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Budgeting

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					Budgeting
I am a free man. I believe that it is
  my right to enjoy the good things
  of life. Therefore do I rebel
  against the slavery of a budget
  which determines just how much I
  may spend and for what. I feel it
  would take much pleasure from my
  life . . .
The Richest Man in Babylon
The purpose of a budget is to help thy purse to
  fatten. It is to assist thee to have thy
  necessities and, insofar as attainable, thy
  other desires. It is to enable thee to realize
  thy more cherished desires by defending
  them from thy casual wishes. Like a bright
  light in a dark cave thy budget shows up the
  leaks from thy purse and enables thee to
  stop them and control thy expenditures for
  definite and gratifying purposes.
The Richest Man in Babylon
The second cure for a lean purse…


Budget thy expenses that thou mayest
 have coins to pay for thy necessities, to
 pay for thy enjoyments and to gratify
 thy worthwhile desires without
 spending more than nine-tenths of they
 earnings.

The Richest Man in Babylon
Budgeting seems to say, “I
 can’t afford the things I
 really want.”
                List of Excuses
                 from Making the Most of Your Money


•   Making a spending plan takes too much time.
•   I won’t keep it up.
•   I don’t want to live in a straitjacket.
•   I hate arithmetic.
•   None of my friends do.
•   I budget in my head.
•   I’m too tired, too old, too busy, too poor, not poor
    enough.
    Seventeen Reasons to Have a
           Spending Plan
              from Making the Most of Your Money


•   To find out what you’re spending your
    money on. Few of us know.
•   To extract more money for savings and
    investments.
•   To figure out how to quit a job, move,
    build a house, get married, or have a baby.
•   To get out of debt.
    Seventeen Reasons to Have a
           Spending Plan
              from Making the Most of Your Money


•   To show the spouse who doesn’t pay the
    bills where the money goes.
•   To live on your income.
•   To prepare for big expenses like college, a
    new house, or a major vacation.
•   To retool your life after losing a job or a
    spouse, or becoming too sick to work.
    Seventeen Reasons to Have a
           Spending Plan
               from Making the Most of Your Money


•   To keep money from slipping through your
    fingers.
•   To determine the minimum income you can live
    on, so you can handle a cut in earnings, retrain
    for a different job, or retire early.
•   To know how you’ll handle unexpected
    expenses.
•   To be able to buy what you want!!!!
•   To prepare for harder times.
    Seventeen Reasons to Have a
           Spending Plan
              from Making the Most of Your Money


•   To make the best use of the money you
    get in better times.
•   To get the whole family pulling in the
    same direction.
•   To put a tool in your hands that can
    change your life.
•   To put your new financial plan into action.

				
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posted:4/19/2013
language:English
pages:10