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apdpip_endterm_report_and_tables00020

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					Table 1.42 VO Without Records
                                          Srikakulam                       Anantapur                                  Adilabad                                All
                                Program      Control     All     Program      Control        All       Program          Control       All       Program       Control      All
% of VOs without any records
VO Cash Book
                      2004          5.63             0    4.94      16.26       11.11        15.91            15.28        11.11      14.44         13.16           8.11   12.54
                      2005          2.78             0    2.44       9.02        7.14         8.84            16.67            5      14.13          9.39           4.55    8.72
                      2006          4.11             0    3.61        8.7       16.67         9.62            19.44            5       16.3         10.25           8.33    9.97
Record of Loans and CIF received by VO
                      2004         11.43             0      10       18.8          25         19.2            26.39        17.65      24.72         18.92       14.29      18.37
                      2005          8.45             0    7.41      11.72       14.29        11.97               25            5      20.65         14.39        6.82      13.33
                      2006          9.72             0    8.54       9.92       16.67        10.74            27.78            5      22.83         14.55        8.33      13.62
Records of Loans and CIFs issued
                      2004          8.57             0     7.5      16.95        12.5        16.67               25        22.22      24.44         16.92       13.89      16.55
                      2005          7.04             0    6.17       8.53       14.29         9.09               25            5      20.65          12.5        6.82      11.71
                      2006          8.33             0    7.32       7.58       16.67         8.67            26.76            5      21.98         12.73        8.33      12.07
Record of Loans and CIF repayments
                      2004         11.43             0      10      20.51        12.5           20               25        33.33      26.67         19.31       19.44      19.32
                      2005          8.45             0    7.41      13.95       14.29        13.99            22.22           10      19.57         14.71        9.09      13.92
                      2006          9.72             0    8.54      10.61       11.76        10.74               25           10      21.74         14.13        8.51      13.31

Table 1.43 Cumulative Percentage of VOs Keeping Books by Years
                          Srikakulam                          Anantapur                                        Adilabad                                      All
              Program      Control        All     Program      Control          All           Program           Control            All        Program       Control        All
       2000        1.28          0.00       1.14       1.38        0.00               1.22         0.00              0.00            0.00          1.02        0.00          0.87
      2001         1.28          0.00         1.14        2.07      0.00              1.83             4.17             0.00         3.23          2.37        0.00          2.03
      2002         5.13          0.00         4.55       20.00      0.00            17.68             55.56             0.00        43.01        24.75         0.00        21.16
      2003        80.77         90.00        81.82       63.45      0.00            56.10             98.61             9.52        78.49        76.61        22.00        68.70
      2004        92.31       100.00         93.18       88.28     57.89            84.76            100.00            95.24        98.92        92.20        82.00        90.72
      2005        96.15       100.00         96.59       95.86     84.21            94.51            100.00           100.00       100.00        96.95        94.00        96.52
      2006        96.15       100.00         96.59       97.24     84.21            95.73            100.00           100.00       100.00        97.63        94.00        97.10



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Table 1.44 Cumulative Percentage of VOs Having a Regular Book-keeper by Years
                                            Srikakulam                          Anantapur                          Adilabad                           All
                                    Program      Control      All     Program     Control       All     Program     Control   All        Program    Control      All
                                        0.00         0.00     0.00       1.38           0.00     1.22       1.39       0.00     1.08         1.02       0.00       0.87
              2001
                                        3.85         0.00     3.41      17.93           0.00    15.85      51.39       0.00    39.78        22.37       0.00     19.13
              2002
                                       73.08        80.00    73.86      51.72           0.00    45.73      97.22       9.52    77.42        68.47      20.00     61.45
              2003
                                       89.74       100.00    90.91      80.69        31.58      75.00      98.61      47.62    87.10        87.46      52.00     82.32
              2004
                                       94.87       100.00    95.45      91.03        68.42      88.41     100.00      66.67    92.47        94.24      74.00     91.30
              2005
                                       98.72       100.00    98.86      95.17        84.21      93.90     100.00     100.00   100.00        97.29      94.00     96.81
              2006
% of VOs using new IKP/SAP             66.67           80    68.18      92.41        47.37       87.2      38.57      23.81    35.16         72.7           44   68.51
books

