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Ballots To Be Included In VISA GIFT CARDS MAKE THE PERFECT GIFT December Statements If you’re looking for the perfect gift this holiday season, look no Our 2008 elections for three further ... a Visa® Gift Card is the ideal gift for everyone on positions on the board of your holiday shopping list! directors will be conducted by mail. Your ballot, along with Always appreciated information on the candidates, Gift-givers and recipients alike appreciate the convenience will be mailed with your state- that a Visa Gift Card offers. When you give a gift card, you ment for the period ending don’t have to fight the crowd at the mall or worry about December 31, 2007. Completed buying the wrong size. When you receive one, you won’t ballots must be received by have to bother with returns or exchanges, because a Visa Gift Card is always just right. February 29, 2008. The results will be announced at our annual Easy to buy, easy to use meeting in March. A Visa Gift Card fits every budget and every taste. You can purchase a gift card in any amount from $25 to $1,000. And gift cards can be used to make purchases online, by phone or in person Pay Bills, Deck The Halls at millions of merchants worldwide that accept Visa debit. MetroWeb Bill Pay makes paying your bills simple, secure Start — and finish — your holiday shopping today and fast, leaving you time for You can finish your holiday shopping in minutes when you give Visa Gift Cards. For more the important things this holiday information or to purchase a gift card, visit any of our offices or go to www.columbusmetro.org. season. Now, paying your bills can also help you win $5,000 to spend on holiday decorations, DECEMBER 2007 gifts, or anything you want. For details, visit www.columbus www.columbus CREDIT UNIONS EARN PRAISE IN THE PRESS o.org/billpay.html. metro.org/billpay.html metro.org/billpay.html Credit unions offer the best deals in banking, according to a recent article on CNNMoney.com. “Credit unions offer Holiday Closings sweet deals on credit cards and auto loans, the best CD Our offices will be closed in rates in the business and heaps of personal services,” observance of these upcoming says Money Magazine writer Carolyn Bigda, who holidays: authored the article. Christmas Day Credit unions also have a reputation for providing Tuesday, December 25 outstanding customer service. In the October 2007 issue of Consumer Reports, the magazine reported that credit unions scored very highly in its survey of credit card Year’ ear’s New Year’s Day issuers. Credit unions also consistently rank first among all financial institutions in the Tuesday, January 1 American Banker annual customer satisfaction survey. www.columbusmetro.org THIS HOLIDAY, FILL YOUR LIFE WITH WONDER BY PHONE CONTACT US CONTACT US 614.239.0210 Win $50,000 every December for the next 20 years with Visa 800.986.3876 This holiday, Visa invites you to fill your life with wonder. Imagine what you would do with $1,000,000! When you use your Columbus Metro BY FAX 614.239.0988 Visa card to make purchases this November 15–December 31 — from small purchases like ornaments and wrapping paper to big-ticket items like BY EMAIL holiday travel — you’ll be automatically entered for a chance to win. firstname.lastname@example.org Remember, the more times you use your Columbus Metro Visa card, the more automatic entries BY MAIL you’ll receive in the Your Life, More Wonderful Sweepstakes. To learn more, visit www.visa.com/win. P.O. Box 13240 NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. Non-Purchase Entries and Purchase Entries have an Equal Chance of Columbus, OH 43213-0240 Winning. For details on non-purchase entries, see Official Rules at www.visa.com/win. PIN-based and ATM transactions are not eligible. Void where prohibited. Sweepstakes ends 12/31/07. VISIT US 4000 E. Broad St. Columbus, OH 43213 614.239.0210 DIRECT DEPOSIT: ONE SIMPLE STEP TO SAFETY DSCC Building 20 Each month, millions of Americans receive a paper check for their Social Security and other federal 614.237.4676 benefit payments. What many people may not realize is that checks can be lost, stolen or forged. Direct deposit is safe and secure, because it eliminates the risk of forged checks and helps safeguard DFAS Building 21 against identity theft. 614.236.3371 According to the U.S. Treasury: 24-HOUR SERVICES • In 2006, nearly 57,000 Treasury-issued checks totaling more than $54 MetroWeb www.columbusmetro.org million were forged. • When there’s a problem with a Social Security payment, nine times out of 10 it’s with a paper MetroTeller check, not a direct deposit payment. 614.237.8777 or 800.529.4619 Signing up is free, quick and easy — just call the Go Direct helpline at 800.333.1795 or go to Loan By Phone www.GoDirect.org. 614.239.0210 or 800.986.3876 press 2 Visa Balance & Payment Inquiries KEY RATES Regular Money Market 36 Month Share or IRA Certificate Used Vehicle—Fixed Rate $1,000 minimum ..... 1.50% APY $500 minimum ......... 4.50% APY As low as ................ 6.99% APR* 800.600.5173 Up to 66 months www.ezcardinfo.com Super Money Market 60 Month Share or IRA Certificate $20,000 minimum ... 2.25% APY $500 minimum ......... 4.50% APY Home Equity Loan—Fixed Rate $50,000 or more ...... 4.25% APY As low as ................ 6.49% APR* Lost or Stolen Visa Education Growth During regular business hours 6 Month Share or IRA Certificate Fund Certificate Home Equity Line of Credit $1,000 minimum ..... 4.75% APY $250 minimum ......... 5.75% APY Redi-Line .................. 7.00% APR 614.239.0210 or 800.986.3876 After hours 800.991.4961 12 Month Share or IRA Certificate New Vehicle—Fixed Rate First Mortgages $500 minimum ......... 5.00% APY As low as ................ 6.49% APR* Visit our online mortgage center Up to 72 months or call for current rates Lost or Stolen MasterMoney 15 Month Share or IRA Certificate 800.528.2273 $500 minimum ......... 5.00% APY Allows deposits of $250 or more Rates current as of 11/15/07 and subject to change without notice. See a Member Services Representative for full details. APY = Annual Percentage Yield. APR = Annual Percentage Rate. Loans made subject to standard loan approval guidelines. * The rate you pay may vary based on your credit history and/or loan-to-value ratio.
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