MDRHA Coupon Clearing Policy

							                    MDRHA Coupon Clearing Policy

POLICY DATE: June 1, 2004

GENERAL

The company that processes coupons for MDRHA, the Minnesota Grocer’s
Association, also processes for a variety of retailers. These terms and conditions must
exist to ensure all parties understand the expectations of what the program provides.
All participating retailers are expected to understand and follow this policy as a
condition for participation in the program. Submission of coupons by the retailer
signifies acceptance of the terms and conditions of this policy.

POLICY
      Coupons submitted must be for manufacturers’ products that were bought and
       sold through the retailer’s store. If coupons submitted exceed typical
       redemption rates or seem suspicious for any reason, the retailer may be asked to
       provide backup to prove product movement reports that show purchases of stock
       that are sufficient to cover coupons submitted for payment. Any unsupported
       coupons will not be reimbursed and may be considered fraudulent.

      Retailers must send in coupons exactly the way they were received. Coupons
       may not be reproduced, photocopied, trimmed or altered in any way. If coupons
       submitted show signs of gang cut, similar cuts and tears, evidence of tape, mint
       condition, sequential number patterns or are suspicious in any way, the
       manufacturer may refuse reimbursement and the retailer will be notified. Failure
       to comply with this policy could result in the retailer being removed from the
       coupon clearing program.

      MDRHA and the Minnesota Grocer’s Association will have no liability to
       retailers in connection with coupon processing and redemption services absent
       their gross negligence or willful misconduct.

      To participate in MDRHA’s coupon processing program, retailers agree and
       warrant that each coupon submission is truthful and accurate.

      MDRHA reserves the right to modify this policy, but retailers must first be
       notified.