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					                                    TERMS & CONDITIONS

1       ABOUT THESE TERMS & CONDITIONS

1.1     Definitions

        Throughout these terms and conditions:

1.1.1   references to “we”, “the Company”, or “us” refer to www.bet3000.com and/or International
        Betting Association Ltd a company registered in Gibraltar, with company number 91158 and
        registered office at 4 College Lane, Gibraltar;

1.1.2   references to the “website” refers to www.bet3000.com website, which is wholly owned and
        operated by the Company;

1.1.3   references to the “Services” are to the online gambling operated and provided by the
        Company via the website and any other games and activities which may be added to the
        website from time to time;

1.1.4   references to the “Software” are to all computer software programmes downloadable from
        the website;

1.1.5   references to the “bet 3000 Facility” are to the website, the Software, and the Services
        collectively; and

1.1.6   references to “you” or “your” or the “customer” are to any person who uses the Bet 3000
        Facility under these terms and conditions.

1.1.7   references to the term “account” are to the betting account of the customer at
        www.bet3000.com.

1.2     Application of these terms and conditions

1.2.1   These terms and conditions govern all bets accepted by us and all use by you of the Bet
        3000 Facility. It is a condition of holding an account with us that you agree to accept these
        terms and conditions. By registering on the website, opening an account with us or using
        the Bet 3000 Facility, you are deemed to have fully accepted to be bound by these terms
        and conditions.

1.2.2   International Betting Association is fully licensed under the relevant laws of Gibraltar and is
        regulated by the Gibraltar Regulatory Authority for the purposes of operating online betting.
        However, such betting may not be legal in other jurisdictions and the Company makes no
        representation as to the legality of its online betting in other jurisdictions. This agreement
        shall be governed by and interpreted in accordance with the laws of Gibraltar and you agree
        to submit to the non-exclusive jurisdiction of the Courts of Gibraltar.

1.3     Legally binding nature of these terms and conditions

        These terms and conditions constitute a legally binding agreement between you and the
        Company and will govern your use of the Bet 3000 Facility. Please read these terms and
        conditions carefully. We reserve the right to make changes to these terms and conditions.
        However, the Company will ensure that you are notified of such amendment and that your
        consent to the amendment is requested the first time that you access your account
        subsequent to any amendment. If you do not agree to the amendment of these terms and
        conditions, you will not be permitted to continue using the Services.

1.3.1   It remains your responsibility to periodically check the terms and conditions to ensure that
        you continue to agree with them and you are advised to check these terms and conditions

                                                 1                                         19.03.2008
        each time you use the Services. Any bet received (but not settled) prior to the time of
        amendment and notification of amended terms and conditions will be subject to the pre-
        existing terms and conditions.

2       YOUR ACCOUNT

2.1     Opening your account

2.1.1   In order to access the Services, you must first register on the website and open an account.
        Registration is only available to persons aged 18 and over.

2.1.2   When opening your account, you are required to provide certain registration details. You
        acknowledge that it is your responsibility to ensure that all information supplied is accurate
        and up to date at all times. We reserve the right to void any winnings if it transpires that
        you have provided incorrect or misleading registration information.

2.1.3   Only one account is permitted per person. We reserve the right to close any additional
        accounts and return the deposit amount to you, or treat all such accounts as one joint
        account, in either case at our discretion.

2.1.4   We reserve the right to run credit checks on you with third party credit agencies, in relation
        to information provided by you on registration, in accordance with our Privacy Policy.

2.2     Registration

2.2.1   Registration of a new customer is performed online by entering personal data and
        selecting an individual username and user password. The personal password can be
        changed by the customer online at any time.

2.2.2   The company reserves the right to automatically delete unused customer accounts (without
        any credited amount) after the expiration of a period of three months. In such case it shall
        be possible to re-register at any time.

2.2.3   Registration automatically includes the opening of a personal virtual betting account. The
        opening of this betting account is free of charge and is not associated with any obligations
        for the customer whatsoever.

