Ibis Online Reverse Mortgage Calculator (RMC) Set-Up Page Licensor: NETirement.com, Inc. 2101 Pacific Ave., PH 701 San Francisco, CA 94115 415-563-3367 First use 'Save As' and rename this file to your company name and Ibis RMC 2008. September 16, 2008 Licensee: Contact Name: Title: Street: City, State, ZIP: Phone: FAX: Email: RM Home URL: Loans/Month: Start Date: Months this year: Monthly Fee: Set-up Fee: Total Due for 2008: 45 September 23, 2008 3.25 $750 $0 $2,434
2008 Monthly Loans 0 - 10 11 - 20 21 - 40 41 - 80 81 - 200 201 - 1500 English-only Version 2008 One Time Monthly Set-Up License Fee $150 $750 $300 $750 $450 $750 $750 None $1,150 None $1,800 None
Tuesday
English + S 2008 O Monthly License $260 $525 $800 $1,300 $2,000 $3,100
You can choose two to five loan programs to compare. Note that the proprietary programs are pretty much hard-wired. With HECM and Home Keeper you can set many options below. Changes cost $250 per session, so double check your entries before emailing this form to wagner@ourtoolbox.com You can choose to show two, three or five pages in your calculator:
Page 1 Page 2 Page 3 Page 4 Page 5 Select
Two pages Input Screen Summary
Three Pages Five Pages Input Screen Input Screen Summary Summary Estimates Estimates LOC Scenarios LOC over time Three pages
Two pages Three pages Five pages
Your Logo Height Width
Min Pixels 50 250
Max Pixels 90 350
Attach your logo to an email: wagner@ourtoolb
Program 1
SCROLL AND MAKE SELECTION HECM 1-year Treasury HECM 1-month Treasury HECM LIBOR HECM Fixed Rate VARIABLE RATE LOANS ONLY Monthly-Adjusting Annual-Adjusting
Program 2
SCROLL AND MAKE SELECTION HECM 1-year Treasury HECM 1-month Treasury HECM LIBOR HECM Fixed Rate VARIABLE RATE LOANS ONLY Monthly-Adjusting Annual-Adjusting
Program 3
SCROLL AND MAKE SELECTION HECM 1-year Treasury HECM 1-month Treasury HECM LIBOR HECM Fixed Rate VARIABLE RATE LOANS ONLY Monthly-Adjusting Annual-Adjusting
Program 4
SCROLL AND MAKE SELECTION HECM 1-year Treasury HECM 1-month Treasury HECM LIBOR HECM Fixed Rate VARIABLE RATE LOANS ONLY Monthly-Adjusting Annual-Adjusting
Program 5
SCROLL AND MAKE SELECTION HECM 1-year Treasury HECM 1-month Treasury HECM LIBOR HECM Fixed Rate VARIABLE RATE LOANS ONLY Monthly-Adjusting Annual-Adjusting
me and Ibis RMC 2008.
English-only Version 2008 One Time Monthly Set-Up License Fee $150 $750 $300 $750 $450 $750 $750 None $1,150 None $1,800 None
English + Spanish 2008 One Time Monthly Set-Up License Fee $260 $1,300 $525 $1,300 $800 $1,300 $1,300 None $2,000 None $3,100 None
e that the proprietary programs you can set many options below.
