Monthly Family Budget
Total Projected Cost Total Actual Cost Total Difference
Projected Monthly Income Income 1 Income 2 Extra income Total monthly income Actual Monthly Income Income 1 Income 2 Extra income Total monthly income Projected balance (Projected income minus expenses) Actual balance (Actual income minus expenses) Difference (Actual minus projected)
Giving
Tithe Sacrificial Giving Other
Projected Cost Actual Cost $0
Difference $0 $0 $0 $0
$0
Subtotals
$0
$0
Housing
Mortgage or rent Second mortgage or rent Phone Electricity Gas Water and sewer Cable Waste removal Maintenance or repairs Supplies Other $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 Projected Cost Actual Cost Difference $0 $0 $0 $0 $0 $0 $0 $0
Entertainment
Video/DVD CDs Movies Concerts Sporting events Live theater Other
Subtotals
$0
$0
Transportation
Vehicle 1 payment Vehicle 2 payment Bus/taxi fare Insurance Licensing Fuel Maintenance Other
Subtotals
$0
$0
$0 $0 $0 $0 $0 $0 $0 $0 $0
Subtotals
$0
$0
Loans
Personal Student Credit card Credit card Credit card Other
Insurance
Home Health Life Other $0 $0 $0 $0 $0
Subtotals
$0
$0
$0 $0 $0 $0 $0 $0 $0
Taxes
Federal State Local Other $0 $0 $0 $0 $0
Subtotals
$0
$0
Food
Groceries Dining out Other $0 $0 $0 $0
Subtotals
$0
$0
Savings or Investments
Retirement account Investment account College Other $0 $0 $0 $0 $0
Subtotals
$0
$0
Children
Medical Clothing School tuition School supplies Organization dues or fees Lunch money Child care Toys/games Other $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Subtotals
$0
$0
Legal
Attorney Alimony Payments on lien or judgment Other
Subtotals
$0
$0
$0 $0 $0 $0 $0
Subtotals
$0
$0
Personal Care Pets
Food Medical Grooming Toys Other $0 $0 $0 $0 $0 $0 Medical Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other $0 $0 $0 $0 $0 $0 $0 $0
Subtotals
$0
$0
Subtotals
$0
$0
Monthly Family Budget
Monthly Budget $ $ $ $ $ $ $ $ $ $ $ $ Annual Budget Monthly Actual $ $ Monthly Variance $ Annual Gross Income Needed (35% Tax) $ -
Description Income #1 Income #2 Other Other TOTAL INCOME
$ $ $
-
$ $ $
-
$ $ $
-
Less Expenses $ TOTAL Surplus/Deficit $ Giving Tithe $ Sacrificial Giving $ Other $ Housing Mortgage/Rent Property taxes Home Maintenance Homeowners insurance Utilities - water Utilities - Electric Utilities - Natural Gas Utilities - Cable/Dish Sattelite Telephone line #1 Cell phone Internet provider Waste removal $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $
-
$ $ $
-
$ $ $
-
$ $ $
-
$ $ $
-
-
$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $
-
$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $
-
$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $
-
$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $
-
Transportation Car #1Payment Car #2 Payment Car #1 insurance Car #2 insurance Car #1maintenance Car #2 maintenance Fuel License tabs $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ -
Household / Personal
Description Groceries
Education / school Clothing / Dry cleaning Haircut Cash Allowance Medicine - non-prescription School Lunch Postage Personal Insurance Health Insurance Medical - office visit co-pays Medical - prescription co-pays Life insurance Disability insurance Long term care insurance
Monthly Budget $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ -
Annual Budget $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ -
Monthly Actual $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ -
Monthly Variance $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ -
Annual Gross Income Needed (35% Tax) $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ -
Loan payment / Savings Credit card payments $ Other loan payments $ Savings / Investing $ $ $ $ $ Discretionary Dining out Recreation / club dues Movies / sporting events / theater Hobbies Vacation / travel Christmas gifts Wedding, birthday, baby gifts $ $ $ $ $ $ $ $ $ $ $ $ $
-
$ $ $ $ $ $ $
-
$ $ $ $ $ $ $
-
$ $ $ $ $ $ $
-
$ $ $ $ $ $ $
-
-
$ $ $ $ $ $ $ $ $ $ $ $ $ $
-
$ $ $ $ $ $ $ $ $ $ $ $ $ $
-
$ $ $ $ $ $ $ $ $ $ $ $ $ $
-
$ $ $ $ $ $ $ $ $ $ $ $ $ $
-
TOTAL EXPENSES $