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Ibis Online Reverse Mortgage Calculator RMC Set Up Page Licensor NETirement com Inc 2101 Pacific Ave PH 701 San Francisco CA 94115 415 563 3367 First use

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Ibis Online Reverse Mortgage Calculator RMC Set Up Page Licensor NETirement com Inc 2101 Pacific Ave PH 701 San Francisco CA 94115 415 563 3367 First use Powered By Docstoc
					Ibis Online Reverse Mortgage Calculator (RMC) Set-Up Page

Licensor:
       NETirement.com, Inc.
       2101 Pacific Ave., PH 701
       San Francisco, CA 94115
       415-563-3367

First use 'Save As' and rename this file to your company name and Ibis RMC 2008.

September 16, 2008                    Tuesday

Licensee:

Contact Name:

Title:

Street:

City, State, ZIP:

Phone:

FAX:

Email:

RM Home URL:

Loans/Month:                45                              English-only Version       English + S
                                               2008          2008     One Time         2008     O
Start Date:           September 23, 2008     Monthly        Monthly       Set-Up      Monthly
Months this year:           3.25              Loans         License         Fee       License
                                              0 - 10         $150          $750        $260
Monthly Fee:               $750               11 - 20        $300          $750        $525
                                              21 - 40        $450          $750        $800
Set-up Fee:                 $0                41 - 80        $750          None       $1,300
Total Due for 2008:        $2,434            81 - 200       $1,150         None       $2,000
                                            201 - 1500      $1,800         None       $3,100
You can choose two to five loan programs to compare. Note that the proprietary programs
are pretty much hard-wired. With HECM and Home Keeper you can set many options below.

Changes cost $250 per session, so double check your entries before emailing this form to
      wagner@ourtoolbox.com

You can choose to show two, three or five pages in your calculator:
                         Two pages       Three Pages    Five Pages
       Page 1         Input Screen      Input Screen Input Screen
       Page 2         Summary           Summary      Summary
       Page 3                           Estimates    Estimates
       Page 4                                        LOC Scenarios
       Page 5                                        LOC over time
                        Two pages
       Select           Three pages     Three pages
                        Five pages


Your Logo                  Min Pixels    Max Pixels
       Height                 50            90        Attach your logo to an email: wagner@ourtoolb
       Width                  250          350


Program 1
        SCROLL AND MAKE SELECTION
        HECM 1-year Treasury
        HECM 1-month Treasury
        HECM LIBOR
        HECM Fixed Rate

        VARIABLE RATE LOANS ONLY
        Monthly-Adjusting
        Annual-Adjusting



Program 2
        SCROLL AND MAKE SELECTION
        HECM 1-year Treasury
        HECM 1-month Treasury
        HECM LIBOR
        HECM Fixed Rate

        VARIABLE RATE LOANS ONLY
        Monthly-Adjusting
        Annual-Adjusting



Program 3
        SCROLL AND MAKE SELECTION
        HECM 1-year Treasury
        HECM 1-month Treasury
        HECM LIBOR
        HECM Fixed Rate

        VARIABLE RATE LOANS ONLY
        Monthly-Adjusting
        Annual-Adjusting



Program 4
       SCROLL AND MAKE SELECTION
       HECM 1-year Treasury
       HECM 1-month Treasury
       HECM LIBOR
       HECM Fixed Rate

       VARIABLE RATE LOANS ONLY
       Monthly-Adjusting
       Annual-Adjusting



Program 5
       SCROLL AND MAKE SELECTION
       HECM 1-year Treasury
       HECM 1-month Treasury
       HECM LIBOR
       HECM Fixed Rate

       VARIABLE RATE LOANS ONLY
       Monthly-Adjusting
       Annual-Adjusting
me and Ibis RMC 2008.




  English-only Version        English + Spanish
   2008     One Time          2008     One Time
  Monthly       Set-Up       Monthly      Set-Up
  License         Fee        License        Fee
   $150          $750         $260        $1,300
   $300          $750         $525        $1,300
   $450          $750         $800        $1,300
   $750          None        $1,300        None
  $1,150         None        $2,000        None
  $1,800         None        $3,100        None
e that the proprietary programs
you can set many options below.

es before emailing this form to
h your logo to an email: wagner@ourtoolbox.com




          HECM 1-year Treasury
          Monthly-Adjusting
          Loan Margin                         1.500    %
          Monthly Service Fee                 35.00
          Loan Fee Percent                     2.00    %
          Loan Fee Maximum                    99,999
          Loan Fee Minimum                    2,000




          HECM LIBOR
          Monthly-Adjusting
          Loan Margin                         1.050    %
          Monthly Service Fee                 35.00
          Loan Fee Percent                     2.00    %
          Loan Fee Maximum                    99,999
          Loan Fee Minimum                    2,000