Table 1.45 Masanivedikas
                                                Srikakulam                        Anantapur                        Adilabad                           All

                                     Program      Control      All     Program      Control      All    Program     Control   All        Program    Control      All
                                                       100    71.76       61.87         73.68   63.29        5.8               4.44           50      46.94      49.55
Prepare Masanivedika                    68.42
                                                        80    82.81       91.11           100   92.31        50                     50     87.16      91.67      87.79
% of VOs who submitted in 2006          83.33
                                                       100    90.48       74.45         64.71   73.38     65.71       84.21   69.66        76.16      80.43      76.76
% of VOs having Audit                   89.19
                                                        60    77.78       75.45           100   78.05       38.3      27.78   35.38         69.3      58.54      67.66
% VOs Audited last in 2006              80.28
                                                        60    36.71       16.78         33.33   18.63                                      16.61      24.49      17.77
% of VOs Rated                          33.33




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Table 1.46 Repayments in VO Meeting Only
                                                     Srikakulam                             Anantapur                              Adilabad                           All
                                         Program       Control        All        Program     Control        All        Program      Control     All      Program     Control    All
% VO having the rule that repayment
                                            78.21             80      78.41        95.04          94.74          95       81.43          90     83.33        87.2       89.8    87.57
should be made in meetings only
% VOs implementing this rule
Always                                      84.13        66.67        82.61        81.88          83.33    82.05          26.32       94.74     43.42       70.16      86.05    72.43
Often                                        6.35                       5.8          8.7          16.67     9.62          24.56                 18.42       11.63       6.98    10.96
Sometimes                                    7.94        16.67          8.7          2.9                    2.56          33.33                    25       10.85       2.33     9.63
Occasionally                                                                         2.9                    2.56          12.28                  9.21        4.26                3.65
Never                                         1.59       16.67             2.9      3.62                    3.21           3.51        5.26      3.95         3.1       4.65     3.32
Who Visits Bank to Make Deposit
Office bearers alone                        88.46        80.00        87.50        61.54          47.37    59.88          84.51       85.71     84.78       74.32      70.00    73.68
visit bank on rotation                       7.69        20.00         9.09        37.76          52.63    39.51           2.82       14.29      5.43       21.23      30.00    22.51
Other                                        3.85                      3.41         0.70                    0.62          12.68                  9.78        4.45                3.80
TOTAL                                      100.00       100.00       100.00       100.00         100.00   100.00         100.00      100.00    100.00      100.00     100.00   100.00
Who Visits Bank for Withdrawal
VBK/CA visit Bank for
                                            39.47             20      37.21          5.63          5.26     5.59          28.57          50     33.33       20.14      26.53    21.07
Deposits/withdrawal
Value of Assets (Rs.)                        1352            0         1198         1287              0     1138           5550         765      4470        2345        321    2051
Total Savings (RS.)                         12606       136445        31369          857              0      720           7473        7255      7393        4624      22602    8369
Bank balance (2006) (RS.)                   87333       120154        91219        65382          68732    65742          67596       88519     72133       71475      87778   73751
Bank balance (2003) (RS.)                   30886          785        30073        16061              1    15596          35168         450     32322       26147        380   24913

 Table 1.47 Incomes and Expenditure of VOs
                                              Srikakulam                             Anantapur                                   Adilabad                            All
                                      Program     Control           All      Program    Control           All         Program     Control      All      Program     Control    All
                                         30740       2876          27574          3048     17283          4697           41240       83964    50887        19692     42408     22984
Income
                                         12309         4709        11445          4958            3651    4807            9691       6044     8867          8057      4868      7594
Expenses
                                         18431        -1833        16129          -1910          13631    -109           31549      77921     42020        11635     37540     15389
Difference




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