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					               NEWS FROM YOUR REAL ESTATE CONSULTANT FOR LIFE
                VISIT US AT WWW.SOUTHERNCALIFORNIAHOMESONLINE.COM



  Brad’s Home News
News To Help You Save Time And Money                                       January 2007

Recipe For A Happy New Year
To leave the old with a burst of song,
to recall the right and forgive the wrong.

To forget the thing that binds you fast
to the vain regrets of the year that’s past.

To have the strength to let go your hold
of the not worthwhile of the days grown old.

To dare to go forth with a purpose true,
to the unknown task of the year that’s new.

To help your brother along the road
to do his work and lift his load.

To add your gift to the world’s good cheer,
is to have and to give a Happy New Year.
 – Robert Brewster Beattie

My best wishes for a safe and prosperous New Year!
Brad

Do Women Really Talk More?
A husband, wanting to prove to his wife that
women talk more than men do, showed her a                INSIDE THIS ISSUE
study that indicated men use on average only
15,000 words a day, while women use 30,000            Good Tax News
words a day.                                          How To Make Chores Fun
                                                      What Did You Mean?
She thought about this for awhile, then told          Do Women Really Talk More?
her husband that women use twice as many              How To Exercise At Work
words as men because they have to repeat              Be Warm – Be Safe
everything they say.

Looking stunned, he said, “What?”



  Thank You for Not Keeping Me a Secret…
                                               1
It’s Resolution
Time Again
Well, it’s goal setting time again – also                  Referral of the Month
known as New Year’s resolutions. Are           Congratulations to our Referral of the Month,
you one of those people who says, “Why
bother, I’ll just break them anyway,” when                  Dave & Maria Stallman
it comes to committing yourself to a New
Year’s resolution? If so, you might want
to think about how you’re setting your
                                                                from San Diego CA
goals.
                                               As always, the Referral of the Month receives
First, whatever goal you set should be           a free dinner certificate for two…for just
something that’s measurable. For                 giving me a call with the name and phone
instance, if you want to be rich, that’s a      number of someone they know that may be
pretty hard thing to measure. But if you
set an amount of money you want to
                                                   thinking of buying or selling a home.
make for the year, then you’ll be able to
see whether or not you achieve your                 ----------------------------------------------------
goal. A better goal than “getting rich”
might be, “I’d like to make $10,000 more
this year than I did last year” (or whatever
amount you choose).

Second, keep in mind that your goal should also be realistic. Think of your life and values,
and what’s actually doable. Try to set a goal that can be reached by performing a series of
simple steps. Ask yourself what changes you’ll need to go through to achieve your goal.
Ask yourself how much time it will require of you each day. Breaking a goal down into
small, achievable actions almost guarantees your success.

Finally, when you’ve set the goals you want to achieve in the upcoming year, don’t forget
to set one really outrageous goal that doesn’t seem doable. It never hurts to challenge the
universe, and who knows? It might just get the ball rolling and you’ll be well on your way
to making your first billion.

                              Good Tax News
When you’ve reviewed your home telephone bill, cell phone bill or, if you’re a business
owner, company phone bill, did you ever wonder, every month, why you’re charged
something called a “Federal Excise Tax”? Did you notice that your phone company
stopped charging this 3% tax on the long-distance portion of your bill as of this past
August?

And did you know that you’re eligible to file for a refund on your 2006 tax return for the
excise tax paid on long-distance service billed to you for the past three years?

The Federal Excise Tax was imposed in 1898 to help pay for the Spanish-American War.
The U.S. had no income tax, so this was a tax on wealthy Americans back when phone
service was considered a luxury. The war ended after six months, but Americans

                                               2
continued paying the tax until the government (after a long legal battle) decided to
discontinue it in 2006.

                                         Refunds will be part of 2006 tax returns filed in
 January Quiz Question 2007, and the IRS will even pay you interest on
                                         your refund. (And then, of course, tax you on the
     What is the largest flying          interest you’re paid!) Unless you’re a business
      bird in North America?             owner or like long chats with friends in Australia,
                                         your refund probably won’t buy much more than a
                                         handful of lottery tickets or maybe a night out at
the movies. But, any windfall is a good thing, and “It’s not often you get to kill a tax,” says
Treasury Secretary John Snow.

