Organizing

Organizing Using NEA Member Benefits to Organize Your Local Introduction  There are many responsibilities involved in being a UniServ Director. One of the major job duties involve organizing your UniServ and locals. As a result, NEA Member Benefits can assist you through this process. Some examples of organizing the NEA Member Benefits can assist with include:     Year Round and Monthly Calendar membership planning Community Outreach Working with constituency groups Bargaining Support Outline  Year Round Calendar   Monthly Planner Monthly Product Examples Constituency Groups  NEA Member Benefits Programs & Services   Lifetime Financial Planning  Community Outreach  Utilization of Business Partners  Bargaining Support  Member Benefits Specialists Year Round Calendar  June & July:  Increasing and maintaining membership is critical for the continued success of our Association. Summer is the ideal time to begin preparing for your membership campaign. To ensure a successful campaign, a plan should be designed in June or July. Year Round Calendar Examples  June & July:              NEA MB Training Send out Association Representative appreciation gift with a reminder to recruit Send a letter of introduction to all new hires Summer leadership conference, invite NEA MB to provide training and to host a booth SPARKS training Local AR Training Include NEA MB program material in membership packages Get membership committee organized for the upcoming membership year E-mail to personal e-mail addresses of members with ―Back To School‖ ideas Conduct a summer training for those who are interested in becoming recruiters Send a welcome or welcome back letter from the Association Prepare for new hire event New employee activity Year Round Calendar  August:  As summer draws to a close and the inevitable back-to-school routine looms large, new employee orientation events become a logical venue for membership recruitment. NEA Member Benefits can help meet the more immediate needs of members who may be fresh out of school or new to the area. Year Round Calendar Examples  August:  NEA MB Training  Send out Association Representative appreciation gift with a reminder to recruit  Hold offsite reception for new members  Get a new hire list from the Board of Education  Have NEA MB regional representative at the first council meeting with premiums and literature  New hire event, have the NEA MB representative present  Attend bus driver in-service  Fall membership drive from August to December  School opening activities Monthly Product Example  August  NEA Members Insurance Trust   Life Insurance Plans AD&D Register and name beneficiary at www.neamb.com  NEA Dues Tab   NEA Members Auto & Home Insurance Program Year Round Calendar  September:  According to financial planning experts, October is traditionally an important month for financial planning as many members have rollover accounts maturing or are considering other year-end investment decisions or purchases. So September is the perfect month to tell your members about the benefits of NEA Financial Services Programs. Year Round Calendar Examples  September:  NEA MB Training  Send out Association Representative appreciation treat with a reminder to recruit  Hand out Pay Day candy bars on payday with the new salary increase courtesy of local association  Include NEA MB in new leader training  UD visibility in 3 buildings a day  Workshop on the district evaluation process  Include NEAMB in first AR Training Monthly Product Example  September  NEA Valuebuilder Program     Tax shelter annuity Mutual Fund programs 457 403 (b)    NEA DirectInvest Program NEA Sponsored Money Market Account NEA Sponsored Gold Certificate CD Year Round Calendar  October  Many NEA members are part of two-income families, but in some cases, only one breadwinner in the family has insurance. NEA Member Benefits and the NEA Members Insurance Trust (NEA MIT) can help these members make sure they’re giving their family the full protection they need.  NEA MB offers these exclusive insurance programs that can help members provide the additional coverage their family may need: flexible term life insurance at economical group rates that allows members to select the coverage they need; and level premium term life that provides coverage at affordable group rates. Year Round Calendar Examples  October  NEA MB Training  Send out Association Representative appreciation treat with a reminder to recruit  Information on making Parent Teacher Conferences successful  Community Outreach  Para-pro membership drive  Halloween Costume Party  Hand out Halloween safety flyer from local and NEA MB  Delegate council MB Presentation  Professional Issues Conference Monthly Product Example  October  NEA Credit Cards    NEA WorldPoints Platinum Plus NEA Rewards American Express Card  Visit www.neamb.com Year Round Calendar  November & December  The obligations of this busy season make it a good time for members to consider three popular NEA Member Benefits