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2009 Relative Collision Insurance Cost Information Booklet

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					2009 Relative Collision Insurance Cost 

        Information Booklet: 


        Comparison of Differences in Insurance Costs 


     For Passenger Cars, Station Wagons/Passenger Vans, 


             Pickups, and Sport Utility Vehicles 


            On the Basis of Damage Susceptibility





                       February 2009


                      DOT HS 811 100

    2009 Relative Collision Insurance Cost Information Booklet:
    Comparison of Differences in Insurance Costs for Passenger Cars, Station
    Wagons/Passenger Vans, Pickups, and Sport Utility Vehicles on the Basis of
                            Damage Susceptibility


        The National Highway Traffic Safety Administration has provided the
information in this booklet in compliance with Federal law as an aid to consumers
considering the purchase of new vehicles. The booklet compares differences in insurance
costs for different makes and models of passenger cars, utility vehicles, light trucks, and
vans on the basis of damage susceptibility for the vehicle. However, it does not indicate
a vehicle's relative safety for occupants.
        The following table contains the best available information regarding the effect of
damage susceptibility on insurance premiums. It was taken from data compiled by the
Highway Loss Data Institute (HLDI) in its December 2008 Insurance Collision Report,
and reflects the collision loss experience of passenger cars, utility vehicles, light trucks,
and vans sold in the United States in terms of the average loss payment per insured
vehicle year for model years 2006-2008. NHTSA has not verified the data in this table.
        The table presents vehicles' collision loss experience in relative terms, with 100
representing the average for all passenger vehicles. Thus, a rating of 122 reflects a
collision loss experience that is 22 percent higher (worse) than average while a
rating of 96 reflects a collision loss experience that is 4 percent lower (better) than
average. The table is not relevant for models that have been substantially redesigned for
2009, and it does not include information about models with insufficient claim
experience.
        Although many insurance companies use the HLDI information to adjust the
"base rate" for the collision portion of their insurance premiums, the amount of any such
adjustment is usually small. It is unlikely that your total premium will vary more than 10
percent depending upon the collision loss experience of a particular vehicle. If you do
not purchase collision coverage or your insurance company does not use the HLDI
information, your premium will not vary at all in relation to these rankings. In setting
insurance premiums, insurance companies mainly rely on factors that are not directly
related to the vehicle itself (except for its value). They mainly consider driver
characteristics (such as age, gender, marital status, and driving record), the geographic
area in which the vehicle is driven, how many miles are traveled, and how the vehicle is
used. However, some companies adjust their premiums for personal injury protection
and medical payment coverage if the insured vehicle has features that are likely to
improve its crashworthiness, or ability to protect occupants from injury or death, such as
air bags. Different insurance companies often charge different premiums for the same
driver and vehicle. Therefore, to obtain complete information about insurance premiums,
you should contact insurance companies or their agents directly.
        Test data relating to vehicle crashworthiness is available from NHTSA's New Car
Assessment Program (NCAP). NCAP test results demonstrate relative frontal, side, and
rollover crash protection in new vehicles. Information on vehicles that NHTSA has
tested in the NCAP program can be obtained on the information label on vehicles at new
car dealers, by calling the agency's toll-free Vehicle Safety Hotline at 888-327-4236, and
through the NHTSA Web page at www.safercar.gov.
                                Collision Insurance Losses
                     Model Years 2006 – 2008 Passenger Motor Vehicles

                                        Micro Cars
                                                                      Relative Average Loss
                                                                             Payment
Make                                  Model                          Per Insured Vehicle Year

Two-Door Models                                                                  34
Smart                                 ForTwo                                     41


                                         Mini Cars
                                                                      Relative Average Loss
                                                                             Payment
Make                                  Model                          Per Insured Vehicle Year

Two-Door Models                                                                  98
Mini                                  Cooper                                      84
Toyota                                Yaris                                       98
Mini                                  Cooper convertible                         100
Hyundai                               Accent                                     109

Four-Door Models                                                                 125
Kia                                   Rio                                        114
Chevrolet                             Aveo                                       122
Hyundai                               Accent                                     124
Toyota                                Yaris                                      137

Station Wagons                                                                   104
Chevrolet                             Aveo                                        96
Honda                                 Fit                                         97
Kia                                   Rio                                        111

Sports Models                                                                    101
Mazda                                 MX-5 Miata convertible                     82
Lotus                                 Elise convertible                          529


                                        Small Cars
                                                                      Relative Average Loss
                                                                             Payment
Make                                  Model                          Per Insured Vehicle Year