Snow is now urging Congress “to terminate the remainder of this antique tax” on local
service, as well. For information visit www.treasury.gov/press/releases/js4287.htm and
talk to your tax professional.

                  How To Make Chores Fun
If you’re looking for a bit more free time in your day (and who isn’t?), here’s an easy
solution: Get better organized. Here are some tips for spending less time on the things
you’d rather not do (like housework and running
errands), and more time on the things you enjoy.
                                                          Become a member of the
Combine chores: Clean the bathroom while
supervising the kids in the tub. Make phone calls        referral of the month club.
while folding laundry or doing dishes. Complete         To become a member all you
your errands in one trip: library, dry cleaner, gas         need to remember is:
station, bank, and drug store.
                                                        Oh by the Way…whenever you come
Assign chores: House and yard work aren’t just           across anyone who is thinking about
for Mom and Dad. Teach your children to be               buying or selling a home and would
responsible members of the household by                 appreciate my services, please call me
requiring they pitch in, too. Their future spouses        with their name and phone number
will thank you someday!                                    and I will be happy to help them.
Create a family chore chart: Just as every
member of a sports team has an important job to
do in order for the team to be successful, every
member of your family should contribute to a well-run
household. A family chore chart will guarantee
everyone plays a part.

Follow these tips before making your family chore
chart:

   Get everyone’s input beforehand to ensure
    fairness. Ideally, each family member can choose
    some chores they prefer.



                                               3
   Don’t underestimate your child’s ability.
    Three-year-olds can help set and clear the          See An Interesting Home?
    dinner table. Your nine-year-old can               No need to wonder about the price. No
    vacuum. Eleven-year-olds can do laundry.           need to call a high-pressure sales agent
   Provide specific instructions for first-timers.     who will just make you feel obligated.
                                                           My computers can send you the
   Rotate chores every month or two.
                                                        information quickly and easily for any
   Hang your chart on the refrigerator where
                                                       house, listed or sold, anywhere in town.
    everyone can see it, and check off chores
    completed.                                         Just ask me! It’s all part of my
                                                       free, no-obligation HomeFinder
Try these quick organization ideas for a                            Service.
smoother running household:                             Leave the address on my voicemail,
                                                      anytime, 24 hours a day and I’ll fax, mail
   Plan meals a week in advance. Make sure            or e-mail all the information to you on
    your grocery list includes all ingredients              that listing within 24 hours.
    needed for each meal. No more last-minute
    trips to the grocery for that missing can of
    chicken broth (which can quickly turn into a 30-minute, $30 shopping trip).
   Buy only what you need. Once you purge closets and cabinets of items you no longer
    use, resist the temptation to restock them with more nonessentials.
   Sort clean laundry by bedroom. Keep a clean laundry basket for every bedroom in the
    house. Make it everyone’s responsibility to put clean clothes away.
   Schedule routine appointments (dentist, doctor, veterinarian) a year in advance. If
    possible, plan them all on the same day.
   Keep clutter off the floor. Put pegs or hooks in the kitchen, family room, and bedrooms.
    Use them for coats, backpacks, purses, etc. Use fabric totes for toys with small pieces
    and hang them, too.
   Put cleaning supplies on every level of your home.

Busy families can benefit from organizing their time as well as their home. But over-
organizing can have its pitfalls; spur-of-the-moment, unplanned activities are sometimes
the most enjoyable. Give yourself permission to break from your routine periodically. And
                                                remember – household dirt never hurt
         WELCOME NEW CLIENTS                    anybody. So, the next time the kids ask you
                                                to play Crazy Eights, take a break from your
  Here are some of the new clients who          chores and join them!
 became members of our “Real Estate
  Family” this past month. I’d like to                 – Adapted from
welcome you and wish you all the best!                   www.homemadesimple.com


               Kristy Gustafson
                                                        December Quiz Answer
              Serguei Likhanski                       Question: During which war was the
                                                      Battle of Balaclava fought?
                  Rick Thoi
                                                      Answer: Crimean War
                                                      Source: www.britishbattles.com




                                                 4
Recently I was asked what area I represent buyers and sellers in. My reply may surprise you
but I represent buyers and sellers throughout Southern California for the simple reason that my
clients trust me with their BIG DECISIONS because they want expert advice!




