Financial Statement
Borrower_______________________
Borrower Income MONTHLY INCOME Extra income / Retirement Total monthly income Co-Borrower MONTHLY INCOME Extra income Total monthly income
INCOME DEDUCTIONS
Borrower Co-Borrower Total
Loan #____________________ Date________
$0 $0 $0 $0 $0 $0 TOTAL COMBINED GROSS INCOME TOTAL COMBINED NET INCOME TOTAL MONTHLY EXPENSES SURPLUS / SHORTFALL (Net Income minus Expenses) $0 $0 $0
$0
State Tax Federal Tax 401k /Pension plan Social Security (FICA) Life Insurance Medical / Health Care Account Total Deductions See Pay stubs
$0 $0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0 $0
LOANS (Credit Cards)
Borrower Co-Borrower Payment Payment
ENTERTAINMENT
Projected Cost
Payment
Video/DVD/CDs Movies Sporting events Other / Satelite Radio
$0 $0 $0 $0
$0 $0 $0 $0 $0
Subtotals
Subtotals / Wage Deductions
HOUSING
Personal Sudent Loan Bank Of America Dillards Sears JC Penneys
$0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
Mortgage Phone / Cell Phones Electricity Natural Gas Water and sewer Cable / Dish / Telephone Waste removal Maintenance / Home Depot Card Supplies Other / Internet
$0 $0 $0 $0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Subtotals
Personal Loans
Borrower Co-Borrower
Payment
Citi Financial Beneficial Other Other
$0 $0 $0 $0
$0 $0 $0 $0
$0 $0 $0 $0 $0
Subtotals
TRANSPORTATION
Borrower Co-Borrower
Payment
Subtotals
SAVINGS OR INVESTMENTS
Borrower Co-Borrower
Vehicle payment/s Bus/taxi fare/Toll Insurance Licensing Fuel Maintenance Other / Toll Fees
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0 $0
Payment Payment
Retirement account Investment account Other
$0 $0 $0
$0 $0 $0
$0 $0 $0 $0
Subtotals
GIFTS AND DONATIONS
Projected Cost
Subtotals
INSURANCE Not deducted from pay
Payment
Charity 1 Charity 2 Home Health Life Other $0 $0 $0 $0 $0 $0 $0 $0 $0
Projected Cost Payment
$0 $0
$0 $0 $0
Subtotals
LEGAL
Actual Cost
Payment
Attorney Alimony / Child Support/ Day Care Payments on lien or judgment Other
$0 $0 $0 $0
$0 $0 $0 $0 $0
Subtotals
FOOD
Groceries Dining out Other / School Lunch etc
$0 $0 $0
$0 $0 $0 $0
Subtotals
PETS
Projected Cost
Payment
Subtotals
PERSONAL CARE
Projected Cost
Food Medical Other
$0 $0 $0
$0 $0 $0 $0
Payment
Medical Clothing / Children Dry cleaning Organization dues or fees Other / Hair /nails
$0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0
Subtotals
______________________________________________________________ Signature Surplus / Shortfall $0.00 #DIV/0!
Subtotals
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ca1bd0dd-6c30-421e-b3df-ac965bed74c4.xls
What does the client qualify for?
INPUT FIELDS Old monthly payment (PI Only) Old Mortgage balance Amount in arrears Interest Loan Period in years Start date of Loan
New mortgage balance if loan Modification Surplus/ Shortfall Income Percentage Surplus/Shortfall Income
$0.00 $0.00 $0 0.00% 30 01/01/08 $0.00 $0 #DIV/0!
Old monthly payment (PI Only) New monthly payment (PI Only) Increase of Montly payment
$0.00 #VALUE!
Will client qualify for a Workout Plan Will client qualfiy for a Loan Modification Will Client qualify for a Partial Claim (if FHA) Will Client qualify for a Provisional Foreberance Plan
NO #VALUE! #VALUE! #VALUE!
Simple Loan Calculator
Enter values Loan amount Annual interest rate Loan period in years Start date of loan Monthly payment Number of payments Total interest Total cost of loan $ 0.000% 30 1/1/2008
No.
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Beginning Balance
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Principal
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No.
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No.
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No.
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No.
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