Two-Door Models                                                                  154
Volkswagen                            New Beetle convertible                     65
Chrysler                              PT Cruiser convertible                     76
Volkswagen                            New Beetle                                 82
Volvo                                 C30                                        96
Ford                                  Focus                                      111
Volkswagen                            Rabbit                                     127
Volkswagen                            GTI                                        139
Honda                                 Civic                                      145
Pontiac                               G5                                         146
Chevrolet                             Cobalt                                     149

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2006 – 2008 is included in the class
averages.
Volkswagen                            R32 4WD                                    183
Honda                                 Civic Si                                   187
Hyundai                               Tiburon                                    194
Scion                                 tC 2dr                                     208

Four-Door Models                                                                 121
Ford                                  Focus                                       86
Toyota                                Prius Hybrid                               103
Volkswagen                            Rabbit                                     106
Honda                                 Civic Hybrid                               107
Honda                                 Civic                                      111
Volkswagen                            GTI                                        112
Toyota                                Corolla                                    115
Nissan                                Versa hatchback                            118
Subaru                                Impreza 4WD                                122
Kia                                   Spectra                                    126
Hyundai                               Elantra                                    127
Chevrolet                             Cobalt                                     130
Suzuki                                Reno                                       133
Nissan                                Sentra                                     135
Suzuki                                Forenza                                    136
Mazda                                 3                                          138
Nissan                                Versa                                      139
Honda                                 Civic Si                                   143
Suzuki                                SX4                                        151
Nissan                                Sentra SE-R                                203
Subaru                                Impreza WRX 4WD                            224
Mitsubishi                            Lancer                                     241

Station Wagons                                                                   94
Chevrolet                             HHR panel                                   67
Dodge                                 Caliber 4WD                                 75
Kia                                   Rondo                                       75
Dodge                                 Caliber                                     87
Pontiac                               Vibe                                        88
Scion                                 xB                                          89
Chrysler                              PT Cruiser                                  94
Chevrolet                             HHR                                         94
Toyota                                Matrix                                      96
Suzuki                                Forenza                                     99
Mazda                                 3                                          105
Suzuki                                SX4 4WD                                    105
Scion                                 xD                                         109
Subaru                                Impreza 4WD                                110
Kia                                   Spectra hatchback                          110
Mazda                                 Mazdaspeed 3                               126
Subaru                                Impreza WRX 4WD                            138

Sports Models                                                                    110
Saturn                                Sky convertible                            90
Pontiac                               Solstice convertible                        91
BMW                                   Z4 M convertible                           102
Porsche                               Boxster convertible                        106
Honda                                 S2000 convertible                          107
BMW                                   Z4 convertible                             113
Porsche                               Cayman                                     123
BMW                                   Z4                                         137

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2006 – 2008 is included in the class
averages.
Mercedes                              SLK class convertible                     143
Audi                                  TT                                        174
BMW                                   Z4 M                                      217


                                      Midsize Cars
                                                                     Relative Average Loss
                                                                            Payment
Make                                  Model                         Per Insured Vehicle Year

Two-Door Models                                                                 117
Chrysler                              Sebring convertible                       75
Toyota                                Camry Solara convertible                   80
Volkswagen                            Eos convertible                            91
Pontiac                               G6 convertible                             97
Toyota                                Camry Solara                              111
Honda                                 Accord                                    113
Pontiac                               G6                                        138
Mitsubishi                            Eclipse                                   151
Nissan                                Altima                                    180

Four-Door Models                                                                108
Honda                                 Accord                                     78
Saturn                                Aura                                       83
Chevrolet                             Malibu (NEW)                               84
Mercury                               Milan 4WD                                  90
Hyundai                               Sonata                                     92
Chrysler                              Sebring                                    93
Ford                                  Fusion 4WD                                 98
Mercury                               Milan                                     100
Toyota                                Camry Hybrid                              101
Subaru                                Legacy 4WD                                102
Volvo                                 S40 4WD                                   103
Volkswagen                            Passat                                    105
Toyota                                Camry                                     108
Volkswagen                            Jetta                                     110
Ford                                  Fusion                                    110
Dodge                                 Avenger                                   110
Volkswagen                            Passat 4WD                                116
Kia                                   Optima                                    117
Chevrolet                             Malibu                                    117
Mazda                                 6                                         119
Mazda                                 6 hatchback                               121
Acura                                 TSX                                       122
Volvo                                 S40                                       122
Nissan                                Altima                                    123
Nissan                                Altima Hybrid                             123
Pontiac                               G6                                        124
Nissan                                Maxima                                    131
Mitsubishi                            Galant                                    132

