Clear Connection - Clearview Federal Credit Union

Document Sample
Clear Connection - Clearview Federal Credit Union Powered By Docstoc
					           The Newsletter of Clearview ® Federal Credit Union                                                                  February 2013

 3.99 % Visa®
                                                                       Scholarship Applications
 Balance Transfers
 Save money when you turn to our Clearview
                                                                       Now Available
 Visa® credit card.Transfer high interest rate
                                                                                 learview Federal Credit Union      Beaver Valley Chapter of Credit
 loan and credit card balances with our lowVisa
 balance transfer and enjoy a rate of 3.99%
 APR1 until May 2014. After that, enjoy
 8.99% APR1 for the life of the transferred
                                                                      C          is pleased to announce the
                                                                                 14th Annual Ralph B.
                                                                      Canterbury Scholarship award! This
                                                                                                                    Unions Scholarship2
                                                                                                                    Five scholarships will be awarded in the
                                                                                                                    amount of $500 this year from the
                                                                      scholarship is in honor of Ralph B.           Beaver Valley Chapter of Credit Unions.
 balance! Plus, enjoy no balance transfer fees!
                                                                      Canterbury’s outstanding service and          Visit for complete
                                                                      loyalty to the Credit Union during his        details, eligibility requirements and
                                                                      34 year tenure. Clearview understands         an application.
                                                                      the importance of education, and we are
                                                                      proud to offer this                                                 Allegheny-Kiski
                                                                      special scholarship                                                 Valley Chapter
                                                                      to our members.                                                     Scholarship3
                                                                                                                                          Four scholarships
                                                                      A total of ten                                                      will be awarded in
                                                                      scholarships will be                                                the amount of $500
                                                                      awarded this year                                                   this year from the
                                                                      in the amount of                                                    Allegheny-Kiski
 You can transfer balances from:                                      $1,000 each.1                                                       Valley Chapter of
      • Major Credit Cards                                            Scholarship                                                         Credit Unions. Visit
      • Small Loans (education, auto,                                 recipients will be                                         for
        home improvement loans)                                       recognized at this                            complete details, eligibility requirements
      • Speciality or Department Store                                year’s Annual Meeting, being held at the      and an application.
        Credit Cards                                                  RMU Island Sports Center, Pittsburgh Pa.,
                                                                      on Saturday, June 22, 2013.                   Clearview wishes our members the best
 Stop paying those high interest rates, and start                                                                   of luck as they further their education.
 saving money today.                                                  Applications are available at any Clearview
                                                                      branch or online at All     1 Applicants may not be a previous winner of the Ralph B.
 Apply by calling 1-877-4LOAN40                                       applications must be received by                Canterbury Scholarship; an employee of Clearview FCU; a
                                                                                                                      member of the Clearview FCU Board of Directors, Supervisory
 (1-877-456-2640) or visiting                       Clearview by April 1, 2013.                     Committee or Scholarship Committee; or an immediate family
                                                                                                                      member of a Clearview FCU Board Member, Supervisory
 This offer ends March 31, 2013, so act today!                                                                        Committee Member or Management Employee.
                                                                      For complete details and eligibility
                                                                                                                    2 Applicants must be pursuing an accredited two-year or four-year
1 APR = Annual Percentage Rate. Payments to yourVisa will be          requirements on the Ralph B. Canterbury         undergraduate degree or full-time job preparatory program at an
  posted according to applicable laws. Balance transfers may not                                                      accredited trade or technical school. Applicants must be a
  exceed your available credit.The 3.99% APR will be in effect        Scholarship, please call Clearview at           Clearview member in good standing. Applicants may not be a
  until the May 2014 cycle date, in which the rate will then revert
  to an 8.99% APR for the life of the transferred balance.            1-800-926-0003 or visit our website             previous winner of the Beaver Valley Chapter of Credit Unions
                                                                                                                      Scholarship. Please call 1-800-926-0003 for more details on
  Clearview loans andVisa balances are not eligible for the
  discounted balance transfer rate. Rate is subject to change         at                            eligibility requirements.
  without notice. Promotional period is effective from January 1,                                                   3 Applicants must be attending college, business, technical or
  2013 until March 31, 2013. Clearview BusinessVisa and Home
  EquityVisa cards are excluded.All loan approvals are subject to
                                                                      Clearview members are also eligible for         trade school in the fall of 2013 to be eligible and an Allegheny-
                                                                                                                      Kiski Valley Chapter, PCUA-affiliated credit union member in
  normal underwriting guidelines and may require a co-signer.         the following scholarship opportunities:        good standing.
  Penalty APR may be applied to your promotional balances if
  you make a late payment during the balance transfer
  introductory period. You must be at least 18 years old to apply.
      The Newsletter of Clearview ® Federal Credit Union                                             February 2013

