CANADIAN BANKERS ASSOCIATION
DB 38 - PUBLIC
Credit Card Statistics - VISA and MasterCard
Fiscal Year Ended Oct. 31 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 Number of Cards in Circulation (1a) (Millions) 8.2 9.0 9.9 10.8 12.0 11.6 12.1 13.1 14.0 15.5 17.6 19.4 20.4 23.2 24.3 24.4 25.0 27.5 28.8 30.2 31.9 35.3 37.7 40.1 44.1 49.4 50.4 53.4 56.4 61.1 64.1 68.2 7.3 7.9 8.8 9.5 10.3 11.1 11.8 12.2 12.4 13.2 13.6 14.1 15.0 16.0 17.3 18.5 19.6 20.8 22.2 23.2 24.6 26.4 27.0 27.4 * No. of Accts with balances (Millions), including those that are paid off every month (1b) Net Retail Volume (2) (Billions) $3.61 $4.90 $6.64 $8.82 $10.59 $13.83 $14.84 $16.92 $19.35 $23.01 $26.37 $30.33 $36.10 $38.60 $40.45 $43.10 $47.90 $55.10 $61.26 $67.70 $76.00 $84.10 $94.30 $109.87 $121.82 $135.69 $150.49 $168.78 $190.60 $214.70 $240.52 $266.97 Net Dollar Volume (2) (3) (Billions) $4.04 $5.44 $7.32 $9.44 $11.51 $13.38 $14.85 $17.10 $20.42 $23.57 $26.90 $31.20 $36.90 $42.48 $44.00 $46.90 $52.80 $61.10 $68.12 $75.10 $84.30 $93.90 $106.00 $125.18 $138.63 $154.57 $172.18 $192.17 $216.04 $243.81 $275.21 $304.88 Gross Sales Slips Processed (2) (Millions) 118.8 150.8 185.8 218.4 249.6 274.9 297.6 325.2 372.9 417.2 450.7 490.0 546.7 591.8 617.8 639.9 695.8 778.1 840.0 896.6 949.5 1 001.1 1 076.4 1 184.7 1 226.6 1 390.6 1 524.8 1 664.8 1 839.7 2 017.8 2 224.0 2 432.8 VISA/MCI Average Sale $30.46 $32.50 $35.72 $39.47 $42.43 $50.30 $49.88 $52.05 $51.90 $55.15 $58.52 $61.90 $66.00 $67.22 $67.40 $69.30 $70.50 $72.40 $74.51 $77.80 $82.50 $89.96 $90.35 $95.57 $99.16 $100.51 $102.00 $104.00 $106.00 $109.00 $111.07 $112.80 Merchant Outlets (4) 271 150 290 692 322 115 347 845 371 831 382 206 419 610 442 928 527 042 571 771 642 429 646 844 709 674 786 288 857 159 896 365 904 689 955 993 981 851 1 076 694 1 106 141 1 143 110 1 139 228 1 187 745 1 206 779 1 265 157 1 187 384 1 128 410 1 137 849 1 150 779 1 186 462 1 203 545 Principal Issuers 10 10 10 10 12 13 14 14 14 14 13 13 13 15 17 19 18 19 19 23 23 23 23 23 23 23
Source: Canadian Bankers Association , Table includes data from all VISA & MASTERCARD issuers (1a) As at last day of the fiscal year-end (1b) As at last day of the fiscal year-end, including accounts with balances paid off every month. (2) Reported total for the fiscal year. (3) Total of Net Retail Volume ($ sales) and cash advance volume ($). (4) Merchants accepting VISA and/or MASTERCARD. Note that merchants accepting both cards have been reported by each plan. To estimate # of merchant outlets accepting VISA or MASTERCARD, divide Merchants Outlets by 2 and multiply by 1.1 PRINCIPAL VISA AND MASTERCARD ISSUERS: VISA MCI Bank of America, Bank of Nova Scotia, Caisses Populaires Desjardins, CIBC, Citizens Bank of Canada, Home Trust, Laurentian Bank, Royal Bank, TD Bank, US Bank, Vancouver City Savings Credit Union. Alberta Treasury Branches, Bank of Montreal, Canadian Tire Acceptance Ltd, Capital One, Citibank Canada, Credit Union Electronic Transaction Services Inc., G.E. Capital Corp., MBNA Canada National Bank of Canada, President's Choice Financial, Wells Fargo/Trans Canada, Sears Canada
(Data from Affiliated Issuers reported through Principal Issuers) RESEARCH DATA SERVICES 16/04/2009