MORTGAGE AMORTIZATION SCHEDULE
Enter Values Loan Amount $ Annual Interest Rate Loan Period in Years Number of Payments Per Year Start Date of Loan Optional Extra Payments 78,213.95 8.00 % 10 12 1/15/2007 Loan Summary Scheduled Payment $ Scheduled Number of Payments Actual Number of Payments Total Extra Payments $ Total Interest $ 986.29 120 35 54,469.76 10,827.66
Lender Name: Athens First Bank and Trust
Pmt No.
Payment Date
Beginning Balance
Scheduled Payment
Extra Payment
Total Payment
Principal
Interest
Ending Balance
Cumulative Interest
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
2/15/2007 $ 3/15/2007 4/15/2007 5/15/2007 6/15/2007 7/15/2007 8/15/2007 9/15/2007 10/15/2007 11/15/2007 12/15/2007 1/15/2008 2/15/2008 3/15/2008 4/15/2008 5/15/2008 6/15/2008 7/15/2008 8/15/2008 9/15/2008 10/15/2008 11/15/2008 12/15/2008 1/15/2009 2/15/2009 3/15/2009 4/15/2009 5/15/2009 6/15/2009 7/15/2009 8/15/2009 9/15/2009 10/15/2009 11/15/2009 12/15/2009
78,213.95 77,299.09 76,378.12 75,451.02 72,517.74 71,564.90 70,205.71 68,837.46 65,460.08 62,410.19 60,989.97 58,560.28 56,864.39 55,157.20 53,438.62 51,708.59 48,967.03 47,207.18 45,435.61 43,652.22 41,856.95 40,049.70 37,230.41 35,392.32 33,141.98 30,876.64 28,596.19 26,300.54 22,989.59 20,656.56 18,307.98 15,943.75 13,563.75 11,167.88 7,756.05
$
986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29
$
450.00 450.00 450.00 2,450.00 450.00 850.00 850.00 2,850.00 2,500.00 850.00 1,850.00 1,100.00 1,100.00 1,100.00 1,100.00 2,100.00 1,100.00 1,100.00 1,100.00 1,100.00 1,100.00 2,100.00 1,100.00 1,500.00 1,500.00 1,500.00 1,500.00 2,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 2,500.00 6,769.76
$
1,436.29 1,436.29 1,436.29 3,436.29 1,436.29 1,836.29 1,836.29 3,836.29 3,486.29 1,836.29 2,836.29 2,086.29 2,086.29 2,086.29 2,086.29 3,086.29 2,086.29 2,086.29 2,086.29 2,086.29 2,086.29 3,086.29 2,086.29 2,486.29 2,486.29 2,486.29 2,486.29 3,486.29 2,486.29 2,486.29 2,486.29 2,486.29 2,486.29 3,486.29 7,756.05
$
914.86 920.96 927.10 2,933.28 952.84 1,359.19 1,368.25 3,377.37 3,049.89 1,420.22 2,429.69 1,695.89 1,707.19 1,718.58 1,730.03 2,741.57 1,759.84 1,771.58 1,783.39 1,795.28 1,807.24 2,819.29 1,838.09 2,250.34 2,265.34 2,280.45 2,295.65 3,310.95 2,333.03 2,348.58 2,364.24 2,380.00 2,395.87 3,411.84 7,704.34
$
521.43 515.33 509.19 503.01 483.45 477.10 468.04 458.92 436.40 416.07 406.60 390.40 379.10 367.71 356.26 344.72 326.45 314.71 302.90 291.01 279.05 267.00 248.20 235.95 220.95 205.84 190.64 175.34 153.26 137.71 122.05 106.29 90.42 74.45 51.71
$ 77,299.09 76,378.12 75,451.02 72,517.74 71,564.90 70,205.71 68,837.46 65,460.08 62,410.19 60,989.97 58,560.28 56,864.39 55,157.20 53,438.62 51,708.59 48,967.03 47,207.18 45,435.61 43,652.22 41,856.95 40,049.70 37,230.41 35,392.32 33,141.98 30,876.64 28,596.19 26,300.54 22,989.59 20,656.56 18,307.98 15,943.75 13,563.75 11,167.88 7,756.05 0.00
$
521.43 1,036.75 1,545.94 2,048.95 2,532.40 3,009.50 3,477.54 3,936.45 4,372.85 4,788.92 5,195.52 5,585.92 5,965.02 6,332.73 6,688.99 7,033.72 7,360.16 7,674.88 7,977.78 8,268.80 8,547.84 8,814.84 9,063.04 9,298.99 9,519.94 9,725.78 9,916.42 10,091.76 10,245.02 10,382.73 10,504.79 10,611.08 10,701.50 10,775.96 10,827.66
Pmt No.