 Tax Help From Your Credit Union                                                               Community Service
Need assistance with your tax return? The      the Deluxe Edition if you are a homeowner,
                                                                                               Award Winner
IRS Volunteer Income Tax Assistance (VITA)     made donations in 2012, or have medical       Clearview is proud to announce that the
Program offers free tax help to people with    expenses.                                     winner of the 2012 Joseph C. Cirelli
low to moderate income who cannot                                                            Community Service Award is
                                               Plus, Clearview makes it even easier to use
prepare their own returns.                                                                   Roy Taucher.
                                               TurboTax! Access TurboTax through your
Trained Credit Union volunteers can help       Clearview Online Banking account. By          Roy was chosen for his 12 years of
you prepare your basic federal tax return      accessing the TurboTax Deluxe Edition         volunteer efforts with the Focus on
and assist you with special credits for        through Online Banking, your 1099s and        Renewal (FOR) program located in
which you may qualify.                         personal information automatically loads      McKees Rocks, Pa. Roy has been
                                               from your Clearview account. And, you can     volunteering his time daily at FOR and
To see if you qualify for free help with
                                               enjoy a discount on the Turbo Tax Deluxe,     spends about 30 hours each week helping
your federal return, call (412) 507-5190
                                               Premier and Home and Business Editions!       to run the food bank, a part of the FOR
starting on February 1, 2013.
Appointments will be available beginning       For more information on how to access         Community Center.
in February at our Brentwood,                  TurboTax through your Online Banking          In addition to honoring Roy for his
Canonsburg, Center Twp., Chippewa,             account, visit or call       commitment to community service,
Hopewell Twp., Lower Burrell, McMurray,        Online Banking Support at                     Clearview has donated $2,500 to the
Moon Twp., Natrona Heights, Robinson           1-800-926-0003, option 7.                     Focus on Renewal program.We wish both
Twp. and Sewickley branches. Or, if you                                                      Roy and FOR much continued success.
live outside of the Pittsburgh area, you can
call the IRS today at 1-800-829-1040 to
find a VITA location near you.
Another great tax service that Clearview
offers to members of all incomes and ages is
TurboTax. TurboTax is an easy-to-use tax
filing guide that helps you prepare your
taxes yourself.
                                                                                                 Clearview presents Roy with a $2,500 donation.
Use the TurboTax Free Edition for simple
returns such as the 1040EZ or upgrade to
                                                                                               Important Dates
 Important Changes to the Way                                                                           February 18, 2013
                                                                                                 Clearview closed in observance of
                                                                                                          Presidents’ Day.
 You Receive Benefit Payments                                                                             March 13, 2013
                                                                                              Clearview branches close at 4:00 p.m. for
              n March 1, 2013, the U.S.        check must switch to direct deposit by

 O            Department of Treasury will
              retire the paper Social
 Security check for millions of people
                                               March 1, 2013.
                                               For more information on selecting an
                                               electronic payment method, visit
                                                                                                  an employee appreciation dinner.
                                                                                              Moon Township branch and office closes
                                                                                                         at 5:00 p.m.
 applying for federal benefits. This move                                                                March 29, 2013
 will save taxpayers $1 billion over the                                                          Clearview closes at 5:00 p.m. in
 next 10 years.                                                                                     observance of Good Friday.
 Anyone newly applying for Social                                                                          April 1, 2013
 Security, Veterans Affairs or other federal                                                  Vacation Club accounts will be deposited
 benefits must choose an electronic                                                            into your checking or savings account.
 payment method. And, people currently
 receiving their federal benefits by paper

Shared By: