TODAY'S RATES & YIELDS
October 21, 2009 through October 27, 2009
DEPOSITS
REGULAR SHARES Balances: Rate $100,001.00 and Above 0.900 $ 80,001.00 to $100,000 0.750 $ 20,001.00 to $ 80,000 0.700 $ 10,001.00 to $ 20,000 0.300 $ 5.00 to $ 10,000 0.200 Yield 0.904 0.753 0.702 0.300 0.200 Term: 3 month 6 month 12 month 18 month 24 month 30 month 36 month CERTIFICATES OF DEPOSIT Rate 0.71 * 1.45 1.60 * 1.84 2.08 * 2.11 2.14 Yield 0.71 1.46 1.61 1.85 2.10 2.13 2.16
The Board of Directors has not yet declared dividends, therefore these Regular Share rates are subject to change.
IRA Share Vacation Club Share Christmas Club Share
0.19 % V 0.25 % 0.25 %
* = IRA Certificates Effective OCTOBER 2009
LOANS
New 2009 Vehicles Used Vehicles 1999 - 2009 New Boat & RV Used Boat & RV Farm Related Home Equity Home Equity Unimproved Real Estate Regular Share Secured Certificate Secured New Motorcycle Used Motorcycle Line of Credit and Overdraft MasterCard
Length of Loan: 12 months Up to 72 months* Up to 72 months**
Up to 8 years-loan value more than $10,000.00
Up to 7 years Credit Limit of $50,000 or lower Credit Limit of $50,000 or higher 144 months or less
48 months or less 48 months or less Revolving Revolving
Rate As Low As: 5.25 % 5.75 % 8.75 % 9.75 % 10.75 % Prime + 1.00 % V Prime (-) .50 % V Prime + 2.5 % 5.25 % CD Rate + 3.0 % 7.50 % 9.50 % 12.90 % 12.90 %
(Minimum: 5.0%) (Minimum: 5.0%)
*when MSRP is $25k or more **See loan officer for details V = variable rate