UNIVERSITY OF NEW ENGLAND CAREERS AND COUNSELLING SERVICE Budget Planner
Surname: ________________________ Given Names: _____________________ Student No: _________________ Telephone No: ________________________ No: of Adults: No: of dependent Children: Age of Children: _______________ To convert yearly figures to fortnightly, divide by 26.
1.
EXPENDITURE:
$ FORTNIGHTLY $ PER SEMESTER $ YEARLY
Section A - Basic Expenditure UNIVERSITY COSTS HECS Tuition Fees General Service Fee Text Books and/or Other Course Requirements Summer School Fees Other Other Sub-Total RESIDENTIAL SCHOOL COSTS Accommodation Travel Food Expenses Entertainment Other Other Sub-Total
$ $ FORTNIGHTLY $ PER SEMESTER
$ $ YEARLY
$ $ FORTNIGHTLY
$ $ YEARLY
CHILDREN’S SCHOOL COSTS Fees Uniforms Excursions etc Other
Sub-Total
Counselling and Careers Service
$
$
1
Student Financial Assistance Budget Planner
ACCOMMODATION Mortgage Board Rent College/Village Other Sub-Total $
$ FORTNIGHTLY
$ YEARLY
$ $ FORTNIGHTLY $ YEARLY
MAINTENANCE Home maintenance/Improvements Furniture Electrical Linen and Utensils Other Sub-Total
$ $ FORTNIGHTLY
$ $ YEARLY
TRANSPORT Fuel and Oil Licence Registration Maintenance and Repairs Public Transport Parking Fees Other Sub-Total $
$ $ FORTNIGHTLY $ YEARLY
UTILITIES Water Electricity Gas Telephone Council Rates Other Sub-Total $
$
Counselling and Careers Service
2
Student Financial Assistance Budget Planner
INSURANCE Home Contents Jewellery Hospital/Medical Vehicle/Motorcycle Life Private Superannuation Income Protection Other Sub-Total $
$ FORTNIGHTLY
$ YEARLY
$ $ FORTNIGHTLY $ YEARLY
FOOD Groceries Meat Fish/Chicken Fruit & Vegetables Bread Milk Lunches Other Sub-Total $
$ $ FORTNIGHTLY $ YEARLY
EMPLOYMENT Union Fees Uniforms Equipment & Tools Other Sub-Total $
$ $ FORTNIGHTLY $ YEARLY
HEALTH & MEDICAL Dentist Doctor Optometrist Chemist Chiropractor/Physiotherapy Specialists Other Sub-Total Section B - Lifestyle Expenditure
Counselling and Careers Service
$ 3
$
Student Financial Assistance Budget Planner
PERSONAL Alcohol Cigarettes Take-Away Food Chemist Other Other Other Sub-Total $
$ FORTNIGHTLY
$ YEARLY
$ $ FORTNIGHTLY $ YEARLY
HOLIDAYS/TRAVEL Fares Accommodation Meals Spending Money Sightseeing Other Sub-Total $
$ $ FORTNIGHTLY $ YEARLY
ENTERTAINMENT Movies/Concerts Video Hire Albums/CD’s/Tapes Exhibitions/Displays Dinner Discos/Clubs Newspapers Magazines Other Other Sub-Total $
$ $ FORTNIGHTLY $ YEARLY
CLOTHING & GROOMING Social Clothing Sports Clothing Footware Haircare Make Up/Toiletries Other Sub-Total GIFTS/DONATIONS
Counselling and Careers Service
$ $ FORTNIGHTLY 4
$ $ YEARLY
Student Financial Assistance Budget Planner
Donations Birthday Gifts Birthday Parties Christmas Gifts Christmas Expenses Work Related Gifts Anniversaries/Weddings Birth/Christenings Special Occasions Pocket Money Other Other Sub-Total $ $ FORTNIGHTLY $ $ YEARLY
HOBBIES & SPORTS Equipment Maintenance Equipment Hire Fees Club Memberships Magazines Other Other Sub-Total
$
$
Section C – Savings SAVINGS General Savings Emergency Savings Other Other Sub-Total $ $ FORTNIGHTLY $ YEARLY
$
Counselling and Careers Service
5
Student Financial Assistance Budget Planner
Section D – Other Repayments REPAYMENTS Child Maintenance Car Loan Credit Cards Store Cards Other Loans – Credit Unions Other Loans – Finance Company Other Loans - Other Personal Loan (Family/Friend) Equipment Rental Other $ FORTNIGHTLY $ YEARLY
Sub-Total
$
$
TRANSFER ALL SUB-TOTALS FROM EXPENDITURE SECTIONS A-D TO THE WORKSHEET ON THE NEXT PAGE TO OBTAIN TOTAL OUTGOINGS
2. INCOME
Income (After Tax) ] TOTAL EXPENDITURE Salary 1 Salary 2 Casual/Part Time Govt. Pension/Allowance Interest/Dividends Business Income Other Other
$ FORTNIGHTLY
$ YEARLY
Total Income (after tax)
$
$
TRANSFER TOTAL INCOME TO ITEM (X) ON WORKSHEET BELOW
Counselling and Careers Service
6
Student Financial Assistance Budget Planner
BUDGET WORKSHEET FOR TOTAL EXPENDITURE & INCOME TOTAL SECTION A University Costs Attendance at Residential Schools Children’s School Costs Accommodation Maintenance Transport Utilities Insurance Food Employment Health and Medical Total Basic Expenditure (a) $ $ FORTNIGHTLY $ FORTNIGHTLY $ YEARLY
$ $ YEARLY
TOTAL SECTION B Personal Holidays/Travel Entertainment Clothing and Grooming Gifts/Donations Hobbies and Sports Total Lifestyle Expenditure TOTAL SECTION C Total Savings (c) $ (b) $
$ $ FORTNIGHTLY $ $ FORTNIGHTLY $ YEARLY $ $ YEARLY
TOTAL SECTION D Total Repayments (d) $
TOTAL EXPENDITURE $ FORTNIGHTLY $ YEARLY (a + b + c + d) Transfer these figures to Total EXPENDITURE (Y) below “THE BOTTOM LINE” $ FORTNIGHTLY Total INCOME Total EXPENDITURE NET SURPLUS OR DEFICIT
Counselling and Careers Service
(X) (Y)
$ YEARLY
$ 7
$
Student Financial Assistance Budget Planner