                                     Did you know?

                 A referral is sending someone you care about
                               to someone you trust.

       Your referrals are the most important part of my business
 and I have represented your referrals throughout Southern California
              including Orange, Riverside, Los Angeles,
                        and San Diego Counties!

    Search for your perfect home anywhere in Southern California at

                  www.SouthernCaliforniaHomesOnline.com

Thank you for not keeping me a secret and referring me to your friends, family and associates!
                                              5
                        What Did You Mean?
The English language is full of challenges, even if you grow up speaking it. Take, for
example, homonyms, heteronyms, synonyms and antonyms. The sentences below are an
example of one of these. Do you know which one?

   The bandage was wound around the wound.
   The farm was used to produce produce.
   The dump was so full that they had to refuse more refuse.
   The soldier decided to desert in the desert.
   Since there’s no time like the present, he decided to present the present.
   A bass was painted on the bass drum.
   When shot at, the dove dove into the bushes.
   I did not object to the object.
   The insurance was invalid for the invalid.
   There was a row among the oarsmen about how to
    row.
   A buck does funny things when does are present.
   A seamstress and a sewer fell down into a sewer
    line.
   To help with planting, the farmer taught his sow to
    sow.
   The wind was too strong to wind the sail.
   Upon seeing the tear in the painting, I shed a tear.
   I had to subject the subject to a series of tests.
   How can I intimate this to my more intimate
    friend?

The answer: Heteronyms, two words that have identical spellings but different meanings
and pronunciations.

                   How To Exercise At Work
It can be tough to stay active if you work in an office. Most office environments encourage
a sedentary day, and sedentary days can lead to a few pounds gained here and there over
time. So, what’s an office worker to do to keep things moving and to shed those few extra
pounds?

   Walk to work if you can. Or if you take the bus or train, get off a stop or two before your
    actual destination and walk the rest of the way to work.
   Take the stairs instead of the elevator, if not for the entire distance, then for one or two
    floors and increase the number of floors over time.
   Join a gym or take a midday yoga class – or simply take a walk during your lunch hour.
   Make your own lunch. It’s the best way to limit the calories and fat you eat during the
    day.
   Get up often. Go to the printer. Pick things up or walk to someone’s desk to ask
    something rather than calling or emailing.
   Stall snacking. If you get hungry for a snack, do something else and see if your desire
    to eat goes away.

                                               6
   Figure out some gentle exercises you can do in your cubicle. Neck rolls, shoulder
    shrugs, and leg extensions can help your muscles feel better and de-stress you, too.
    Google “exercise at work” for more ideas.
   See if your company is open to allowing breaks in the midmorning and mid-afternoon.
    This could be a 10- or 15-minute period when people are encouraged to get up and
    move. Music could possibly be played over the intercom system and people could
    dance or walk around and visit each other. The point is to move around and get your
    energy flowing again to avoid the slumps that are caused by sitting still for too long at a
    stretch.

                          Be Warm – Be Safe
Gathering around a cozy fire in the fireplace is a wonderful winter activity. Here are some
suggestions for making sure it’s also a safe one:

 Clear the area around the fireplace and chimney. Debris that’s too close to your
  fireplace could catch on fire.
 Always use a fireplace screen – no exceptions.
 Don’t overload your fireplace with too many logs; place the logs to the rear of your
  fireplace on a grate.
 Don’t use your fireplace for burning trash.
 Always keep a fire extinguisher on hand, and be sure your smoke detector batteries are
  current.
 Never leave the fire unattended, and extinguish the fire before you go to bed.
 Keep fireplace wood stacked, covered and out of doors – away from the house and off
  the ground.
 Have your fireplace inspected and cleaned annually.


               Small Change, Big Difference
M.J. Ryan, life coach and author of The Happiness Makeover, says it’s possible for just
about anyone to revamp their thinking. “Training your brain is like training a puppy,” she
says. “It wanders everywhere, but you need to keep bringing it back to the upside.”

So the next time things don’t go your way, try not to fall into a negative way of thinking. If
you get steamed over small things, like waiting in a long line, the next time it happens tell
yourself that this is a great opportunity to stand still and close your eyes while you wait. Or
keep a magazine with you and read about something you’re interested in so you don’t feel
like you’re wasting your time.

