures    Supports programs designed to promote public policies that affect the well-being of the
                         community by stimulating economic growth and community development and promote
                          the effective management of nonprofits. Supports programs designed to preserve and
                                expand the supply of affordable housing; promote economic development,
                                           entrepreneurship and the creation of entry-level jobs


    Apply with?                                               JPMorgan Chase


  Specific contact                                             Cree Zischke
                                                        1301 2nd Avenue, Floor 23
                                                           Mail code: WA1-3568
                                                            Seattle, WA 98101
                                                    e-mail: cree.zischke@jpmchase.com
                                   Questions regarding Cyber Grants / application process, please e-mail
                                                       joelle.b.gruber@jpmchase.com




   Funding cycle


    Restrictions        No support for religious, fraternal or veterans' organizations, United Way member orgs. No
                           grants to individuals or for medical research, fundraising events, debt reduction, debt
                        financing, capital endowments, scholarships or tuition; generally no grants for health issues
                                                            or higher education.


       Notes                                       Targeted to community development


 Name of program
                                       William H. and Mattie W. Harris Foundation

      Website                                      http://harrisfoundation-nevada.com/


    Application
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Eligible applicant                                          501(c)3 nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                                             (702)253-1317


   Funding cycle                                              Feb 1. and Aug 1.


    Restrictions


       Notes                                     Arts, community/economic development


 Name of program
                                                  Choice Neighborhood Grants

      Website           http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/progr
                                                                 ams/ph/cn


    Application


 Eligible applicant     Local governments, public housing authorities, non-profits, for-profit developers that apply
                        jointly with a public entity. Eligible neighborhoods include neighborhoods with: 1) at least
                         20% of the residents estimated to be in poverty or have extremely low incomes based on
                        the most recent data collected by the US Census Bureau and that are experiencing distress
                          related to one or more of the following: a) per capita Part I violent crime rates over the
                        past three or more years that are at least 1.5 times the per capita Part I violent crime rates
                         of the city or county in which the neighborhood is located over the same time frame; b)
                        the rate of vacant or substandard homes is at least 1.5 times higher than that of the city or
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

                         county as a whole, or c) a low-performing public school or at least 20 children or 20% of
                            children from the target public school and/or HUD-assisted housing attend a low-
                         performing public school, and 2) severely distressed public and/or HUD-assisted housing
                          that meets the definition provided in section 24(j)(2) of the US Housing Act of 1937, as
                                                                 amended.


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures         Transformation of public and/or HUD assisted housing developments through
                          preservation, rehabilitation and management improvements as well as demolition and
                                                             new construction


    Apply with?                                                     HUD


  Specific contact                                 http://grants.gov/ Or 800-518-4726


   Funding cycle


    Restrictions


       Notes


 Name of program
                          Grants for Public Works and Economic Development Facilities

      Website                                              http://www.eda.gov/


    Application


 Eligible applicant     Public or private non-profit organization or association acting in cooperation with officials
                         of a political subdivision of a state. See section 3 of PWEDA (42 U.S.C. 3122) and 13 CFR
                          300.3. Projects eligible for public works investment assistance include those located in
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

                                     regions meeting : Special Need criteria as defined in 13 CFR 300.3


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures   Projects include investments in facilities such as water and sewer systems, industrial access
                            roads. Industrial and business parks, port facilities, rail spurs, skill-training facilities,
                         business incubator facilities, Brownfield redevelopment and eco-industrial facilities and
                         telecommunications and broadband infrastructure improvements necessary for business
                                                       creation, retention and expansion.


    Apply with?                      Department of Commerce, Economic Development Administration


  Specific contact        Maureen V. Klovers, 1401 Constitution Avenue, NW, Room 7019, District of Columbia
                                                 20230 mklovers@eda.doc.gov 202-482-2785


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                       Alcoa Fastening Systems

      Website                      http://alcoa.com/sustainability/en/info_page/alcoa_sustainability.asp


    Application


 Eligible applicant                                                 Nonprofits


     By right or
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                                          520.519.7400


   Funding cycle


    Restrictions


       Notes                Focused on sustainable environment, community infrastructure, arts and culture


 Name of program
                                             Arizona Community Foundation

      Website                                      https://www.azfoundation.org/


    Application


 Eligible applicant                                          Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

Eligible expenditures    Planning and creating more livable communities, encouraging civic participation, helping
                                             residents improve their communities and more.


    Apply with?


  Specific contact                             Paul Velaski or Kerrie Bainum (602)381-1400


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                  Arizona Humanities Council

      Website                                           http://azhumanities.org/


    Application


 Eligible applicant                                             Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                         Herb Paine, info@azhumanities.org (602) 257-0392


   Funding cycle          Cultural heritage tourism grants 7/31/10 deadline; various deadlines for project grants
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Restrictions


       Notes


 Name of program
                           Blue Cross Blue Shield of Arizona Corporate Giving Program

      Website                             http://www.azblue.com/about-us/community.aspx


    Application                   http://www.azblue.com/CorporateGiving/CorporateGivingForm.aspx


 Eligible applicant                                      Nonprofits and others


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures    Nonprofit organizations involved with arts and culture, economic development and civic
                                      initiatives, youth, education, health care and human services


    Apply with?


  Specific contact                    Maribel Barrios, Community relations, Mbarrios@azblue.com


   Funding cycle                                                monthly


    Restrictions


       Notes


 Name of program
                                             Bruce T. Halle Family Foundation

      Website                                      http://hallefamilyfoundation.org/
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Application


 Eligible applicant                                      Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures                                  Arts, museums


    Apply with?


  Specific contact                                     (480) 606-6000


   Funding cycle                                         3/15, 7/15


    Restrictions


       Notes


 Name of program
                                Cynthia Woods Mitchell Fund for Historic Interiors

      Website                                http://www.cttrust.org/index.cgi/121


    Application


 Eligible applicant                                      Nonprofits


     By right or
   competitive?


    Assistance?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Percentage/

      Amount


Eligible expenditures   Assist in the preservation, restoration and interpretation of historic interiors. May be used
                           for professional expertise, print and video communications materials and education
                                                                 programs


    Apply with?


  Specific contact                                Contact National Trust Regional Office


   Funding cycle                                                   02/01


    Restrictions                            Project must involve a National Historic Landmark


       Notes


 Name of program
                                                       Diamond Foundation

      Website                           http://www.diamondventures.com/overview/charity.html


    Application


 Eligible applicant                                             Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures            Building/renovation, program development, general/operating support
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Apply with?


  Specific contact                               Helaine Levy, (520) 577-0200


   Funding cycle


    Restrictions


       Notes


 Name of program
                                            Foundations: Serving Tucson

      Website                              http://tucsonfoundations.org/default.aspx


    Application


 Eligible applicant                                       Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                                      (520) 791-3939


   Funding cycle


    Restrictions
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                     Fred and Christine Armstrong Foundation

      Website


    Application


 Eligible applicant                                         Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                             Samuel Armstrong Jr. (904) 731-2828


   Funding cycle


    Restrictions


       Notes                           Priorities are for organizations that give to the needy


 Name of program
                                 Freeport-McMoRan Copper and Gold Foundation

      Website                                 http://www.fcx.com/envir/grants.htm


    Application
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Eligible applicant                                            Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures   Supports organizations involve with arts and culture, education, the environment, wildlife
                           preservation, crime and violence prevention, employment, safety, human services,
                                                     community development, etc.


    Apply with?


  Specific contact                                   Nicolle Turner (602) 366-8116


   Funding cycle


    Restrictions


       Notes


 Name of program
                                    Johanna Favrot Fund for Historic Preservation

      Website                     http://www.preservationnation.org/resources/find-funding/grants/


    Application


 Eligible applicant                                            Nonprofits


     By right or
   competitive?


    Assistance?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Percentage/                                              $2,500-$10,000

      Amount


Eligible expenditures    Projects that contribute to the preservation or recapture of an authentic sense of place.
                           Funds may be used for professional advice, conferences, workshops and education
                                                                programs


    Apply with?


  Specific contact                                Contact National Trust Regional Office


   Funding cycle                                              Deadline: 2/1


    Restrictions                            Project must involve a National Historic Landmark


       Notes


 Name of program
                                             National Trust Preservation Funds

      Website                      http://www.preservationnation.org/resources/find-funding/grants/


    Application


 Eligible applicant                                             Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/                                                $500-5,000

      Amount


Eligible expenditures       Provides two types of assistance to nonprofit organizations and public agencies: 1)
                        matching grants for preservation planning and education efforts, and 2) intervention funds
                         for preservation emergencies. Matching grant funds may be used to obtain professional
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

                          expertise in areas such as architecture, archeology, engineering, preservation planning,
                         land-use planning, fund raising, organizational development and law as well as to provide
                                          preservation education activities to educate the public


    Apply with?


  Specific contact        Anthea Hartig, Ph. D., Director 5 Third Street, Suite 707 San Francisco, California 94103
                                        Phone (415)947-0692; Fax: (415)947-0699 wro@nthp.org


   Funding cycle                                         Deadlines: 2/1, 6/1, 10/1


    Restrictions


       Notes


 Name of program
                                            Native Plant Conservation Initiative

      Website                                          http://www.nps.gov/plants/


    Application


 Eligible applicant                                             Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures    Used for programs that focus on the conservation of native plants and pollinators under
                         the following 6 focal areas: conservation, education, restoration, research, sustainability
                                                             and data linkages


    Apply with?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

  Specific contact


   Funding cycle                                              Annual Grants


    Restrictions


       Notes


 Name of program
                                                   Ralph L. Smith Foundation

      Website                                           http://www.gosw.org/rls/


    Application


 Eligible applicant                                             Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures   Giving primarily for education, health care, including ALS organizations and human services


    Apply with?


  Specific contact                           James J. Mueth, Bank of America (816)292-4342


   Funding cycle


    Restrictions


       Notes
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                                                 Roth Family Foundation

      Website                                 http://www.rothfamilyfoundation.org/


    Application


 Eligible applicant                                         Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                  Write letter to 7181 E. Ventana Canyon Dr. Tucson, AZ 85750


   Funding cycle


    Restrictions


       Notes                                         Giving primarily in Tucson


 Name of program
                                                Save America's Treasures

      Website                         http://www.nps.gov/history/hps/treasures/search.htm


    Application


 Eligible applicant                                         Nonprofits
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures         Preservation/conservation work on nationally significant historic properties


    Apply with?


  Specific contact                   Ginger Carter, Grants management specialist, (202) 513-7233


   Funding cycle                                             Deadline: 5/1


    Restrictions


       Notes


 Name of program
                                Southwest Gas Corporation Contributions Program

      Website


    Application


 Eligible applicant                                           Nonprofits


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

Eligible expenditures


    Apply with?


  Specific contact                   Mary Loreto (520)794-6416 or Susanne Farinas (702)867-7247


   Funding cycle


    Restrictions


       Notes                 Giving primarily in areas of company operations (Tucson); also gives charitable
                                                contributions to nonprofit orgs directly


 Name of program
                          Strong Communities: Engaging Citizens, Strengthening Place,
                                              Inspiring Change

      Website                             http://www.changemakers.com/strongcommunities


    Application


 Eligible applicant                             All types of organizations and individuals


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures      Innovative projects and ideas that engage citizens to steer change and build strong
                                                communities across the US and Canada


    Apply with?


  Specific contact                                       Teal.Edelen@nfwf.org
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle                                                    08/11


    Restrictions


       Notes


 Name of program
                                                     Tucson-Pima Arts Council

      Website                                     http://www.tucsonpimaartscouncil.org/


    Application


 Eligible applicant                                        Nonprofits/501c(6) orgs


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact                           (520)624-0595 or info@tucsonpimaartscouncil.org


   Funding cycle


    Restrictions


       Notes              Grant program on hiatus at the moment; 501c(6) orgs are eligible for project grants for
                         dance, theater, music, literary, visual, multi-disciplinary, festivals and arts education on a
                                                  matching basis; 1:1 to non-public money
                            Downtown Tucson Partnership
                               Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                                                   Public Works Grant (11.300)

      Website                                                http://www.eda.gov/


    Application


 Eligible applicant      State, city, county or other political subdivision of a state including Indian Tribes engaged
                           in economic or infrastructure development activities or a consortium of such political
                           subdivisions; institution of higher education or a consortium of institutions; public or
                           private non-profit organization or association acting in cooperation with officials of a
                         political subdivision of a state. Eligible projects include those located in regions meeting
                         Special Need criteria as defined in 13 CFR 300.3. For profit, private sector entities do not
                             qualify for Public Works assistance. EDA may not provide investments directly to
                               individuals or for-profit entities seeking to start or expand a private business.




     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures    Characteristic projects include investments in facilities such as water and sewer systems,
                        industrial access roads, industrial and business parks, port facilities, rail spurs, skill-training
                         facilities, business incubator facilities, Brownfield redevelopment, eco-industrial facilities,
                           and telecommunications and broadband infrastructure improvements necessary for
                        business creation, retention and expansion. Project must be located in or benefit a region
                          that, on the date EDA receives an application for investment assistance, satisfies one or
                        more of the economic distress criteria set forth in 13 CFR 301.3(a). All investments must be
                         consistent with a current EDA-approved Comprehensive Economic Development Strategy
                        or equivalent strategic economic development plan for the region in which the project will
                           be located, and the applicant must have the required local share of funds committed,
                          available and unencumbered. Applicants must be able to start and complete proposed
                         projects in a timely manner consistent with award terms and conditions. Recipients must
                            award contracts in accordance with proper procurement procedures ad ensure that
                        contractors pay Davis-Bacon wage rates. Indirect costs are not allowed. All grants awarded
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

                                       are discretionary grants. EDA does not award formula grants.


    Apply with?                     Department of Commerce, Economic Development Administration


  Specific contact        Maureen V. Klovers, 1401 Constitution Avenue, NW, Room 7019, District of Columbia
                                               20230 mklovers@eda.doc.gov 202-482-2785


   Funding cycle


    Restrictions


       Notes


 Name of program
                                Small Business Innovation Research Program Phase I

      Website                             http://www.csrees.usda.gov/funding/rfas/sbir_rfa.html


    Application


 Eligible applicant     US-owned, for profit small businesses with innovative, applied, research and development
                           projects that address important problems facing American agriculture and have the
                                 potential to lead to significant public benefit if the research is successful.


     By right or
   competitive?


    Assistance?


    Percentage/                                               $70,000-$100,000

      Amount


Eligible expenditures     Proposals are accepted in the following topic areas: 1) forests and related resources, 2)
                        Plant production and protection-biology, 3) Animal production and protection, 4) air, water
                        and soils 5) food science and nutrition, 6) rural development 7) aquaculture 8) biofuels and
                         biobased products 9) marketing and trade 10) animal manure management 11) small and
                                   mid-size farms and 12) plant production and protection-engineering
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                  Impact Investment Fund

      Website                                    http://www.sba.gov/startupamerica


    Application


 Eligible applicant      Companies in underserved communities, companies in economically distressed areas as
                                        well as those in emerging sectors such as clean energy


     By right or
   competitive?


    Assistance?                                      2:1 match to private capital


    Percentage/

      Amount


Eligible expenditures                  Investment in growth capital in underserved communities


    Apply with?                                     Small Business Administration


  Specific contact


   Funding cycle


    Restrictions
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

       Notes


 Name of program
                                                Early Stage Innovation Fund

      Website                                      http://www.sba.gov/node/15261


    Application


 Eligible applicant       Early stage companies, especially those without the necessary assets or cash flow for
                                                        traditional bank funding.


     By right or
   competitive?


    Assistance?                                       1:1 match to private capital


    Percentage/

      Amount


Eligible expenditures                            Seed money for early stage companies


    Apply with?                                      Small Business Administration


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                     Job Training Program

      Website                        http://www.azcommerce.com/services/skilled-workforce.aspx


    Application
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Eligible applicant      An employer, excluding government agencies, with at least one business location in this
                           state, a consortium of at least two employers with same or similar training needs, a
                         professional or trade association or a joint apprenticeship training committee, or a Small
                         Business Development Center on behalf of a consortium. To be eligible companies must
                        pay into the Arizona Job Training Fund, unless exempt, or be a rural non-profit organization
                          that opts for unemployment tax reimbursement and therefore is not liable for the Job
                         Training Tax but is able to provide documentation that a skilled worker shortage exists in
                        the geographical area and the proposed training will increase the number of skilled works.
                        They also must meet or exceed the average annual qualifying wage rate for trainees at the
                                                              end of the grant


     By right or                                                Competitive
   competitive?


    Assistance?


    Percentage/         Net New Grant: up to 75% of their eligible training expenses reimbursed. Incumbent Grant:
                                         up to 50% of their eligible training expenses reimbursed.
      Amount


Eligible expenditures        Job-specific reimbursable grant program that supports the design and delivery of
                        customized training plans for employers creating new jobs or increasing the skill and wage
                          levels of current employees. With a Net New Grant an employer must be creating new
                         jobs. With an Incumbent Grant an employer must be seeking to supplement their current
                                        training plan and increase the skill level of their employees.


    Apply with?                                      Arizona Department of Commerce


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                           AHEAD Program
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

      Website                               http://www.fhlbsf.com/ci/grant/ahead/default.asp


    Application                                Only bank members may submit applications.


 Eligible applicant        The Access to Housing and Economic Assistance for Development (AHEAD) Program
                            provides grants to support economic development and housing projects during the
                          conception and early development stages. A recoverable grant program, AHEAD funds
                          projects that produce housing, services, or other benefits for low- to moderate-income
                        households, result in the creation of retention of jobs in the community, or facilitate public
                                                      or private infrastructure project


     By right or                                                competitive
   competitive?


    Assistance?                                              refundable grants


    Percentage/          In 2011, the Bank will make available $1 million in AHEAD Program funds to its members,
                                      with individual grants averaging between $20,000 and $50,000
      Amount


Eligible expenditures


    Apply with?         Member banks in Tucson are: Alliance Bank of Arizona, Bank of Tucson formerly Southern
                        Arizona Community Bank, Tucson, Canyon Community Bank, N.A., Tucson, National Bank of
                                           Arizona, Tucson, Vantage West Credit Union, Tucson


  Specific contact


   Funding cycle


    Restrictions


       Notes
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/



Home Owners
 Name of program
                                        State Historic Property Tax (SPT) program

      Website                                http://azstateparks.com/shpo/propertytax.html


    Application                http://azstateparks.com/shpo/downloads/SHPO_SPT_Residential_Form.pdf


 Eligible applicant     Property must be listed on the National Register of Historic Places either individually or as
                                                     a contributor to a historic district.


     By right or                                                   by right
   competitive?


    Assistance?                                  reduces property taxes between 35-45%


    Percentage/                                       reduces property taxes 35-45%

      Amount


Eligible expenditures    Eligible property owners execute a fifteen-year agreement requiring maintenance of the
                        property according to federal and Arizona State Parks Board standards. Limited to property
                                                used for non-income producing activities.


    Apply with?                                                     SHPO


  Specific contact


   Funding cycle                                                  revolving


    Restrictions


       Notes                       Two tech incubators in Tucson area, UA Tech Park and Biotech Park
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/




Loan Programs
 Name of program
                                                       Conventional banks

      Website                                      http://www.downtowntucson.org/


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes                         Please see our website for loan packets from downtown lenders.


 Name of program
                                                          HUD 108 Loans

      Website           City of Tucson is putting together a package for this. Call Downtown Tucson Partnership for
                                                        more info (520)837-6508.
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Application         http://www.hud.gov/offices/cpd/communitydevelopment/programs/108/appquestions.cf
                                                                       m


 Eligible applicant      The City of Tucson's 108 loan program is still in development, but eligible applicants will
                                               include businesses, nonprofits, and developers.


     By right or                                        underwriting standards apply
   competitive?


    Assistance?                                                       loan


    Percentage/                                      low-interest loans for up to 20 years

      Amount


Eligible expenditures       Economic development activities eligible under CDBG; acquisition of real property;
                        rehabilitation of publicly owned real property; housing rehabilitation eligible under CDBG;
                         construction, reconstruction, or installation of public facilities (including street, sidewalk,
                           and other site improvements); related relocation, clearance, and site improvements;
                         payment of interest on the guaranteed loan and issuance costs of public offerings; debt
                             service reserves; public works and site improvements in colonias; and in limited
                           circumstances, housing construction as part of community economic development,
                             Housing Development Grant, or Nehemiah Housing Opportunity Grant programs.


    Apply with?                                 Downtown Tucson Partnership or Tucson IDA


  Specific contact          Economic development office at DTP, 837-6508 or econdev@downtowntucson.org


   Funding cycle                                                   revolving


    Restrictions                                   Program is not set up as of 7/31/2011.


       Notes             The maximum repayment period for a Section 108 loan is twenty years. CDBG rules and
                                                      regulation apply to this program.


 Name of program
                                                           IDA- Pima County

      Website                                       http://www.pimaida.com/about.html
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Application                               http://www.pimaida.com/nonprofitloanAPP.pdf


 Eligible applicant                                    Non-profit organizations only.


     By right or                        application has to be vetted by staff and approved by board
   competitive?


    Assistance?                              loans, some grant money available for nonprofits


    Percentage/          Interest rate is set by the Authority based on collateral, but is generally below bank rates
                                               for similar credit, in the range of 6.0% to 8.0%
      Amount


Eligible expenditures      To be eligible for a Non-Profit Loan, the project must address or complete an activity
                         outlined in the approved Project Plan (which sets out the use of funds) and be located in
                        Pima County. Eligible Uses of Funds include: Acquisition: Acquisition of fee title or interest
                           other than fee title of real property. Rehabilitation: Activities directed to sustain the
                          existing form, integrity, and material of a building, structure, or site. Includes repair or
                         alteration that makes possible a contemporary use while preserving those features of the
                             property which are significant to its historical, architectural, and cultural values.
                         Restoration: Activities directed to accurately recovering the form and details of property
                          and its setting as it appeared at a particular period of time by means of the removal of
                        later work or by the replacement of missing earlier work. New construction: Eligible use of
                          loan funds must conform to the Project Plan and guidelines. Leasehold improvements:
                         Rehabilitation, restoration, or minor new construction activities are eligible uses of loan
                             funds if the term of the lease is at least equal to the term of the loan. Purchase of
                         equipment and furnishings: Loan funds may be made available in combination with other
                          capital improvements and may be made for the purchase of major capital equipment.
                             Capital Expenses: Eligible use of loan funds to acquire or upgrade physical assets.


