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Valuable Articles - Win-Bar Insurance Brokers Inc

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					                                     18 reasons
Masterpiece                          To choose Chubb
Chubb Personal Insurance             for Valuable Articles Insurance



1. Agreed Value                          7. Pairs, Sets and Parts                   13. Engagement Ring Program
   Chubb pays the agreed value               Chubb provides the option of a              Chubb has the ability to write
   stated on the policy whether the          partial loss settlement for the             monoline engagement rings in the
   item is replaced or the settlement        damaged article, or a total loss            name of either fiancé.
   is taken in cash.                         settlement if your client
                                             surrenders the remaining               14. Transit Coverage
2. Blanket or                                undamaged article to us.                    Chubb automatically covers
   Itemized Coverage                                                                     valuable articles while in transit to
   Chubb offers the choice while         8. Cash Option                                  a new location.
   providing the same rate and               Chubb offers the option to take a
   coverage under both options               cash settlement up to the stated       15. Breakage
   (blanket coverage subject to a            limit on the policy.                        Other companies may charge an
   $10,000 per item limit).              9. In-Vault Jewellery                           extra rate to add breakage to your
                                             Chubb offers reduced rates for              client’s coverage even if items are
3. Newly Acquired Items                      items kept in a bank vault. Chubb           scheduled - Chubb includes this
   Chubb covers newly acquired               also offers 3 complimentary vault           coverage automatically.
   items for 25% of the itemized limit       transactions per policy term -
   - up to $50,000 - for 90 days. This                                              16. Recovered Items
                                             subject to item value.
   coverage applies to jewellery, fine                                                   Chubb provides your client the
   arts, furs, cameras, musical          10. Worldwide Coverage                          opportunity to buy back property
   instruments and collectibles.             Chubb covers valuable articles              that was recovered after his claim
                                             anywhere in the world.                      was paid.
4. Appraisal Threshold                   11. Wine Coverage
   Chubb does not require any                                                       17. Difference in Market Value
                                             Chubb is the only company in
   appraisals on jewellery items                                                         If the restored value of your
                                             North America that schedules                client’s item is less than its market
   under $50,000 or on fine art items        wine collections. We cover theft,
   under $100,000.                                                                       value immediately prior to a
                                             breakage, fire, vandalism,
                                                                                         covered partial loss - Chubb will
5. Mysterious Disappearance
                                             temperature and humidity                    pay the difference.
   Chubb automatically covers the            changes, vibration and light
                                             depending on the chosen package.       18. Competitive Rates
   mysterious disappearance of any
   scheduled item.                       12. Collectibles                                Chubb’s Valuable Articles rates
                                             Chubb can cover any private                 are among the most competitive in
6. Choice of Jeweller                        collection of rare, unique or novel         the industry.
   Chubb allows your client to use           items of personal interest
   any jeweller he chooses for repairs       including memorabilia (dolls,
   or to replace his items.                  guns, model trains, etc.)



  Win-Bar Insurance Brokers Inc. 416-486-1295                                      This literature is descriptive only. Whether
                                                                                   or not or to what extent a particular loss is
                                                                                   covered depends on the facts and
                                                                                   circumstances of the loss and the terms
                                                                                   and conditions of the policy as issued.
                                                                                   Actual coverage is subject to the language
                                                                                   of the policy as issued.

				
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