Docstoc

Debit Cards - Global Strategic Business Report - Research and

Document Sample
Debit Cards - Global Strategic Business Report - Research and Powered By Docstoc
					Brochure
More information from http://www.researchandmarkets.com/reports/595583/




Debit Cards - Global Strategic Business Report

Description:    This report analyzes the worldwide markets for number of Debit Cards in Use (Million Units). The
                report provides separate comprehensive analytics for the US, Canada, Japan, Europe, Asia-Pacific,
                Latin America, and Rest of World. Annual estimates and forecasts are provided for the period 2009
                through 2015. A six-year historic analysis is also provided for these markets. The report profiles
                171 companies including many key and niche players. Major debit card issuers profiled in the report
                include Bank of America Corporation, Barclays Bank Plc, China Merchants Bank Co., Ltd, Citigroup,
                Inc., Citibank Inc., Crédit Agricole S.A, Deutsche Bank AG, HSBC Bank plc, ICICI Bank ltd., ING
                Group N.V., JCB Co., Ltd., JPMorgan Chase & Co., Laser Card Services Ltd., Lloyds Banking Group
                PLC, The Royal Bank of Scotland Group Plc, S2 Card Services Ltd., State Bank of India, Wells Fargo
                & Company, and Wachovia Corporation. EFT Networks/Card Processing Companies also discussed in
                the report include Atos Worldline SA, First Data Corporation, STAR® Networks, Inc., Fidelity
                National Information Services, Inc., MasterCard Incorporated, NYCE Payments Network, LLC,
                PULSE EFT Association, Inc., SIA-SSB S.p.A., Visa, Inc., and Visa U.S.A., Inc. Market data and
                analytics are derived from primary and secondary research. Company profiles are mostly extracted
                from URL research and reported select online sources.




                Please note: Reports are sold as single-site single-user licenses. The delivery time for hard copies is
                between 3-5 business days, as each hard copy is custom printed for the organization ordering it.
                Electronic versions require 24-48 hours as each copy is customized to the client with digital controls
                and custom watermarks.

                For information on site licence pricing please click on Enquire before buying



Contents:       DEBIT CARDS
                A GLOBAL STRATEGIC BUSINESS REPORT


                                                CONTENTS


                  1. INTRODUCTION, METHODOLOGY & PRODUCT DEFINITIONS                               1
                     Study Reliability and Reporting Limitations          1
                     Disclaimers                                 2
                     Data Interpretation & Reporting Level               3
                      Quantitative Techniques & Analytics                3
                     Product Definitions and Scope of Study               3
                      Debit Card                                 3
                      Prepaid Debit Cards                          3
                      Online or PIN Debit Cards                      4
                      Offline or Signature Debit Cards                 4

                  2. INDUSTRY OVERVIEW                                     5
                     Payment Cards Industry - An Overview                    5
                     Impact of Recession of Payment Cards Market               5
                     Technological Innovations Drive Card Transactions         6
                     Cards Replace Cash and Paper Transactions                6
                     Debit Cards - A Convenient Cash-Less Payment System                   6
                      Growth Drivers                                   6
                      Market Restraints                                7
                     Current and Future Analysis                         7
3. MARKET DYNAMICS                                          8
   Small Value Transactions to Drive Growth in Debit Cards Arena       8
   Debit Card - A Tool for Controlling Expenditure              8
   Asia-Pacific Drives Global Debit Card Use                  8
   Growing Use of Cards for Payment of Recurring Bills             8
   Card Companies Focus on Select Consumer Segments                    8
   Card Associations Intensify Campaign for Prepaid Cards            9
   Fraud Facilitates Development of New Technologies                9
   Debit Card Use Rises During Holiday Season                    9
   Technology to Overcome Inadequacies in Infrastructure              10
   Non-Banking Agencies to Counter the Dominance of Associations         10
   Debit Cards for New Mobile Payment System                      10

4. MAJOR ISSUES INFLUENCING DEBIT CARDS MARKET                           11
   Interchange Fee - A Contentious issue                      11
    Visa and MasterCard Face Legal Implications                 11
   Security - A Key Concern for Issuing Banks                  11
   SEPA Set to Restructure Debit Cards Payment System in EU           11
   Absence of Debit Interchange Programs Affects European Income
    Levels                                          12
   Alternative Online Payment Modes - A Threat to Debit Cards        12
   Merchant Resistance Obstructs Debit Card Adoption               12
   Rising Fraud in PIN Debit Transactions Worries Consumers          13
   Expensive Overdraft Fees Raises Concern                     13

5. PRODUCT OVERVIEW                                          14
   Debit Cards - A Conceptual Definition                      14
    Debit Cards in Force Across the World                      14
    Debit Card - A Commodity Product                           15
    Debit Card Penetration & Activation                      15
    Authorization Hold - Saving Retailers from Risk              15
   Electronic Funds Transfer Point of Sale (EFTPOS)               16
   Transaction Processing in Debit Cards                      16
    Process Flow for Online Debit Transactions                  17
    Process Flow in Signature Debit Transactions                 18
   Electronic Funds Transfer Networks (EFT) Networks                19
    Visa & MasterCard - Principal Global Debit Brands             19
   Reward Programs Gain Popularity                            19
   Prepaid Bank Debit Cards                                20
    Prepaid or Stored Value Card                            20
    Common Applications of Prepaid Debit Cards                    20
     Transfer of Funds                                  20
     Retail Debit Cards                                 21
     Payroll Debit Cards                                21
     Health Debit Cards                                  21
    Prepaid Cards - Challenges & Opportunities                      21
   Advantages of Debit Cards                                  22
   Disadvantages of Debit Cards                                22

6. TYPES OF DEBIT CARDS                                       23
   Online or PIN Debit Cards                               23
   Offline or Signature Debit Cards                         23
   PIN Vs Signature Debit Transaction Fee                       23
   “Credit” and “Debit” Purchases                           24
   PIN Faces Competition from Contactless and Signature-Less
    Debit Transactions                                  24
   Debit Cards for Telephone, Mail and Internet Transactions             25
   Debit Cards As Stored Value Cards                           25