    Apply with?                                             http://pimaida.com/


  Specific contact                                         Steve Russo, 529-1515


   Funding cycle                                              monthly meetings


    Restrictions         Loan Amounts The minimum loan commitment made for any specific project is $100,000
                        and the maximum loan is not to exceed $350,000. Loan Terms and Conditions Maximum
                          loan term is 5 years. No prepayment penalties. Associated application processing fees.
                          Pledge of Collateral. Selection Criteria Preference is given to projects that stimulate the
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

                        development of new or expand existing services that will benefit the Pima County or local
                         community or create jobs therein. 501(c)(3) Organization: The organization must have a
                            nonprofit designation as a 501(c)(3) entity from the Internal Revenue Service. Pima
                         County: The organization must be located in Pima County Project viability and potential:
                             Are the project objectives clearly described? Are the project budget, design, and
                          personnel reasonable to accomplish project objectives? Repayment Plan in Place: The
                          organization must have a detailed plan for repayment of loan. Readiness: The project
                          must be ready to proceed and meet project objectives in a realistic and timely manner.


       Notes


 Name of program
                                                            IDA - Tucson

      Website                                      http://www.tucsonida.com/faq.htm


    Application                          http://www.tucsonida.com/community_investment.htm


 Eligible applicant       (1) Nonprofit loan program: Non-Profit organizations in good standing with the Arizona
                            Corporation Commission, operating in Southern AZ and have the legal capacity and
                        authority to incur obligations required by the Tucson IDA (2) For-profit loan program: For-
                        Profit businesses may apply for an IDA Participation Loan only, through a community based
                                                               lead lender.


     By right or                       application has to be vetted by staff and approved by board
   competitive?


    Assistance?                                                    loan


    Percentage/                       Maximum loan $125,000; nonprofit interest rate 6%; LTV 90%

      Amount


Eligible expenditures      Loans will only be considered for eligible projects which provide one or more of the
                           following: a. Economic Development / Business Expansion; b. Affordable Housing; c.
                                         Downtown, Neighborhood or Community Development.


    Apply with?                                           http://tucsonida.com/
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

  Specific contact                                 BDFC (Gary Molenda), 520-623-3377


   Funding cycle                                             monthly meetings


    Restrictions         (1) standard terms and conditions apply (2) each loan must meet the following minimum
                          requirements: (a) make economic sense, (b) be payable from identifiable primary and
                         secondary sources of repayment, (c) be secured by adequate collateral, (d) have a LTV of
                         no more than 90% of the lesser of cost or appraisal, (e) be requested by an organization
                        with demonstrable capacity; (3) special considerations may apply, at the sole discretion of
                         the IDA, regarding loan amount and projects meeting the current priority areas identified
                           by the IDA (FY2010-11 priorities are downtown development and warehouse triangle
                        district, (4) loans will only be considered for eligible projects which provide one or more of
                         the following: (a) economic development/business expansion, (b) affordable housing, (c)
                                          downtown, neighborhood or community development


       Notes               $100 application fee; commitment fee = 1% of loan amount payable upon final loan
                         approval (nonrefundable), closing costs and 3rd party fees are borrower's responsibility


 Name of program
                                  Downtown Incentive Zone - administered by BDFC

      Website                                                 http://bdfc.com/


    Application


 Eligible applicant         Projects in the Investment zone in downtown Tucson; downtown facade program


     By right or                                                 application
   competitive?


    Assistance?                                                     loan


    Percentage/               interest of 4.75% + 10 yr treasury; terms up to 5 years; no prepayment penalty

      Amount


Eligible expenditures                              must be located in downtown Tucson


    Apply with?                                     BDFC, Gary Molenda 520-623-3377
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

  Specific contact                                BDFC, Gary Molenda 520-623-3377


   Funding cycle                                               revolving


    Restrictions


       Notes


 Name of program
                                            Urban Development Action Grant

      Website                                              http://bdfc.com/


    Application


 Eligible applicant       Projects in the City of Tucson that benefit low to moderate income people; stimulate
                                                    employment opportunities for


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures


    Apply with?


  Specific contact


   Funding cycle


    Restrictions


       Notes
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                                                             Export/Import

      Website                                  http://www.exim.gov/products/loan_guar.cfm


    Application                            http://www.exim.gov/tools/appsforms/loanguar.cfm


 Eligible applicant       Ex-Im Banks guarantee of a lenders loan to an international buyer is generally used for
                                        financing purchases of U.S. capital equipment and services.


     By right or                                        underwriting standards apply
   competitive?


    Assistance?                                                      loan


    Percentage/         Ex-Im Banks loan guarantee covers 100% of principal and accrued interest on any amount.
                         (Ex-Im also offers a medium-term insurance policy that can support financings up to $10
      Amount             million). The total level of Ex-Im Bank support will be the lesser of 85% of the value of all
                          eligible goods and services in the U.S. supply contract or 100% of the U.S. content in all
                                           eligible goods and services in the U.S. supply contract.


Eligible expenditures       Financing purchases of US capital equipment and purchases. Financing may also be
                           available for: Refurbished equipment, Software, Certain banking and legal fees (See
                         Financing Fees for Ancillary Services.), Certain local costs and expenses (See Ex-Im Bank
                        Policies – Local Cost.). Military or defense items are generally not eligible nor are sales to
                                                  military buyers (with certain exceptions).


    Apply with?                              http://www.exim.gov/news/exim_online_spl.cfm


  Specific contact


   Funding cycle                                                   revolving


    Restrictions        Ex-Im Bank does not compete with private sector lenders, but rather provides financing for
                         transactions that would otherwise not take place because commercial lenders are either
                            unable or unwilling to accept the political or commercial risks inherent in the deal.


       Notes                                      export some product for use outside USA
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                         Small Business Administration (SBA) loans: three types, 7A, CDC
                                             504, and microloans

      Website           http://www.sba.gov/category/navigation-structure/loans-grants/small-business-loans/sba-
                                                            loan-programs


    Application


 Eligible applicant


     By right or
   competitive?


    Assistance?


    Percentage/

      Amount


Eligible expenditures                               See individual programs below.


    Apply with?


  Specific contact


   Funding cycle


    Restrictions                                 owner occupancy requirements apply


       Notes


 Name of program
                                                       SBA CDC 504 loan

      Website                             http://www.sba.gov/content/cdc504-loan-program


    Application                http://www.sba.gov/sites/default/files/Lender%20List%20AZ%20V16.3.pdf
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Eligible applicant     To be eligible for a CDC/504 loan, your business must be operated for profit and fall within
                        the size standards set by the SBA. Under the 504 Program, a business qualifies as small if it
                        does not have a tangible net worth in excess of $7.5 million and does not have an average
                        net income in excess of $2.5 million after taxes for the preceding two years. Loans cannot
                            be made to businesses engaged in speculation or investment in rental real estate.


     By right or                                       underwriting standards apply
   competitive?


    Assistance?                                                     loan


    Percentage/         Typically, a CDC/504 project is 50-40-10: A loan secured from a private sector lender with a
                        senior lien covering up to 50 percent of the project cost + A loan secured from a CDC
                        (backed by a 100 percent SBA-guaranteed debenture) with a junior lien covering up to 40
      Amount
                        percent of the project cost.




Eligible expenditures    Proceeds from 504 loans must be used for fixed asset projects, such as: The purchase of
                        land, including existing buildings; The purchase of improvements, including grading, street
                        improvements, utilities, parking lots and landscaping; The construction of new facilities or
                            modernizing, renovating or converting existing facilities; The purchase of long-term
                            machinery and equipment. The 504 Program cannot be used for working capital or
                                         inventory, consolidating or repaying debt, or refinancing.


    Apply with?                 http://www.sba.gov/sites/default/files/Lender%20List%20AZ%20V16.3.pdf


  Specific contact         There are 3 CDCs that service Southern AZ: BDFC (bdfc.com), Southwestern Business
                                Finance Corp (swbfc.com), and Small Business Finance Corp (cdcloans.com)


   Funding cycle                                                 revolving


    Restrictions


       Notes             The maximum SBA debenture is $1.5 million when meeting the job creation criteria or a
                         community development goal. Generally, your business must create or retain one job for
                        every $65,000 provided by the SBA, except for small manufacturers which have a $100,000
                          job creation or retention goal (see below). The maximum SBA debenture is $2.0 million
                        when meeting a public policy goal. These include: Business district revitalization, Expansion
                         of exports, Expansion of minority business development, Rural development, Increasing
                        productivity and competitiveness, Restructuring because of federally mandated standards
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

                         or policies, Changes necessitated by federal budget cutbacks, Expansion of small business
                            concerns owned and controlled by veterans (especially service-disabled veterans),
                            Expansion of small business concerns owned and controlled by women. Collateral
                         Generally, the project assets being financed are used as collateral. Personal guaranties of
                        the principal owners are also required. Interest Rates and Fees Interest rates on 504 loans
                          are pegged to an increment above the current market rate for 5-year and 10-year U.S.
                          Treasury issues. Maturities of 10 and 20 years are available. Fees total approximately 3
                                       percent of the debenture and may be financed with the loan.


 Name of program
                                                                 SBA 7A

      Website           http://www.sba.gov/category/navigation-structure/loans-grants/small-business-loans/sba-
                                                     loan-programs/7a-loan-program


    Application                 http://www.sba.gov/sites/default/files/Lender%20List%20AZ%20V16.3.pdf


 Eligible applicant       While the vast majority of businesses are eligible for financial assistance from the SBA,
                        some are not. Applicant businesses must: Operate for profit; Be engaged in, or propose to
                           do business in, the United States or its possessions; Have reasonable owner equity to
                           invest; Use alternative financial resources, including personal assets, before seeking
                                                            financial assistance.


     By right or                                       underwriting standards apply
   competitive?


    Assistance?                                                     loan


    Percentage/          SBA can guarantee as much as 85 percent on loans of up to $150,000 and 75 percent on
                        loans of more than $150,000. 7(a) loans have a maximum loan amount of $5 million. SBA's
      Amount               maximum exposure is $3.75 million ($4.5 million under the International Trade Loan


Eligible expenditures   General business purposes including working capital, machinery and equipment, furniture
                          and fixtures, land and building (purchase, renovation, and new construction), leasehold
                                        improvements and debt financing under certain conditions


    Apply with?                 http://www.sba.gov/sites/default/files/Lender%20List%20AZ%20V16.3.pdf


  Specific contact                       Most Tucson banks can provide 7(a) loans to borrowers.
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle                                                 revolving


    Restrictions         Good credit (A-C+); good business plan; sufficient investment from the owner (10%-35%);
                                                                 collateral


       Notes              Fixed rates vary depending on loan amount and maturity; variable rates: the lowest of:
                         prime, LIBOR or SBA optional peg rule; loan maturities are based on the ability to repay,
                            purpose of loan and useful life of assets financed. Max: 25 years for real estate and
                                        equipment; max: 10 years for working capital or inventory


 Name of program
                                                         SBA Express Loans

      Website                              http://www.sba.gov/content/express-pilot-programs


    Application                          http://www.sba.gov/sites/default/files/SBA%201919.pdf


 Eligible applicant      The SBA Express program gives small business borrowers an accelerated turnaround time
                            for SBA's review. You will receive a response to your application within 36 hours. In
                            addition, lower interest rates are often available to you when you apply through an
                                                             Express program.


     By right or                                       underwriting standards apply
   competitive?


    Assistance?                                                     loan


    Percentage/                 up to $350,000 either as a revolving line of credit or a lump sum term loan

      Amount


Eligible expenditures   purchasing a business, expanding existing business, financing equipment or inventory and
                                                                   more


    Apply with?                 http://www.sba.gov/sites/default/files/Lender%20List%20AZ%20V16.3.pdf


  Specific contact                     Most Tucson banks can provide Express loans to borrowers.


   Funding cycle                                                 revolving
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Restrictions             secured interested in business assets and/or a mortgage on real estate; Personal
                                                 guaranties by all owners of 20% or more


       Notes


 Name of program
                                                SBA Community Express Loan

      Website                                http://www.sba.gov/content/express-programs


    Application                          http://www.sba.gov/sites/default/files/SBA%201919.pdf


 Eligible applicant      The Community Express loan program allows approved SBA lenders to provide a unique
                           combination of financial and technical assistance to borrowers located in the nations
                         underserved communities. Eligible borrowers include existing businesses; for needs that
                                  fall between the microloan program and conventional loan programs.


     By right or                                      underwriting standards apply
   competitive?


    Assistance?                                        loan and technical assistance


    Percentage/                                            $35,000 to $250,000

      Amount


Eligible expenditures    Renovation, rehabilitation, working capital, purchase of equipment, machinery, furniture,
                                                      fixtures, inventory or supplies


    Apply with?                  for list see http://www.sba.gov/category/lender-navigation/search-sba-
                                                   lenders?zip=85701&select=proximity


  Specific contact          Most Tucson banks can provide Express loans to borrowers. Other lenders include
                                             Chicanos por la Causa, http://www.cplc.org/cplc-
                                               subsidiaries/prestamoslendingcompany.aspx


   Funding cycle                                                revolving


    Restrictions           Eligible communities include the SBAs Historically Underutilized Business Zones (HUB
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

                              Zones) and those communities identified as distressed through the Community
                                                          Reinvestment Act (CRA)


       Notes


 Name of program
                                                   SBA Patriot Express Loans

      Website                                http://www.sba.gov/content/express-programs


    Application                          http://www.sba.gov/sites/default/files/SBA%201919.pdf


 Eligible applicant      The SBAs Patriot Express Pilot Loan Initiative is for veterans and members of the military
                          community wanting to establish or expand small businesses. The SBA and its resource
                          partners are focusing additional efforts on counseling and training to augment this loan
                        initiative, making it more accessible and easy to use. Eligible military community members
                         include: Veterans, Service-disabled veterans, Active-duty service members eligible for the
                        militaries Transition Assistance Program, Reservists and National Guard members, Current
                          spouses of any of the above, The widowed spouse of a service member or veteran who
                                          died during service or of a service-connected disability.


     By right or                                       underwriting standards apply
   competitive?


    Assistance?                                                     loan


    Percentage/          Patriot Express loans feature the SBAs lowest interest rates for business loans, generally
                        2.25 percent to 4.75 percent over prime depending upon the size and maturity of the loan.
      Amount


Eligible expenditures    Patriot Express loan proceeds can be used for most business purposes, including: Start up
                         costs, Equipment purchases, Business-occupied real-estate purchases, Inventory, Infusing
                           working capital, Managing your business, Expansion, Preparing your business for the
                         possibility of your deployment, Setting up to sell goods and services to the government,
                                                    Recovery from declared disasters.


    Apply with?                  for list see http://www.sba.gov/category/lender-navigation/search-sba-
                                                   lenders?zip=85701&select=proximity
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

  Specific contact                                    SBDC, Tom Shambo, 620-1241


   Funding cycle                                                revolving


    Restrictions


       Notes


 Name of program
                                                             Microloans

      Website                        Micro-business Advancement Center (MAC) http://mac-sa.org/


    Application                                       http://mac-sa.org/microloans/


 Eligible applicant        For profit businesses, start-ups included, who are unable to obtain financing through
                                                        traditional bank programs


     By right or                                      underwriting standards apply
   competitive?


    Assistance?                                                    loan


    Percentage/          $500 to $35,000; provide loan placement assistance for higher dollar loan amounts up to
                                                                $150,000
      Amount


Eligible expenditures                                 Any legitimate business need


    Apply with?                                       http://mac-sa.org/microloans/


  Specific contact                 MAC, Karen Burns, Micro lending Director at 520-620-1241, Ext. 102


   Funding cycle                                                revolving


    Restrictions                                     Must be located in Pima County


       Notes                                  Comparable market rates; terms: up to 6 years
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                                                    ACCION Commercial Loan

      Website                     ACCION Business Loan Programs, http://www.accionnm.org/index.php


    Application                       http://www.accionnm.org/small-business-loan-application.php


 Eligible applicant                                Small business owners in AZ, NM, CO


     By right or                                       underwriting standards apply
   competitive?


    Assistance?                                                      loan


    Percentage/         Business loans from $200 to $300,000 and extend lines of credit from $20,000 to $100,000.
                                  Terms range from two months to seven years, depending on loan size.
      Amount


Eligible expenditures    The ACCION team will help you determine whether the time is right for a small business
                         loan for you. You and your loan officer can walk through the most critical elements of the
                        loan application to assess your needs and financial position. The factors Accion considers in
                            determining whether the time is right for a loan are: 1. Your passion, integrity and
                          perseverance. These values are important predictors of the direction your business will
                        take, how quickly it can grow, and how soon you may be able to pay off your loan. 2. Your
                          ability to repay the loan. ACCION loans must have two repayment sources, which may
                         include any two of the following: Business and/or personal cash flow, Savings, Collateral
                         (something you own that you value), Co-signer (somebody you know who has the ability
                        and will to help you repay your loan), Group Guarantee (a group of entrepreneurs who all
                           apply for credit and are willing to co-sign each others loans). Loan officers will verify
                         business or personal income by a combination of: Tax returns, Bank statements, Financial
                        statements when available, Pay stubs, and Other documents. 3. Credit history. The ACCION
                           team will walk you through the most important elements of your credit report. Like a
                         home or a savings account, your credit score is an asset. The ACCION team wants you to
                         protect and build this asset. Accion can and do work with individuals who have no credit
                        history or score. 4. Collateral. Collateral refers to something you own that you value, which
                          can be used to help secure your loan. This could include personal or business property,
                         equipment, or other items. If you do not yet meet our minimum standards for securing a
                        small business loan, ACCION will give you sound advice as to how to put things in order so
                                               that you can reapply for a loan in the future.
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                       http://www.accionnm.org/small-business-loan-application.php


  Specific contact                                             1-800-509-7624


   Funding cycle                                                  revolving


    Restrictions         Must have 2 repayment sources; must have good credit and loan must be collateralized


       Notes            Interest rates vary and reflect the market and loan risk. Rates are fixed over life of loan and
                         are comparable to commercial loan rates. Term: 2 months to 6 years, depending on loan
                                                                     size


 Name of program
                                                        Micro Loan Program

      Website                       Chicanos Por La Causa, Inc. (CPLC) through its subsidiary, Prestamos
                                                    http://www.prestamosloanfund.org/


    Application                       http://www.prestamosloanfund.org/Application_Process.html


 Eligible applicant                      Businesses located in AZ for any legitimate business need


     By right or                                        underwriting standards apply
   competitive?


    Assistance?                                         loan and technical assistance


    Percentage/             SBA Microloans from $2,000 to $50,000 for start-up and existing businesses; Small
                                                 Business Investment Loans up to $250,000
      Amount


Eligible expenditures          Start-up costs; Machinery and equipment; Inventory; Working capital; Tenant
                                                improvements; Furniture & fixtures; Supplies


    Apply with?                                        web site or call (602) 258-9911


  Specific contact
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

   Funding cycle


    Restrictions                  Must create or maintain jobs for low to moderate income individuals


       Notes


 Name of program
                                     New Markets Loan Program Comercio Arizona

      Website                      Chicanos Por La Causa, Inc. (CPLC) through its subsidiary, Prestamos
                                                   http://www.prestamosloanfund.org/


    Application                      http://www.prestamosloanfund.org/Application_Process.html


 Eligible applicant     In association with Wells Fargo Community Development Corp. and the City of Tempe, will
                           provide subordinate commercial real estate loans through their New Markets Loan
                           Program as a means of stimulating economic growth in low-income communities in
                          Maricopa, Pinal and Pima Counties; Existing or to be built income producing properties
                          consisting of office, industrial, retail and mixed-use projects deriving less than 80% or
                        revenues from residential leases; Loan program will only fund the commercial portion of a
                                            mixed-use project and will not fund rental housing


     By right or                                       underwriting standards apply
   competitive?


    Assistance?                                                     loan


    Percentage/                                           $500,000 to $3,000,000

      Amount


Eligible expenditures         Start-up costs; Machinery and equipment; Inventory; Working capital; Tenant
                                              improvements; Furniture & fixtures; Supplies


    Apply with?                                       web site or call (602) 258-9911


  Specific contact


   Funding cycle                                                 revolving
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Restrictions        Must be located in Maricopa, Pinal or Pima county; must provide job creation; 2000 Census
                                     tract requirements: 20% min poverty rate and AMI 80% or below


       Notes                Below market rate; depends if Senior lender versus Subordinate lender; Mezzanine
                         Construction loans of 6-24 months; converting to a Mini-Perm loan of not greater than 7
                                              years or subordinate mini-perm loans of 7 years


 Name of program
                                                            HUD 221(d)(4)

      Website                                    Housing and Urban Development (HUD),
                                     http://www.hud.gov/offices/hsg/mfh/progdesc/sro221d3n4.cfm


    Application         http://portal.hud.gov:80/hudportal/HUD?src=/program_offices/housing/mfh/progdesc/re
                                                            ntcoophsg221d3n4


 Eligible applicant      Section 221(d)(4) insures mortgage loans to facilitate the new construction or substantial
                         rehabilitation of multifamily rental or cooperative housing for moderate-income families,
                        elderly, and the handicapped. Single Room Occupancy (SRO) projects may also be insured
                         under this section. Eligible mortgagors include profit-motivated sponsors, builder-seller,
                                                investor-sponsor, and general mortgagors.


     By right or                                          mortgage insurance only
   competitive?


    Assistance?                            FHA mortgage insurance for HUD-approved lenders.


