Car Loan or Personal Loan Application

Car Loan or Personal Loan Application You can enter information onscreen, then print and sign OR print a blank form, complete and sign. For assistance, please call 1300 302 474 Gateway Credit Union Ltd ABN 47 087 650 093 AFSLN 238293 Application Checklist * Denotes Mandatory Field Complete Steps 1 - 4 Declarations & Credit Report Consent Print, sign & send to Gateway Step 1 - Tell us about the loan you need One Applicant* Two Applicants For two applicants, please complete an Additional Applicant form. For Non Personal accounts, please contact Gateway. Car Loan - Secured Car Details* New Car Used Car Personal Loan - Unsecured Loan Purpose* Travel Home Improvements Home Contents / Furnishings Make* Model* Consolidate Debts Year* Education (Student Loan - Secured/Unsecured) Purchase Price* Deposit or Trade* Loan Requested* $ $ $ Other Loan Requested* Loan Type* $ Personal Line of Credit Student How often would you like to make repayments?* Weekly Fortnightly Monthly How often would you like to make repayments?* Weekly Fortnightly Monthly Comments - any other information to help us better understand your needs and current situation Print www.gatewaycu.com.au Next >> Car Loan or Personal Loan Application 2 of 6 Step 2 - Tell us about you (Applicant 1) Personal Details Title* Mr Mrs Ms Miss Dr Prof Gender* Date of Birth* DD Female Male First Name* MM YYYY Middle Name Country of Residence* (for tax purposes) Last Name* Occupation* Residential Address* Unit Number Street Number Mailing Address PO Box RMB Same as residential Unit / Street No. Street Name* Suburb/Town* State/Territory* Country* Time at this address*YY MM Postcode* Street Name Suburb/Town State/Territory Country Postcode Contact Details* Please specify at least one phone number Number Previous address (if current < 3 years): Unit Number Home Street Number Work Street Name* Suburb/Town* State/Territory* Country* Time at this address*YY MM Postcode* Mobile Email Country Area Membership* Are you already a Gateway Member?* Yes, Membership No. No, please complete the Gateway Membership process. Print www.gatewaycu.com.au Next >> Car Loan or Personal Loan Application 3 of 6 Step 2 - Tell us about you (Applicant 1) Drivers Licence Single Separated Married Divorced Defacto Widowed Yes Yes Yes No No No State / Number Current housing situation* Buying home / Mortgaged Living with parents Other Number of dependents* Age of dependents Own home outright Renting Boarding Marital Status* Permanent Australian Resident* Have you ever been declared bankrupt?* Have you ever had any court judgements awarded against you?* Step 3 - Tell us about your work (Applicant 1) Type of Employment* Full Time Contract Other Current Employment Details* Name of current employer / business Phone Commencement date* Previous employer / business (If current < 3 years) Unit Number Street Number Start Date* Street Name* Suburb/Town* State/Territory* Country* Country Area Number Country Area Number If self employed - Accountant Details Casual Retired Accountant Name* Part Time Self Employed Accountant Address* Country Area Number End Date* Previous position held Postcode* Previous Employer Address Phone* Fax Phone* Print www.gatewaycu.com.au Next >> Car Loan or Personal Loan Application 4 of 6 Step 4 - Tell us about your Financial Position (Applicant 1) If joint applicants are partners, you may combine assets, liabilities and expenses but base salary details must be specified separately. Applicant 1 Name* Statement of Financial Position* Assets Home Other Property / Land Motor Vehicle 1 Motor Vehicle 2 Savings / Cash Superannuation Home Contents Other TOTAL ASSETS Lender Name Credit Limit(s) Current Balance Description Current Value $ $ $ $ $ $ $ $ $ Monthly Repayment Cleared by new loan? Liabilities Mortgage(s) Other loan(s) Overdraft(s) Credit / Store Cards Hire Purchase / Lease(s) Other TOTAL LIABILITIES Y Y Y Y Y N N N N N Print www.gatewaycu.com.au Next >> Car Loan or Personal Loan Application 5 of 6 Step 4 - Tell us about your Financial Position (Applicant 1) Income Base Salary Other Income e.g. regular overtime, commissions, allowances, part time or casual work Description Gross per month $ $ After Tax per month $ $ Rental Income Do not show property outgoings as an expenditure item, as gross rental income is discounted $ $ Investments e.g. Interest or Dividends $ $ $ $ $ $ $ $ $ $ Government benefits or pensions Other Other TOTAL MONTHLY INCOME Expenditure Rent / Board Any other ongoing commitments e.g. Insurance, tax, maintenance Description Average Monthly $ $ $ $ $ $ All other living expenses e.g. Food, clothing, utilities, education Other Other TOTAL MONTHLY EXPENSES Print www.gatewaycu.com.au Next >> Car Loan or Personal Loan Application 6 of 6 Step 5 - Declarations & Credit Report Consent I/We declare and warrant the personal details and particulars of my/our financial position disclosed in this application are true, complete and accurate in all respects. I/We acknowledge Gateway may base its decision to grant a loan or not on the particulars disclosed and that Gateway is relying on my/our declaration and warranty. I/We further acknowledge that a breach of this declaration and warranty may result in either civil or criminal liability. I/We understand Gateway may ask for verification of information provided to support this application. I/We understand the loan agreement will not be accepted until I/we have complied with all requests and all information provided by myself/us is found to be accurate. I/We acknowledge the information provided in this application and any other information collected about myself/us by Gateway Credit Union Ltd (”Gateway”) will be used by Gateway to assess this application and my/our credit worthiness. I/We authorise Gateway to collect and disclose personal information from/to third parties, such as my/our employer, other credit providers, credit reporting agencies and mortgage insurers. I/We understand this information can include details about my/our credit worthiness as allowed by law, including my/our credit standing, credit history or credit capacity. In context of this application, I/we also authorise Gateway to give any guarantor or provider of security, information about my/our credit worthiness. I/We agree that for each person whom I/we have provided personal information, I/we will ensure each person has agreed to their personal information being collected, used and disclosed by Gateway in order to assess this application. I/We agree to reimburse Gateway for any costs incurred in relation to this application, even if the loan is not funded. I/We understand Gateway may not provide a loan if my/our circumstances change before funding, including (but not limited to) changes to income, employment or other details. I/We confirm that in providing this Declaration and Credit Report Consent, I/we have obtained and read a copy of Gateway's Financial Services Guide and Privacy Statement and understand that Terms & Conditions apply to the products and services provided. Applicant 1* Signature* Print Name* Date* The Next Steps    Print, Sign & Send to Gateway. (Note: If faxing your application, please also send originals of all documents by mail) For each applicant not already a Gateway Member; please complete the Membership process. Review the Supporting Documentation Guide and when requested please be ready to provide copies to support information you have entered in this application.  GPO Box 3176 Sydney NSW 2001  1300 302 474  02 9312 9799 Print www.gatewaycu.com.au