HARDSHIP LETTER BULLETS

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					                          Federal Commercial
                          Financial Services, LLC
                        HARDSHIP LETTER BULLETS
                        (Please provide in detail where applicable)

   Are you currently unemployed?

   Are you employed in the real estate or related industry?
       o Has your industry been affected?

   Are you self employed?

   Has your overtime been reduced or eliminated?

   Have your energy costs gone up?

   Has your spouse’s income been cut or lost?

   Have you taken on a renter to make ends meet?

   Do you have a medical condition?

   Has your arm adjusted to a radical rate?

   Is your rate going to adjust soon?

   Do you support your parents or have a large family?

   Are you disabled?

   Have you been turned down for financing on your property?

   Are you considering or have filed for bankruptcy?

   Have you been unemployed for any length of time?

   ________________________________________________________________________

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1940 Harrison Street, Suite 311 Hollywood FL 33020 Phone: 954-602-0352 Fax: 954-272-7120