Station Wagons                                                                   81
Subaru                                Outback 4WD                                65
Volkswagen                            Passat 4WD                                 80
Volvo                                 V50 4WD                                    81
Volkswagen                            Passat                                     87
Volvo                                 V50                                        92
 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
 experience for previous or discontinued models from 2006 – 2008 is included in the class
 averages.
Mazda                                 5                                           93
Audi                                  A3                                         113
Audi                                  A3 Quattro 4WD                             130

Sports Models                                                                    142
Chevrolet                             Corvette convertible                        94
Ford                                  Mustang GT convertible                      95
Ford                                  Mustang Shelby GT500                        96
Ford                                  Mustang convertible                         99
Ford                                  Mustang Shelby GT500 convertible           101
Chevrolet                             Corvette                                   107
Mitsubishi                            Eclipse convertible                        111
Porsche                               911 convertible                            124
Lexus                                 SC 430 convertible                         124
Ford                                  Mustang                                    130
Ford                                  Mustang GT                                 139
Nissan                                350Z convertible                           145
Porsche                               911 Coupe                                  152
Cadillac                              XLR convertible                            165
Mazda                                 RX-8                                       185
Mercedes                              SL class convertible                       200
Chevrolet                             Corvette Z06                               200
Nissan                                350Z                                       222
Ferrari                               F430 convertible                           243
Cadillac                              XLR-V convertible                          345
Dodge                                 Viper                                      624

Luxury Models                                                                    132
BMW                                   3 series station wagon                      66
Audi                                  A4 Quattro station wagon 4WD                79
Saab                                  9-3 convertible                             85
Saab                                  9-3 station wagon                           86
Saab                                  9-5 station wagon                           96
Lincoln                               MKZ 4dr 4WD                                100
Saab                                  9-3 4dr                                    102
Lincoln                               MKZ 4dr                                    105
Acura                                 3.2 TL 4dr                                 106
Volvo                                 S60 4dr 4WD                                106
Saab                                  9-5 4dr                                    108
Volvo                                 S60 4dr                                    109
BMW                                   3 series convertible                       113
Lexus                                 ES 350 4dr                                 115
Audi                                  A4 Quattro convertible 4WD                 116
Jaguar                                X-Type 4dr 4WD                             118
BMW                                   3 series 4dr 4WD                           118
BMW                                   335 Xi 4dr 4WD                             119
BMW                                   3 series station wagon 4WD                 122
BMW                                   335 i convertible                          128
Audi                                  A4 convertible                             129
Audi                                  A4 Quattro 4dr 4WD                         133
Infiniti                              G35 4dr 4WD                                133
BMW                                   3 series 4dr                               134
Acura                                 3.5 TL 4dr                                 134
Lexus                                 IS 250 4dr 4WD                             135
Mercedes                              C class 4dr 4WD                            138
Mercedes                              C class 4dr                                139
Infiniti                              G35 4dr                                    140

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2006 – 2008 is included in the class
averages.
BMW                                   3 series 2dr 4WD                           150
Audi                                  A4 4dr                                     154
Lexus                                 IS 250 4dr                                 164
Mercedes                              CLK class convertible                      169
Audi                                  S4 Quattro 4dr 4WD                         177
Infiniti                              G37 2dr                                    177
Lexus                                 IS 350 4dr                                 177
BMW                                   3 series 2dr                               180
BMW                                   335 Xi 2dr 4WD                             199
Audi                                  RS4 Quattro 4dr 4WD                        211
Mercedes                              CLK class 2dr                              214


                                       Large Cars
                                                                      Relative Average Loss
                                                                             Payment
Make                                  Model                          Per Insured Vehicle Year

Four-Door Models                                                                 95
Mercury                               Sable                                      69
Ford                                  Taurus                                      72
Buick                                 LaCrosse                                   74
Buick                                 Lucerne                                     77
Ford                                  Taurus 4WD                                  79
Chrysler                              300 HEMI 4WD                               85
Hyundai                               Azera                                      87
Chrysler                              300 4WD                                    88
Dodge                                 Charger HEMI 4WD                           90
Kia                                   Amanti                                     90
Toyota                                Avalon                                     91
Chevrolet                             Impala                                     92
Chrysler                              300                                         98
Pontiac                               Grand Prix                                 102
Chrysler                              300 HEMI                                   108
Dodge                                 Charger HEMI                               130
Dodge                                 Charger                                    134

Station Wagons/Minivans                                                          89
Dodge                                 Magnum 4WD                                 102
Dodge                                 Magnum HEMI 4WD                            110
Dodge                                 Magnum HEMI                                120
Dodge                                 Magnum                                     128

Sports Models                                                                   280
Aston Martin                          DB9 convertible                            173
Jaguar                                XK 2dr                                     174
Jaguar                                XK convertible                             176
Aston Martin                          Vantage V8 2dr                             231

Luxury Models                                                                   141
Volvo                                 S80 4dr 4WD                                 84
Volvo                                 S80 4dr                                     85
Cadillac                              DTS 4dr                                     98
Volvo                                 V70 station wagon                          100
Volvo                                 C70 convertible                            101
Audi                                  A6 Quattro station wagon 4WD               104
Cadillac                              CTS 4dr 2WD/4WD                            107

 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
 experience for previous or discontinued models from 2006 – 2008 is included in the class
 averages.
Audi                                     A6 Quattro 4dr 4WD                      115
BMW                                      5 series 4dr 4WD                        116
Infiniti                                 M35 4dr 4WD                             119
Infiniti                                 M35 4dr                                 120
Mercedes                                 E class station wagon 4WD               126
Audi                                     A6 4dr                                  127
Mercedes                                 E class station wagon                   128
Mercedes                                 E class 4dr 4WD                         133
Lexus                                    GS 350 4dr 4WD                          133
Acura                                    3.5 RL 4dr 4wd                          134
Mercedes                                 E class 4dr                             139
Cadillac                                 STS 4dr 2WD/4WD                         142
BMW                                      5 series 4dr                            142
Jaguar                                   S-type 4dr                              150
Lexus                                    GS 350 4dr                              152
Infiniti                                 M45 4dr                                 154
BMW                                      5 series 4dr                            159
Cadillac                                 STS V8 4dr 2WD/4WD                      167
Jaguar                                   XJ8 4dr                                 171
Lexus                                    GS 450h Hybrid 4dr                      197
Jaguar                                   XJ8 4dr LWB                             215
Mercedes                                 CL class 2dr                            217
BMW                                      6 series convertible                    220
BMW                                      6 series 2dr                            223
Mercedes                                 CLS class 4dr                           225
Jaguar                                   VDP 4dr LWB                             265
BMW                                      M6 convertible                          293
Cadillac                                 STS-V 4dr                               353
BMW                                      M5 4dr                                  375
BMW                                      M6 2dr                                  483


                                      Very Large Cars
                                                                      Relative Average Loss
                                                                             Payment
Make                                     Model                       Per Insured Vehicle Year

Four-Door Models                                                                 74
Ford                                     Crown Victoria                          70
Mercury                                  Grand Marquis                           74

Station Wagons/Minivans                                                          70
Chrysler                                 Town & Country LWB                      51
Dodge                                    Grand Caravan                           56
Honda                                    Odyssey                                 67
Hyundai                                  Entourage                               69
Chevrolet                                Uplander LWB                            72
Kia                                      Sedona SWB                              73
Kia                                      Sedona                                  73
Chevrolet                                Uplander SWB                            76
Toyota                                   Sienna                                  79
Toyota                                   Sienna 4WD                              80
Nissan                                   Quest                                   90




LWB = Long Wheelbase, SWB = Short Wheelbase

 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
 experience for previous or discontinued models from 2006 – 2008 is included in the class
 averages.
Luxury Models                                                                      166
Lincoln                                Town Car 4dr                                94
Lexus                                  LS 460 4dr                                  145
Mercedes                               S class 4dr LWB 4WD                         147
Lexus                                  LS 460 L 4dr                                152
BMW                                    7 series 4dr LWB                            160
BMW                                    7 series 2dr                                172
Audi                                   A8L Quattro 4dr 4WD                         195
Mercedes                               S class 4dr LWB                             201
Audi                                   A8 Quattro 4dr 4WD                          218
Bentley                                Continental Flying Spur 4dr 4WD             259
Bentley                                Continental GTC convertible                 319
Bentley                                Continental GT 2dr                          391
Maserati                               Quattroporte 4dr                            403



                                           Pickups
                                                                          Relative Average Loss
                                                                                 Payment
Make                                   Model                             Per Insured Vehicle Year