2.2.4   All financial transactions (in particular deposits of funds, withdrawals, bonus credits, stake
        money) shall be conducted solely via the personal betting account. Any dispute of credit
        notes, payouts or any other bookings entered on the betting account must be contested
        with I.B.A. within 14 working days by e-mail or in writing. After this period expires, such
        bookings shall be deemed to have been approved by the customer.

2.2.5   The company retains the right to reject a registration without stating the reasons for such.

2.3     Use of your account

2.3.1   Your account is for your sole personal use only and shall not be used for any professional
        business or commercial purpose.

2.3.2   You shall not allow (either intentionally or unintentionally) any third party including any
        person under the age of 18, to use your account, passwords or identity to access or use the
        Bet 3000 Facility. Bets placed by third parties aware of your username or passwords will be
        considered valid and you shall be responsible for any activities undertaken on your account
        by any such third party. We will not be liable for any such unauthorised use and you will not
        be refunded any resulting losses incurred regardless of whether or not the third party who
        participated in the Services had your consent.




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2.3.3    We may require you to change your password or we may suspend your account if we have
         reason to believe that there is likely to be a breach of the Company’s security policies or
         misuse of the Bet 3000 Facility.

2.3.4    By placing a real wager or bet on the Bet 3000 Facility, you warrant that you are and have
         verified that you are legally permitted to use the Bet 3000 Facility within all jurisdictions
         applicable to you, and such use by you does not violate any laws or regulations of any such
         jurisdiction(s). We reserve the right for whatever reason to restrict your use of the Bet 3000
         Facility at any time if you are found to be in breach of this warranty.

2.3.5    You should check your account balance each time you access the Services. In the event of
         any errors, it is your responsibility to notify us at the earliest opportunity together with your
         record of transactions since the balance was last verified in order for us to deal with such
         error in accordance with clause 3.1.6.

2.3.6    Either party may suspend or cancel your account immediately if the other breaches any of
         its obligations under these terms and conditions. Return of any outstanding balance to you
         will be subject to the provisions of these terms and conditions. The suspension or
         cancellation of your account will not affect either party’s statutory rights or liabilities.

2.3.7    We reserve the right to limit or refuse any bet, stake or other wager made by you through
         your account at any time. We are not obliged to give reasons for doing so but will make
         reasonable efforts to give reasons where possible.

2.3.8    Monies in your account will not attract any interest.

2.3.9    We may, at any time, set off any positive balances on your account against any amount
         owed by you to us.

2.3.10   You understand that by using the Services you may lose money on bets placed and you
         accept full responsibility for such loss.

2.3.11   You can view your account transactions online in real-time at any time.

2.3.12   If you wish to discuss your account for any reason, please contact one of our customer
         representatives at support@bet3000.com, fax: +350 52 782.

2.3.13   We reserve the right, at our absolute discretion and without notice to you, to add new
         games and activities to the Bet 3000 Facility or to discontinue any activity or game or
         Service at any time.

2.4      Closing your account

2.4.1    We reserve the right, upon providing notice to you, to close your account and refund the
         balance of your account at our reasonable discretion, at any time. We are not obliged to
         give reasons for doing so but will make reasonable efforts to give reasons where possible.

2.4.2    You have the right to close your account at any time, providing your account does not show
         a balance due to us. If you wish to close your account, you should notify us in writing, via
         e-mail, fax or letter.

2.4.3    Any balance in your account at the time of closure will be credited to your credit card
         and/or sent to you by cheque or bank transfer. If you have placed any bets, the outcome of
         which is as yet unknown, and which subsequently you win, the corresponding sums will be
         sent later when the bet is completed.