    Percentage/          In Fiscal year 2009, the Department insured mortgages for 90 projects with 15,195 units,
                                                            totaling $1.3 billion.
      Amount


Eligible expenditures   Insured mortgages may be used to finance the construction or rehabilitation of detached,
                        semidetached, row, walkup, or elevator-type rental or cooperative housing containing 5 or
                        more units. The program has statutory mortgage limits which vary according to the size of
                          the unit, the type of structure, and the location of the project. The principal difference
                          between the (d)(3) and (d)(4) programs is the amount of insured mortgage available to
                         non-profit and profit motivated sponsors. Under Section 221(d)(3), nonprofit sponsors or
                         cooperatives may receive an insured mortgage up to 100 percent of HUD/FHA estimated
                         replacement cost of the project. Profit motivated sponsors using Section 221(d)(4) and all
                        types of sponsors under Section 221(d)(4) can receive a maximum mortgage of 90 percent
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                           of the HUD/FHA replacement cost estimate. Contractors for new construction and
                        substantial rehabilitation projects must comply with prevailing wage standards under the
                       Davis-Bacon Act. Section 221(d)(3) mortgages require appropriated credit subsidy, which is
                                                                   limited.


  Apply with?                         http://portal.hud.gov:80/hudportal/HUD?src=/states/arizona


Specific contact                                    Stephanie Smelnick (602) 379-7171


 Funding cycle                                                    revolving


  Restrictions            Applicants must document (1) a clear need for the proposed SRO, (2) its experience
                          operating SROs, (3) local government support of the project; and a relocation plan, if
                       needed. The sponsor has a pre-application conference with the local HUD Multifamily Hub
                         or Program Center to determine preliminary feasibility of the project. The sponsor then
                       must submit a site appraisal and market analysis application (SAMA) (for new construction
                       projects), or feasibility application (for substantial rehabilitation projects). Following HUD's
                            issuance of a SAMA or feasibility letter, the sponsor submits a firm commitment
                       application through a HUD-approved lender for processing. Considerations include market
                        need, zoning, architectural merits, capabilities of the borrower, availability of community
                       resources, etc. If the proposed project meets program requirements, the local Multifamily
                           Hub or Program Center issues a commitment to the lender for mortgage insurance.


     Notes                 221(d)(4) New Construction: with 90% or greater rental assistance-1.11x, 90% LTC;
                                        Affordable-1.15x, 87% LTC, Market Rate-1.20x, 83.3% LTC


Name of program
                                                              HUD 223(f)

    Website                                      Housing and Urban Development (HUD),
                       http://portal.hud.gov:80/hudportal/HUD?src=/program_offices/housing/mfh/progdesc/pu
                                                                 rchrefi223f


  Application


Eligible applicant      Section 223(f) insures lenders against loss on mortgage defaults. The program allows for
                         long- term mortgages (up to 35 years) that can be financed with Government National
                        Mortgage Association (GNMA) Mortgage-Backed Securities. This eligibility for purchase in
                        the secondary mortgage market improves the availability of loan funds and permits more
                            favorable interest rates. Owners or prospective purchasers of eligible multifamily
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                               properties may apply for insured mortgages through HUD-approved lenders.


     By right or                                          mortgage insurance only
   competitive?


    Assistance?                            FHA mortgage insurance for HUD-approved lenders.


    Percentage/         In fiscal year 2009, the Department insured mortgages for 229 projects with 25,996 units,
                                                            totaling $1.2 billion.
      Amount


Eligible expenditures    The property must contain at least 5 residential units with complete kitchens and baths
                          and have been completed or substantially rehabilitated for at least 3 years prior to the
                        date of the application for mortgage insurance. The program allows for non-critical repairs
                         that must be completed within 12 months of loan closing. Projects requiring substantial
                        rehabilitation are not acceptable under this section and may not involve the replacement
                        of more than one major system. The remaining economic life of the project must be long
                        enough to permit a ten-year mortgage. The mortgage term cannot exceed 35 years or 75
                        percent of the estimated life of the physical improvements, whichever is less. Davis Bacon
                          prevailing wage requirements do not apply to this program. The maximum mortgage
                          limitation for a purchase transaction is the lesser of: (1) 85 percent of HUD appraised
                           value; (2) 85 percent of the acquisition cost; (3) Section 207 statutory per unit limits,
                         adjusted by the local Field Office high cost percentage for the locality; or (4) a mortgage
                        amount supported by 85 percent of net income. The maximum mortgage limitation for a
                         refinance transaction is the lesser of: (1) 85 percent of HUD appraised value; (2) Section
                        207 statutory per unit limits, adjusted by the local field Office high cost percentage for the
                           locality; (3) the mortgage amount supported by 85 percent of net income; or (4) the
                                  greater of the cost to refinance or 80 percent of HUD appraised value.


    Apply with?                        http://portal.hud.gov:80/hudportal/HUD?src=/states/arizona


  Specific contact                                  Stephanie Smelnick (602) 379-7171


   Funding cycle                                                  revolving


    Restrictions        Section 223(f) is eligible for Multifamily Accelerated Processing (MAP). The sponsor works
                           with the MAP-approved lender who submits required exhibits for Firm Commitment
                        application, including a full underwriting package to the local Multifamily Hub or Program
                          Center for review. The Multifamily Hub or Program Center reviews the application to
                        determine whether the proposed loan is an acceptable risk. Considerations include market
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

                       need and the capabilities of the borrower. FHA underwriting analysis must determine that
                       there is enough project income to repay the loan, taking into account all necessary project
                       expenses. If the proposed project meets program requirements, the local Multifamily Hub
                             or Program Center issues a commitment to the lender for mortgage insurance.
                        Applications submitted by non-MAP lenders must be processed by HUD field office staff
                        under Traditional Application Processing (TAP). Under TAP, there are only two processing
                       stages: the conditional commitment stage and the firm commitment stage. The sponsor is
                       required to have a pre-application conference during the conditional commitment stage to
                       determine the appraised value and maximum mortgage amount. At the firm commitment
                         stage the local HUD Multifamily Hub or Program Center determines the amount of the
                       mortgage available to the purchaser or refinancing borrower in the proposed transaction.
                        If the proposal meets FHA program requirements, the local Multifamily Hub or Program
                                   Center issues a commitment to the lender for mortgage insurance.


     Notes                223(f)-Acquisition/Refinance: with 90% or greater rental assistance-1.15x, 87% LTC,
                                      Affordable-1.176xs, 85% LTC, Market rate-1.20x, 83.3% LTC


Name of program
                            Arizona Multibank Community Development Corporation

    Website                                           http://www.multibank.org/


  Application                                                 none online


Eligible applicant      Non-Profit or For-Profit businesses; Multibank provides financing and access to technical
                        assistance for the advancement of small businesses, low-and-moderate income housing,
                        nonprofit organizations and economic development. Part lender and part intermediary,
                         Multibank provides direct financing in the form of debt, debt with equity features and
                       credit enhancements to facilitate conventional financing and to leverage other private and
                                                              public fund


   By right or                                                competitive
  competitive?


  Assistance?                                    loan or assistance with small business


  Percentage/             Loans range from $500 to $1,000,000 to community development projects with total
                                                  project investments of $171 million.
    Amount
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

Eligible expenditures


    Apply with?                        Randy Dixon at r.dixon@multibank.org or (602) 643-0030 x2


  Specific contact


   Funding cycle                                                 revolving


    Restrictions


       Notes              Arizona Multibank Community Development Corporation, an AZ nonprofit corp., is an
                          initiative of the AZ Bankers Assn. Part lender & part intermediary, Multibank provides
                        direct financing in the form of debt, debt with equity features and credit enhancements to
                         facilitate conventional financing and to leverage other private and public funds. It is not
                                          regulated, does not advertise or compete with banks.


 Name of program
                                          Community Investment Company (CIC)

      Website                              http://www.communityinvestmentcorporation.org/


    Application                                                 none online


 Eligible applicant       CIC was founded in 1996 as a non-profit 5O1(c)3 agency to assist small businesses and
                          provide public purpose services. Working in collaboration with other agencies, CIC has
                         provided investment in new and existing businesses for start up and business expansion.


     By right or                                       underwriting standards apply
   competitive?


    Assistance?                                                     loan


    Percentage/

      Amount


Eligible expenditures                                          no limitations
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                   Frank Y. Valenzuela Executive Director Email: frankv@cictucson.com

                                                 Phone: 520-529-1766Fax: 520-908-6045


  Specific contact


   Funding cycle                                                 revolving


    Restrictions


       Notes




Programs for Downtown
 Name of program
                                        Main Street Business Assistance Program

      Website                                 http://www.rtamobility.com/MainStreet.aspx


    Application                                               no application


 Eligible applicant                Small businesses impacted by construction along roadway projects


     By right or                                                  by right
   competitive?


    Assistance?          1. Information about construction projects, 2. Ombudsman for business issues related to
                           project, 3. Confidential business consulting services that assist in strengthening and
                                                          growing your company


    Percentage/           $10M allocated for this service over 20 years for business support during RTA projects

      Amount


Eligible expenditures                            information and consulting services only
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Apply with?                                          Main Street


  Specific contact                              Britton Donquast, 520-838-4352


   Funding cycle                                           revolving


    Restrictions


       Notes




Property Incentives
 Name of program
                                           Business Improvement District

      Website



    Application



 Eligible applicant                                Properties in the district



     By right or
   competitive?



    Assistance?



    Percentage/


      Amount



Eligible expenditures



    Apply with?
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

  Specific contact



   Funding cycle



    Restrictions                          Properties must be in Business Improvement District



       Notes



 Name of program
                                                     Infill Incentive District

      Website



    Application



 Eligible applicant                            Properties within the infill incentive district



     By right or
   competitive?



    Assistance?            Flexible development options that allow property owners to get relief from parking,
                                   loading, landscaping standards as well as certain other dimensions



    Percentage/


      Amount



Eligible expenditures



    Apply with?                                           Infill Incentive District



  Specific contact



   Funding cycle
                           Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Restrictions



       Notes              Used to encourage well designed, compatible infill development within the city and to
                                                      overcome high vacancy rates



 Name of program
                                                     Urban Overlay District

      Website



    Application



 Eligible applicant                           Located in overlay district (Downtown Links)



     By right or
   competitive?



    Assistance?            Provides design guidance in a focused way to achieve transit oriented development



    Percentage/


      Amount



Eligible expenditures



    Apply with?



  Specific contact



   Funding cycle



    Restrictions                                  Must be located in an overlay district



       Notes
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Name of program
                                                      Discount Lease Rates

      Website



    Application



 Eligible applicant



     By right or
   competitive?



    Assistance?



    Percentage/


      Amount



Eligible expenditures



    Apply with?



  Specific contact



   Funding cycle



    Restrictions



       Notes               Discounts for lease rates on city-owned property coupled with reversion clauses for
                          improvements constructed on the property; Eligibility and amounts determined by the
                                 City of Tucson, typically these can be found within an incentive district



 Name of program
                                               Impact fee Deferral or Waiver
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

      Website



    Application



 Eligible applicant                                    Located within City of Tucson



     By right or
   competitive?



    Assistance?