7. CREDIT CARD VS DEBIT CARD                                        26
   Comparative Review of Debit and Credit Card Functions                 26
   Processing Fee for Debit and Credit Cards                        26
    Interchange Fee                                   27
8. DEBIT CARD FRAUD                                          28
   Fraud - An Inevitable Consequence of Rapid Growth                  28
   Dealing with Advancing Card Fraud Tactics                     28
   Major Tools Employed by Card Issuers for Fighting Debit Card
    Fraud                                             29
    Basic Fraud Prevention Tools for Debit Cards                 29
    Additional Fraud Prevention Technologies/Tools                 30
   Rising Card Fraud Losses - A Major Concern for Card Issuers         30
    Consumer Apathy Hampers Implementation of Card Fraud Measures            31
    Financial & Infrastructure Constraints Plague Card Fraud
     Control Implementation                                 31
   Debit Card Fraud Losses                                  31
    Card Fraud Losses in North America                          31
    Card Fraud Losses in Europe                              31
     Table 1: Global Debit Card Fraud Losses (2008): Percentage
     Breakdown of Fraud Loss Value by Region/Country for North
     America, Latin America, Europe, Middle East & Africa, and
     Asia-Pacific (includes corresponding Graph/Chart)             32

9. RECENT INDUSTRY ACTIVITY                                    33
   CPI Card Group Acquires Certain Assets of Premier Card Solutions    33
   STAR® Network and SunTrust Ink Exclusive Agreement                  33
   SIB Inks Strategic Agreement with MasterCard                   33
   Alaska Options® Inks Marketing Agreement with Total System
    Services                                          33
   SBI Enters into Joint Venture with Visa and Elavon            34
   DPT Enters into Partnership with PXT Payments                  34
   Veritec Signs Marketing Agreement with PreVay                  34
   Wells Fargo Merges with Wachovia                           35
   EBRD Purchases Interest in Millikart                      35
   RBS WorldPay to Process Debit Cards of National Payment Card         35
   Veritec and Cities in Touch in Memorandum of Agreement             35
   Veritec and Security First Bank Ink License and Maintenance
    Agreement                                           36
   ICICI Bank and Visa Sign Agreement                          36
   Urban Trust Bank Signs Multi-Year Agreement with Visa             36
   Tempo Forms Strategic Alliance with First Bank & Trust          36

10. CORPORATE ACTIVITY IN THE RECENT PAST - A PERSPECTIVE BUILDER                 37
  MasterCard Europe and Europay France to Merge                    37
  Visa and Yalamanchili Enter into Joint Venture                37
  Intuit Takes Over Electronic Clearing House                  37
  NetSpend to Merge with Skylight Financial                     37
  RapidAdvance Purchases Merchant Cash Express                      38
  Neovia Financial Takes Over IDT Financial Services Holdings        38
  M2 Global Takes Over iKobo                                38
  Pacific Financial Solutions Merges with EZ CARD & KIOSK            39
  State Bank of India to Merge with State Bank of Saurashtra         39
  Evolution Benefits to Buy Assets of Motivanos SmartFlex Business 39
  3PEA International Takes Over Wow Technologies                   39
  Rechargeplus Global and eCommLink Enter into Alliance              40
  Harris and NYCE Payments Renew Contract                         40
  eCommLink Enters into Partnership with Monitise Americas            40
  Visa Signs Regional Agreements with HSBC                       41
  Oasis Online Technologies and SVC Sign Revenue Sharing Agreement        41
  Club Vivanet and Expert Financial Systems Sign Processing
   Services Agreement                                    41
  Evolutions Benefits to License Patented Technology to Humana         42
  NetSpend Corporation Signs Agreement with QC Financial              42
  IBC Bank Signs Agreement with Visa                           42
  First Data Inks Multi-Year Contract with Wells Fargo Bank        42
  First Data and Unicard Sign Agreement                        42
First Data and Cadooz Ink Agreement                            43
Metavante Adds Integrated Health Savings Account Solutions              43
Marshall & Ilsey Bank Chooses NYCE Payments Network                     43
FNDS3000 Signs Agreement with Australis Financial Services              44
National City and Visa Renew Brand Agreement                        44
BB&T Renews Partnership Agreement with Visa                         44
U.S. Bank and Visa Renew Partnership Agreement                       44
JP Morgan Chase Purchases Washington Mutual’s Banking Operations             44
Washington Mutual Signs Agreement with Cardtronics                    44
Corporation Bank Teams Up with J.P. Morgan Chase                      45
Société Générale, Royal Bank of Scotland, HDFC and United
 Overseas Bank Join Forces                                 45
JPMorgan Receives Task Order from U.S. Department of Commerce                45
Deutsche Bank to Extend Cash Management Product Array                    46
NASA Selects JPMorgan Chase                                   46
U.S. DOT Chooses JPMorgan Chase for Travel Card Program                  46
YES Bank to Collaborate with J.P. Morgan                        46
Heartland Payment Systems Takes Over Chockstone                        46
M2 Global Signs Agreement with FirstPay                         47
Sentinel Financial Group Enters into Partnership with
 Evolution Benefits                                    47
China UnionPay Data Services Signs Agreement with Citi China             47
PaySpot Inks Agreement with Futura Card Services                     47
Heartland Payment Systems Acquires Network Services Business
 of Alliance Data                                    48
Metavante Acquires Nomad Payments                                48
Fortress Financial Takes Over Moneyworx                          48
Hertford to Deliver CrewCard Debit Cards                        48
Net Spend and Capital One in Strategic Partnership                 48
InComm and nFinanSe in Distribution Agreement                        49
Serverside and PayJr Develop Program to Issue Customized Visa
 Debit Cards                                        49
Capital One and NetSpend Team Up for Reloadable Prepaid Debit
 Card                                             49
Interac Certifies Gemalto for Supply of EMV Compliant Debit Cards 50
Citibank and East Asia Bank Seek Approval for Selling Debit
 Cards in China                                       50
German Sparda Chooses MasterCard’s Maestro Debit Plan                   50
CCSI and Bone Thugs-N-Harmony Enter into Agreement                       51
3PEA Forays into Prepaid Debit Cards Arena                       51
eCommLink Partners with First Bank & Trust                        51
Five Banks to Introduce Visa V Pay Chip-and-PIN-only Debit
 Cards in Italy                                     51
Tempo Payments Inks Agreement With Fiserv EFT                         52
No Borders Pens Pact with Corregidora Global Group to
 Distribute Debit Cards                                 52
First Data Renews Agreement with LaSalle Bank & Golden 1
 Credit Union                                       52
Atos Origin Acquires Banksys                                53
Card Express Enters into Agreement with Eight Pemco
 Technologies Customers                                    53
Alpine Bank Acquires Saylent Technologies Inc’s Y-Debit Solution        53
GTREX Capital Partners with XpressDebit for its Debit Card
 Program                                            53
PayAllNow Selects Altair as a Preferred Debit Card Issuer for
 European Payroll Market                                  54
SHPS, First Data & UMB Bank Team Up to Offer Debit Card                 54
Global Financial Exchange Sets Up New Company with MGT                    54
Fifth Third Expands Service Offerings by Acquiring CMC               55
LIC Partners with UTI to Provide Annuity Debit Cards               55
Soooogood Financial Services Inks Agreement to Distribute
 Stored Value Debit Card                                  55
11. PRODUCT INTRODUCTIONS/INNOVATIONS                                  56
  Ghana International Bank Unveils MasterCard Debit Card             56
  UBL Ameen Introduces Visa Debit Card                         56
  PXT Introduces Smart Debit Card                           56
  SBI Unveils Platinum Debit Card                          56
  SoundBite Introduces Debit Card Overdraft Opt-In Solution          57
  Barclays to Introduce Contactless Debit Cards                 57
  Hang Seng Bank Unveils RMB Debit Cards                         57
  nFinanSe Introduces Reloadable Prepaid Debit Card                57
  Citibank and X5 Retail to Unveil Co-Branded Credit and Debit Card 58
  nFinanSe to Launch Visa Prepaid Debit Card                    58
  Winn-Dixie and NetSpend Launches Prepaid Visa® Debit Card in
   New Orleans                                        58
  Tempo Payments Launches Web-Based Platform                         58
  MasterCard Unveils Money Manager                            58
  CMFIL to Introduce Prepaid Debit Cards in India                59
  Meezan Bank Unveils Visa Debit Card                         59
  RCBC Introduces MyWallet MRT Card                            59
  Federal Bank Unveils Visa Debit Cards in Kochi                59
  BoM Introduces Mahabank Insta International Visa Debit Card          59
  BMI Bank Launches Chip-Enabled Visa Debit Card                   60
  Alinma Bank Introduces Visa Infinite Debit Card               60
  Springbok Services to Launch Prepaid Debit Payroll Cards          60
  Veritec Launches Mobile Debit Card Security Tool               60
  Grupo Financiero Banamex Launches Platinum MasterCard Debit Card         60
  JPMorgan Chase Introduces Chase Identity Protection Service         61
  Bank of East Asia Introduces China UnionPay Debit Card            61
  KeyBank Introduces MasterCard World Debit Contactless Card            61
  Discover Financial Services Launch Reloadable Prepaid Debit Card     61
  Taiwans Chunghwa Post to Introduce Visa Debit Card Service          61
  NetSpend and Winn-Dixie Launch Prepaid Reloadable Debit Card           62
  First Internet Bank Launches Visa Contactless Debit Card          62
  Doha Bank Unveils Visa Debit Platinum Card                    62