2.4.4    Without limiting the other provisions of this clause 2.3, you agree that the Company may
         (with immediate effect) lock or close your account if:


                                                   3                                          19.03.2008
           (a) you breach these terms and conditions or the Betting Rules and Procedures;

           (b) the funds in your account are insufficient for the proposed use of the Services;

           (c)   the Company has reason to believe that your dealings with the Company constitute
                 an illegal or fraudulent activity (and in this event the Company shall not (to the
                 extent permitted by law) be liable to you for any such deposits, nor shall it incur
                 any liability to you where it is required to give information or documentation
                 relating to you to any relevant regulatory authority);

           (d) the Company suspects that access to your account may not be by an authorised
               person;

           (e) legal or regulatory requirements require such locking or termination; or

           (f)   a security, disrepute or other issue deemed reasonably significant by the Company
                 arises.

2.4.5   The customer shall have the possibility to bar himself/herself from future betting by
        applying in writing by letter or e-mail to have his/her account closed.

3       PAYMENTS & SECURITY

3.1     Payments

3.1.1   We only operate the Services in Euros. You cannot use any other currency. We do not offer
        credit facilities. You are not allowed to place a bet greater than the amount deposited in
        your account.

3.1.2   You can deposit funds into your account by way of debit or credit card (subject to our
        acceptance of the relevant card and to our being satisfied that the billing address for the
        card is that same as the address you provide to us when registering with us) or other
        methods as described on our website. Other methods of payment will be accepted at our
        discretion. If we accept payments by other means, the additional charges incurred by this
        payment may be payable by you. We will warn you of these charges before processing the
        payment.

        Deposits may currently be effected at any time (free of charge) by bank remittance (see
        bank information) or by means of credit card payment (for a charge). After the money
        amount arrives on the account of the company or electronic confirmation is received of
        credit card payment, the amount which is deposited shall be credited to the account. Only
        one credit card may be used for deposits and/or withdrawals for each customer account.

3.1.3   In order to open an account, we may require you to provide us with proof of your identity in
        the form of such documentation which we may reasonably request in order to perform a
        satisfactory audit in compliance with all relevant financial or other laws and regulations in
        force from time to time. If you fail to provide the necessary documentation within a
        reasonable time after our request, or if you submit fraudulent documentation, we reserve
        the right to refuse to open an account on your behalf. You will not be able to place any bets
        with us until we are satisfied that there are cleared funds in your account.

3.1.4   You are solely responsible for the record, payment and accountability to any governmental
        or other authority, of any rates, taxes or levies applicable to any winnings received by you
        from us.

3.1.5   Every request for withdrawal made is thoroughly checked by our employees before being
        processed. When we have accepted a request for withdrawal from your account, we will
        send you an email. Only then shall the request for the withdrawal of funds be deemed to
        have been processed and approved.

                                                4                                         19.03.2008
3.1.6   You are fully responsible for paying all monies owed to us. Should funds be credited to or
        debited from your account in error, you must notify us of the error without delay. Any sums
        credited to you due to the error must be returned to us immediately and any sums debited
        from your account in error must be returned to you immediately. Funds credited to your
        account in error shall not be used for betting and we reserve the right to void any
        transaction involving such funds. The parties agree to indemnify each other in respect of
        any erroneously credited and/or debited funds.

3.1.7   You will not make any charge-backs, and/or reverse any payments made by you and will
        reimburse us for any charge-backs, denial or reversal of payments you make and any loss
        suffered by us as a consequence.

3.1.8   We reserve the right to lock your account if there has been or we suspect any fraudulent
        payment including use of stolen credit cards or any other fraudulent activity. We may also
        reverse any pay-out made and recover any winnings on your account. We shall not be liable
        for any unauthorised use of credit cards whatsoever.

3.2     Security

3.2.1   We maintain your balance in cash, or a cash equivalent. We ensure that 100% of the
        balance in your account is available for immediate withdrawal. All deposits and withdrawals
        into your account are made online in Gibraltar real-time and are secured by Verisign.