Payment Date
Beginning Balance
Scheduled Payment
Extra Payment
Total Payment
Principal
Interest
Ending Balance
Cumulative Interest
36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85
1/15/2010 2/15/2010 3/15/2010 4/15/2010 5/15/2010 6/15/2010 7/15/2010 8/15/2010 9/15/2010 10/15/2010 11/15/2010 12/15/2010 1/15/2011 2/15/2011 3/15/2011 4/15/2011 5/15/2011 6/15/2011 7/15/2011 8/15/2011 9/15/2011 10/15/2011 11/15/2011 12/15/2011 1/15/2012 2/15/2012 3/15/2012 4/15/2012 5/15/2012 6/15/2012 7/15/2012 8/15/2012 9/15/2012 10/15/2012 11/15/2012 12/15/2012 1/15/2013 2/15/2013 3/15/2013 4/15/2013 5/15/2013 6/15/2013 7/15/2013 8/15/2013 9/15/2013 10/15/2013 11/15/2013 12/15/2013 1/15/2014 2/15/2014
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51
450.00 450.00 450.00 450.00 1,450.00 450.00 450.00 450.00 450.00 450.00 1,450.00 450.00 1,100.00 1,100.00 1,100.00 1,100.00 2,100.00 1,100.00 1,100.00 1,100.00 1,100.00 1,100.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 976.59 986.51 986.51 986.51 986.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 976.59 986.51 986.51 986.51 986.51 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66
Pmt No.
Payment Date
Beginning Balance
Scheduled Payment
Extra Payment
Total Payment
Principal
Interest
Ending Balance
Cumulative Interest
86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135
3/15/2014 4/15/2014 5/15/2014 6/15/2014 7/15/2014 8/15/2014 9/15/2014 10/15/2014 11/15/2014 12/15/2014 1/15/2015 2/15/2015 3/15/2015 4/15/2015 5/15/2015 6/15/2015 7/15/2015 8/15/2015 9/15/2015 10/15/2015 11/15/2015 12/15/2015 1/15/2016 2/15/2016 3/15/2016 4/15/2016 5/15/2016 6/15/2016 7/15/2016 8/15/2016 9/15/2016 10/15/2016 11/15/2016 12/15/2016 1/15/2017 2/15/2017 3/15/2017 4/15/2017 5/15/2017 6/15/2017 7/15/2017 8/15/2017 9/15/2017 10/15/2017 11/15/2017 12/15/2017 1/15/2018 2/15/2018 3/15/2018 4/15/2018
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.51 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29
2,100.00 1,100.00 1,500.00 1,500.00 1,500.00 1,500.00 2,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 2,500.00 1,500.00 -
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66
Pmt No.
Payment Date
Beginning Balance
Scheduled Payment
Extra Payment
Total Payment
Principal
Interest
Ending Balance
Cumulative Interest
136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178
5/15/2018 6/15/2018 7/15/2018 8/15/2018 9/15/2018 10/15/2018 11/15/2018 12/15/2018 1/15/2019 2/15/2019 3/15/2019 4/15/2019 5/15/2019 6/15/2019 7/15/2019 8/15/2019 9/15/2019 10/15/2019 11/15/2019 12/15/2019 1/15/2020 2/15/2020 3/15/2020 4/15/2020 5/15/2020 6/15/2020 7/15/2020 8/15/2020 9/15/2020 10/15/2020 11/15/2020 12/15/2020 1/15/2021 2/15/2021 3/15/2021 4/15/2021 5/15/2021 6/15/2021 7/15/2021 8/15/2021 9/15/2021 10/15/2021 11/15/2021
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29 986.29
-
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66 10,827.66