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Investment Vehicles - Inslink Financial Group

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Investment vehicles...

           There are two types of
            investment vehicles
Investment vehicles...
Investment vehicles...
Investment vehicles...



During the accumulation           During accumulation, little
period, tax is generated on the   or no tax is generated on the
gains.                            gains.

Lower accumulation because        Higher accumulation because
of accrual taxation (annual).     of tax deferred status.

Little or no tax when the         Tax payable when the
                                  investment is withdrawn or
investment is withdrawn or
                                  sold.
sold.
Investment vehicles...




 GICs and term deposits   RRSP

 Bonds                    Real estate

 Mutual funds             Shares

                          Universal life
Investment vehicles...
   Comparative table of amounts accumulated in a traditional investment vehicle
   and a tax deferred investment over 30 years ($10,000 per year at 10%)


     $2,000,000
     2 000 000 $

     $1,600,000
     1 600 000 $

     $1,200,000
     1 200 000 $

       $ 800,000$
       800 000

       $ 400,000$
       400 000

              - $ -$
Summary table of taxes...
               “Temporary”                  Universal life
             Tax deferred investment
                                            MERIDIA
    RRSP          100%


    Real estate    50 % (added value)        Tax-free
                  100% (tax depreciation)
                                                0%

    Shares         50 % (added value)
Summary table of taxes...
                                                    Universal life
             Tax deferred investment
                                                    MERIDIA
    RRSP          100%


    Real estate    50 % (added value)                Tax-free
                  100% (tax depreciation)
                                                        0%

    Shares        50 % (added value)


    RRSP          100%
                                            Taxation of the fund value
                                            in excess of the ACB
    Real estate    50 % (added value)
                  100% (tax depreciation)


    Shares        50 % (added value)
For a permanent tax deferred
investment vehicle…
…that is in your best interest

				
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posted:4/1/2013
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