                                        SMALL PICKUPS

Two-Door Models                                                                     89
GMC                                    Canyon                                       75
Chevrolet                              Colorado                                     82
Toyota                                 Tacoma 4WD                                   84
Toyota                                 Tacoma                                       86
Ford                                   Ranger                                       96
GMC                                    Canyon 4WD                                   98
Mazda                                  B                                           108
Chevrolet                              Colorado 4WD                                112
Ford                                   Ranger 4WD                                  120

Two-Door Plus Models                                                                96
GMC                                    Canyon ext.                                  66
Dodge                                  Dakota club                                 83
Dodge                                  Dakota club 4WD                             85
Chevrolet                              Colorado ext.                               86
Mitsubishi                             Raider ext.                                 89
GMC                                    Canyon 4WD ext.                              91
Nissan                                 Frontier king                               94
Chevrolet                              Colorado ext. 4WD                           95
Toyota                                 Tacoma xtra                                  97
Toyota                                 Tacoma xtra 4WD                             99
Nissan                                 Frontier king 4WD                           99
Ford                                   Ranger supercab                             101
Isuzu                                  I-290 ext.                                  102
Ford                                   Ranger supercab 4WD                         114

Four-Door Models                                                                    96
GMC                                    Canyon crew                                  78
Dodge                                  Dakota quad                                  85
Dodge                                  Dakota quad 4WD                              87

LWB = Long Wheelbase,
  Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
  experience for previous or discontinued models from 2006 – 2008 is included in the class
  averages.
Nissan                                Frontier crew LWB 4WD                       88
Nissan                                Frontier crew LWB                           89
Chevrolet                             Colorado crew                               94
Chevrolet                             Colorado crew 4WD                           94
Toyota                                Tacoma double long bed                      97
GMC                                   Canyon 4WD crew                             97
Toyota                                Tacoma double                               97
Nissan                                Frontier crew 4WD                           98
Toyota                                Tacoma double long bed 4WD                 100
Mitsubishi                            Raider double                              101
Nissan                                Frontier crew                              103
Toyota                                Tacoma double 4WD                          105
Mitsubishi                            Raider double 4WD                          114

                                       LARGE PICKUPS

Two-Door Models                                                                  80
Toyota                                Tundra 4WD                                  69
GMC                                   Sierra 1500 4WD (NEW)                       78
Ford                                  F-150                                       79
Ford                                  F-150 4WD                                   80
Toyota                                Tundra                                      84
Dodge                                 Ram 1500                                    86
Toyota                                Tundra LWB                                  89
Dodge                                 Ram 1500 4WD                                92
Chevrolet                             Silverado 1500 4WD (NEW)                    96
Chevrolet                             Silverado 1500 (NEW)                       100
GMC                                   Sierra 1500 (NEW)                          118
Toyota                                Tundra LWB 4WD                             123

Two-Door Plus Models                                                             86
Toyota                                Tundra double LWB 4WD                       71
Ford                                  F-150 supercab 4WD                          74
GMC                                   Sierra 1500 ext. 4WD (NEW)                  80
Ford                                  F-150 supercab                              83
Toyota                                Tundra double 4WD                           84
Chevrolet                             Silverado 1500 ext. 4WD (NEW)              90
GMC                                   Sierra 1500 ext. (NEW)                      93
Toyota                                Tundra double                               97
Chevrolet                             Silverado 1500 ext. (NEW)                  101
Nissan                                Titan king 4WD                             114
Nissan                                Titan king                                 122
Toyota                                Tundra double LWB                          128

Four-Door Models                                                                 88
Chevrolet                             Silverado 1500 crew 4WD (NEW)              73
Honda                                 Ridgeline crew 4WD                         74
GMC                                   Sierra 1500 crew 4WD (NEW)                 78
Ford                                  F-150 supercrew 4WD                        81
Toyota                                Tundra crew max                            82
Ford                                  F-150 supercrew                            84
Dodge                                 Ram 1500 mega 4WD                          85
Chevrolet                             Silverado 1500 crew (NEW)                  85
Dodge                                 Ram 1500 mega                              89
GMC                                   Sierra 1500 crew (NEW)                     90

LWB = Long Wheelbase

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2006 – 2008 is included in the class
averages.
Dodge                                 Ram 1500 quad                               91
Dodge                                 Ram 1500 quad 4WD                           91
Lincoln                               Mark LT crew                                92
Toyota                                Tundra crew max 4WD                        103
Lincoln                               Mark LT crew 4WD                           110
Nissan                                Titan crew 4WD                             114
Nissan                                Titan crew                                 122
Nissan                                Titan crew long bed 4WD                    139