3.2.2   Your account can only be accessed with your unique username.

3.2.3   You must keep your username and passwords strictly confidential. It is your responsibility to
        safeguard their secrecy and you acknowledge that we shall not be required to maintain
        usernames or passwords if you misplace, forget, lose or are otherwise unable to access the
        Bet 3000 Facility unless such inability is caused by an error made by us. If you create a
        login disk to access your account from different computers or to back-up your account
        information, you do so at your own risk.

4       PROHIBITED USES OF THE BET 3000 FACILITY

4.1.1   We are not legally permitted to accept any bets from persons under the age of eighteen
        years. You warrant that you are over the age of 18 and have the mental capacity to take
        responsibility for your own actions. We reserve the right to void any bets that have been
        placed (or we reasonably suspect have been placed) by minors. You confirm that you are
        aware that underage gambling is a criminal offence.

4.1.2   Any fraudulent, criminal or suspicious activities will be reported by us to the relevant
        authorities and credit reference agencies.

4.1.3   We reserve the right to void any or all bets made by any group of people suspected of
        acting in conspiracy or concert to defraud us. This can include persons, relatives,
        organisations, bookmakers and their employees/agents

4.1.4   No officer, director, employee, consultant, agent or partner of the Company or any of its
        group companies or other affiliated companies, or its distributors, suppliers or vendors is
        permitted to use the Bet 3000 Facility directly or indirectly. This restriction also applies to
        relatives of such persons and for this purpose ‘relative’ includes, but it not limited to, any of
        a spouse, partner, parent, child or sibling.

4.1.5   The Bet 3000 Facility is only open to residents in jurisdictions where participation is legal
        and not prohibited. You warrant to the Company that you will not access the website or the
        Services from within a jurisdiction that prohibits gambling. Further, you warrant to the
        Company that you will not access or register on the website at any time if you are a citizen
        of a nation state that prohibits its citizens from participating in gambling (regardless of your
        location). You acknowledge that it is your sole responsibility to verify the laws in your

                                                  5                                          19.03.2008
        jurisdiction, which may prohibit participation in the Bet 3000 Facility. You are encouraged to
        seek legal advice before registering and/or placing any bets or depositing any money to
        verify that your proposed dealings with us are not contrary in any way to such laws. We do
        not accept any responsibility for your breach of any applicable local or national laws.

4.1.6   Further to, and without limiting, clause 4.1.5 above, you must not be resident in the United
        States of America (“US”) and the Company will void any wagers that it receives or
        reasonably suspects have been received from the US.

5       THE SERVICES

5.1     Placing a bet

5.1.1   When a bet is placed and accepted, the corresponding amount is charged against your
        account. You must check that the bet instructions which you have submitted are correct
        before confirming the bet. After the bet is announced, it is not possible to cancel or change
        the bet. We reserve the right not to accept, or accept only a part of any bet.

5.1.2   Where a number of bets are submitted by a customer, they will be dealt with in the order
        received.

5.1.3   A number of bets may be treated as being one when a customer sends multiple copies of
        the same bet. The Company reserves the right to void bets where there may be evidence of
        collusion between two or more clients.

5.1.4   The acceptance and payout of bets are subject to different limits. These in particular include
        limits on the amount of the bet which is placed, betting note limits, maximum payout limits
        and personal customer limits. These limits are generally subject to change without notice
        and will be stated on the betting note or listed on the account.
        The Company reserves the right to limit the stakes of bets before accepting a bet and/or to
        change the odds before a bet is placed.

5.1.5   All prices are subject to fluctuation. Any bet that is accepted after the official start time will
        be void unless otherwise stated.

5.2     Valid bets

5.2.1   A bet is only deemed to be valid once a transaction code has been issued, see the Bet
        Acceptance section of the Betting Rules and Regulations. The bet can then be viewed at
        “my bets”.

5.2.2   You acknowledge that it is your responsibility to ensure that you fully understand the
        Betting Rules and Regulations and the methods, rules and procedures of Internet gambling
        in general.