It might surprise you how little changes can make you feel better in a big way.

Quotes

None of us is as smart as all of us.
– Walt Disney

Cheers to the New Year and another chance for us to get it right!
      – Oprah Winfrey

                                               7
                          The Power Of Post-Its
                                    Post-it notes can be mighty persuasive, according to a
                                    study by psychology professor Randy Garner at Sam
                                    Houston University in Texas. For the study, participants
                                    were asked to fill out a survey. Some of the packets
                                    handed out to the participants had a note handwritten on
                                    the cover of the survey, and some packets had Post-it
                                    notes with a handwritten note. Garner found that
                                    participants were more likely to comply and fill out the
                                    survey if there was a handwritten note on a Post-it.

  Not only that, but participants also returned the materials more promptly, and they gave
  higher-quality responses. A more personalized Post-it increased returns when the survey
  was more complex, but was no more effective than a non-personalized Post-it when the
  survey was a simple task to accomplish.

  The research points to the conclusion that requests made on Post-its are interpreted as a
  request for a personal favor, and people are therefore more likely to comply with requests
  written on them, even if the person making the request is a stranger.




    Welcome to my web-page where each month I will show you some of the free information that is
               available on my web-site… www.SouhernCaiforniaHomesOnline.com

Above you will find Brad’s Library where you can browse for books and magazines that will assist you in
answering those BIG questions and much more!


                                                  8
                    Tips For Making Toasts
If you anticipate giving a toast this New Year’s Eve, here are a few tips that will make you
a tip-top toastmaster:

Write your toast ahead of time – don’t attempt to wing it. And keep it brief and to the
point; some of the best toasts are just a single line or two.

Don’t try to create your toast from scratch. Jump-start it with a quote from
www.quotationspage.com or www.bartleby.com, then read the quote to a few friends. If it
takes more than a few seconds for them to understand, find another quote.

Keep your audience in mind and make sure your toast is appropriate for everyone at the
event. Stories should be G- or PG-rated. Humor is fine, but if you don’t feel particularly
funny, don’t go for the laugh. And don’t make it all about you; keep the number of “I, my,
me” to a minimum.

Practice your toast, then practice some more, until you can say it fluently. If you think
you’ll be more comfortable reading your toast,
write it on a 3 x 5 card you can keep in your
pocket or purse.

Now, raise your glass and welcome the New
Year!
.




                Are You Obeying The Law?
Law Of Mechanical Repair: After your hands are coated with grease, your nose will
begin to itch.

Law Of Probability: The probability of being watched is directly proportional to the
stupidity of your act.

Law Of The Telephone: When you dial a wrong number, you never get a busy signal.

Law Of The Result: When you try to show your tech support how your computer doesn’t
work – it will.

Law Of Close Encounters: The probability of meeting someone you know increases
when you are with someone you don’t want to be seen with.



                                              9
                 Fast Your Way To Longevity?
Do people who fast every other day have sharper memories, better hearts, lower blood pressure and
live to 100? Those are the indications according to a study that tested mice by not feeding them for
certain periods of time. Mice that were on restrictive caloric diets had longer life spans and fewer
diseases, like Alzheimer’s or diabetes, the study suggests. But experts are quick to point out that
fasting in humans, even once a week, can cause irritability and confusion. In short, a balanced diet
and exercise are the best solution to weight loss and good health, they say. According to the study,
mice that were subjected to no-food intervals ended up gorging the next day, consuming the same
amount of calories that they would have in two days of normal eating. While they lived 30-40%
longer, they didn’t lose weight.

