Drake provides you options so you can provide options to your customers An Innovative Prepaid Visa Card ® Program for you and your Customers: Load all bank products on the E1 Card • Works in conjunction with Chase, Republic Bank, River City Bank, and Santa Barbara Bank & Trust • Fully integrated into Drake Software • Funds loaded on the card within hours of RAL approval or IRS funding Gain a competitive advantage • Provide additional choices for your customers • Compete against the major franchises • Offer your customers the power of the Visa network Earn Additional Revenue – You Decide • You will have the ability to add a “form fee” in the Drake Software • You choose your strategy – earn additional revenue or provide a value add for your customer (or both) Save time in your office • No need for your customer to come back to pick up a check – funds will automatically be A safe and convenient way for your customers loaded to the card to have access to their bank product proceeds. • The customer can sign up for email or text alerts to notify them exactly Learn More when funds have been loaded 800.890.9500 or www.EPSFinancial.net The E1 Visa Prepaid Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. The Bancorp Bank; Member FDIC Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see Is your client unbanked? Not a Problem! your driver’s license or other identifying documents at any time. No credit check • No bank account required Offered through EPS Financial, LLC. NO credit check 24/7 customer service and on-line account management NO card activation fee Pay bills on-line Avoid check cashing fees Compare to similar programs and you’ll find it’s the Convenience – use the card Logical – Simple – Affordable Option Ability to receive a personalized E1 Visa® Prepaid wherever Visa debit cards are accepted Customer Fees - Instant Issue Card* Card and reload the card year round via Monthly Fee – first 60 days FREE • Direct deposit Access funds from the card Card Activation FREE • Western Union in a number of ways Signature Transaction Fee FREE Signature Transaction Decline FREE • MoneyGram • At retail locations as credit or debit transactions PIN Transaction Decline Fee FREE • Green Dot MoneyPak Universal Reload • ATM Bill Pay Fee (electronic) FREE • Visa Readylink • Bank over the counter cash withdrawal On-Line Account Maintenance FREE Text and Email Alerts FREE Live Agent FREE No Overdraft Fees Customer training on how to use Automated Voice Response FREE (Allowed a combined total of three (3) free Live Agent OR Automated Voice Response calls) – no chance for your customer to overspend their account the card for FREE Monthly fee after the first 60 days $2.95 per month PIN Transaction Fee $0.50 per transaction The prestige and security of a Prepaid ATM Decline Fee $1.00 per request ATM Balance Inquiry Fee $1.00 per transaction Visa Card account ATM Withdrawal Fee $2.50 per transaction Live Agent $1.95 per call Automated Voice Response $1.95 per call NO need for a bank account or checks Over Counter Withdrawal 1.5% per transaction • Reloadable Replacement Card Fee (if requested) $9.95 per request Paper Statement Fee (if requested) $5.00 per request • Use year round Retail Load Varies by load type per transaction Foreign Exchange Fee 2% per transaction Card to Bank Transfers $2.50 per $250 sent per transaction Balance Refund $10.00 per request Express Shipping $40.00 per request Bill Pay - check $2.50 per transaction ($250.00 maximum) Bill Pay Check Cancel $9.95 per request Card Cancellation Fee $15.00 per request Don’t miss out The customer is automatically sent a personalized card after they load funds to the card with funds outside of the tax event. They can load funds to their card on this great opportunity via payroll direct deposit or through any of the load network partners, Green Dot MoneyPak Universal Reload, Western Union, MoneyGram, and Visa Readylink Your clients will thank you… and you Once the card is personalized certain fees are reduced – ATM and Customer have control of your income potential. service. See Cardholder Agreement for a full list of fees. ‡ The Visa Zero Liability policy covers U.S.-issued cards only and does not apply to commercial credit cards, ATM transactions, To Enroll: Choose the E1 Card when you sign up for your bank program or PIN transactions not processed by Visa. Cardholder must notify card issuer promptly of unauthorized use. Consult issuer for additional details or visit Visa.com/security. *Some ATM owners/operators/merchants may have established daily withdrawal limits and/or per transaction limits that you should verify before making a purchase or withdrawing cash. Please see your Cardholder Agreement for complete fees and other important information.
Pages to are hidden for
"An Innovative Prepaid Visa® Card Program for you and"Please download to view full document