programs: the NEA Magazine Service (for gift ideas), the NEA Credit Card Program and the NEA Line of Credit (a convenient way to meet those extra holiday expenses). Year Round Calendar Examples  November & December               NEA MB Training NEA Credit Card promotional Travel promotion ideas for the winter break Maintenance membership drive Invite NEA MB regional representative to meet with Association Representatives Planning and following up for the next calendar year Provide gifts to the members for American Education Week Send out Association Representative appreciation treat with a reminder to recruit Year end tax planning Secretary / Clerical membership drive Highlight new members in local newsletter with picture and bios Holiday Social Promote A + Auto, home, money market, and CD by NEA MB Legislative training for local leaders Monthly Product Example  November & December      NEA Magazine Service National Board Certification NEA Cellular NEA Line of Credit Credit & Debt Counseling Services Year Round Calendar  January   Now that the holidays are over, NEA members may have accrued some larger-than-usual bills as a result of the season’s festivities. NEA Member Benefits offers the NEA Personal Loan, the NEA Home Financing Program and the NEA National Board Certification Loan to help NEA members better manage their finances. With the NEA Personal Loan, NEA members may obtain funds ($3,000 to $25,000) at low member-only rates. Repayment terms are flexible; members can take up to 84 months to repay, with no pre-payment penalties. The NEA Home Financing Program has a variety of home equity loans and lines of credit that can help NEA members who own a home consolidate debt and reduce monthly payments. Rates are competitive, and in most cases, the interest is tax-deductible. Through the NEA Mortgage QuickLine, members can call a toll-free number and get a loan decision within 24 hours. Year Round Calendar Examples  January  Send out Association Representative appreciation treat with a reminder to recruit  MB Training  Energizing social and new hire event  Contact retirees to assist with Read Across America  Pro-Rated Drive (January – March)  Recruiter training including NEA MB  Send a reminder to recruiters to talk with mid-year new hires  Have local officers contact new hires Monthly Product Example  January      NEA Income Protection Plan NEA Personal Loan NEA Home Financing Program Visit www.neamb.com Debt & Credit Counseling Services Year Round Calendar  February  NEA Member Benefits offers a comprehensive range of financial programs to assist members in purchasing, refinancing, or protecting what may be their single largest investment – a home. Since spring is the season when many members plan to shop for a home or refinance the one they already have, this is the optimal time to cover these products. The NEA Home Financing Program allows members to buy a home or refinance their existing mortgage more affordably and more quickly than they may have imagined. The NEA Homeowners Insurance Plan offers protection for homes or condos at affordable rates under a policy designed with NEA members in mind. Even renters can take advantage of member-only benefits under the tenant policy available through this plan. The NEA Joint Protection Life Insurance is an affordable way for members to give their family extra protection during the years they may have the greatest financial responsibility. Year Round Calendar Examples  February  Send out Association Representative appreciation treat with a reminder to recruit  NEA MB Training  Sponsorship of a forum, for example, ―Safe Schools‖ with community coalition  Send out tax information on Dues  Legislative lobbying  ESP (statewide) conference include NEA MB  Site visits, target these visits to where the greatest potential lies  ―Prepared Not Scared‖ mock interviews for University seniors Monthly Product Example  February     NEA Personal Loan NEA Homeowners Insurance NEA Life Insurance Programs Visit www.neamb.com Year Round Calendar  March  As the school year starts to wind down, excitement fills the hallways as members start the count down to retirement. For those not retiring, March is a great time to evaluate is they are on the right track to a financially secure retirement. Visit NEA Member Benefits, “Five Minute Retirement Checkup” to get a quick snapshot if your members are ready for their big day when it arrives. Go to http://www.neamb.com/5toRetire/index.jsp# Year Round Calendar Examples  March           NEA MB Training Send out Association Representative appreciation treat with a reminder to recruit State Association Representative Convention, invite NEA MB to have a booth Local leadership elections State wide new teacher conference include NEA MB New / Emerging Leader Training include NEA MB Have a St. Patrick Day party for members only Early Enrollment Campaign Custodian membership drive Quarterly update and training with NEA MB regional representative Monthly Product Example  