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Personal Budget

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This is an example of personal budget. This document is useful for creating personal budget.

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									Personal budget
                              Jan       Feb       March      April       May       June       July       Aug       Sept       Oct       Nov       Dec       Year

INCOME
Wages                            0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Interest/dividends               0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Miscellaneous                    0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Income totals                   0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00       0.00
EXPENSES
Home
Mortgage/rent                    0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Utilities                        0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Home telephone                   0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Cellular telephone               0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Home repairs                     0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Home improvement                 0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Home security                    0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Garden supplies                  0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Home totals                     0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00       0.00


Daily living
Groceries                        0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Child care                       0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Dry cleaning                     0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Dining out                       0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Housecleaning service            0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Dog walker                       0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Daily living totals             0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00       0.00


Transportation
Gas/fuel                         0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Insurance                        0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Repairs                          0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Car wash/detailing services      0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Parking                          0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Public transportation            0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Transportation totals           0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00       0.00


Entertainment
Cable TV                         0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Video/DVD rentals                0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Movies/plays                     0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Concerts/clubs                   0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Entertainment totals            0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00       0.00


Health
Health club dues                 0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Insurance                        0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Prescriptions                    0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Over-the-counter drugs           0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Co-payments/out-of-pocket        0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Veterinarians/pet medicines      0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Life insurance                   0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00      0.00
Health totals                   0.00      0.00       0.00        0.00      0.00       0.00       0.00      0.00       0.00      0.00      0.00      0.00       0.00
                              Jan          Feb          March      April          May          June          July          Aug          Sept          Oct          Nov          Dec          Year

Vacations
Plane fare                       0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Accommodations                   0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Food                             0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Souvenirs                        0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Pet boarding                     0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Rental car                       0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Vacations totals                0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00          0.00


Recreation
Gym fees                         0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Sports equipment                 0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Team dues                        0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Toys/child gear                  0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Recreation totals               0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00          0.00


Dues/subscriptions
Magazines                        0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Newspapers                       0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Internet connection              0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Public radio                     0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Public television                0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Religious organizations          0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Charity                          0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Dues/subscription totals        0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00          0.00


Personal
Clothing                         0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Gifts                            0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Salon/barber                     0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Books                            0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Music (CDs, etc.)                0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Personal totals                 0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00          0.00


Financial obligations
Long-term savings                0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Retirement (401k, Roth IRA)      0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Credit card payments             0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Income tax (additional)          0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Other obligations                0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Financial obligation totals     0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00          0.00


Misc. payments
 Other                           0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
 Other                           0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
 Other                           0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
 Other                           0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
 Other                           0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00         0.00
Misc. payments totals           0.00         0.00          0.00        0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00          0.00



Total expenses                      0.00         0.00       0.00           0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00      0.00

Cash short/extra                    0.00         0.00       0.00           0.00         0.00          0.00          0.00         0.00          0.00         0.00         0.00         0.00      0.00

								
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