    Percentage/         Contribution amount is equal to half of the interest saved by not having to pay the impact
                                                  fees at the time of the building permit
      Amount



Eligible expenditures     Deferral is restricted only to impact fees charged for roads, parks and public facilities



    Apply with?                            Planning and Development Services (520) 791-5550



  Specific contact



   Funding cycle



    Restrictions



       Notes



 Name of program
                                                         Ombuds Program

      Website



    Application
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

 Eligible applicant              Sizable, impactful projects as determined by the City Manager's office



     By right or
   competitive?



    Assistance?



    Percentage/


      Amount



Eligible expenditures



    Apply with?                                          City Manager's office



  Specific contact                                  Hector Martinez 520-837-9115



   Funding cycle



    Restrictions



       Notes             Ombudspeople promote communication, teamwork, and accountability across the many
                                             City departments that impact a development.



 Name of program
                                               Development Package Review

      Website



    Application



 Eligible applicant     Any development within the City of Tucson that would require a site or development plan
                                                prior to the issuance of building permits
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

     By right or
   competitive?



    Assistance?                   Allows for concurrent review that cuts down on review time by 50%



    Percentage/


      Amount



Eligible expenditures



    Apply with?                     City of Tucson Planning and Development Services Department



  Specific contact                   Patricial Gehlen 520-837-4919 patricia.gehlen@tucsonaz.gov



   Funding cycle



    Restrictions             All development packages must be submitted to the Community Design Review
                                                     committee office for review



       Notes



 Name of program
                                             Property Research Online (PRO)

      Website



    Application



 Eligible applicant                            Businesses located in the City of Tucson



     By right or
   competitive?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                       http://www.downtowntucson.org/invest/compendium-online/

    Assistance?                  Online tool that allows business owners to quickly access property details



    Percentage/


      Amount



Eligible expenditures



    Apply with?



  Specific contact



   Funding cycle



    Restrictions



       Notes



 Name of program
                                                  Tucson Empowerment zone

      Website                     http://www.hud.gov/offices/cpd/economicdevelopment/programs/rc/



    Application



  Eligible applicant       Businesses residing in an Empowerment Zone or Empowerment site and/or Employing
                                                people who live in an Empowerment Zone



     By right or
    competitive?



    Assistance?             Provides tax incentives that include employment credits, a 0% tax on capital gains,
                         increased tax deductions on equipment, accelerated real property depreciation, and other
                                                                incentives.
                            Downtown Tucson Partnership
                               Incentives and Business Resources
                       http://www.downtowntucson.org/invest/compendium-online/

    Percentage/                                 Up to $3000 yearly per Empowerment Zone


      Amount



Eligible expenditures



    Apply with?                         US Department of Housing and Urban Development (HUD)



  Specific contact



   Funding cycle



    Restrictions



       Notes                                                     FAQ PDF:
                         http://www.hud.gov/utilities/intercept.cfm?/offices/cpd/economicdevelopment/library/t
                                                            axincentivesqa.pdf




Tax Credit
 Name of program
                                                     New Market Tax Credits

      Website             Background available at cdfifund.gov. You can (1) set up your own CDE and apply for an
                         allocation through the Department of Treasury, or (2) work with an entity that already has
                               an allocation such as National Development Council, Chicanos por la Causa, o


    Application          http://www.cdfifund.gov/docs/nmtc/2009/2009%20NMTC%20Allocation%20Application.p
                                                                    df


  Eligible applicant        To use NMTCs, the project must be in a designated census tract; the purpose of the
                           program is to make loans and capital investments in businesses in underserved areas.


     By right or                                                competitive
    competitive?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

    Assistance?                                                  tax credit


    Percentage/                                               39% tax credit

      Amount


Eligible expenditures    loans/investments to operating businesses located in LICs, development of commercial,
                        industrial and retail real estate in LICs, mixed-use projects (commercial income must be at
                         least 20 percent of the gross income of the property), development of for-sale housing in
                         LICs, Loans purchased from another CDE/CDFI, financial counseling and other services to
                                                 businesses and residents located in LICs.


    Apply with?         banks, CDEs (full list available at: http://www.cdfifund.gov/docs/certification/cde/CDEList-
                                                     byStatewithSubs-12-31-10.pdf )


  Specific contact      CDEs: National Development Council, Chicanos por la Causa, CBO Financial, US Bank, Bank
                                                                of America


   Funding cycle                                                 revolving


    Restrictions        NMTC must be used to make loans or investments, or to provide counseling for businesses,
                        not to develop affordable housing. In certain circumstances, NMTC may be used to finance
                         mixed-use projects, where less than 80% of the gross rental income comes from dwelling
                          units. In cases such as this, the Low-Income Housing Tax Credits and New Markets Tax
                        Credits may NOT be used to subsidize the same square foot. NMTC funds MAY be used to
                           finance businesses that purchase, rehab and sell single family homes by investing in
                                            businesses that are involved in affordable housing.


       Notes               Property must be held for 7 years; this means any loans on the property must not be
                        foreclosed upon for 7 years, and loans secured by the property must be no-recourse loans.
                        Because of these restrictions, NMTC are frequently paired with the CDEs own lending arm
                        (such as US Bank) or with HUD Section 108 loan funds. Recently Increased to $5 billion and
                                            rules are to be revised at March 2011 conference.


 Name of program
                                               Historic Tax Credits (10% credit)

      Website                              http://www.nps.gov/history/hps/tps/tax/index.htm
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Application                           http://www.nps.gov/history/hps/tps/tax/hpcappl.htm


 Eligible applicant                                        any pre-1936 building


     By right or                                                  by right
   competitive?


    Assistance?                                                  tax credit


    Percentage/                                                10% tax credit

      Amount


Eligible expenditures    "Substantial" rehabilitation expenses, generally considered to be more than or equal to
                                                             value of structure


    Apply with?                                                no application


  Specific contact


   Funding cycle                                                  revolving


    Restrictions                                        building must be pre-1936


       Notes                      take deduction on tax return the year the building goes "into service"


 Name of program
                                               Historic Tax Credits (20% credit)

      Website                              http://www.nps.gov/history/hps/tps/tax/index.htm


    Application                           http://www.nps.gov/history/hps/tps/tax/hpcappl.htm


 Eligible applicant       Available only for buildings on the National Register or a "contributing structure" in a
                        historic district; rehabilitations must be in accordance with standards set by the Secretary
                                 of the Interior; to determine if your property is in a Historic District see
                                                http://cms3.tucsonaz.gov/historicdistricts
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

     By right or                                                  by right
   competitive?


    Assistance?                                                  tax credit


    Percentage/                                                20% tax credit

      Amount


Eligible expenditures    "Substantial" rehabilitation expenses, generally considered to be more than or equal to
                                                             value of structure


    Apply with?                                                    SHPO


  Specific contact                                  Bob Frankeberger, (602) 542-6943


   Funding cycle                                                 revolving


    Restrictions           Structure must be on the National Register or a "contributing structure" in a National
                        Historic District; rehabilitations must conform with the standards set forth by the Secretary
                                      of the Interior (see, http://www.nps.gov/hps/tps/standguide/)


       Notes                       take deduction on tax return the year the building goes "into service"


 Name of program
                                         Low income housing tax credits (LIHTCS)

      Website                            see http://new.azhousing.gov/ShowPage.aspx?ID=83 and
                                 http://www.hud.gov/offices/cpd/affordablehousing/training/web/lihtc/


    Application                             http://new.azhousing.gov/ShowPage.aspx?ID=451


 Eligible applicant      A proposed project must: Be a residential rental property. Commit to one of two possible
                        low-income occupancy threshold requirements. Restrict rents, including utility charges, in
                         low-income units. Operate under the rent and income restrictions for 30 years or longer,
                                  pursuant to written agreements with the agency issuing the tax credits.


     By right or                                                competitive
   competitive?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Assistance?                                                  tax credits


    Percentage/

      Amount


Eligible expenditures   A low-income housing tax credit is a dollar-for-dollar credit against the federal income tax
                         liability of the owner (developer or investor) of a low-income housing development. Tax
                          credits that are allocated to a development are claimed in equal amounts for a 10-year
                          period. The rental property generating the credit must remain in compliance with the
                        program guidelines and rent restriction requirements for a period of not less than 30 years
                                              from the first taxable year of the credit period.


    Apply with?                                 AZ Department of Housing, 602.771.1000


  Specific contact


   Funding cycle                                                   annual


    Restrictions          The rental property generating the credit must remain in compliance with the program
                        guidelines and rent restriction requirements for a period of not less than 30 years from the
                                                   first taxable year of the credit period.


       Notes            For rental housing only; 20% of units must be at or below50% area median income, or 40%
                                         of units must be at or below 60% of area median income


 Name of program
                                     Research and Development Income Tax Credit

      Website                   http://www.mesaaz.gov/economic/pdf/AZ_Competitiveness_Package.pdf


    Application


 Eligible applicant         Those with qualified research and development done in AZ. This includes research
                                       conducted at a state university and funded by the company.


     By right or
   competitive?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Assistance?


    Percentage/           22% if the allowable expenses do not exceed $2,500,000; If allowable expenses exceed
                          $2,500,000, the allowable credit is $600,000 plus 13% of the amount of expenses over
      Amount                                        $2,500,000, subject to limitations.


Eligible expenditures                              Qualified research and development


    Apply with?                                     Arizona Department of Commerce


  Specific contact


   Funding cycle


    Restrictions


       Notes             Under AZ Senate Bill 1254, a small business (150 or fewer FTE employees as of December
                         31 of the year R&D credits are generated) may elect to receive a cash grant in lieu of tax
                                                                  credits.


 Name of program
                                        Renewable Energy Tax Incentive Program

      Website                http://www.commerce.state.az.us/BusAsst/Incentives/renewable_benefit.htm


    Application


 Eligible applicant     Companies in the solar, wind, geothermal and other renewable energy industries who are
                         expanding or locating in Arizona. A company is eligible if it is primarily (more than 50%)
                        engaged in the manufacturing of or headquarters for producing systems and components
                          that are used or useful in manufacturing renewable energy equipment, is expanding or
                          locating either a renewable energy manufacturing or headquarters facility in Arizona,
                        creates full-time employment positions of which at least 51% are paid at least 125% of the
                         states annual median wage (currently $32,220), offers to pay at least 80% of the health
                            insurance costs for all net new full-time employment positions, and spends at least
                                  $250,000 in qualifying investments during each twelve-month period


     By right or                                                  by right
   competitive?
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

    Assistance?                              Income Tax Credit and Property Tax Reduction


    Percentage/         10% refundable income tax credit and up to a 75% reduction on real and personal property
                                                                 taxes.
      Amount


Eligible expenditures


    Apply with?                                    Arizona Department of Commerce


  Specific contact                        Arizona Department of Commerce at (602) 771-1154


   Funding cycle


    Restrictions


       Notes


 Name of program
                                        Motion Picture Production Tax Incentives

      Website                               http://www.azcommerce.com/Film/Incentives/


    Application                          http://www.azcommerce.com/services/film-in-az.aspx


 Eligible applicant       Companies that produce motion pictures, including music videos and commercials, in
                                 Arizona and to persons who construct infrastructure projects in Arizona


     By right or                                              Competitive
   competitive?