March    NEA Sponsored Money Market Account NEA Sponsored Gold Certificate CD Visit www.neamb.com  Go to http://www.neamb.com/5toRetire/index.jsp# and take the “Five Minute Retirement Checkup” Year Round Calendar  April  Spring is the perfect time to promote the NEA Member Benefits Programs that will be important to the members in their retirement years. The NEA Valuebuilder Program is a great way for NEA members to build their retirement savings with a wide range of investment options that range from conservative to aggressive. The NEA Valuebuilder Program is a tax-deferred retirement account with several products, developed exclusively for NEA members. Earnings grow quicker because they’re compounded and tax-deferred until withdrawal, and pre-tax conditions can reduce your current income taxes. Year Round Calendar Examples  April            NEA MB Training Send out Association Representative appreciation treat with a reminder to recruit Spring update of membership and important information for the next year SNPL Program (Sign Now Pay Later) Spring Drive in April, May, and June Contact business community for involvement in NTO in the fall Budget training Student Education Association training, recruit recent University graduates to join the state / local Prepare educator coupon book for National Teacher Day in May Begin recruiting members to attend summer leadership conference Steward / Recruiter recognition Have NEA MB and business partners host a pre-retirement meeting to discuss Medicare Supplement and retirement investment options. Monthly Product Example  April    NEA Valuebuilder NEA Home Financing Program Visit www.neamb.com Year Round Calendar  May  Now that the school year is winding down, the time is optimal for members to review their employment benefit package, and consider salary protection. NEA Member Benefits offers a program to insure income in the event that medical circumstance prevents a member from working. Year Round Calendar Examples  May  NEA MB Training  Send out Association Representative appreciation treat with a reminder to recruit  Retirement dinner and provide a 1 year membership to retired association  Spring membership drive  Complete your membership plan for the following school year include NEA MB  Send an e-mail to all new hires  Hold recognition lunches and dinners invite NEA MB and business partners Monthly Product Example  May   NEA MediCare Supplement NEA Car Rental Program   Hertz Alamo  Visit www.neamb.com NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?    NEA DUES-TAB® Insurance — Free coverage for eligible members: Up to $50,000 in accidental death and dismemberment insurance and a $150,000 benefit for death due to homicide while actively engaged in your occupation.  K-12 educators Education Support Personnel (ESP) Higher Education Staff NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?   NEA Group Term Life Insurance Plan — Economical decreasing term life insurance protection of up to $300,000 for NEA members and their spouses. Dependent coverage also available. New Members Mid-career Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?   NEA AD&D Insurance Plan — You can cover your entire family with accidental death and dismemberment insurance. You can choose from plans with rates starting at $19 per year and coverage options for up to $520,000. Retired Members Active Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?   NEA Guaranteed Issue Life Plan — For NEA members and their spouses ages 50 and over. You cannot be turned down for coverage. Late Career Members Retired Members NEA Member Benefits Programs & Services  What NEA Member Benefits  Who can benefit from this?   has to offer?  NEA Level Premium Term Life Insurance Plan — Up to $250,000 of decreasing term life insurance with a premium that won’t change until age 70. Receive a special 20% discount when you purchase a minimum of $40,000 or $100,000, depending on your age. New Members Mid-career Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?  NEA Joint Protection Life Plan — Life insurance benefits of up to $300,000 with optional joint life protection. Married Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?   NEA Preferred Term Life Plan — A level premium/level benefit 10, 15, or 20-year term life insurance plan. Face amounts of $100,000 to $1,000,000 of coverage are available. New Members Mid-career Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?  NEA MemberCare® In-Hospital Plan — Two options to help you pay the ―extra’’ expenses associated with a hospital stay and the recovery period afterwards. Members with high deductible health insurance. NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?  NEA Income Protection® Plan — Helps replace your income if you are out of work due to illness or injury. Members with no employer funded disability insurance. NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?  