Ver. AUS3.0 Date: 01/08/2007
Loan Details
Owner Occupied Investment Total Loan Amount Security Value Loan to Value Ratio Term Actual Interest Rate Assessment Interest Rate $316,000 $0 $316,000 $346,000 91.33% 30 years 7.79% 8.82%
Results
NSR
99.9%
Pass
PMI's comparative DSR & NDI ratios DSR 47.1% NDI 0.82 : 1 Maximum Loan Amount Owner Occupied $326,868
Applicant 1 Name Status No. of Children Couple 1 2
Applicant 2 Couple 1 0
Applicant 3 Couple 1 0
Applicant 4 Single 0
Applicant 5 Single 0
Applicant 6 Single 0
Income (per annum)
Taxable Income Regular Overtime Second Job Gross Rental Income Other Taxable Income Other Non Taxable Income Gross Per Annum Income Tax Medicare Levy Net Monthly Income $71,448 $0 $0 $0 $0 $0 $71,448 $16,034 $1,072 $4,528 $0 $0 $0 $0 $0 $5,997 $0 $0 $0 $500 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Expenses (per month)
Other Mortgage Repayments Rent/Board Personal Loans/Hire Purchase Number of Credit Cards Total Credit Card(s) Limit Other Commitments Monthly Commitments Monthly Living Allowance Total Expenses $0 $0 $0 2 $10,000 $0 $300 $2,219 $2,519 $0 $0 $0 0 $0 $0 $0 $0 $0 $0 $0 $0 0 $0 $0 $0 $0 $0 $0 $0 $0 0 $0 $0 $0 $0 $0 $0 $0 $0 0 $0 $0 $0 $0 $0 $0 $0 $0 0 $0 $0 $0 $0 $0
Comments
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Information derived from the use of the Calculator should not be provided to applicants for credit, nor should such information be relied upon by any credit provider or prospective credit provider for any purpose other than an indication as to whether an applicant may be eligible for mortgage insurance. To the maximum extent permitted by law (including the Trade Practices Act 1974), PMI does not accept any responsibility or liability for loss or damage
(however arising) resulting from any person relying on any information derived from using the Calculator.