Ref ID #
Date
First Name
Last Name
Home Phone
Work Phone
Cell Phone
CL/1234
9/7/2004
SCOTT
HANSEN
121212121
N/A
N/A
CL/1235
9/7/2004
ELI K
FRANK
121212121
N/A
N/A
CL/1236
9/7/2004
BARBARA
WILSON
121212121
N/A
N/A
CL/1237
9/7/2004
CHONG
VUE
121212121
N/A
5593133559
CL/1238
9/7/2004
JOSEPH S
VRTIS
121212121
N/A
N/A
CL/1239
9/7/2004
MIRKO
PALOMINO
121212121
N/A
N/A
CL/1240
9/7/2004
FANG
LEE
121212121
N/A
9095567000
CL/1241
9/7/2004
CAYDCANO
ISLAS
121212121
9097206737
N/A
CL/1242
9/7/2004
CLARA
HYATT
121212121
N/A
N/A
CL/1243
9/7/2004
XIU
HU
121212121
5102487403
N/A
CL/1244
9/7/2004
FLORENCIA
FERNANDEZ 121212121
N/A
N/A
CL/1245
9/7/2004
ROY
POLMAN
121212121
9098451821
N/A
Best Time To Call
Co-Applicant
Email Address
HOME -MORNING
N/A
scottbrianhansen@netscape.net
HOME -EVENING
N/A
N/A
HOME -EVENING
MICHALE WILSON
N/A
CELL -EVENING
MRS VUE
N/A
HOME -AFTERNOON
N/A
N/A
HOME -EVENING
N/A
N/A
CELL -AFTERNOON
N/A
N/A
HOME -EVENING
LEONOR ISLAS
N/A
HOME -EVENING
N/A
N/A
HOME -EVENING
MR.CHIHU HU
N/A
HOME -EVENING
GILBERT FERNANDEZ
N/A
HOME -MORNING
N/A
N/A
Street Address
City
State
Zip Code
Property Type
305 WINDMILL CANYON PL
CLAYTON
CA
10101
SINGLE FAMILY HOME
1071 ALCATRAZ AVE
EMERYVILLE
CA
10101
SINGLE FAMILY HOME
1580 W MEDIAN CIR
PORTERVILLE
CA
10101
SINGLE FAMILY HOME
3896 N BRIX AVE
FRESNO
CA
10101
SINGLE FAMILY HOME
12842 WRIGHT AVE
CHINO
CA
10101
SINGLE FAMILY HOME
43018 DENMORE AVE
LANCASTER
CA
10101
SINGLE FAMILY HOME
2695 S ERIN WAY
SN BERNRDNO
CA
10101
SINGLE FAMILY HOME
73 WILD HILL
CHINO
CA
10101
SINGLE FAMILY HOME
350 N PARK AVE
RIALTO
CA
10101
CONDOMINIUM
27916 FARM HILL DR
HAYWARD
CA
10101
SINGLE FAMILY HOME
32071 MEADOW WOOD LN
LAKE ELSINORE CA
10101
SINGLE FAMILY HOME
10374 FRONTIER TRL
BEAUMONT
CA
10101
MANUFACTURED HOME
Property Puchase Price
Property Value (approx.)
