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					Title: Credit Card Rewards Programs

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Summary: One of the latest and hottest trends with credit cards these days is all the new
and varied rewards programs companies offer. These rewards programs are growing in
popularity, and surveys and statistics show that rewards programs affect people’s
decisions about which credit card or cards they choose to apply for, as well as which one
of their existing cards they use for a particular purchase.

However, one prevalent problem with credit card rewards programs is that many con...


Keywords: credit, credit card, credit cards, credit balance, credit history, credit rewards


Article Body: One of the latest and hottest trends with credit cards these days is all the
new and varied rewards programs companies offer. These rewards programs are growing
in popularity, and surveys and statistics show that rewards programs affect people’s
decisions about which credit card or cards they choose to apply for, as well as which one
of their existing cards they use for a particular purchase.

However, one prevalent problem with credit card rewards programs is that many
consumers and cardholders that are a part of these programs often don’t redeem their
accumulated points, for various reasons, such as forgetting, not wanting to bother or not
knowing how.

Credit card companies offer these rewards programs as a way of promoting their
particular credit cards to increase their usage. But when points aren’t redeemed, there is
often less reason to use the card. As a result, credit card companies are encouraged to
offer more exciting, alluring, beneficial and practical rewards programs that customers
would actually be interested in and want to use more often; as well as better their
communication with the finer points and "how-to" of redeeming rewards points, and
making point redemption more convenient.

There are many different types of rewards customers can enjoy through the programs and
incentives offered by credit card companies. One of more recent popular choices are
lifestyle rewards, allowing cardholders to take vacations and go on other getaways or
enjoy a “night out,” depending on that they prefer, once they’ve accumulated a certain
number of points.

Other rewards include cash-back rewards—a favorite and top choice among credit card
patrons—as well as air travel mile rewards, gift certificates, free merchandise and
members-only discounts.
Now that rewards programs are high on the average consumer’s list of criteria for
choosing a good credit card, credit card companies are finding that they not only need to
offer rewards programs, but ones that are useful, beneficial, desirable, sought-after and
relevant, as well as programs that are different from others and unusual in the competitive
credit card market. If a rewards program isn’t attractive or particularly relevant, or if it’s
the same as every other program offered by credit card companies, it’s not going to stand
out or attract customers.

There are also ways for credit cardholders to maximize the power of credit card rewards
programs they are already part of, and enjoy additional savings.

One example involves using your internet connection and computer to take advantage of
many available online rewards programs. All you need to do is register your rewards
credit card online in order to get those extra points or cash back, which will go into
another account. A lot of these online programs involve shopping rewards and coupon
savings—for groceries and gas, for example—letting you save even more than simply
using your credit card to make purchases.

For coupons, after registering your credit card online, you can have access to coupons
that you simply print out to use along with your credit card. As far as shopping rewards
go, with an online registered credit card you can make purchases online through
participating merchants in order to get cash back incentives. Generally speaking, credit
card companies mail out a cash rebate check once you’ve reached the minimum amount
for payout.

Find out what type of rewards programs, bonuses and incentives are offered by your
current credit card as well as other credit cards you might be interested in. Although there
are many other factors to take into consideration when thinking about choosing a new
credit card or even switching all together—such as APR, interest rates, annual fees and
other fees, credit limit and acceptability—rewards programs are certainly not to be
overlooked.

				
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posted:7/30/2013
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Marijan Stefanovic Marijan Stefanovic Digital Imagery http://proart-13.blogspot.com/
About Publisher, Web, PC, Marketing, Blogging, Social Networks & More * Please be open minded while reviewing this data, further research is suggested. This documents and articles are in "as is" form, I can not take responsibility for financial or physical harm occurred while using or misuse of information posted, thanks for understanding, Marijan