es before emailing this form to
h your logo to an email: wagner@ourtoolbox.com
HECM 1-year Treasury Monthly-Adjusting Loan Margin Monthly Service Fee Loan Fee Percent Loan Fee Maximum Loan Fee Minimum
1.500 35.00 2.00 99,999 2,000
% %
HECM LIBOR Monthly-Adjusting Loan Margin Monthly Service Fee Loan Fee Percent Loan Fee Maximum Loan Fee Minimum
1.050 35.00 2.00 99,999 2,000
% %
Vertical Lend Simple 60 Wholesale Monthly-Adjusting Loan Margin Monthly Service Fee Loan Fee Percent Loan Fee Maximum Loan Fee Minimum
3.100 30.00 2.00 99,999 2,000
% %
Fannie Mae HomeKeeper Monthly-Adjusting Loan Margin Monthly Service Fee Loan Fee Percent Loan Fee Maximum Loan Fee Minimum
1.250 35.00 2.00 99,999 2,000
% %
UBS Jumbo -- J.B. Nutter Monthly-Adjusting Loan Margin Monthly Service Fee Loan Fee Percent Loan Fee Maximum Loan Fee Minimum
1.250 35.00 2.00 99,999 2,000
% %
SCROLL AND MAKE SELECTION HECM 1-year Treasury HECM 1-month Treasury HECM LIBOR HECM Fixed Rate Fannie Mae HomeKeeper Generic Jumbo Gold Reverse Fixed-rate Jumbo UBS Jumbo -- J.B. Nutter UBS Jumbo -- Gold Reverse B of A Senior Equity Maximizer Vertical Lend 350 EPA Retail Vertical Lend 300 EPA Retail Vertical Lend Simple 60 Retail Vertical Lend Simple 60 Wholesale Vertical Lend EPA 300 350 Wholesale Members Trust Reverse Equity Mortgage Liberty Preferred -- Credit Suisse Credit Suisse Reverse Home Solutions NONE
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
ID 0 1 31 33 36 3 41 42 51 52 61 71 72 73 74 75 81 91 92 0
2 32 34 37
3 35 38
4
39
40
62
1 2 3 4 5
2 4 15 6 9
1 33 74 3 51
1 1 1 1 1
Use 1 33 74 3 51
Two pages Three pages Five pages
1 2 3 2
2 3 5
0 11 21 41 80 201 1501
HUD HECM HUD HECM HUD HECM HUD Fannie Mae Generic Gold J.B. Nutter Bronze B of A W.A.F. W.A.F. W.A.F. W.A.F. EPA Members Trust Liberty Credit Suisse
1-year CMT Monthly or Annual 1-mo. CMT Monthly 1-mo. LIBOR Monthly or Annual HECM Fixed Rate Home Keeper Monthly Jumbo Monthly Jumbo Fixed Rate Jumbo Monthly Jumbo Monthly SE Max Monthly EPA Monthly EPA Monthly Simple 60 Monthly Simple 60 Monthly EPA Monthly REM Monthly or Annual Preferred Monthly RHS Monthly
0 1 0 4 1 1 4 1 1 1 1 1 1 1 1 0 1 1
adjustingPeriod VARIABLE RATE LOANS ONLY 1 0 Monthly-Adjusting 2 1 Annual-Adjusting 3 2 Fixed-Rate 4 4 Adjusts Adjusts HECM 1-year Treasury 2 1 HECM LIBOR 2 1 Vertical Lend Simple 60 3 Wholesale 2 Fannie Mae HomeKeeper 2 1 UBS Jumbo -- J.B. Nutter 3 2 English-only Version 2008 One Time Monthly Set-Up License Fee $150 $750 $300 $750 $450 $750 $750 0 $1,150 0 $1,800 0
Error: Make Entry Monthly-Adjusting Annual-Adjusting Fixed-Rate Constraints 0 0 1 1 1 1 1 1 1 1 Monthly-Adjusting Monthly-Adjusting Monthly-Adjusting Monthly-Adjusting Monthly-Adjusting
2008 Monthly Loans 0 - 10 11 - 20 21 - 40 41 - 80 81 - 200 201 - 1500
English + Spanish 2008 One Time Monthly Set-Up License Fee $260 $1,300 $525 $1,300 $800 $1,300 $1,300 0 $2,000 0 $3,100 0
Look-Up 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 51 52
5 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 1 0
61 62 71 72 73 74 75 76 81 91 92
0 0 0 0 0 1 0 0 0 0 0