12. PRODUCT INNOVATIONS/INTRODUCTIONS IN THE RECENT PAST -
  A PERSPECTIVE BUILDER                                    63
  Standard Chartered Bank Rolls Out Platinum Debit Card             63
  HSBC Bank Unveils Debit Cards in China                      63
  Ecobank Nigeria Rolls Out Multi-Currency Debit Card             63
  Bank of America Rolls Out Visa Debit Card                   64
  Bank Freedom Rolls Out Prepaid Debit Card                     64
  Malayan Banking Launches Maybankard Visa Debit Card                 64
  J.P. Morgan Introduces Workers Compensation Card                  64
  Nedbank Unveils Npay                                   65
  SBI Introduces Debit Cards in Canada                       65
  Washington Mutual Introduces WaMu® Debit MasterCard® with
   PayPass™                                          65
  J.P. Morgan Introduces New Corporate Gold and Platinum Cards         65
  Bankverein Werther and First Data to Introduce Prepaid Card        65
  Citibank Introduces Citibank Visa Debit Card                66
  Citibank Unveils Citibank Debit & ATM Cards                  66
  Citibank Unveils Renminbi Debit Card                      66
  Citibank Launches Emirates-Citibank Debit Card                 67
  Bank of Taiwan and Cosmos Bank Introduce Visa Debit Cards            67
  Paychex Unveils Paychex FSA Debit Card                       67
  Citibank Unveils Co-Branded Debit Card                      67
  IDBI Rolls Out New International Debit MasterCard               68
  Citibank and SMRT Introduce New Debit Card                     68
  Tempo & QuikTrip to Introduce Debit Card with Fuel Discount
   Feature                                         68
  Neteller Releases New Debit Cards in Asia and Europe             68
  Guardian Launches Benny Prepaid MasterCard Debit Card               69
  Murphy Oil to Introduce New Debit Cards                     69
  Sanlam Introduces Sanlam Liquid Debit Card                     69
  Halifax Launches First Visa Debit Card in Ireland             70
  Indian Bank Introduces International Debit Card                70
  Capital One to Launch New Debit Card                         70
  Barclays to Introduce Carbon Neutral Debit Card in the UK          71
  MasterCard & Upromise Unveil New Rewards Program                     71
  MasterCard Offers Zero Liability Protection Program to US
   Small Business Cards                                   71
  MasterCard Introduces Counter-Fraud Solution for PIN Debit
   Transactions                                        71
  Axis Bank Introduces International Debit Card for Small &
   Medium Enterprises                                     72
  SBI to Introduce ATM-Cum-Debit Card Cash Back Scheme in Select
   Cities                                           72
  OPM Launches Debit Card for Procuring Healthcare Products on
   Trial Basis                                       72
  EDP Launches Elvis Presley Prepaid Visa® Card                   72
  Chase Introduces Visa-Branded ‘Blink’ Debit Cards               72
  HDFC Launches Exclusive Debit Card for Women                     73
  Discover Financial Unveils New Discover® Signature Debit Card         73
  Binghamton Introduces Giant EXTRA Plus Debit Card for its
   Customers                                           73
  VIB Unveils New VIB Values Debit Card                        74
  IBQ Rolls Out Debit Card for Middle East & North African Markets    74
  Bulgaria FIB Introduces Visa Electron Debit Card for Online
   Transactions                                        74
  UniCredit Romania Unveils Visa Business Electron Debit Card         74
  U.S. Bank & Cabela’s Roll Out Debit Card with Rewards Program          74
  TalkSport Introduces Pre-Pay Debit Card to Enter Financial
   Services Market                                      75
  Metavante Integrates BenSoft’s RepayMe Solution into its
   Healthcare Debit Card                                  75
  Debitman Receives Patent for New Retailer Debit Card Network
   Payment System                                         75
  Dashen Introduces First Visa Electron Debit Card in Ethiopia      76
  ANZ Introduces ANZ Everyday Visa Debit Card                     76
  RCBC Unveils Debit Card for Overseas Filipino Workers            76
  DTB Forays into Card Business by Launching Open Visa Debit Card         76
  Citibank Introduces Student Debit Scholarship Card Across Poland      76
  NBB Rolls Out New MasterCard Debit Card Across Bahrain              77
  QCSI Incorporates MyHealthBank Software into Benefits Debit Card        77
  Visa Collaborates with Insurance Companies to Offer Debit Card       77
  PNB and MasterCard Introduce PNB MasterCard Debit Card                77
  Banamex Introduces New Toluca Co-Branded Debit Card                   77

