Masterpiece To choose Chubb
Chubb Personal Insurance for Valuable Articles Insurance
1. Agreed Value 7. Pairs, Sets and Parts 13. Engagement Ring Program
Chubb pays the agreed value Chubb provides the option of a Chubb has the ability to write
stated on the policy whether the partial loss settlement for the monoline engagement rings in the
item is replaced or the settlement damaged article, or a total loss name of either fiancé.
is taken in cash. settlement if your client
surrenders the remaining 14. Transit Coverage
2. Blanket or undamaged article to us. Chubb automatically covers
Itemized Coverage valuable articles while in transit to
Chubb offers the choice while 8. Cash Option a new location.
providing the same rate and Chubb offers the option to take a
coverage under both options cash settlement up to the stated 15. Breakage
(blanket coverage subject to a limit on the policy. Other companies may charge an
$10,000 per item limit). 9. In-Vault Jewellery extra rate to add breakage to your
Chubb offers reduced rates for client’s coverage even if items are
3. Newly Acquired Items items kept in a bank vault. Chubb scheduled - Chubb includes this
Chubb covers newly acquired also offers 3 complimentary vault coverage automatically.
items for 25% of the itemized limit transactions per policy term -
- up to $50,000 - for 90 days. This 16. Recovered Items
subject to item value.
coverage applies to jewellery, fine Chubb provides your client the
arts, furs, cameras, musical 10. Worldwide Coverage opportunity to buy back property
instruments and collectibles. Chubb covers valuable articles that was recovered after his claim
anywhere in the world. was paid.
4. Appraisal Threshold 11. Wine Coverage
Chubb does not require any 17. Difference in Market Value
Chubb is the only company in
appraisals on jewellery items If the restored value of your
North America that schedules client’s item is less than its market
under $50,000 or on fine art items wine collections. We cover theft,
under $100,000. value immediately prior to a
breakage, fire, vandalism,
covered partial loss - Chubb will
5. Mysterious Disappearance
temperature and humidity pay the difference.
Chubb automatically covers the changes, vibration and light
depending on the chosen package. 18. Competitive Rates
mysterious disappearance of any
scheduled item. 12. Collectibles Chubb’s Valuable Articles rates
Chubb can cover any private are among the most competitive in
6. Choice of Jeweller collection of rare, unique or novel the industry.
Chubb allows your client to use items of personal interest
any jeweller he chooses for repairs including memorabilia (dolls,
or to replace his items. guns, model trains, etc.)
Win-Bar Insurance Brokers Inc. 416-486-1295 This literature is descriptive only. Whether
or not or to what extent a particular loss is
covered depends on the facts and
circumstances of the loss and the terms
and conditions of the policy as issued.
Actual coverage is subject to the language
of the policy as issued.