There is no unanimous verdict among medical experts about the benefits of fasting. If you want to
give fasting a chance, however, it’s recommended that you discuss it with your doctor first.
        – Adapted from Cox News Service

                              Find Your Mentor
If you’re fresh out of college or in a relatively new job or in a relatively new field and need some
help, choose a mentor at your company. Make sure the mentor wields influence within
 the organization and is also interested in advancing your career. Once you have chosen that person,
make sure to make a positive impression when the opportunity arises, but don’t go overboard. Try
your spiel out at a company picnic or company-sponsored event. Maybe you’ll find you have the
same interests and hobbies outside work, in which case point them out in a subtle manner. Dress
professionally and be careful not to be too overbearing. Remember the relationship between you
and your mentor is a two-way street. You can help him or her by completing assignments at work
that your mentor might give you, or by coming up with new ideas once you’ve fostered a positive
relationship.--Adapted from Reality 101 by Fran Katzanek




                       May I Have Two, Please?
If you want to leave an indelible impression on somebody, ask for two business cards, one for
yourself and one to pass on to somebody else. You’ll always be remembered as the person who
asked for two business cards. Also, always wear a suit coat or sports jacket with two pockets; one
to put all the business cards that you collect in, and the second for your own business cards.



                           Brad’s Home News
                  is now available on Brad’s web-site…

             www.SouthernCaliforniaHomesOnline.com


                                                 10
                                            Brad’s Home News
                                         Free Information Fax Form
Name:                                                                                Phone:
Address:                                                                             E-mail:
City:                                                        ST:             Zip:                  Fax:
             Please (__) Mail (__) Fax (__) E-mail Me The Following Free Info:
 (__) Please send me information about your free, no-obligation “Home Finder” service in which your
      computer automatically sends me listing information on homes for sale in any area that I select.
(__) Please send me the special computer report showing the features and sale prices of the (check one):
      (__) five (__) ten (__) fifteen most recent home sales on _________________________________
      street/avenue or in the _______________________________________ area. I can provide you with
      fast, no-obligation information on homes for sale and homes that have sold by any company:
(__) Please let me know what the home at ______________________________________________ is
      listed for.
(__) Please let me know what the home at _______________________________________________ sold
      for.
(__) Please call me to arrange a free, no-obligation market valuation on my house.
 (__) Please send me more (__) information about or (__) forms for your referral acknowledgement
      program.
 (__) Please provide a FREE subscription of your monthly newsletter to the following person. I understand
      you will include a note explaining I suggested they receive this FREE subscription, and that they can
      simply call you if they wish to cancel. (If you have additional names please include them on a separate
      sheet of paper.)
(__) Please call me to review my current mortgage and rates.
(__) Please call me to assist me in getting a new loan for a purchase.
(__) Please call me to assist me in getting a new loan for an investment property.

Please send a subscription of “Brad’s Home News” to:
Name:
Address:
City:                                                                               State:                            Zip:


                 Fax this form to (858) 676-1933 or mail it to: Brad Butner,
          11702 Via Chona San Diego, CA 92128 or just call me at (858) 204-8002!
        www.SouthernCaliforniaHomesOnline.com e-mail: Brad@Brad-Butner.com

This newsletter is intended for entertainment purposes only. Credit is given to the authors of various articles that are reprinted when the original
author is known. Any omission of credit to an author is purely unintentional and should not be construed as plagiarism or literary theft. Copyright
2004 Brad Butner. This information is solely advisory, and should not be substituted for medical, legal, financial or tax advice. Any and all decisions
and actions must be done through the advice and counsel of a qualified physician, attorney, financial advisor and/or CPA. We cannot be held
responsible for actions you may take without proper medical, financial, legal or tax advice.




                                                                         11
                                 May I Ask You to Call Me?

   Just a quick note, to let you know how I can best serve the people you refer to me.
    Recently a client asked, “What is the best way to refer people I care about to you?” The
reason he asked was that in the past few weeks, he had recommended a friend and a colleague to
me. I asked him the names of the people he referred. To our surprise, none of them actually
contacted me.
    The advice I gave him was to call me directly whenever he knew someone who could benefit
from my service, and we could discuss the best way for me to connect with his friends and
family. The good news is, now my client is calling me directly whenever the people he cares
about need my service. The result is that his referrals are getting the advice they need to make
the wisest real estate decisions.
    When you want to refer a family member, friend or colleague to me, simply call me directly
so we can discuss the best way to approach them. Remember, a referral is sending someone you
care about to someone you respect.

   Brad
   Your Real Estate Consultant For Life...858-204-8002




Brad’s Home News
11702 Via Chona
San Diego, CA 92128
(858) 204-8002
Brad@Brad-Butner.com
www.SouthernCaliforniaHomesOnline.com


Returned Service Requested


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