13. FOCUS ON SELECT PLAYERS                                        78
  Debit Card Issuers                                    78
   Bank of America Corporation (US)                               78
   Barclays Bank Plc (UK)                                78
   China Merchants Bank Co., Ltd (China)                           78
   Citigroup, Inc. (US)                                79
    Citibank, Inc. (US)                                79
   Crédit Agricole S.A (France)                             79
   Deutsche Bank AG (Germany)                                     80
   HSBC Bank plc (UK)                                    80
   ICICI Bank ltd (India)                               80
   ING Group N.V. (The Netherlands)                               80
   JCB Co., Ltd. (Japan)                                81
   JPMorgan Chase & Co. (US)                                  81
   Laser Card Services Ltd. (Ireland)                         82
   Lloyds Banking Group PLC (UK)                               82
   The Royal Bank of Scotland Group Plc (UK)                           82
   S2 Card Services Ltd. (UK)                                82
   State Bank of India (India)                             83
   Wells Fargo & Company (US)                                   83
    Wachovia Corporation (US)                                  83
  EFT Networks/Card Processing Companies                              84
   Atos Worldline SA (France)                              84
   First Data Corporation (US)                             84
    STAR® Networks, Inc.                                   84
   Fidelity National Information Services, Inc. (US)                 84
   MasterCard Incorporated (US)                                 85
   NYCE Payments Network, LLC (US)                                   85
   PULSE EFT Association, Inc. (US)                             86
   SIA-SSB S.p.A. (Italy)                                 86
   Visa, Inc. (US)                                     86
    Visa U.S.A., Inc. (US)                               87

14. GLOBAL MARKET PERSPECTIVE                                   88
  Table 2: World Recent Past, Current & Future Analysis for
  Debit Cards by Geographic Region - US, Canada, Japan, Europe,
  Asia-Pacific (excluding Japan), Latin America and Rest of
  World Markets Independently Analyzed with Annual Number of
  Cards in Use in Million for Years 2009 through 2015 (includes
  corresponding Graph/Chart)                                88

  Table 3: World Historic Review for Debit Cards by Geographic
  Region - US, Canada, Japan, Europe, Asia-Pacific (excluding
  Japan), Latin America and Rest of World Markets Independently
  Analyzed with Annual Number of Cards in Use in Million for
  Years 2003 through 2008 (includes corresponding Graph/Chart)              89

  Table 4: World 11-Year Perspective for Debit Cards by
  Geographic Region - Percentage Breakdown by Cards in Use for
  US, Canada, Japan, Europe, Asia-Pacific (excluding Japan),
  Latin America and Rest of World Markets for Years 2005, 2010 &
  2015 (includes corresponding Graph/Chart)                    90

15. THE UNITED STATES                                        91
  A.Market Analysis                                      91
    Outlook                                           91
    Debit Cards Market                                    91
     A Preview                                         91
     Debit Card Use: Unaffected by Economic Downturn                  92
      Debit Cards Market in 2009 - At a Glance                   93
      Reg E to Affect Issuers’ Overdraft and Interchange Income        93
      Rising Threat of Fraud                              94
      Preference for Cash Transactions Affects Card Usage            94
      Recession Favors Visa & MasterCard                        94
     Factors Driving Growth of Debit Cards                     94
      Rewards & Prepaid Cards                               94
      Routine & Low-Value Transactions                         95
    Debit Card Transactions Witness Rapid Growth                    95
     Table 5: Payment Cards Market in the US (2009): Percentage
     Share Breakdown of Transaction Value for Credit Cards, and
     Debit and Prepaid Cards                               95
    Card Associations in the US                             96
     Visa & MasterCard - An Intense Battle                     97
    Online Vs Offline Debit Cards                           97
     Offline: The Dominant Debit Card Program                     97
      Table 6: Leading Networks in the US Signature Debit Market
      (2007): Percentage Share Breakdown of Transaction Volume
      for Visa and MasterCard                              98

     Table 7: Leading Issuers of Signature Debit Cards in the
     US (2007): Percentage Share Breakdown of Transaction Value
 for Bank of America, Wells Fargo, JP Morgan Chase,
 Wachovia, Washington Mutual, U.S. Bank, Regions Bank,
 Fifth Third, USAA Savings, and Others (includes
 corresponding Graph/Chart)                            98
PIN Debit - Faster Growing Debit Program                  99
 Leaders in the PIN Debit Market                       99
  Table 8: Leading Players in the US PIN Debit Market
  (2008): Percentage Share Breakdown of Purchase and Cash
  Transactions for Visa, Star, Pulse, NYCE, Accel, and
  Others (includes corresponding Graph/Chart)              100

  Table 9: Leading Issuers of PIN Debit Cards in the US
  (2007): Percentage Share Breakdown of Transaction Value
  for Bank of America, Wells Fargo, Washington Mutual,
  Wachovia, JP Morgan Chase, Regions Bank, U.S. Bank,
  SunTrust, Citigroup, and Others (includes corresponding
  Graph/Chart)                                     100
Comparative Analysis of Cost Per Transaction                100
 Table 10: Cost Per Transaction for PIN Debit, Signature
 Debit, and Credit Transactions in the US                 101