                                   VERY LARGE PICKUPS

Two-Door Models                                                                  86
Dodge                                 Ram 2500 4WD                                70
Chevrolet                             Silverado 2500 4WD (NEW)                   89
Ford                                  F-250 4WD                                   89
Dodge                                 Ram 2500                                   106
Dodge                                 Ram 3500 4WD                               174

Two-Door Plus Models                                                             88
Ford                                  F-250 supercab                              58
Chevrolet                             Silverado 2500 ext. (NEW)                  83
GMC                                   Sierra 2500 ext. 4WD (NEW)                 85
Chevrolet                             Silverado 2500 ext. 4WD (NEW)              99
Ford                                  F-250 supercab 4WD                         103
Ford                                  F-350 supercab 4WD                         115

Four-Door Models                                                                 98
Ford                                  F-350 supercrew                             59
GMC                                   Sierra 3500 crew 4WD (NEW)                  85
Dodge                                 Ram 3500 mega                               85
Dodge                                 Ram 2500 mega                               87
Chevrolet                             Silverado 3500 crew 4WD (NEW)               93
Ford                                  F-250 supercrew                             93
Chevrolet                             Silverado 2500 crew (NEW)                   95
GMC                                   Sierra 2500 crew 4WD (NEW)                  96
Dodge                                 Ram 2500 quad                               97
Dodge                                 Ram 2500 quad 4WD                           98
Dodge                                 Ram 3500 quad 4WD                          100
Dodge                                 Ram 2500 mega 4WD                          103
Chevrolet                             Silverado 2500 crew 4WD (NEW)              104
Dodge                                 Ram 3500 mega 4WD                          106
Ford                                  F-250 supercrew 4WD                        112
Ford                                  F-450 crew 4WD                             113
Ford                                  F-350 supercrew 4WD                        115
Dodge                                 Ram 3500 quad                              115


                               Sport Utility Vehicles
                                                                       Relative Average Loss
                                                                              Payment
Make                                  Model                           Per Insured Vehicle Year

Small Sport Utility Vehicles                                                     79
Jeep                                  Wrangler 2dr SWB 4WD                       49
Jeep                                  Patriot 4dr 4WD                            63

SWB = Short Wheelbase

 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
 experience for previous or discontinued models from 2006 – 2008 is included in the class
 averages.
Ford                                  Ford                                        65
Jeep                                  Patriot 4dr                                 69
Mazda                                 Tribute 4dr                                 69
Honda                                 CR-V 4dr                                    69
Honda                                 CR-V 4dr 4WD                                69
Ford                                  Escape 4dr                                  70
Jeep                                  Compass 4dr 4WD                             71
Mercury                               Mariner Hybrid 4dr                          71
Subaru                                Forester 4dr 4WD                            72
Mercury                               Mariner 4dr                                 73
Mazda                                 Tribute 4dr 4WD                             73
Jeep                                  Compass 4dr                                 75
Mercury                               Mariner 4dr 4WD                             75
Chevrolet                             Equinox 4dr 2WD/4WD                         76
Kia                                   Sportage 4dr 4WD                            76
Kia                                   Sportage 4dr                                81
Hyundai                               Tucson 4dr 4WD                              81
Honda                                 Element 4dr 4WD                             83
Hyundai                               Tucson 4dr                                  85
Toyota                                RAV4 4dr                                    86
Ford                                  Escape Hybrid 4dr                           87
Pontiac                               Torrent 4dr 4WD                             88
Toyota                                RAV4 4dr 4WD                                89
Pontiac                               Torrent 4dr                                 90
Honda                                 Element 4dr                                 90
Nissan                                Rogue 4dr                                   91
Mitsubishi                            Outlander 4dr                               91
Mercury                               Mariner Hybrid 4dr 4WD                      92
Nissan                                Rogue 4dr 4WD                              93
Mazda                                 CX-7 4dr                                    95
Ford                                  Escape Hybrid 4dr 4WD                       97
Mitsubishi                            Outlander 4dr 4WD                          106
Suzuki                                Grand Vitara 4dr 4WD                       108
Suzuki                                Grand Vitara 4dr                           118