Orig. Mortgage Date
289500
600000
2003
80000
300000
2002
100000
200000
2003
140000
300000
2002
160000
320000
NOV-03
237000
300000
2003
216000
520000
2003
220000
475000
2003
93000
170000
2001
400000
600000
2001
265000
400000
2001
80000
180000
2003
Orig. Amount of 1st Mortgage
Ist Mortgage Mortgage Balance Type
Current Interest Rate
Lender
362000
362000
FIXED
5.50%
CHASE MANHATTAN
65000
59000
FIXED
5.50%
PRIVATE LENDER
100000
100000
FIXED
5.50%
BANK OF ARIZONA
100000
80000
FIXED
5.50%
CHASE MANHATTAN
160000
158000
FIXED
5.87%
COUNTRY WIDE
220000
220000
FIXED
6.00%
AMERICAN MORTGAGE
N/A
400000
FIXED
6.00%
WORLDS
221000
218000
FIXED
6.00%
WASHINGTON MUTUAL
93000
92000
FIXED
6.30%
ALLIANCE MORTGAGE
N/A
390000
FIXED
6.50%
WELLS FARGO
260000
250000
FIXED
6.50%
COUNTRY WIDE
80000
80000
FIXED
6.50%
WASHINGTON MUTUAL
2nd Mortgage Balance
Equity
LTV
Total Monthly Mortgage Payments
Months Behind In Payments
Credit Rating
0
238000
60.33%
2300
N/A
B - GOOD
0
241000
19.67%
700
N/A
A - EXCELLENT
0
100000
50.00%
829
N/A
A - EXCELLENT
0
220000
26.67%
1200
N/A
A - EXCELLENT
0
162000
49.38%
1000
N/A
A - EXCELLENT
0
80000
73.33%
1200
N/A
B - GOOD
0
120000
76.92%
1600
N/A
D - POOR
0
257000
45.89%
700
N/A
A - EXCELLENT
0
78000
54.12%
673
N/A
B - GOOD
0
210000
65.00%
2600
N/A
C - FAIR
31000
119000
70.25%
800
N/A
A - EXCELLENT
0
100000
44.44%
700
N/A
B - GOOD
Bankruptcy/ Foreclosure
If So, When Discharged
Place Employed
No. Of Years
BANKRUPTCY/FORECLOSURE-NO FALSE
POLICE DEPT
24 YEARS
BANKRUPTCY/FORECLOSURE-YES 1989
EAST BAY WATER COMPANY
19 YEARS
BANKRUPTCY/FORECLOSURE-NO FALSE
STATE OF CALIFORNIA
10 YEARS..
BANKRUPTCY/FORECLOSURE-NO FALSE
TEACHER
9 YEARS
BANKRUPTCY/FORECLOSURE-NO FALSE
SELF EMPLOYED (ENGG)
20 YEARS
BANKRUPTCY/FORECLOSURE-NO FALSE
RESTAURANT
6 YEARS
BANKRUPTCY/FORECLOSURE-NO FALSE
SE
4 YEARS
BANKRUPTCY/FORECLOSURE-NO FALSE
SELF EMPLOYED
10 YEARS
BANKRUPTCY/FORECLOSURE-NO FALSE
SELF EMPLOYED
3 YEARS
BANKRUPTCY/FORECLOSURE-NO FALSE
HOSPITAL
5 YEARS
BANKRUPTCY/FORECLOSURE-NO FALSE
HOSPITAL
12 YEARS
BANKRUPTCY/FORECLOSURE-YES 1994
PASTOR OF THE CHURCH
6 YEARS
Monthly Household Income
Total Monthly Debt
Revolving Debts
Additional Cash Out
12500
1200
84000
50000
5000
300
10000
141000
3000
900
30000
100000
5000
200
1000
180000
6000
200
6000
50000
3000
700
40000
0
6000
3000
50000
0
5000
1200
30000
0
3000
200
0
40000
4000
300
20000
0
4000
400
19000
100000
5900
800
40000
40000
Type Of Loan Desired
Loan Amount Requested
Loan Required When
REFINANCE + CASHOUT
412000
ASAP
REFINANCE + CASHOUT
200000
ASAP
REFINANCE + CASHOUT
200000
ASAP
REFINANCE + CASHOUT
260000
ASAP
REFINANCE + CASHOUT
208000
ASAP
REFINANCE
220000
ASAP
REFINANCE
400000
ASAP
REFINANCE
218000
ASAP
REFINANCE + CASHOUT
132000
ASAP
REFINANCE
390000
ASAP
REFINANCE + CASHOUT
350000
ASAP
REFINANCE + CASHOUT
120000
ASAP
Notes From Call
VERIFIED
RECORDED
(KEVIN) SPOKE WITH SCOTT: HE WANTS TO REFINANCE TO LOWER HIS MORTGAGE PAYMENTS . HE WANTS A CASHOUT OF 50000 TO PAY OFF EQUITY LINE OF CREDIT. HE HAS REVOLVING DEBT OF 60000 ON CREDIT CARDS AND 24000 ON AUTO LOANS. HE IS WORKING WITH POLICE DEPT. HE IS LOOKING OUT FOR A VERY GOOD DEAL. HE IS A GOOD CUSTOMER. WANTS A CALL AT HIS HOME NO.IN THE MORNING BETWEEN 8 - 9.30 AM ON THURSDAY 9TH SEPTEMBER YES (HARRY) SPOKE TO MR. FRANK.: HE WANTS TO REFINANCE TO LOWER DOWN HIS MORTGAGE PAYMENTS. HE IS LOOKING FORWARD FOR A GOOD DEAL AND HE WANTS AN ADDITIONAL CASHOUT OF 141000 SO THAT HE COULD BUY A NEW PROPERTY, PAY OFF HIS LOAN ON CREDIT CARDS AND ALSO DO SOME REMODELLING IN HIS HOUSE. HE COULD NOT REMEMBER THE NAME OF HIS LENDER PROPERLY. HE WANTS A CALL ON THURSDAY AFTER 7 PM ON 9TH SEPTEMBER 2004. HEWAS NOT COMFORTABLE GIVING OUT HIS ALTERNATE NUMBER OR EMAIL ID BECAUSE HE DID NOT HAVE ANY. (RACHEL) SPOKE TO BARBARA; SHE WANTS TO REFINANCE TO LOWER DOWN HER MONTHLY MORTGAGE PAYMENTS.SHE HAS A CAR LOAN OF 30000, WHICH SHE WANTS TO PAYOFF. SHE WANTS AN ADDITIONAL CASHOUT OF 100000 TO PAY OFF HER CAR LOAN AND THE REST TO BUY A NEW PROPERTY IN CASE SHE HAPPENS TO GET A VERY GOOD DEAL. SHE AND HER HUSBAND BOTH ARE ON THE MORTGAGE.SHE WANTS A CALL AT HER HOME NO AFTER 6 PM IN THE EVENING ON THURSDAY SEPTEMBER 7 TH. (RICKY) SPOKE WITH MRS VUE .WANTS TO REF TO LOWER DOWN HER MTG PAYMENTS .SHE ALSO HAVE A HOME EQUITY OF 80000 AND CREDIT CARD OF 1000. SHE ALSO WANTS A CASHOUT OF 100000 FOR BUYING AHOUSE .SHE IS LOOKING FOR A GOOD DEAL .SHE WANTS A CALL ON THU 9 SEP AT HER CELL NO 5593133559 .AFTER 6 PM IN THE EVENING . (RICKY) SPOKE WITH MR JOSEPH.WANTS TO REFNANCE TO LOWER DOWN HIS MONTHLY PAYMENTS .HE WAS NOT COMFORTABLE IN GIVING THE INFORMATION LIKE E MAIL ADDRESS AND ALTERNATE NOS .HE ALSO HAVE CREDIT CARD OF 6000.HE ALSO WANTS A CASH OUT OF 50000 FOR REMODELLING OF HIS HOUSE AND BUSSINESS PURPOSE AND IF HE GETS A GOOD DEAL FOR 30 YEARS FIXED WITHOUT ANY CLOSING COST HE MAY GO FOR EXTRA MORE CASH OUT .HE WANTS A CALL ON THURSDAY 9TH SEPTEMBER AT HIS HOME AFTER 2 PM IN THE AFTERNOON . (JIM)SPOKE WITH MIRKO; HE WANTS TO REFINANCE TO LOWER DOWN HIS MTG PYTS,HE DOES`NT WANT AN EXTRA CASH OUT,HE WAS NOT COMFORTABLE TO GIVE HIS WORK PLACE NUMBER AND E-MAIL ID ,HE WANTS A CALL ON THURSDAY AFTER 6PM IN THE EVENING ON SEPTEMBER 9TH.HE HAS A CAR LOAN OF 40000.
YES
YES
YES
YES
YES
YES
YES
YES
YES
YES
YES
(KEITH) SPOKE TO FANG LEE : HE WANTS TO REFINANCE TO REDUCE HIS MONTHLY MORTGAGE PAYMENTS , HE HAS A CREDIT CARD AND A CAR LOAN OF 50000, HE WANTS NO EXTRA C.O. HE WANTS A CALL ON HIS CELL NUMBER IN THE AFTERNOON AFTER 2PM ON THURSDAY 9TH OF SPETEMBER > YES (KAREN) SPOKE WITH CAYDCANO:HE WANTS TO REFINANCE TO LOWER DOWN HIS MONTHLY MORTGAGE PAYMENTS.HE IS A COOL CUSTOMER .HE HAS A REVOLING DEBTS OF 30000 INCLUDING HIS CAR LOAN AND CREDIT CARD DEBT.HE DO NOT NEEDS ANY EXTRA CASH OUT.HE IS HAVING TO PROPERTY IN THE SAME CITY ADD:(7961 GREEN WELL AVE,CHINO.CA,91710.).HE AND HIS WIFE BOTH ARE ON MORTGAGE.HE HAS GIVEN HIS WORK NO AS AN ALTERNATE NO HE HAS NO E-MAIL.HE SAID HIS WIFE HAS AN E-MAIL BUT HE WAS NOT SURE WITH HER E-MAIL ID.HE WANTS A CALL AT HOME NO IN THE EVENING AFTER 6.00PM ON MONDAY 13TH SEPTEMBER. YES (GARY) SPOKE WITH CLARA : SHE WANTS TO REFINANCE TO LOWER HER MONTHLY MORTGAGE PAYMENTS. SHE WANTS A CASHOUT 40000 FOR REMODELLING THE HOUSE AND FOR INVESTMENT PURPOSE . SHE IS CONCERNED ABOUT THE INTEREST RATE WANT A FIXED 30 YEAR DEAL. SHE WANTS A CALL AT HOME PHONE NUMBER AFTER 5.00PM ON THURSDAYSEPTEMBER 9TH 2004. SHE WILL GO TO CHURCH AT 6.30 PM . THE CASHOUT WAS TO BUY A NEW CONDO FOR BUISNESS PURPOSE.SHE DOES A BUISNESS BY GIVING CONDO ON RENT WILL LIKE TO BUY A PROPERTY FOR BUISNESS. YES (JAMES)SPOKE TO XIU:SHE WANTS TO REFINANCE TO LOWER HER MONTHLY MORTGAGE PAYMENTS.SHE DOESNT WANT A CASH OUT.SHE HAS DEBTS OF 20000 ON CREDIT CARDS AND CAR LOAN.SHE HAS GIVEN HER ALTERNATE NUMBER.SHE WANTS A CALL AT HER HOME TELEPHONE NUMBER AFTER 6 P.M.ON THUSDAY SEPTEMBER 9TH YES (NEIL) SPOKE WITH FLORENCIA AND SHE WANTS TO REFINANCE TO LOWER DOWN HER MORTGAGE PAYMENTS.SHE HAS A CAR DEBTS OF $19000 AND A CREDIT CARD DEBTS OF $9000.SHE HAS A SECOND MORTGAGE ON THE SAME PROPERTY OF $31000.HER HUSBAND GILBERT IS ALSO ON THE MORTGAGE.SHE WANTS A CASH OUT OF $100000 TO PAY ALL OF DEBTS AS WELL AS TO BUY A NEW PROPERTY.SHE WAS NOT COMFARTBLE TO GIVE OUT ANY OF HER ALTERNATE NUMBER AS WELL AS E-MAIL ID.SHE WANTS THE LOAN OFFICER TO GIVE HER A CALL AT HERB HOME TELEPHONE NUMBER IN THE EVENING AFTER 7PM ON THURSDAY SEPTEMBER 09TH. YES (KEVIN) SPOKE WITH ROY:B HE WANTS TO REFI TO LWR DWN HIS MORT PYTS. WANTS A CASHOUT OF 40000 TO PAY OF CREDIT ACRD DEBT OF 20000 AND AUTO LOAN OF 20000. HE HA SBEEN A PASTOR FOR THE LAST 30YRS. HE SAID HE BOUGHT THE PROPERTY LAST YEAR. WANTS A CALL AT HIS W.NO IN THE MORNING BETWEEN 9AND 11 AM ON THURSDAY 9 SEPT 2004 YES
YES
YES
NO VOX
YES
YES
YES
Results