  Table 11: Network Pricing for Retail Transactions Using
  PIN Debit Cards                                    101
 Trends in Signature & PIN Debit Card Segments                   101
Trends & Developments                                    102
 Debit Cards - Replacing Cash Payments                       102
 Card Networks & Issuers Target Young Consumers                    102
 Women Debit Card Users on the Rise                          102
 Teen Prepaid Cards Growing Popular                         103
 Credit Unions Benefit from Growing Debit Card Usage              103
 Government Agencies Slow to Adopt Debit Cards for
  Disbursements                                      103
 Card Issuers Capitalize on ‘Back-to-School’ Spending Period       103
 Debit Cards in Natural Emergencies                        104
 Visa Provides E-Payment Facility in Theatres                104
 Surging Use of MasterCard’s PayPass Debit & Credit Cards           104
 Debit Cards Erode Credit Cards Revenues                      104
 Rising Debt from Credit Cards Drives Use of Debit Cards          104
Major Challenges & Issues                               105
 Interchange Fee - A Major Challenge for Card Associations         105
 Lack of Consensus on Revenues Hampers Revenue Generation               105
 Multiplicity of Cards - A Major Obstacle for Consumers          105
 Demographic Challenges Hurdle Rapid Adoption                    105
 ‘Bucket Spending’ Limits Card Usage to Small-Value
  Transactions                                      105
 Security - A Key Concern for Issuing Banks                   106
Debit Card Usage at Stores                              106
Reward Programs for Debit Cards                            106
Prepaid Debit Cards Gaining Popularity                      107
 Growth Opportunity Lures Card Networks                        107
 Prepaid Finds Use in Payments & Remittances                    107
 Restrictions on Interchange Fees - A Major Hurdle              108
Open Loop Prepaid Market - Growth Opportunities & Roadblocks           108
Rising Debit Card Fraud - A Key Concern for Card Participants       108
  Table 12: US Payments Industry (2009): Percentage
  Breakdown of Fraud Loss by Payment Type for Credit Card,
  Check, Signature Debit, PIN Debit and ACH (includes
  corresponding Graph/Chart)                              109
Contactless Technology Offer Enormous Growth Potential              110
Growing Penetration of Debit Cards Among Small Businesses             110
Rising Use of Debit Cards for Micro-Payments                   110
Debit Cards for Healthcare Benefits Plan Administration          111
 Growing Demand for Debit Cards in Healthcare Benefits
     Administration Programs                               111
     Smart Medical Debit Cards Facilitate Faster Claim Settlements 111
   Debit Cards Facilitate Faster and Secure Child Support Payments 112
    Prepaid Debit Cards - Ideal for Benefits Payments            112
   Payroll Debit Cards for Banked and Un-banked Employees            112
   Card Companies Focus on Minority Communities                    113
   Debit Cards Used for Payment of Unemployment Benefits             113
   Prepaid Debit Cards Market in the US                       114
  B.Market Analytics                                    114
   Table 13: US Recent Past, Current & Future Analysis for
   Debit Cards by Product Segment - Signature (Offline) and PIN
   (Online) Markets Independently Analyzed with Annual Number
   of Cards in Use in Million for Years 2009 through 2015
   (includes corresponding Graph/Chart)                        114

    Table 14: US Historic Review for Debit Cards by Product
    Segment - Signature (Offline) and PIN (Online) Markets
    Independently Analyzed with Annual Number of Cards in Use in
    Million for Years 2003 through 2008 (includes corresponding
    Graph/Chart)                                       115

    Table 15: US 11-Year Perspective for Debit Cards by Product
    Segment - Percentage Breakdown by Cards in Use for Signature
    (Offline) and PIN (Online) Markets for Years 2005, 2010 &
    2015                                            115

    Table 16: US Recent Past, Current & Future Analysis for
    Debit Card by Product Segment - Signature (Offline) and PIN
    (Online) Markets Independently Analyzed with Transaction
    Volume in Billion for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                              116

    Table 17: US Historic Review for Debit Card by Product
    Segment - Signature (Offline) and PIN (Online) Markets
    Independently Analyzed with Transaction Volume in Billion
    for Years 2003 through 2008 (includes corresponding
    Graph/Chart)                                       117

    Table 18: US 11-Year Perspective for Debit Cards by Product
    Segment - Percentage Breakdown by Transaction Volume for
    Signature (Offline) and PIN (Online) Markets for Years 2005,
    2010 & 2015                                         117

16. CANADA                                              118
  A.Market Analysis                                      118
    Outlook                                          118
    Payment Cards Market - An Overview                           118
     A Chronology of Select Technological Developments in
      Canada’s Financial Industry                          118
    IDP - Canada’s National Debit Scheme                        119
    Tech-Savvy Consumers Facilitate Growth in Electronic
     Payments Segment                                      119
    Canada Promotes Use of Chip-Enabled Cards                      119
    Consumers Prefer PIN Debit Transactions                      119
  B.Market Analytics                                     120
    Table 19: Canada Recent Past, Current & Future Analysis for
    Debit Cards Market Analyzed with Annual Number of Cards in
    Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                               120

    Table 20: Canada Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)         120
17. JAPAN                                              121
  A.Market Analysis                                      121
    Outlook                                           121
    Payments Cards in Japan - An Overview                        121
    A Historical Perspective                              121
    Debit Cards System in Japan                              122
     Card Associations in Japan                             122
     Online Processing Dominates Debit Card Processing Scenario        122
  B.Market Analytics                                     123
    Table 21: Japanese Recent Past, Current & Future Analysis
    for Debit Cards Market Analyzed with Annual Number of Cards
    in Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                               123

    Table 22: Japanese Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)         123

18. EUROPE                                             124
  A.Market Analysis                                     124
    Outlook                                          124
    Banking Facilities in Europe                           124
     Central and Eastern Europe (CEE) Region                   124
     Cards Replace Cash and Paper Transactions                  125
     Payments Cards Address Needs of Un-Banked Population           125
     Focus on Prepaid Cards                                125
    Single Euro Payments Area (SEPA) Takes Shape in Europe          126
     Rationale Behind SEPA                                 126
     What is SEPA?                                      126
     Major Highlights of SEPA                              126
  B.Market Analytics                                     127
    Table 23: European Recent Past, Current and Future Analysis
    for Debit Cards by Geographic Region - France, Germany,
    Italy, UK, Spain, Russia and Rest of Europe Markets
    Independently Analyzed with Annual Number of Cards in Use in
    Million Years 2009 through 2015 (includes corresponding
    Graph/Chart)                                       127

    Table 24: European Historic Review for Debit Cards by
    Geographic Region - France, Germany, Italy, UK, Spain,
    Russia and Rest of Europe Markets Independently Analyzed
    with Annual Number of Cards in Use in Million Years 2003
    through 2008 (includes corresponding Graph/Chart)              128

    Table 25: European 11-Year Perspective for Debit Cards by
    Geographic Region - Percentage Breakdown by Cards in Use for
    France, Germany, Italy, UK, Spain, Russia and Rest of Europe
    Markets for Years 2005, 2010 & 2015 (includes corresponding
    Graph/Chart)                                      129

18a. FRANCE                                             130
  A.Market Analysis                                      130
    Outlook                                          130
    Payment Cards Market in France - An Overview                  130
    Debit Cards in France                                 130
     Carte Bleue - The National Debit Card Scheme                130
  B.Market Analytics                                     131
    Table 26: French Recent Past, Current & Future Analysis for
    Debit Cards Market Analyzed with Annual Number of Cards in
    Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                               131
    Table 27: French Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)       131

18b. GERMANY                                              132
  A.Market Analysis                                      132
    Outlook                                          132
    An Overview of the German Payment Cards Market                   132
  B.Market Analytics                                     133
    Table 28: German Recent Past, Current & Future Analysis for
    Debit Cards Market Analyzed with Annual Number of Cards in
    Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                               133