NEA MemberCare® Medicare Supplement Program* — Coverage for hospital and medical expenses not covered by Medicare after age 65. Includes a discount package; pharmacy card (plans H-J). Hardto-beat prices. Choose your own doctor. Retired Members NEA Member Benefits Programs & Services  What NEA Member Benefits  Who can benefit from this?  has to offer?  NEA Members Auto & Home Insurance Program® — An auto and home insurance program designed to meet the needs of members of the National Education Association, with exclusive rates and excellent benefits. It’s all made possible by NEA Member Benefits and a unique collaboration of insurance providers managed by California Casualty.  Active Members Retired Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?   NEA Homeowners® Insurance — Inflationproof protection for owners and renters at school and at home. Features a deductible that decreases if no claims are made and unique, member-only benefits. Active Members Retired Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?  NEA-Sponsored Money Market Account — Consistently offers some of the highest yields in the nation with easy access to your funds. FDICinsured up to $100,000 per depositor. Offered by MBNA. Member FDIC. ALL Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?  NEA-Sponsored CDSM — Consistently offers some of the highest yields in the nation. FDIC-insured up to $100,000 per depositor. Terms from 6 to 60 months. Offered by MBNA. Member FDIC. ALL Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?  NEA Valuebuilder® Program — Build a retirement nest egg with the only annuity and qualified mutual fund program sponsored by the NEA. ALL Members NEA Member Benefits Programs & Services  What NEA Member Benefits  Who can benefit from this?  has to offer?  NEA Credit Card Program®* — Superior benefits exclusive to NEA members with the NEA WorldPoints® Credit Card. Benefits to members include no annual fee; travel, merchandise, and cash rewards; low introductory rates; and competitive variable interest rates. ALL Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?   NEA National Board Certification Loan® — A low cost loan designed to help cover the assessment fee for National Board Certification. Early Members Mid-career Members NEA Member Benefits Programs & Services  What NEA Member Benefits  Who can benefit from this?  has to offer?  NEA Home Financing Program® — Get a new mortgage, refinance, or take out a home equity loan. Great rates, superior service, a quick application, and a decision within minutes. ―NEA Getaway‖ member bonus with new mortgages and refinances. ALL Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?  NEA Personal Loan® — Apply for a competitive rate, no collateral loan with credit lines from $3,000 to $25,000†. Use the money for almost any purpose — bill consolidation††, tuition or home improvements. ALL Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?  NEA Line of Credit® — Apply for a credit line between $500 and $25,000† which you can access using personalized checks.†† ALL Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?  NEA Car Rental Program® — Enjoy special year-round savings and other benefits when you rent a car from Hertz or Alamo through the NEA Car Rental Program. ALL Members NEA Member Benefits Programs & Services  What NEA Member  Who can benefit from Benefits has to offer?  this?  NEA Magazine Service® — Over 700 titles at up to 85% off newsstand prices. Visit our Web Site at www.neamb.com ALL Members NEA Member Benefits Programs & Services  Other Resources:   Free Member Education Learn more about NEA Member Benefits programs and services and take advantage of special offers at www.neamb.com . Guides  Homeowners Insurance  Tax-Deferred Annuities  Healthy, Wealthy, & Wise  Managing Credit  A Shopper’s Guide To Long-Term Care Insurance  Understanding Your Disability Income Protection Needs  Understanding Medicare and Medicare Supplement  Insurance  A Consumer Guide to Credit Cards Lifetime Financial Planning Ages 25-34  Action:      Method:            Start building long term capital Buy or upgrade your home Establish a good credit rating Purchase enough insurance Make a will Create an emergency fund If you have children:    Start a college fund Update life insurance Protect children in will Contribute to a tax deferred savings plan Find an affordable house and mortgage Pay bills on time Get insurance sufficient for your needs Meet with an attorney Add to savings account each payday Increase coverage after a child’s birth Name executor and guardian Lifetime Financial Planning Ages 35-44  Action:   Method:      Manage debt properly Increase retirement savings Review insurance If you have children:  Consider estate planning      Keep credit cards to a minimum Pay children’s college and other big bills with long term loans Put maximum into deductible plans, factor inflation Consider high liability insurance necessary Review will with attorney Investigate trusts for children with special needs Decide asset distribution Lifetime Financial Planning Ages 45-54  