Sample Monthly Budget
INCOME: Monthly Income #1 (after taxes) _______________ Monthly Income #2 (after taxes) _______________ Monthly Income #3 (after taxes) ________________
EXPENSES: Tithe (10% on the gross, before taxes) Other offerings and donations Savings (2%-10% or more) Monthly Housing Expenses: Mortgage Rent Groceries and Household Supplies Association Fees Property Taxes Homeowner’s Insurance Personal Property Insurance Utilities Gas Electric Water and Sewer Trash Pickup Phone Home Cell Cable TV Internet Miscellaneous Home Repairs Monthly Automobile Expenses Car Payments Auto Insurance Gasoline Miscellaneous Auto Maintenance and Repairs Other Transportation Bus Train Taxi
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Monthly Health Costs and Other Insurance Health Insurance Medicine Estimated Deductibles Life Insurance Disability Insurance Other Insurance Other Monthly Expenses Clothing School Supplies Installment Loans Credit Cards Credit card 1 Credit card 2 Credit card 3 Entertainment Other Miscellaneous Expenses ___________________ ___________________ ___________________ Total Estimated Monthly Expenses Estimated Income After Expenses
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Expenses Over Income
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Plans for Balancing Budget __________________________________________________________________ __________________________________________________________________ __________________________________________________________________ __________________________________________________________________ __________________________________________________________________ __________________________________________________________________ __________________________________________________________________