5.2.3   We are not responsible for a bet not being placed for any reason, including but not limited
        to; computer malfunctions and failure of telecommunications services or internet
        connections. We will not honour ‘bets’ that have been submitted to us, but not confirmed as
        described in clause 5.2.1 above.

5.2.4   You shall not employ or make use of any system or artificial intelligence software including
        but not limited to machines, computers, software or other automated systems designed
        specifically to defeat our software. We will not honour any bets pursuant to which you have
        employed or made use of such systems or artificial intelligence software.

5.3     Winnings

5.3.1   Winnings will be credited to your account following confirmation of the Services result by
        the Company.

                                                  6                                           19.03.2008
5.3.2   We are not responsible for any lost, late, illegible, incomplete, damaged, mutilated,
        misdirected, or postage due mail, requests, prize claims or entries sent by you. Any request,
        prize claims or entry materials which we do receive shall become the property of the
        Company upon receipt and will not be returned to you and therefore we advise you to
        retain a copy of any such materials.

5.3.3   The maximum amount that can be won by one customer in one bet, regardless of the
        stake, is EURO 25,000 (EURO twentyfive thousand) for bets in the area of
        www.bet3000.com “Sportwetten” and Euro 100,000 (one hundred thousand Euros) for
        betting in the area of “Livewetten”. This also applies to system bets. If a customer places
        identical singles or combination bets, he can only obtain the total winnings of EURO 25,000
        (EURO twentyfive thousand) Euro 100,000, respectively, for each of these singles or
        combination bets. This restriction may also be applied to bets that already have been
        settled.

5.3.4   Funds in an account are paid out by means of bank remittance following electronic
        request by the customer via the “payout” function. Customers may order the entire funds in
        their account or only part of the credited amount be paid out as they see fit at any time
        unless:

          •   The funds in the betting account come from a bonus credit note or winnings from a
              bonus credit note and the bonus amount has not been turned over (umgesetzt) three
              times.

          •   The customer applies for payout for the first time and has not met the respective
              requirements (payout for the first time)

          •   In reviewing the personal customer data it is determined that the data was
              misrepresented or the customer maintains more than one betting account (in these
              cases the betting account will be closed and all bets made via the betting account
              shall be deemed to be null and void).

        Payouts shall generally be free of charge to customers unless:

          •   Customers request the payout of an amount which is not turned over. In this case a
              processing fee of 8% of the requested amount will be charged and deducted from the
              betting account.

          •   The customer requests payout of an amount less than EUR 10. In such case a fixed
              processing fee of EUR 5 shall be charged. (This shall not apply when accounts are
              permanently closed when the total amount in the account is less than EUR 10.)

          •   The customer requests that the amount to be paid out be remitted to a bank account
              for which a standard EU remittance is not possible. All fees shall be borne by the
              recipient in the case of such remittances abroad.

        For an amount to be paid out for the first time a copy of the personal identity card
        must be sent by letter to check the identity of the customer and a verification of personal
        data, for example by transmitting a telephone or other invoice indicating the residence of
        the customer if the address is not already stated on the personal identity card.

5.4     Disputes

5.4.1   If a dispute arises and is not covered by these terms and conditions, our customer service
        team (support@bet3000.com) will do their best to resolve it on a basis of good faith and
        fairness in accordance with our internal complaints procedures.

5.4.2   All disputed prices and/or bets must be contested within 14 working days of the settlement
        of the bet or the settlement will be deemed to have been accepted by you.

                                                7                                         19.03.2008
5.4.3   Any dispute that is not resolved to your satisfaction will, at your request, be referred by us
        to the Independent Betting Arbitration Service (IBAS).

5.5     Bonuses and promotions

5.5.1   All promotions, bonuses or special offers are subject to promotion-specific terms and
        conditions and any complimentary bonus credited to your account must be used in
        adherence with such terms and conditions. We reserve the right to withdraw any
        promotion, bonus or special offer at any time.