    Table 29: German Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)       133

18c. ITALY                                            134
  A.Market Analysis                                      134
    Outlook                                          134
    Payment Cards Market - An Insight                          134
     Table 30: Italian Payment Cards Market (2008): Percentage
     Breakdown of Transaction Volume for Credit and Debit Cards       134
    Payment Network                                       134
    MasterCard Vs Visa                                    134
  B.Market Analytics                                     135
    Table 31: Italian Recent Past, Current & Future Analysis for
    Debit Cards Market Analyzed with Annual Number of Cards in
    Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                               135

    Table 32: Italian Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)       135

18d. UNITED KINGDOM                                         136
  A.Market Analysis                                     136
    Outlook                                          136
    Impact of Recession                                  136
    Payments Market - An Overview                             136
     At a Glance                                      137
      Table 33: Payment Cards Market in the UK (2006- 2009):
      Percentage Share Breakdown of Purchase Value for Credit
      Cards, Charge Cards, and Debit Cards (includes
      corresponding Graph/Chart)                            137

    Table 34: Frequency of Payment Card Used (2009): Breakdown
    for Credit Card, Charge Card, and Debit Card (includes
    corresponding Graph/Chart)                             138
   Debit Cards Outshine Credit Cards                        138
    Table 35: Debit Card Schemes in the UK (2006-2009):
    Percentage Share Breakdown of Transaction Value for Visa,
    Electron, Maestro, and Others (includes corresponding
    Graph/Chart)                                      139
   Card Associations in the UK                           139
   Chip & PIN Technology Lowers Card Fraud Losses                 140
   Growing Demand for Prepaid Cards                           140
    Open-Loop Prepaid Cards Market                           140
   UK Introduces Contactless Cards for Low-Value Transactions       141
  B.Market Analytics                                   142
   Table 36: UK Recent Past, Current & Future Analysis for
   Debit Cards Market Analyzed with Annual Number of Cards in
    Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                              142

    Table 37: UK Historic Review for Debit Cards Market Analyzed
    with Annual Number of Cards in Use in Million for Years 2003
    through 2008 (includes corresponding Graph/Chart)               142

18e. SPAIN                                             143
  A.Market Analysis                                      143
    Outlook                                          143
    Overview of Spanish Payment Cards Market                     143
  B.Market Analytics                                     144
    Table 38: Spanish Recent Past, Current & Future Analysis for
    Debit Cards Market Analyzed with Annual Number of Cards in
    Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                               144

    Table 39: Spanish Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)          144

18f. RUSSIA                                            145
  A.Market Analysis                                      145
    Outlook                                          145
    Debit Card Usage Grows                                 145
  B.Market Analytics                                     146
    Table 40: Russian Recent Past, Current & Future Analysis for
    Debit Cards Market Analyzed with Annual Number of Cards in
    Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                               146

    Table 41: Russian Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)          146

18g. REST OF EUROPE                                          147
  A.Market Analysis                                       147
    Outlook                                            147
    Payment Cards Set for Rapid Growth in Central Europe              147
    Select Regional Markets - An Overview                       147
     Belgium                                           147
      Mobile Phones As Debit Cards                            147
     Finland                                          148
     Greece                                            148
     Ireland                                          148
      Overview                                          148
      Laser - The National Debit Card Scheme                     148
      Declining Share of Check-Based Payments                     149
     Portugal                                          149
     The Netherlands                                      149
     Turkey                                            150
      An Insight into Turkish Payment Cards Market                150
      Credit Cards Hold Sway in Turkish Payments Market              150
      Advanced Infrastructure Facilities to Drive Cards Market      150
   B.Market Analytics                                     151
    Table 42: Rest of Europe Recent Past, Current & Future
    Analysis for Debit Cards Market Analyzed with Annual Number
    of Cards in Use in Million for Years 2009 through 2015
    (includes corresponding Graph/Chart)                        151

    Table 43: Rest of Europe Historic Review for Debit Cards
    Market Analyzed with Annual Number of Cards in Use in
    Million for Years 2003 through 2008 (includes corresponding
    Graph/Chart)                                      151

19. ASIA-PACIFIC                                          152
  A.Market Analysis                                      152
    Outlook                                           152
  B.Market Analytics                                     152
    Table 44: Asia-Pacific Recent Past, Current and Future
    Analysis for Debit Cards by Geographic Region - Australia,
    China, India, Singapore and Rest of Asia-Pacific Markets
    Independently Analyzed with Annual Number of Cards in Use in
    Million Years 2009 through 2015 (includes corresponding
    Graph/Chart)                                        152

    Table 45: Asia-Pacific Historic Review for Debit Cards by
    Geographic Region - Australia, China, India, Singapore and
    Rest of Asia-Pacific Markets Independently Analyzed with
    Annual Number of Cards in Use in Million for Years 2003
    through 2008 (includes corresponding Graph/Chart)              153

    Table 46: Asia-Pacific 11-Year Perspective for Debit Cards
    by Geographic Region - Percentage Breakdown by Cards in Use
    for Australia, China, India, Singapore and Rest of
    Asia-Pacific Markets for Years 2005, 2010 & 2015 (includes
    corresponding Graph/Chart)                               154

19a. AUSTRALIA                                            155
  A.Market Analysis                                      155
    Outlook                                           155
    Overview                                           155
     EMV Compliance & Technological Advancements Hold Key to Growth 155
     RBA Introduces New Regulations for Payment Cards Industry      155
     Debit Cards in Australia                             155
      Recession Fosters Debit Card Use                        156
       Table 47: Payment Modes in Australia (2008): Percentage
       Share Breakdown of Transaction Value for Credit Cards,
       Debit Cards, and Cash and Checks (includes corresponding
       Graph/Chart)                                     156
      Interchange Fee in Australia                          157
      RBA Proposes Reforms to ATM Fees                          157
     Debit Card Fraud in Australia                          157
  B.Market Analytics                                     158
    Table 48: Australian Recent Past, Current & Future Analysis
    for Debit Cards Market Analyzed with Annual Number of Cards
    in Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                               158

    Table 49: Australian Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)         158

19b. CHINA                                               159
  A.Market Analysis                                       159
    Outlook                                           159
    China’s Bankcard Industry - An Overview                     159
     Table 50: Bankcards Industry in China (2008): Percentage
     Share Breakdown of Cards Issued by Payment Card for Debit
     and Credit Cards                                     159
     Rise in Personal Accounts Facilitate Debit Card Use         159
    Government Promotes Use of Bankcards                         160
    Additional Services Ensure Continuous Growth for Debit Cards     160
  B.Market Analytics                                      160
    Table 51: Chinese Recent Past, Current & Future Analysis for
    Debit Cards Market Analyzed with Annual Number of Cards in
    Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                               160

    Table 52: Chinese Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)          161