    Assistance?           Production & CA/MV: Transaction Privilege Tax, Use Tax Exemption, Income Tax Credit
                                                    Infrastructure: Income tax credit


    Percentage/

      Amount
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

Eligible expenditures     Production: Spends Arizona production costs of at least $250,000 CA/MV: Aggregates
                          qualified Arizona production costs to at least $250,000 within 12 consecutive months
                         following the initial pre-approval. Infrastructure: Constructs a soundstage must spend at
                        least $250,000 within 90 days of pre-approval, an additional $1 million within 12 months of
                           pre-approval, a total of $5 million within 36 months of pre-approval; or constructs a
                          support and augmentation facility must spend: at least $250,000 within 90 days of pre-
                                     approval, a total of $1 million within 36 months of pre-approval


    Apply with?                                     Arizona Department of Commerce


  Specific contact


   Funding cycle


    Restrictions


       Notes


 Name of program
                                                  Pollution Control Tax Credit

      Website           http://www.azdor.gov/LinkClick.aspx?fileticket=4SCCON6vAeA%3d&tabid=252&mid=870


    Application         http://www.azdor.gov/LinkClick.aspx?fileticket=7whd42BOPsU%3d&tabid=252&mid=870


 Eligible applicant       Owners of real or personal property purchased for the use of controlling or preventing
                                                                 pollution


     By right or                                                  by right
   competitive?


    Assistance?                                                 Tax credit


    Percentage/            10% of the purchase price limited to a maximum credit of $500,000 in a taxable year

      Amount


Eligible expenditures      Qualifying property includes a structure, building, installation, excavation, machine,
                          equipment, and any attachment to, or addition to, or reconstruction, replacement, or
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

                           improvement of that property. Property eligible for the tax credit includes only that
                           portion of the property directly used, constructed, or installed in Arizona to prevent,
                           monitor, or reduce air, water, or land pollution that results from the taxpayers direct
                        operating activities in conducting a trade or business in this state. The property must meet
                        or exceed rules or regulations adopted for this purpose by the United States Environmental
                            Protection Agency, the Arizona Department of Environmental Quality, or a political
                                                          subdivision of Arizona.


    Apply with?                                  Arizona Department of Revenue (AZDOR)


  Specific contact                                             800-397-0256


   Funding cycle                                                  tax year


    Restrictions


       Notes


 Name of program
                                    AZ Investment Tax Credit ("Angel" investments)

      Website           http://www.azcommerce.com/assets/pdfs/incentives/Angel-Investor/Angel-Guidelines.pdf


    Application                            http://www.azcommerce.com/angelinvestment.aspx


 Eligible applicant         Investors who make capital investment in small businesses certified by the Arizona
                                                         Department of Commerce


     By right or                                     once business is certified, by right
   competitive?


    Assistance?                                            AZ Income Tax Credit


    Percentage/           Bioscience or rural company: up to 35% over three years. All other business: up to 30%
                                                              over three years
      Amount


Eligible expenditures
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

     Apply with?                                     Arizona Commerce Authority


   Specific contact


    Funding cycle                                              revolving


     Restrictions                           List of businesses certified under this program:
                           http://www.azcommerce.com/doclib/finance/angel%20certified%20businesses.pdf


        Notes




Glossary of terms
                                                Grants

Neighborhood Stabilization Program - Grants offered in three rounds to state and local governments on a
formula basis to stabilizing communities that have suffered from foreclosures and abandonment through
purchase and development of foreclosed or abandoned homes and residential properties.

NSP-2-Second round of funding authorized under the Recovery Act, provides grants to states, local
governments, nonprofits and a consortium of nonprofit entities on a competitive basis. The Recovery Act
also authorized HUD to establish NSP-TA, a $50 million allocation made available to national and local
technical assistance providers to support NSP grantees. In Tucson, this grant was awarded to Pima
Neighborhood Investment Partnership (see http://cms3.tucsonaz.gov/recovery/css4-1) and targets areas
west of 22nd Street (for full program see
http://www.pnip.org/LinkClick.aspx?fileticket=VCWTZmKz9QU%3D&tabid=63&mid=394)

NSP-3-Third round of funding provides a third round of neighborhood stabilization grants to all states and
select governments on a formula basis. In Tucson, approximately $2,000,000 was awarded and is proposed
to be used in the Oracle Area Revitalization Area. See
http://cms3.tucsonaz.gov/sites/default/files/hcd/NPS_021111color.pdf. The state of Arizona also received
an additional $5,000,000 in funds that will be available summer 2011. Guidelines for qualification for the
last round are here: http://www.yourwayhomeaz.org/arizona.aspx.
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/
National Endowment for the Arts-grants to eligible nonprofit organizations including arts organizations,
local arts agencies, statewide assemblies of local arts agencies, arts service organizations, units of state or
local government, and a wide range of other organizations for projects that focus on the preservation of
jobs in the arts.

Native American Housing Block Grant-Grants to Indian Tribes and Alaska Native villages for
modernization, revitalization or operating expenses for housing.

Environmental Protection Agency Brownfields Programs-Funds to eligible entities, including nonprofit
organizations, to deliver environmental workforce development and job training programs focused on
hazardous and solid waste management, assessment, and cleanup associated activities.

Assessment Grant-Funding to inventory, characterize, assess, and conduct planning and community
involvement related to Brownfields sites.

Cleanup Grant-Funding to carry out cleanup activities at Brownfield properties.

Revolving Loan Fund Grants-Funding to capitalize a revolving loan fund and to provide subgrants to
carry out cleanup activities at Brownfield sites.

Economic Development Administration grants -- EDA has several different investment programs: Public
Works and Economic Development, Economic Adjustment Assistance, Research and National Technical
Assistance, Local Technical Assistance, Planning Program, University Center Economic Development, and
Trade Adjustment Assistance for Firms.

Inner City Capital Connections (ICCC)-A free program designed to steer the flow of capital to inner city
businesses by educating companies about access to capital and matches them to investors.

TIGER II/Community Challenge Planning Grant (CCPG) NOFA-Grants for planning, preparation or
design of surface transportation projects.

Sustainable Communities Regional Planning Grant (SCRPG) NOFA-Grants to improve regional
planning efforts that integrate transportation and housing and incorporate livability, sustainability, and
social equity values into land use plans and zoning.

American Express Foundation-Grants to nonprofits for projects that preserve and rediscover important
cultural works and sites.

Community Foundation for Southern Arizona-Grants to nonprofits targeted at arts, community and
economic development.

Donald Pitt Family Foundation-Grants to Tucson nonprofits focusing on performing arts.

Graham Foundation-Grants to nonprofits for publications, exhibitions, installations, conferences/ lectures,
films, new media projects and other public programs.

Green Communities-Grants to nonprofits or for profits to assist housing developers with integrating green
building systems in their developments and engage in a serious discussion of green design possibilities.

JPMorgan Chase Bank-Supports programs designed to promote public policies that effect the wellbeing
of the community by stimulating economic growth and community development and promote the effective
management of nonprofits.

William H. and Mattie W. Harris Foundation-Grants for $6,000 or less to organizations that are the arts,
environmental conservation, preventative health care and population issues, and educational programs.
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                      http://www.downtowntucson.org/invest/compendium-online/

Choice Neighborhood Grant-Support for transformation of public and/or HUD assisted housing
developments through preservation, rehabilitation and management improvements as well as demolition
and new construction in economically disadvantaged areas.

Grants for Public Works and Economic Development Facilities-Support for public or private nonprofit
organization or association acting in cooperation with officials of a political subdivision of a state to invest
in physical infrastructure, incubator and other projects necessary for business creation, retention and
expansion.

Alcoa Fastening Systems-Grants to nonprofits focused on sustainable environment, community
infrastructure, arts and culture.

Arizona Community Foundation-Grants to nonprofits for planning and creating more livable
communities, encouraging civic participation, helping residents improve their communities and more.

Arizona Humanities Council-Opportunity and project grants for nonprofits.

Blue Cross Blue Shield of Arizona Corporate Giving Program-Grants to nonprofit organizations
involved with arts and culture, economic development and civic initiatives, youth, education, health care
and human services.

Bruce T. Halle Family Foundation-Grants to museums and the arts.

Cynthia Woods Mitchell Fund for Historic Interiors-Grants for professional expertise, print and video
communications and education programs to assist in the preservation, restoration and interpretation of
historic interiors.

Diamond Foundation-Grants to nonprofits for building and renovation, program development,
general/operating support.

Foundations: Serving Tucson-A collaborative venture of twelve foundations that fund nonprofits and
programs in southern Arizona.

Fred and Christine Armstrong Foundation-Grants to nonprofits with priority given to organizations that
give to the needy.

Freeport-McMoRan Copper and Gold Foundation-Supports organizations involved with arts and
culture, education, the environment, wildlife preservation, crime and violence prevention, employment,
safety, human services, community development, etc.

Johanna Favrot Fund for Historic Preservation-Funds for professional advice, conferences, workshops
and education programs for projects that contribute to the preservation or recapture and authentic sense of
place.

National Trust Preservation Funds-Matching grants and intervention funds to nonprofits and public
agencies to provide preservation activities and public education.

Native Plant Conservation Initiative-Grants for programs that focus on the conservation of native plants
and pollinators under the following 6 focal areas: conservation, education, restoration, research,
sustainability and data linkages.

Ralph L. Smith Foundation-Grants to nonprofits for education and health care.

Roth Family Foundation-Grants to nonprofits in Tucson.
                           Downtown Tucson Partnership
                             Incentives and Business Resources
                    http://www.downtowntucson.org/invest/compendium-online/

Save America's Treasures-Grants to nonprofits for preservation or conservation work on nationally
significant historic properties.

Southwest Gas Corporation Contributions Program-Grants to nonprofits in areas of company operation
including Tucson.

Strong Communities: Engaging Citizens, Strengthening Place, Inspiring Change-Grants for innovative
projects and ideas that engage citizens to steer change and build strong communities across the US and
Canada.

Tucson-Pima Arts Council-Grants to 501(c)6 organizations for dance, theater, music, literary, visual,
multi-disciplinary, festivals and arts education.

Small Business Innovation Research Program Phase I-Grants to US-owned, for profit small businesses
with innovative, applied research and development projects that address important problems facing
American agriculture and have the potential to lead to significant public benefit if the research is
successful.

Impact Investment Fund-Investment in growth capital in underserved communities and emerging sectors
such as clean energy.

Early Stage Innovation Fund-Grants to early stage companies, especially those without the necessary
assets or cash flow for traditional bank funding.




                                                Loans

Conventional banks

108 Loans-Economic development loans to cities and counties eligible to receive CDBG funds.

IDA- Pima County-Loans and some grants through bonds, which must be secured by the borrower based
on the borrower's ability to repay.

IDA – Tucson-Loans that make economic sense for economic development, affordable housing,
downtown, neighborhood or community development.

Downtown Incentive Zone - administered by BDFC-Supports programs in the Incentive Zone in
downtown Tucson.

Urban Development Action Grant-Supports projects in the City of Tucson that benefit low to moderate
income people or stimulate employment opportunities.

Export/Import-Supports businesses in the City of Tucson that export or import outside of the USA.

Tucson Business Loan Fund-Loans to businesses within the City of Tucson.

