Title: Don't be a victim of Cybercrime
Word Count: 693
Summary: Internet users who access bank accounts, e-currency accounts or any source of
personal information online, should be aware of the following methods used by criminals
to convince you to reveal your confidential information.
Keywords: cybercrime, internet protection, online protection, internet crime, online
crime, laptop safety, computer safety, network protection, firewall,antivirus,virus
Article Body: When you access the Internet through the world wide web it is extremely
important that you safe guard your personal information.
There are literally thousands of people around the world that make a living exploiting the
security loop holes by accessing your personal identity, passwords and bank accounts.
There are many more daily who are the victims of these crimes. You have a responsibility
as a user of the Internet to take certain precautions to protect yourself from online crime.
Internet users who access bank accounts, e-currency accounts or any source of personal
information online, should be aware of the following methods used by criminals to
convince you to reveal your confidential information.
Here are some simple steps to help keep your information secure
1. Avoid being a victim of fradulent email requests for personal information
This method is called "Phishing" and is a popular way for criminals who are acting as
legitimate businesses to steal your personal information. This is usually accomplished by
sending you an email with a hyperlink to a fraudulent website made to look like the real
one. Once you have entered your information the perpetrator will have access to your
account, many times unknown to you.
One way to avoid falling victim to this sort of scam is to never provide any personal
details in response to an email. Legitimate businesses will never ask you for your
password by email. Be aware of suspicious emails from unknown individuals. Delete
before opening anything that you think might be harmful.
2. Make sure you visit your bank, e-currency or financial website via your Internet
browser with the correct website address.
3. You should take care to never follow any suspicious hyperlink, url, or open an
unknown senders attachment.
If you inadvertently reply to a "Phishing" email or respond to what you think could be a
fraudulent website, contact your associated financial institution immediately for advice.
Do not delay in seeking help. Check your account for any unusual activity.
Ways to protect your computer
1. It is important to use only a trusted and secure computer to access your Internet
2. Using publicly shared computers, such as those at Internet cafes, is strongly
3. It is recommended that you keep your computer up to date with current anti-virus
protection, firewall and the latest patches.
4. Remember that after you install virus protection it is necessary to update the software
so the protection remains current.
5. Avoid using the "remember my user name and password" feature when accessing
sensitive financial information.
6. Make sure not to store your passwords and account information on your computer.
7. Use a different password for your bank than you would for your email address.
8. Do not use easy to guess passwords, or passwords that closely relate to you. Your
birthdate, name or favorite pet make poor passwords.
9. Create passwords that have both numbers and letters.
10. If you use a wireless network it is important that you never leave your computer
11. Take extra precautions around wireless fidelity (Wi-Fi) hotspots that provide free
Internet connections. Coffee shops, Internet cafes, airports and libraries can pose
significant security threats. Avoid conducting sensitive business in a Wi-Fi hotspot.
Sniffing and Evil Twinning are two methods devious criminals are using to steal
confidential data. Sniffing is the act of using a program to search for certain information
like passwords and credit card numbers over a Wi-Fi network. Evil twinning mirrors the
setting of a Wi-Fi hotspot. When the unsuspecting person uses the evil twinning hotspot
the hijacker uses sniffer technology to access anything the victim might be sending.
12. When accessing bank accounts online, confirm that your data is encrypted between
the bank and your computer by looking for the padlock symbol on the bottom right
hand corner of the browser window.
13. Close your Internet browser after logging out at the end of each online banking
14. Beware of any windows that ‘pop-up’ during an online banking session.
Most financial institutions have detailed information on their websites on how their
customers can protect themselves from Online fraud attempts. Visit their website or
contact them via email or telephone for information on how you can protect yourself
from online criminals.