19c. INDIA                                              162
  A.Market Analysis                                       162
    Outlook                                            162
    Financial Cards Industry in India                        162
     Table 53: Payments Card Industry in India (2007- 2009):
     Percentage Share Breakdown of Number of Cards in
     Circulation for Debit Cards and Credit Cards (includes
     corresponding Graph/Chart)                               163

     Table 54: Payments Card Industry in India (2008- 2009):
     Percentage Share Breakdown of Transaction Value for Debit
     Cards and Credit Cards                                 163
    Debit Cards - A Dominant Presence                           163
     Recession Fails to Dent Growth Prospects                    164
      Table 55: Average Annual Debit Card Spending at Merchant
       POS Terminals (2006-2009) (includes corresponding Graph/
        Chart)                                        165
    Issues & Trends                                      165
     Credit Cards - Preferred for High-Value Purchases              165
     Prepaid & Premium Cards - Potential for Higher Debit Card
      Utilization                                     165
     Increased Adoption of Electronic Systems Boosts Demand for
      Debit Cards                                       165
     Low Utilization Rates at POS Terminals                     166
     Overcoming Infrastructure Challenges                        166
      Table 56: Density of ATMs in Select Countries (includes
      corresponding Graph/Chart)                              166
     Focus Shifts to Smaller Towns & Cities                     167
      Visa Initiates ADP Program for Developing Infrastructure
       in Smaller Cities                                167
      SBI Promotes Debit Card Usage in Small Cities                167
     MasterCard & Visa Offer Differentiated Products               167
     Card Use for Routine Payments Grows                          167
     Banks Promote Card Usage for Modernization of Banking
      Operations                                        167
     Visa Provides Zero Liability Protection Program for Debit
      Cardholders                                       168
    SBI Dominates Debit Card Issuance Scenario                      168
     Table 57: Leading Players in the Indian Debit Cards Market
     (2008-09): Percentage Share Breakdown of Cards Issued for
     State Bank of India, ICICI Bank, Axis Bank, HDFC, PNB,
     Canara Bank, Andhra Bank, BOB, and Others (includes
     corresponding Graph/Chart)                               168

    Table 58: Leading Indian Banks by Number of ATM Outlets
    (2009): Percentage Share Breakdown for SBI, ICICI, Axis,
    HDFC, PNB, Canara Bank, UBI, and Others (includes
    corresponding Graph/Chart)                           169

    Table 59: Leading Indian Banks by Number of Merchant POS
    Terminals (2009): Percentage Share Breakdown for ICICI,
    Axis, HDFC, HSBC, Citibank, BOB, and Others (includes
    corresponding Graph/Chart)                             169
  B.Market Analytics                                  170
   Table 60: Indian Recent Past, Current & Future Analysis for
   Debit Cards Market Analyzed with Annual Number of Cards in
    Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                              170

    Table 61: Indian Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)          170

19d. SINGAPORE                                            171
  A.Market Analysis                                      171
    Outlook                                           171
    An Insight into Singapore’s Cards Market                   171
  B.Market Analytics                                     172
    Table 62: Singaporean Recent Past, Current & Future Analysis
    for Debit Cards Market Analyzed with Annual Number of Cards
    in Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                               172

    Table 63: Singaporean Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)          172

19e. REST OF ASIA-PACIFIC                                     173
  A.Market Analysis                                      173
    Outlook                                           173
    Select Regional Markets - An Overview                       173
     Malaysia                                         173
      Recession Fosters Debit Card Use                         173
      EMV Compliance Fosters Debit Card Growth                     173
      Major Card Issuers in Malaysia                         174
     South Korea                                        174
     The Philippines                                    174
      Growing Popularity of Debit Cards                       174
      Debit Cards for Payroll & Benefit Remittance Applications     175
     Thailand                                         175
     Vietnam                                           175
  B.Market Analytics                                     176
    Table 64: Rest of Asia-Pacific Recent Past, Current & Future
    Analysis for Debit Cards Market Analyzed with Annual Number
    of Cards in Use in Million for Years 2009 through 2015
    (includes corresponding Graph/Chart)                        176

    Table 65: Rest of Asia-Pacific Historic Review for Debit
    Cards Market Analyzed with Annual Number of Cards in Use in
    Million for Years 2003 through 2008 (includes corresponding
    Graph/Chart)                                         176

20. LATIN AMERICA                                         177
  A.Market Analysis                                     177
    Outlook                                          177
    Payments Industry in Latin America - An Introduction          177
     Low Penetration of Banking Services - A Major Obstacle        177
     Impact of Inter-Country Differences                     178
    Debit Cards Market in Latin America                      178
     The Beginning                                     178
     Banks & Governments Promote Debit Card Usage                   178
     Low Consumer Savings Imply Lesser POS Transactions              178
     Debit Card Issuers Face the Heat from Credit Cards          179
     Visa’s Card Transactions Grow Rapidly in Latin America       179
    Electronic Payment Systems Infrastructure in Latin America      179
     Clearing House                                    179
     Card Networks                                      179
  B.Market Analytics                                    180
    Table 66: Latin America Recent Past, Current and Future
    Analysis for Debit Cards by Geographic Region - Brazil,
    Argentina, Mexico, Rest of Latin America Markets
    Independently Analyzed with Annual Number of Cards in Use in
    Million for Years 2009 through 2015 (includes corresponding
    Graph/Chart)                                       180

    Table 67: Latin America Historic Review for Debit Cards by
    Geographic Region - Brazil, Argentina, Mexico, Rest of Latin
    America Markets Independently Analyzed with Annual Number of
    Cards in Use in Million for Years 2003 through 2008
    (includes corresponding Graph/Chart)                        181

    Table 68: Latin America 11-Year Perspective for Debit Cards
    by Geographic Region - Percentage Breakdown by Cards in Use
    for Brazil, Argentina, Mexico, Rest of Latin America Markets
    for Years 2005, 2010 & 2015 (includes corresponding
    Graph/Chart)                                         182

20a. ARGENTINA                                            183
  A.Market Analysis                                      183
    Outlook                                           183
    Debit Cards Market - An Insight                          183
  B.Market Analytics                                     184
    Table 69: Argentinean Recent Past, Current & Future Analysis
    for Debit Cards Market Analyzed with Annual Number of Cards
    in Use in Million for Years 2009 through 2015 (includes
    corresponding Graph/Chart)                               184

    Table 70: Argentinean Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)      184

20b. BRAZIL                                            185
  A.Market Analysis                                     185
    Outlook                                          185
    Rising Popularity of Plastic Payments                   185
     Table 71: Payment Cards Market in Brazil (2008): Percentage
     Share Breakdown of Number of Cards for Credit Cards, Debit
     Cards, and Private Label Cards (includes corresponding
     Graph/Chart)                                      185

