VETERANS

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VETERANS MAKING A DIFFERENCE IN THE LIVES OF WISCONSIN VETERANS FIXED RATE LOANS AS LOW AS 4.85 Wisconsin Department of Veterans Affairs 30 W. Mifflin Street Madison, WI 53703 % * Mortgage Loans Brochures\WDVA_B0207_Loans_Marketing.pmd WISVETLOANS.COM Home Improvement Loans Personal Loans WISCONSIN DEPARTMENT OF VETERANS AFFAIRS WDVA B0207 (05/09) WISCONSIN DEPARTMENT OF VETERANS AFFAIRS VETERANS Primary Mortgage Loan BUY OR BUILD A HOME WITH A LOW INTEREST, FIXED RATE MORTGAGE With a Primary Mortgage Loan (PML) you can finance up to 95% of the cost of an existing home or the cost to construct a new home. 4.85%, 30–year fixed rate Only 5% down required No Private Mortgage Insurance (PMI) required No points or prepayment penalty Eligibility for a mortgage loan is limited to veterans who have had federal active duty service and apply within 25 years from their date of discharge Home Improvement Loan BORROW UP TO 90% OF HOME EQUITY A Home Improvement Loan (HILP) is a simple way to borrow money to improve your home. Flexible terms from 5 to 15 years Low fixed interest rates Low monthly payments All HILP funds must be used for improvements to your residence Increase the value, equity, and comfort of your home by making improvements: Additions and repairs New roof or upgraded utilities Extra garage space Remodeling Update kitchen or bathrooms APPLY TODAY! Ask your County Veterans Service Officer (CVSO), or visit WISVETLOANS.COM. Personal Loan MONEY FOR THE THINGS YOU NEED MOST The Personal Loan Program (PLP) can be used for any purpose. Mortgage secured loans up to $25,000 Guarantor secured loans up to $5,000 Low fixed interest rates Flexible terms from 3 to 10 years Remodel your home Consolidate debts Buy a new or used car Education Qualifying full-time students can defer up to $5,000 for up to 5 years while attending school FOR MORTGAGE LOANS: Apply at your local participating lender. Visit WISVETLOANS.COM for a current listing. To establish eligibility, contact your County Veterans Service Officer (CVSO). Contact your CVSO www.WisVets.com/cvso FIXED RATE LOANS AS LOW AS TWO WAYS TO APPLY FOR A PLP OR HILP LOAN: 1. Ask your CVSO. Visit www.WisVets.com/cvso and click on your county of residence for contact information. 2. Apply online. Visit WISVETLOANS.COM. Call 1–800–WIS–VETS (1–800–947–8387) with loan related questions. *4.85% Annual Percentage Rate. Rate subject to change without notice. Visit our website WISVETLOANS.COM 4.85 %* See our website for current rates. WISCONSIN DEPARTMENT OF VETERANS AFFAIRS

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