Midsize Sport Utility Vehicles                                                   69
Ford                                  Taurus X 4dr 4WD                           38
Jeep                                  Wrangler 4dr 4WD                           45
Jeep                                  Wrangler 4dr                               48
Ford                                  Taurus X 4dr                               53
Ford                                  Explorer Sport Trac 4dr 4WD                57
Isuzu                                 Ascender 4dr 4WD                           57
Nissan                                Xterra 4dr 4WD                             57
Mercury                               Mountaineer 4dr                            59
Ford                                  Edge 4dr                                   60
GMC                                   Envoy 4dr 4WD                              60
Ford                                  Edge 4dr 4WD                               61
Mercury                               Mountaineer 4dr 4WD                        62
Dodge                                 Nitro 4dr 4WD                              63
Jeep                                  Grand Cherokee 4dr                         63
GMC                                   Envoy 4dr                                  64
Ford                                  Explorer 4dr 4WD                           64
Dodge                                 Nitro 4dr                                  64
Ford                                  Explorer Sport Trac 4dr                    65
Honda                                 Pilot 4dr                                  65
Ford                                  Explorer 4dr                               65
Honda                                 Pilot 4dr 4WD                              65

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2006 – 2008 is included in the class
averages.
Jeep                                  Liberty 4dr 4WD                            66
Hyundai                               Veracruz 4dr 4WD                           66
Chevrolet                             TrailBlazer 4dr 4WD                        66
Hyundai                               Veracruz 4dr                               67
Saturn                                Vue 4dr 4WD                                 67
Toyota                                4Runner 4dr 4WD                             69
Chevrolet                             TrailBlazer 4dr                            70
Kia                                   Sorento 4dr                                70
Nissan                                Pathfinder 4dr                             70
Toyota                                Highlander 4d                              70
Nissan                                Xterra 4dr                                 71
Jeep                                  Liberty 4dr                                71
Jeep                                  Grand Cherokee 4dr 4WD                     71
Hyundai                               Santa Fe 4dr                               71
Hummer                                H3 4dr 4WD                                 73
Toyota                                FJ Cruiser 4dr 4WD                         73
Hyundai                               Santa Fe 4dr 4WD                           73
Toyota                                4Runner 4dr                                 74
Saturn                                Vue 4dr                                     75
Nissan                                Pathfinder 4dr 4WD                         76
Kia                                   Sorento 4dr 4WD                            76
Toyota                                Highlander Hybrid 4dr 4WD                  76
Toyota                                FJ Cruiser 4dr                             77
Chrysler                              Pacifica 4dr                               78
Toyota                                Highlander 4dr 4WD                         78
Isuzu                                 Ascender 4dr                                78
Mitsubishi                            Endeavor 4dr 4WD                           80
Chrysler                              Pacifica 4dr 4WD                           83
Mazda                                 CX-9 4dr                                    85
Mazda                                 CX-9 4dr 4WD                                85
Subaru                                B9 Tribeca 4dr 4WD                          88
Mitsubishi                            Endeavor 4dr                                90
Suzuki                                XL7 4dr 4WD                                107
Suzuki                                XL7 4dr                                    112

Large Sport Utility Vehicles                                                     72
Toyota                                Sequoia 4dr                                31
Saturn                                Outlook 4dr 4WD                            47
GMC                                   Acadia 4dr 4WD                             51
GMC                                   Acadia 4dr                                 53
Buick                                 Enclave 4dr 4WD                            57
Saturn                                Outlook 4dr                                59
Buick                                 Enclave 4dr                                59
Ford                                  Expedition 4dr 4WD                         63
Toyota                                Sequoia 4dr 4WD                            64
GMC                                   Yukon 4dr                                  65
Chevrolet                             Tahoe 4dr 4WD                              68
Chevrolet                             Tahoe 4dr                                  68
Chrysler                              Aspen 4dr                                  69
Jeep                                  Commander 4dr                              70
GMC                                   Yukon 4dr 4WD                              73
Ford                                  Expedition 4dr                             75
Jeep                                  Commander 4dr 4WD                          78
Nissan                                Pathfinder Armada 4dr 4WD                  79
Dodge                                 Durango 4dr 4WD                            79
Dodge                                 Durango 4dr                                80
Chrysler                              Aspen 4dr 4WD                              85

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2006 – 2008 is included in the class
averages.
Nissan                                  Pathfinder Armada 4dr                    86
Volkswagen                              Touareg 2 4dr 4WD                        111

