Biweekly Mortgage Calculator Spreadsheet - Personal Finance How-To

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Bi-weekly Mortgage Calculator: This calculator shows the differences between a weekly mortgage payment. Fill in the information in the white box, and your results a visual representation of the differences between the two payment methods, see t Principal vs. Interest: Mon $600.00 Amount of mortgage $ Down payment $ Annual interest rate Term of mortgage (years) Monthly payment Total principal paid $ Total interest paid $ Grand total paid $ Biweekly payment Number of payments New term of mortgage (years) New term of mortgage (months) Total principal paid Total interest paid Grand total paid Savings with biweekly payment Time savings in years with biweekly payment $ 100,000 20,000 6.00% 30 $477.25 100,000 71,811 171,811 238.63 638.90 24.51 294.07 100,000.00 52,458.88 152,458.88 $500.00 Payment $400.00 $300.00 $200.00 $100.00 $0.00 Principal vs. Interest: Bi $300.00 $250.00 $200.00 $150.00 $100.00 $50.00 $- $ 19,352.61 5.49 Payment $ $ $ s the differences between a monthly mortgage payment and a biwhite box, and your results will show up in the remaining boxes. Fo r wo payment methods, see the graphs at the right. rincipal vs. Interest: Monthly Payment Year 1 Principal $395.51 Interest $81.75 2 $390.32 $86.93 3 $384.81 $92.44 4 $378.96 $98.29 5 $372.75 $104.50 Year rincipal vs. Interest: Bi-weekly Payment $ $ 1 180.44 58.19 2 $ 176.86 $ 61.77 $ $ 3 173.05 65.58 4 $ 169.01 $ 69.61 5 $ 164.73 $ 73.90 Principal Interest Year 6 $366.16 $111.09 7 $359.16 $118.09 8 $351.73 $125.53 9 $343.84 $133.41 10 $335.46 $141.79 11 $326.57 $150.68 12 $317.13 $160.12 13 $307.11 $170.15 14 $296.47 $180.79 6 $ 160.18 $ 78.45 7 $ 155.35 $ 83.28 8 $ 150.22 $ 88.41 9 $ 144.77 $ 93.85 10 $ 139.00 $ 99.63 11 $ 132.86 $ 105.77 12 $ 126.35 $ 112.28 13 $ 119.43 $ 119.19 14 $ 112.09 $ 126.53 15 $285.17 $192.09 16 $273.17 $204.08 17 $260.44 $216.82 18 $246.92 $230.34 19 $232.56 $244.69 20 $217.33 $259.93 21 $201.15 $276.11 22 $183.97 $293.28 23 $165.73 $311.52 15 $ 104.30 $ 134.33 16 $ 96.03 $ 142.60 17 $ 87.25 $ 151.38 18 $ 77.92 $ 160.70 19 $ 68.03 $ 170.60 20 $ 57.52 $ 181.10 21 $ 46.37 $ 192.26 22 $ 34.53 $ 204.10 23 $ 21.96 $ 216.67 24 $146.37 $330.88 25 $125.82 $351.44 26 $103.99 $373.26 27 $80.83 $396.43 28 $56.23 $421.03 29 $30.11 $447.14 30 $2.39 $474.87 24 $ 8.62 $ 230.01

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