Community Loan Fund-Loans to businesses in Arizona for any legitimate business need.

Farmers-Loans to businesses in rural Arizona.
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

SBA 504-Below market fixed rate financing for major fixed assets.

SBA 7A-Funding for start-up and existing small businesses who might not be eligible through normal
lending channels for general business purposes.

Microloans-Financing for profit businesses, start-ups included, who are unable to obtain financing through
traditional bank programs for legitimate business needs.

ACCION Commercial Loan-Low dollar financing for businesses in Arizona.

Micro Loan Program-Loans to businesses in Arizona to create or maintain jobs for low to moderate
income individuals.

New Markets Loan Program “Comercio Arizona”-Loans to businesses in Maricopa, Pinal and Pima
counties that provide job creation in impoverished areas.

SBA Microloan Program-Loans to businesses in Maricopa, Pima, Graham, Gila, Coconino, Mohave and
La Paz counties for renovation, rehabilitation, working capital, purchase of equipment, machinery,
furniture, fixtures, inventory or supplies.

SBA Community Express Loan-Funding for existing businesses with needs that fall between the
microloan program and conventional loan programs.

Non-Profit Loan Program in conjunction with Wells Fargo Bank-Loans to nonprofits in Southern
Arizona in good standing with the Corporation Commission for acquisition, rehabilitation, restoration, new
construction, and leasehold improvements, purchase of equipment and furnishings and capital leases.

Community Loan Program-Loans to nonprofits in Pima County for economic development or business
expansion, affordable housing and downtown, neighborhood or community development.

HUD 221(d)(4)-Loans for affordable housing projects under FHA's Multifamily Housing Program.

HUD 223(f)-Funds for acquisition and refinancing.

Arizona Multibank Community Development Corporation-Funding for projects that make sense with
identifiable primary and secondary sources of repayment; collateral.


                                        Affordable Housing

HOME Investment Partnerships-States are automatically eligible for their allocation of HOME funds. If
a community does not qualify for the funding they may join with neighboring communities to meet the
threshold for funding. Funds are to be used for home purchase, rehabilitation, site acquisition or
improvement and more.

Low income housing tax credits (LIHTCS)-Funding for residential rental property projects that commit
to a low-income occupancy threshold, restrict rents and utilities and operate under the restrictions for at
least 30 years.

CDBG (HUD)-Funding for programs that prevent or eliminate slums or blight, meet an urgent need, or
benefit low/mod income persons.

CDBG - City of Tucson-Provides funds for projects that will benefit low to moderate income persons.
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/

CDBG - Pima County-Funds to revitalize lower income areas.

CDBG - R (under Recovery Act)-An additional $1 billion in CDBG grants to help stimulate the economy.

Entitlement Communities Grants-Grants to communities to provide decent housing and opportunities to
expand economic opportunities.

State Administered CDBG-CDBG grants administered by Arizona to provide community development.

Section 108 Loan Guarantee program-Block grant provided to state and local governments to assist in
redeveloping distressed neighborhoods and providing services to low moderate income residents.

Renewal Communities/Empowerment Zones-Provides tax incentives, grants, loans, and technical
assistance.

Affordable Housing Plus Services (AHPS)-Subsidizes multiunit housing for seniors.

Project-Based Rental Assistance-Funding for landlords who provide a specific number of affordable
housing units to low income households.

Public Housing Capital Fund-Provides funding to Public Housing Agencies for capital and management
activities.

Public Housing Operating Fund-Funding operations and maintenance of public housing units.
Housing Opps. For Persona w/ AIDS-Financing for acquisition, rehabilitation, and construction of
housing, rent subsidies, service and other related uses to assist people with HIV/AIDS find and remain in
decent affordable housing.

202 Housing for the Elderly-Capital for the construction, rehabilitation or acquisition of structures that
will serve as housing for very low income seniors.

811 Housing for Disabled-Capital advance and project rental assistance for acquisition and rehabilitation
of housing for the disabled.

Fair housing-Funding for governments or nonprofits to support efforts to enforce and enhance fair
housing.

Self-Help Homeownership (SHOP)-Assists low income individuals to purchase homes through
community involvement, self help and volunteerism.

Lead Hazard Control-Funding for strategies to reduce the lead hazards.

Housing Counseling-Funding for agencies to provide tenants and homeowners with information and
advice on ownership and renter obligations, property maintenance, foreclosure prevention, financial
management, and legal rights.

Federal Home Loan Bank programs-Must apply through member back such as Alliance Bank.
IDEA (Individual Development and Empowerment Account) Program-Provides matching grants to
low income individuals saving to buy a first home.

WISH (Workforce Initiative Subsidy for Homeownership) Program-Provides matching funds to
qualified households saving to buy their first home.
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/
AHEAD (Access to Housing and Economic Assistance                  for Development) Program- Covers
predevelopment expenses for affordable rental housing.

HPS (Homeownership Preservation Subsidy) Program-Provides distressed homeowners with solutions
to unaffordable mortgage payments.

FHLB Affordable Housing Program (AHP)-Direct subsidies to write down the interest rate of a loan.




                                                  Energy

Energy Efficiency Conservation Block grants-Funds received by the City of Tucson that will be invested
to maximize energy efficiency and job creation.

Arizona Energy Incentive Programs-Incentives offered by utility companies for energy efficiency and
solar.

TEP programs (applicable to downtown Tucson): large business program-Rebates to nonresidential
customers of up to 75% to of the cost of efficient equipment for new projects or retrofits for lighting, AC or
HVAC, motors, air compressors, refrigeration equipment and custom efficiency measures.

TEP programs (applicable to downtown Tucson): small business program-Rebates on part of the cost
to upgrade to high efficiency lighting, HVAC or refrigeration measures.

TEP New Construction Program-Large Business-Rebates on up to 50% of the cost of incorporating
energy efficient equipment in a new construction project.

TEP New Construction Design Assistance Rebates-Offsets the cost of new construction planning and
design for the purpose of increasing energy efficiency.

Energy Policy Act of 2005-Tax credits for business investing in energy efficient properties and equipment.

Combined Heat & Power-Grants, tax incentives and favorable loan rates for installation of CHP systems.

Commercial Solar Incentives-Incentives for installation of solar panels, water heaters or swimming pool
heating.

Energy Star qualified homes and products-Tax credits for homeowners installing energy efficient
equipment or energy saving measures.

Bright Tucson Community Solar Program-Fixed energy rate for 20 years on every 150 kilowatt hour
block of solar energy purchased for an additional $3/month.

Clean Tech Open-Develops clean technology startup and looks for ways to solve environmental,
economic and energy challenges. Facilitates grants, mentorships, partnerships and other programs to
address those challenges.

U.S. Department of Energy's (DOE) Office of Energy Efficiency and Renewable Energy-Grants and
cooperative agreements and other resources to encourage renewable energy and energy efficiency research
and development in the private sector.
                            Downtown Tucson Partnership
                              Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/




                                             Accelerators

Arizona Center for Innovation – The AZCI is a business incubator designed to meet the needs of
developing technology companies, particularly in the areas of: aerospace, advanced composites and
materials, information technology, environmental technology, life sciences and optics/photonics. The
Center provides a structured program of business development.

Southern Arizona Entrepreneurship Workshops – Various workshops are available hosted by a variety
of partners focusing on a range of entrepreneurial topics and population. The McGuire center for
Entrepreneurship is ranked as high as best in the country by various polls and sources.

Energy Launch Mentorship Program for Clean Tech Startups – This program provides intensive
mentorship from seasoned entrepreneurs to a selection of the most promising new companies previously
funded by DOE and ARPA-E.

New Incubators to Help Vets Start High-Growth Businesses - The Department of Veterans Affairs
(VA), in partnership with SBA and the Department of Labor, will establish two of the first integrated
business accelerators focused solely on helping our Veterans launch and sustain their own businesses. One
being an interactive website, and the second being a business incubator facility.

DC to VC Summits – This program was announced during Obama’s January 31 speech on investing in
Healthcare Information Technologies.

Arizona Innovation Connection – The Arizona Innovation Connection is a resource designed to enhance
Arizona’s Global Competitiveness by accelerating the pace of discovery, innovation and technology
business development.


                             Programs Applicable to Businesses

Small Business Administration Funding – SBA does not loan money directly to small business owners
but when applying for a SBA – backed loan at a bank or credit union, SBA provides a guarantee that you
will repay your loan as promised. SBA loans come from a legislation signed by President Obama allocating
an additional $505 million to the Small Business Administration. These funds are to provide fee relief for
new 7(a) and 504 loans under the American Recovery and Reinvestment act of 2009.

504 Loan – Financing tool designed to encourage economic development within a community for fixed
assets for expansion or modernization. These loans are designated for acquiring fixed assets such as land
and buildings along with their improvements.

Microloans – Small short-term loans designed for small businesses and certain types of nonprofit child-
care centers. Microloans may be used for working capital, inventory, furniture and other equipment.
Average loan amounts are around $13,000.
                             Downtown Tucson Partnership
                               Incentives and Business Resources
                     http://www.downtowntucson.org/invest/compendium-online/
7(a) loans – These loans are financial help for businesses with special requirements. Funds are available for
businesses that handle exports to foreign countries as well as businesses that operate in rural areas. For
more information about qualifications and possibilities for allocation, visit the SBA website.

SBA Express – This program gives small business borrowers an accelerated turnaround time for SBA’s
review. Application responses average 36 hours. With that, lower interest rates are often available.

Community Express – This loan program let’s approved SBA lenders provide a combination of financial
and technical assistance to borrowers located in underserved communities. Eligible communities include
HUB Zones as well as distressed communities identified by the Community Reinvestment Act.

Patriot Express – This is a loan initiative for veterans and members of the military community wanting to
establish or expand a small business.

CAP Lines - An umbrella loan program that helps small businesses meet their short-term and cyclical
working capital needs. It features five lines, each with specific regulations concerning the use of the loan
proceeds.

International Trade – Programs are available to businesses for working capital and for fixed assets
financing for companies that will export or expand exporting.

Export Working Capital Program – SBA provides lenders with up to 90% guaranty on exports as credit
enhancements to secure loans to make available working capital.

University Center Economic Development Program – This program makes resources of universities
available to the economic development community.

New Markets Tax Credit - The NMTC Program provides tax credit incentives to investors for equity
investments in certified Community Development Entities, which invest in low-income communities.

Historic Tax Credit – The Historic Tax Credit programs provide tax credits for rehabilitation and
reconstruction of historic buildings and communities. Tax credits are available for properties built before
1936 as well as structures on the National Register of Historic Places or located in historic districts.


                                           Sales Tax Credit

AZ Additional Depreciation – This program provides an additional depreciation schedule to encourage
new capital investment by reducing personal property tax liability. The additional depreciation schedule
accelerates depreciation five percentage points for the first five years.

Angel Tax Credit – This program provides tax credits to investors who make capital investments in small
businesses certified by the Arizona Department of Commerce.

AZ Commerce and Economic Development Commission - The Commission is responsible for
developing the State’s 10-year economic strategy. In addition, the Commission administers the CEDC
Fund, which provides financial assistance to support the State’s economic development efforts.

								
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