          Vertical Lend Simple 60 Wholesale
          Monthly-Adjusting
          Loan Margin                         3.100    %
          Monthly Service Fee                 30.00
          Loan Fee Percent                     2.00    %
          Loan Fee Maximum                    99,999
          Loan Fee Minimum                    2,000
Fannie Mae HomeKeeper
Monthly-Adjusting
Loan Margin                1.250    %
Monthly Service Fee        35.00
Loan Fee Percent            2.00    %
Loan Fee Maximum           99,999
Loan Fee Minimum           2,000




UBS Jumbo -- J.B. Nutter
Monthly-Adjusting
Loan Margin                1.250    %
Monthly Service Fee        35.00
Loan Fee Percent            2.00    %
Loan Fee Maximum           99,999
Loan Fee Minimum           2,000
                                                 ID
SCROLL AND MAKE SELECTION                1        0
HECM 1-year Treasury                     2        1    2    3     4
HECM 1-month Treasury                    3       31   32
HECM LIBOR                               4       33   34   35
HECM Fixed Rate                          5       36   37   38    39     40
Fannie Mae HomeKeeper                    6        3
Generic Jumbo                            7       41
Gold Reverse Fixed-rate Jumbo            8       42
UBS Jumbo -- J.B. Nutter                 9       51
UBS Jumbo -- Gold Reverse               10       52
B of A Senior Equity Maximizer          11       61   62
Vertical Lend 350 EPA Retail            12       71
Vertical Lend 300 EPA Retail            13       72
Vertical Lend Simple 60 Retail          14       73
Vertical Lend Simple 60 Wholesale       15       74
Vertical Lend EPA 300 350 Wholesale     16       75
Members Trust Reverse Equity Mortgage   17       81
Liberty Preferred -- Credit Suisse      18       91
Credit Suisse Reverse Home Solutions    19       92
NONE                                    20        0




                                                           Use
                     1                   2        1   1     1
                     2                   4       33   1     33
                     3                  15       74   1     74
                     4                   6        3   1     3
                     5                   9       51   1     51




Two pages                               1    2
Three pages                             2    3                     0
Five pages                              3    5                    11
                                        2                         21
                                                                  41
                                                                  80
                                                                  201
                                                                 1501
HUD HECM         1-year CMT Monthly or Annual    0
HUD HECM         1-mo. CMT Monthly               1
HUD HECM         1-mo. LIBOR Monthly or Annual   0
HUD              HECM        Fixed Rate          4
Fannie Mae       Home Keeper Monthly             1
Generic          Jumbo       Monthly             1
Gold             Jumbo       Fixed Rate          4
J.B. Nutter      Jumbo       Monthly             1
Bronze           Jumbo       Monthly             1
B of A           SE Max      Monthly             1
W.A.F.           EPA         Monthly             1
W.A.F.           EPA         Monthly             1
W.A.F.           Simple 60   Monthly             1
W.A.F.           Simple 60   Monthly             1
EPA              EPA         Monthly             1
Members Trust    REM         Monthly or Annual   0
Liberty          Preferred   Monthly             1
Credit Suisse    RHS         Monthly             1

adjustingPeriod
VARIABLE RATE LOANS ONLY1            0                             Error: Make Entry
Monthly-Adjusting       2            1                             Monthly-Adjusting
Annual-Adjusting        3            2                             Annual-Adjusting
Fixed-Rate              4            4                             Fixed-Rate
                     Adjusts      Adjusts   Constraints
HECM 1-year Treasury 2               1          0           1      Monthly-Adjusting
HECM LIBOR              2            1          0           1      Monthly-Adjusting
                        Wholesale
Vertical Lend Simple 60 3            2          1           1      Monthly-Adjusting
Fannie Mae HomeKeeper   2            1          1           1      Monthly-Adjusting
UBS Jumbo -- J.B. Nutter3            2          1           1      Monthly-Adjusting

                   English-only Version       English + Spanish
      2008          2008     One Time         2008     One Time
    Monthly        Monthly       Set-Up      Monthly      Set-Up
     Loans         License        Fee        License       Fee
     0 - 10         $150          $750        $260        $1,300
     11 - 20        $300          $750        $525        $1,300
     21 - 40        $450          $750        $800        $1,300
     41 - 80        $750            0        $1,300          0
    81 - 200       $1,150           0        $2,000          0
   201 - 1500      $1,800           0        $3,100          0
Look-Up   5
   1      1
   2      0
   3      1
   4      0
   5      0
   6      0
   7      0
   8      0
   9      0
  10      0
  11      0
  12      0
  13      0
  14      0
  15      0
  16      0
  17      0
  18      0
  19      0
  20      0
  21      0
  22      0
  23      0
  24      0
  25      0
  26      0
  27      0
  28      0
  29      0
  30      0
  31      0
  32      0
  33      1
  34      0
  35      0
  36      0
  37      0
  38      0
  39      0
  40      0
  41      0
  42      0
  51      1
  52      0
61   0
62   0
71   0
72   0
73   0
74   1
75   0
76   0
81   0
91   0
92   0

				
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Description: This is an example of reverse mortgage calculator. This document is useful for studying reverse mortgage calculator.