Very Large Sport Utility Vehicles                                                70
GMC                                     Yukon XL 1500 4dr                        57
Chevrolet                               Suburban 1500 4dr                        59
Chevrolet                               Suburban 1500 4dr 4WD                    63
Chevrolet                               Suburban 2500 4dr 4WD                    72
GMC                                     Yukon XL 1500 4dr 4WD                    74
Chevrolet                               Avalanche 1500 4dr 4WD                   75
Ford                                    Expedition EL 4dr                        75
Ford                                    Expedition EL 4dr 4WD                    76
Hummer                                  H2 4dr 4WD                               77
Hummer                                  H2 SUT 4dr 4WD                           83
Chevrolet                               Avalanche 1500 4dr                       86


                             Luxury Sport Utility Vehicles
                                                                     Relative Average Loss
                                                                            Payment
Make                                    Model                       Per Insured Vehicle Year

Midsize Luxury Sport Utility Vehicles                                            94
Lincoln                                 MKX 4dr                                  63
Volvo                                   XC90 4dr                                 67
Volvo                                   XC90 4dr 4WD                             67
Acura                                   MDX 4dr 4WD                              69
Lincoln                                 MKX 4dr 4WD                              72
Acura                                   RDX 4dr 4WD                              80
Land Rover                              LR2 4dr 4WD                              83
Saab                                    9-7X 4dr 4WD                             84
Lexus                                   RX 350 4WD                               93
Lexus                                   RX 350 4dr                                94
BMW                                     X3 4dr 4WD                               100
Infiniti                                FX45 4dr 4WD                             101
Mercedes                                M class 4dr 4WD                          107
Cadillac                                SRX 4dr 2WD/4WD                          108
Lexus                                   RX 400h Hybrid 4dr 4WD                   110
Infiniti                                FX35 4dr                                 110
BMW                                     X5 4dr 4WD                               113
Infiniti                                FX35 4dr 4WD                             120
Lexus                                   RX 400h Hybrid 4dr                       122

Large Luxury Sport Utility Vehicles                                             103
Land Rover                              LR3 4dr 4WD                               70
Lexus                                   GX 470 4dr 4WD                            77
Cadillac                                Escalade 4dr 4WD                          92
Cadillac                                Escalade 4dr                              98
Infiniti                                QX56 4dr                                 101
Land Rover                              Range Rover 4dr 4WD                      108
Infiniti                                QX56 4dr 4WD                             112
Land Rover                              Range Rover Sport 4dr 4WD                118
Mercedes                                GL class 4dr 4WD                         121
Audi                                    Q7 4dr 4WD                               125
Porsche                                 Cayenne 4dr 4WD                          126
Mercedes                                R class 4dr 4WD                          147


 Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
 experience for previous or discontinued models from 2006 – 2008 is included in the class
 averages.
Very Large Luxury Sport Utility Vehicles                                             103
Lincoln                                    Navigator L 4dr 4WD                       74
Cadillac                                   Escalade ESV 4dr 4WD                      97
Lincoln                                    Navigator L 4dr                           98
Lincoln                                    Navigator 4dr                             109
Lincoln                                    Navigator 4dr 4WD                         116
Cadillac                                   Escalade EXT 4dr 4WD                      121


                                 Cargo/Passenger Vans
                                                                            Relative Average Loss
                                                                                   Payment
Make                                       Model                           Per Insured Vehicle Year

All Cargo/Passenger Vans                                                              60
Ford                                       E-350 Econoline Wagon                      45
Chevrolet                                  Express 3500 series                        45
Chevrolet                                  Express 1500 cargo series 4WD              51
Ford                                       E-250 Econoline                            52
Ford                                       E-150 Econoline                            52
Ford                                       E-150 Econoline Wagon                      59
Chevrolet                                  Express 1500 cargo series                  61
Chevrolet                                  Express 2500 cargo series                  62
GMC                                        Savana 2500 cargo series                   66
Ford                                       E-350 Econoline                            76
Chevrolet                                  Express 3500 cargo series                  76
GMC                                        Savana 1500 cargo                          84
Dodge                                      Sprinter 2500 cargo                        88
GMC                                        Savana 3500 cargo series                  105
Chevrolet                                  Uplander LWB cargo                        121




Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2006 – 2008 is included in the class
averages.
U.S. Department of Transportation
National Highway Traffic Safety Administration
Consumer Standards Division
1200 New Jersey Avenue SE., NVS-131
Washington, DC 20590

If you would like more details about the information in these tables, or wish to obtain
the complete Insurance Collision Report, please contact HLDI directly at:

Highway Loss Data Institute
1005 North Glebe Road
Arlington, VA 22201
Tel: 703-247-1600

				
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