Action:  Construct income tax plan  Continue adding to longterm savings investments  Update insurance  If you have children:  Pay college costs with loans  Safeguard children in case parents die  Method:  Meet with CPA or financial planner  Increase tax deferred holdings  Analyze performance of investments  Keep sufficient insurance coverage  Establish trusts for children  Use income producing investments Lifetime Financial Planning Ages 55-64  Action:  Prepare for retirement  Continue estate planning  Method:  Rebalance investments to emphasize income and growth assets  Consider retirement housing needs and location  Revise will to cover grandchildren Lifetime Financial Planning Ages 65 and over  Action:  Protect assets from medical bills  Monitor and review assets  Anticipate big bills  Complete estate planning  Method:  Investigate long term care options  Need growth as well as income to offset impact of future inflation  Set up reserve in monthly budget  Look into trusts and other planning techniques to preserve your estate Community Outreach  One of the other services provided by NEA Member Benefits is community outreach.  Presentations include:      ―Credit fraud and identity theft‖ ―Cleaning up your credit‖ ―First time homebuyers‖ ―Financial planning‖ ―Long term care‖ Community Outreach & Utilization of Business Partners  Wells Fargo Home Mortgage  New homebuyers and credit scores New member financial planning Retirement planning Financial management  NEA Value Builder    Bargaining Support  As a result of the various programs that are available through NEA Member Benefits, there are many opportunities for bargaining committees to negotiate language utilizing NEA Member Benefit programs. Bargaining Support  Sample Language might include:  Retirement Savings Plans:  ―All association members shall be entitled to participate in the NEA Valuebuilder program. The district shall provide a payroll slot which shall be used for salary reduction.‖ Member Benefits Specialists  Membership cadres / groups of individuals that are trained to take the NEA Member Benefits message locally.  Cadres have an understanding of the programs and how they can impact members’ lives and their families.  Has a positive impact with membership recruitment.  Leadership development through building strong locals. Disclosures  You should carefully consider the investment objectives, risks, and charges and expenses of the mutual funds and variable annuities available under the NEA Valuebuilder Program before investing. You may obtain a prospectus that contains this and other information about the mutual funds and variable annuities by calling our National Service Center at 1-800-NEA-VALU (6328258). You should read the prospectus carefully before investing. Investing in variable annuities and mutual funds involves risk and there is no guarantee of investment results.  The NEA Valuebuilder Variable Annuity TSA, Contract Form No. V6029, also includes a Fixed Account. The NEA Valuebuilder Variable Annuity TSA is distributed by Security Distributors, Inc. and is issued by Security Benefit Life Insurance Company. The NEA Valuebuilder 403(b)(7) is a Custodial Account under §403(b)(7) of the Internal Revenue Code. The NEA Valuebuilder Mutual Fund 457 is a Trust Account under §457 of the Internal Revenue Code. The NEA Valuebuilder IRA is an IRA Custodial Account under §408(a) of the Internal Revenue Code.  Security Distributor's, Inc. Disclosures  The NEA Valuebuilder Program provides investment products (the "NEA Valuebuilder products") in connection with retirement plans sponsored by school districts and other employers of NEA members and individual retirement accounts established by NEA members. Security Distributors, Inc. and certain of its affiliates (collectively "Security Benefit") make the NEA Valuebuilder products available under this program pursuant to an agreement with NEA's wholly-owned subsidiary, NEA's Member Benefits Corporation ("MBC"). Security Benefit has the exclusive right to offer the NEA Valuebuilder products under the program, and MBC generally may not enter into arrangements with other providers of similar investment programs or otherwise promote to NEA members or their employers any investment products that compete with the NEA Valuebuilder products. MBC promotes the program to NEA members and their employers and provides certain services in connection with the program. Security Benefit pays an annual fee to MBC based in part on the average assets invested in the NEA Valuebuilder products under the agreement. You may wish to take into account this agreement and arrangement, including any fees paid, when considering and evaluating any communications relating to the NEA Valuebuilder products. NEA and MBC are not affiliated with Security Benefit. Neither NEA nor MBC is a registered broker-dealer. All securities brokerage services are performed exclusively by your sales representative's broker-dealer and not by NEA or MBC.  Security Distributor's, Inc.