5.5.2   If you participate in a promotion, you must not cash-in before fulfilling the requirements
        and rules of that particular promotion, as set out on our website.

5.5.3   If a customer abusively maintains several accounts, any credited bonus amounts shall be
        cancelled and subtracted from the original customer account.

6       NO WARRANTY AND AVAILABILITY OF THE BET 3000 FACILITY

6.1     The Company will endeavour to provide the Bet 3000 Facility using its reasonable skill and
        care. Save where required by law, the Company makes no warranty or representation,
        whether express or implied, in relation to the Bet 3000 Facility.

6.2     The Company makes no warranty that the Bet 3000 Facility will meet the your requirements
        or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that
        the Bet 3000 Facility is free of viruses or bugs, nor does the Company make any warranty
        as to the full functionality, accuracy, reliability of the materials supplied by the Company or
        results of the Services or the accuracy of any information obtained by you through the
        Services. If a fault occurs in the service you should report it to support@bet3000.com and
        we will attempt to correct the fault as soon as we reasonably can.

6.3     Your access to the Bet 3000 Facility may be occasionally restricted to allow for repairs,
        maintenance or the introduction of new facilities or services. In this event, the Company will
        attempt to restore the Services as soon as it reasonably can.

7       LIMITATION OF LIABILITY

7.1     You agree that your use of the Bet 3000 Facility is at your sole risk.

7.2     We shall not be responsible or liable to you for any loss of content or material uploaded or
        transmitted through the Bet 3000 Facility and you confirm that we will not be liable to you
        or any third party for any modification to, suspension of or discontinuance of the Bet 3000
        Facility.

7.3     We reserve the right to withdraw the Bet 3000 Facility or elements of it, including the
        Services at any time, and will not be liable to you as a result of any such action.

7.4     We will not be held responsible for any typing, technical, or human error in the operation of
        the Bet 3000 Facility. In the event of error, we reserve the right to either void any affected
        bets or to correct the error. Where a correction by the Company changes the terms of a
        bet, you will be given an opportunity to accept the revised terms before the bet is deemed
        corrected.

7.5     Where we are in breach of these terms & conditions, we shall only be responsible for any
        losses suffered by you as a result of and to the extent that such losses are a consequence
        foreseeable to both us and you at the time you last accepted the terms and conditions.

7.6     Our liability under clause 7.5 above shall be limited to an amount equal to the maximum
        payout available.


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7.7     We will under no circumstances be held liable for any damages or losses of an indirect
        nature that are deemed or alleged to have resulted from or been caused by the Bet 3000
        Facility, or its content including, without limitation, delays or interruptions in operation or
        transmission, communication line failure, any persons use or misuse of the website,
        Services or their content, any errors or omissions in content, damage for loss of business,
        loss of profits, business interruption, loss of business information, or any other pecuniary or
        consequential loss.

7.8     We do not exclude or limit liability for death, personal injury caused by negligence or for
        fraud.

7.9     We will not be responsible for any breach of these terms and conditions caused by
        circumstances beyond our reasonable control.

7.10    We reserve the right to withdraw the website, or the Services or elements of either at any
        time, and save for any rights that you may have over deposited funds in your account, will
        not be liable to you as a result of any such action.