    Table 72: Payment Cards Market in Brazil (2008 & 2009):
    Percentage Share Breakdown of Turnover for Credit Cards and
    Debit Cards                                       186
   Debit Cards: Driving Payments Market                        186
  B.Market Analytics                                    186
   Table 73: Brazilian Recent Past, Current & Future Analysis
   for Debit Cards Market Analyzed with Annual Number of Cards
   in Use in Million for Years 2009 through 2015 (includes
   corresponding Graph/Chart)                               186

    Table 74: Brazilian Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)      187

20c. MEXICO                                             188
  A.Market Analysis                                      188
    Outlook                                           188
    An Introduction to Mexican Payments System                   188
    Debit Cards Market in Mexico                             188
     A Preview                                         188
     Debit Cards - Low Utilization Rates Offers Growth Prospects   189
     Banks Collaborate with Government Agencies to Promote Card Use 189
  B.Market Analytics                                    189
   Table 75: Mexican Recent Past, Current & Future Analysis for
   Debit Cards Market Analyzed with Annual Number of Cards in
   Use in Million for Years 2009 through 2015 (includes
   corresponding Graph/Chart)                               189

    Table 76: Mexican Historic Review for Debit Cards Market
    Analyzed with Annual Number of Cards in Use in Million for
    Years 2003 through 2008 (includes corresponding Graph/Chart)           190

20d. REST OF LATIN AMERICA                                   191
  A.Market Analysis                                     191
    Outlook                                          191
    A Brief Overview of Select Regional Markets                191
     Chile                                          191
     Colombia                                         191
     Peru                                           191
     Venezuela                                        191
  B.Market Analytics                                    192
    Table 77: Rest of Latin America Recent Past, Current &
    Future Analysis for Debit Cards Market Analyzed with Annual
    Number of Cards in Use in Million for Years 2009 through
    2015 (includes corresponding Graph/Chart)                   192

    Table 78: Rest of Latin America Historic Review for Debit
    Cards Market Analyzed with Annual Number of Cards in Use in
    Million for Years 2003 through 2008 (includes corresponding
    Graph/Chart)                                        192

21. REST OF WORLD                                            193
  A.Market Analysis                                        193
    Outlook                                             193
    Select Regional Markets - An Overview                        193
     South Africa                                        193
      Debit Cards - Driving Force for Financial Cards Market        193
      Un-banked Population - Potential for Growth                 193
      Fighting Card Fraud with EMV Compliance                      194
     Kenya                                             194
      Inadequate Telecom Infrastructure - A Major Obstacle for
       Debit Card Usage                                    194
     Nigeria                                           194
     Rise in Debit Card-Based Online Payments Across the Middle
      East                                            195
  B.Market Analytics                                       195
    Table 79: Rest of World Recent Past, Current & Future
    Analysis for Debit Cards Market Analyzed with Annual Number
    of Cards in Use in Million for Years 2009 through 2015
    (includes corresponding Graph/Chart)                         195

    Table 80: Rest of World Historic Review for Debit Cards
    Market Analyzed with Annual Number of Cards in Use in
    Million for Years 2003 through 2008 (includes corresponding
    Graph/Chart)                                       196


COMPETITION

  Total Companies Profiled: 171 (including Divisions/Subsidiaries - 194)

    ---------
  Region/Country                Players
    ---------
  The United States              86
                Canada                         4
                Japan                        1
                Europe                       31
                 France                       2
                 Germany                        4
                 The United Kingdom                11
                 Italy                      1
                 Rest of Europe                 13
                Asia-Pacific (Excluding Japan)      56
                Latin America                    3
                Africa                      6
                Middle-East                     6
                Caribbean                       1
                   ---------




Ordering:   Order Online - http://www.researchandmarkets.com/reports/595583/

            Order by Fax - using the form below

            Order by Post - print the order form below and send to

                         Research and Markets,
                         Guinness Centre,
                         Taylors Lane,
                         Dublin 8,
                         Ireland.
                                                           Page 1 of 2

Fax Order Form
To place an order via fax simply print this form, fill in the information below and fax the completed form to 646-607-
1907 (from USA) or +353-1-481-1716 (from Rest of World). If you have any questions please visit

http://www.researchandmarkets.com/contact/

Order Information
Please verify that the product information is correct and select the format(s) you require.


               Product Name:           Debit Cards - Global Strategic Business Report
               Web Address:            http://www.researchandmarkets.com/reports/595583/
               Office Code:            OC8DJIJNLRWTSR

Product Formats
Please select the product formats and quantity you require:


                                   Quantity
               Electronic -
                                         EURO€ 4,381.00
               Single User:

               Hard Copy:                EURO€ 4,381.00 + Euro €50 Shipping/Handling


* Shipping/Handling is only charged once per order.



Contact Information
Please enter all the information below in BLOCK CAPITALS


      Title:                  Mr              Mrs           Dr           Miss                 Ms     Prof

      First Name:                                                  Last Name:

      Email Address: *

      Job Title:

      Organisation:

      Address:

      City:

      Postal / Zip Code:

      Country:

      Phone Number:

      Fax Number:

     * Please refrain from using free email accounts when ordering (e.g. Yahoo, Hotmail, AOL)
                                                              Page 2 of 2

Payment Information
Please indicate the payment method you would like to use by selecting the appropriate box.

          Pay by credit card:                     American Express

                                                  Diners Club

                                                  Master Card

                                                  Visa
                                           Cardholder's Name

                                           Cardholder's Signature

                                           Expiry Date

                                           Card Number

                                           CVV Number

                                           Issue Date
                                           (for Diners Club only)




          Pay by check:                    Please post the check, accompanied by this form, to:

                                           Research and Markets,
                                           Guinness Center,
                                           Taylors Lane,
                                           Dublin 8,
                                           Ireland.


                                           Please transfer funds to:
          Pay by wire transfer:
                                           Account number                   833 130 83
                                           Sort code                        98-53-30
                                           Swift code                       ULSBIE2D
                                           IBAN number                      IE78ULSB98533083313083
                                           Bank Address                 Ulster Bank,
                                                                        27-35 Main Street,
                                                                        Blackrock,
                                                                        Co. Dublin,
                                                                        Ireland.


     If you have a Marketing Code please enter it below:


           Marketing Code:


      Please note that by ordering from Research and Markets you are agreeing to our Terms and Conditions at
     http://www.researchandmarkets.com/info/terms.asp



                                              Please fax this form to:
                                  (646) 607-1907 or (646) 964-6609 - From USA
                          +353-1-481-1716 or +353-1-653-1571 - From Rest of World

				
DOCUMENT INFO
Shared By:
Categories:
Tags:
Stats:
views:2
posted:2/19/2013
language:Unknown
pages:20