Budget Planner
1. Enter your current income & expenses worked in whole $ as a MONTHLY amount 2. Only enter data and make changes in the MONTHLY column 3. This will automatically carry forward to the ANNUALLY column. 4. You can try varying the amount you spend to see how it affects your budget. 5. A suggestion is to open a separate savings account without an ATM Card and Deposit your surplus monthly money into that account. Remember - keep a copy of your budget plan so you can refer back to it.
Budget Items
Income
Net salary/Wages (after- tax) Bonuses (after-tax)
Dividends/Income from Investments
Monthly
$ $ $ $ $ $ 0 0 0 0 0 0 $ $ $ $ $ $
Annually
0 0 0 0 0 0
Interest Other
Total Income Expenditure
Household Expenses
Rent/Mortgage repayments Council Rates/Water Rates Power and Heating Telephone Mobile Phone Internet Services Child Care/School Fees Credit Card repayments Personal Loan repayments
Monthly
$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $
Annually
0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Transport Expenses
Motor Vehicle/Transport Vehicle Loan repayments Registration Insurance Petrol Maintenance/Repairs Other Transport Fares Other
Food and Personal Expenses
Groceries Clothing Pharmacy Health (Doctor, Dentist etc) Health Insurance Home Insurance (House & Contents) Other Insurance (Life & Income Protection ) Entertainment Holidays Memberships (eg. Gym) Gifts (Birthday, etc) Donations to Charity Current Regular Savings Regular Investments Other (Pets, etc)
Total Expenditure Surplus/Deficit Cash
Monthly
0
Annually
0