8       INTELLECTUAL PROPERTY RIGHTS

8.1     The Company grants you the non-exclusive, non-transferable, non-sub-licensable right to
        install and use the computer software programmes downloadable from the website (the
        “Software”) and all content derived from it, including the copyright and all intellectually
        property rights therein, in connection with the Services and in accordance with these terms
        and conditions. You may install the Software onto a hard disk or other storage device and
        make back up copies, for your personal use only in connection with the Services through a
        computer which you are the principal user. You must not:

           (a) use, copy, modify, create derivative works from or distribute the Software, any part
               of it, or any copy, adaptation, transcription, or merged portion of it, except to the
               extent that the foregoing acts are permitted by law;

           (b) decode, reverse engineer, disassemble, decompile or otherwise translate or convert
               the Software or any part of it, except to the extent that the foregoing acts are
               permitted by law;

           (c)   transfer, loan, lease, assign, rent, or otherwise sublicense the Software;

           (d) remove any copyright, proprietary or similar notices from the Software (or any
               copies of it);

           (e) make the Software available to any third party through a computer network or
               otherwise;

8.1.2   The name “Bet 3000”, the website www.bet3000.com and any other trade marks, service
        marks and or trade names used by the Company (the Trade Marks), and all materials in the
        Bet 3000 Facility (including but not limited to all software, text, methodologies, concepts,
        images, pictures, graphics, videos, and audio) are owned by us, and contain intellectual
        property rights and copyright protection. You acknowledge that you do not have any rights
        whatsoever in relation to any of such Trade Marks or materials as referred to in this
        clause 8.1.2, you do not obtain any through your use of the Bet 3000 Facility and you
        cannot use them without our prior written consent.

9       NOTICES

9.1     If you have any dispute with regard to any outcome in the Services or any other activity,
        you must submit your complaint to the Company in writing within fourteen (14) days of the
        incident by email to support@bet3000.com. You may also submit notices to the Company in
        writing at: 4, College Lane, Gibraltar. Any notice the Company gives to you (save as

                                                 9                                            19.03.2008
         otherwise set out herein) will be sent to the email address that you provided when you
         registered your account.

10       GENERAL

10.1.1   These terms and conditions as amended from time to time represent the entire agreement
         between you and us in relation to your use of the Bet 3000 Facility. You confirm that, in
         agreeing to accept these terms and conditions, you have not relied on any representation
         save insofar as the same has expressly been made a representation in these terms and
         conditions. You agree that you shall have no remedy in respect of any misrepresentation
         which has not become a term of these terms and conditions save that your agreement shall
         not apply in respect of any fraudulent or negligent misrepresentation whether or not such
         term has become a term of these terms and conditions.

10.2     You may not transfer any of your rights under these terms and conditions to any other
         person. The Company may transfer its rights and obligations under these terms and
         conditions to a third party where your rights will not be affected.

10.3     Except insofar as these terms and conditions expressly provide that a third party may in
         their own right enforce a term of these terms and conditions, a person who is not a party to
         these terms and conditions has no right under local law or statute to rely upon or enforce
         any term of these terms and conditions.

10.4     If any part of these terms and conditions shall be deemed unlawful, void or for any reason
         unenforceable, then that provision shall be deemed to be severable from these terms and
         conditions and shall not affect the validity and enforceability of any of the remaining
         provisions of these terms and conditions.

10.5     No waiver by the Company of any of these terms and conditions shall be construed as a
         waiver of any preceding or succeeding breach of any of these terms and conditions.

10.6     Nothing in these terms and conditions shall be construed as creating any agency,
         partnership or any other form of joint company between you and the Company.

10.7     If there is any inconsistency between these terms and conditions and any document
         incorporate by reference, these terms and conditions will prevail.

11       Betting Rules and Regulations

         These terms and conditions are deemed to incorporate the Betting Rules and Regulations
         which govern, amongst other things, the Services offered, the methods of play and the
         Company’s settlement procedures and you confirm that you have read, understood and
         accept the Betting Rules and Regulations.

12       YOUR PERSONAL INFORMATION

         Please refer to our Privacy Policy for details on how we deal with any personal information
         received by us from you. You confirm that you have read, understood and accept the
         Company’s Privacy Policy.

13       ENTRY INTO FORCE

         These terms and conditions are effective from 1. September 2007 – 0.00 Uhr [CET] and all
         previous terms and conditions are cancelled.




                                                10                                        19.03.2008

				
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