budget_salaries_2011.docx

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					JOB SEARCH TIPS

SALARY




                             How Much do I Need to Earn?

            EXPENSES                                                      AMOUNT
Household                     rent and/or mortgage payment
                              electricity/gas
                              water
                              sanitation/garbage removal
                              cleaning, maintenance, repairs
                              telephone
                              taxes
Food                          groceries
                              snacks/meals at work
Clothing                      purchase
                              laundry/cleaning/tailoring
Personal Care                 haircuts/grooming/toiletries
Commutation                   tolls, buses, parking
Automobile                    gasoline & oil
                              maintenance, repairs
Insurance                     automobile
                              medical
                              dental
                              homeowner's/renter's and personal effects
                              life
                              disability
                              umbrella
                              professional
Medical                       medical visits
                              prescriptions
                              eye glasses/orthotics
Support for family members    child care
                              child support
                              support for parents/others
Pet Care                      food, veterinary, training, kennel
Donations                     religious institutions
                              all others
Education                     tuition
                              supplies, uniforms
                            continuing ed., books, subscriptions
                            adult ed./hobby instruction
Memberships                 religious, professional, clubs, union dues
Entertainment               movies, concerts, plays
                            video rentals
                            books & subscriptions
                            clubs, sports, hobbies
                            dinners out
                            vacations
                            baby sitter
Gifts                       holiday, birthdays, anniversaries
Bills and Debts             credit cards
                            local stores/installment purchases
                            loan repayments (car, school)
                            other creditors
Taxes                       federal
                            state
                            local/property
                            tax help (accountant)
Savings                     bank
                            credit union
                            retirement plans
                            TOTAL

                    _______________________________________

                           Determine your monthly income:


          INCOME                                                     AMOUNT
Wages                      gross wages
                           other wages
                           spouse's wages
Additional income          interest & dividends
                           investments
                           TOTAL
Salary Schedule (compares monthly and annual income)

   Annual         35,100          36,192           37,332          38,508         39,708
   Monthly        2,925            3,016           3,111            3,209         3,309
   Annual         40,944          42,216           43,560          44,928         46,392
   Monthly        3,412            3,518           3,630            3,744         3,866
   Annual         47,820          49,368           50,952          52,560         54,264
   Monthly        3,985            4,114           4,246            4,380         4,522
   Annual         56,148          57,960           59,808          61,740         63,708
   Monthly        4,679            4,830           4,984            5,145         5,309

             For the hourly rate of a 40 hour work week, divide monthly by 160.

             For the hourly rate of a 35 hour work week, divide monthly by 140.

				
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