The Newsletter of Clearview ® Federal Credit Union February 2013
3.99 % Visa®
Save money when you turn to our Clearview
Visa® credit card.Transfer high interest rate
learview Federal Credit Union Beaver Valley Chapter of Credit
loan and credit card balances with our lowVisa
balance transfer and enjoy a rate of 3.99%
APR1 until May 2014. After that, enjoy
8.99% APR1 for the life of the transferred
C is pleased to announce the
14th Annual Ralph B.
Canterbury Scholarship award! This
Five scholarships will be awarded in the
amount of $500 this year from the
scholarship is in honor of Ralph B. Beaver Valley Chapter of Credit Unions.
balance! Plus, enjoy no balance transfer fees!
Canterbury’s outstanding service and Visit clearviewfcu.org for complete
loyalty to the Credit Union during his details, eligibility requirements and
34 year tenure. Clearview understands an application.
the importance of education, and we are
proud to offer this Allegheny-Kiski
special scholarship Valley Chapter
to our members. Scholarship3
A total of ten will be awarded in
scholarships will be the amount of $500
awarded this year this year from the
in the amount of Allegheny-Kiski
You can transfer balances from: $1,000 each.1 Valley Chapter of
• Major Credit Cards Scholarship Credit Unions. Visit
• Small Loans (education, auto, recipients will be clearviewfcu.org for
home improvement loans) recognized at this complete details, eligibility requirements
• Speciality or Department Store year’s Annual Meeting, being held at the and an application.
Credit Cards RMU Island Sports Center, Pittsburgh Pa.,
on Saturday, June 22, 2013. Clearview wishes our members the best
Stop paying those high interest rates, and start of luck as they further their education.
saving money today. Applications are available at any Clearview
branch or online at clearviewfcu.org. All 1 Applicants may not be a previous winner of the Ralph B.
Apply by calling 1-877-4LOAN40 applications must be received by Canterbury Scholarship; an employee of Clearview FCU; a
member of the Clearview FCU Board of Directors, Supervisory
(1-877-456-2640) or visiting clearviewfcu.org. Clearview by April 1, 2013. Committee or Scholarship Committee; or an immediate family
member of a Clearview FCU Board Member, Supervisory
This offer ends March 31, 2013, so act today! Committee Member or Management Employee.
For complete details and eligibility
2 Applicants must be pursuing an accredited two-year or four-year
1 APR = Annual Percentage Rate. Payments to yourVisa will be requirements on the Ralph B. Canterbury undergraduate degree or full-time job preparatory program at an
posted according to applicable laws. Balance transfers may not accredited trade or technical school. Applicants must be a
exceed your available credit.The 3.99% APR will be in effect Scholarship, please call Clearview at Clearview member in good standing. Applicants may not be a
until the May 2014 cycle date, in which the rate will then revert
to an 8.99% APR for the life of the transferred balance. 1-800-926-0003 or visit our website previous winner of the Beaver Valley Chapter of Credit Unions
Scholarship. Please call 1-800-926-0003 for more details on
Clearview loans andVisa balances are not eligible for the
discounted balance transfer rate. Rate is subject to change at clearviewfcu.org. eligibility requirements.
without notice. Promotional period is effective from January 1, 3 Applicants must be attending college, business, technical or
2013 until March 31, 2013. Clearview BusinessVisa and Home
EquityVisa cards are excluded.All loan approvals are subject to
Clearview members are also eligible for trade school in the fall of 2013 to be eligible and an Allegheny-
Kiski Valley Chapter, PCUA-affiliated credit union member in
normal underwriting guidelines and may require a co-signer. the following scholarship opportunities: good standing.
Penalty APR may be applied to your promotional balances if
you make a late payment during the balance transfer
introductory period. You must be at least 18 years old to apply.
The Newsletter of Clearview ® Federal Credit Union February 2013
Tax Help From Your Credit Union Community Service
Need assistance with your tax return? The the Deluxe Edition if you are a homeowner,
IRS Volunteer Income Tax Assistance (VITA) made donations in 2012, or have medical Clearview is proud to announce that the
Program offers free tax help to people with expenses. winner of the 2012 Joseph C. Cirelli
low to moderate income who cannot Community Service Award is
Plus, Clearview makes it even easier to use
prepare their own returns. Roy Taucher.
TurboTax! Access TurboTax through your
Trained Credit Union volunteers can help Clearview Online Banking account. By Roy was chosen for his 12 years of
you prepare your basic federal tax return accessing the TurboTax Deluxe Edition volunteer efforts with the Focus on
and assist you with special credits for through Online Banking, your 1099s and Renewal (FOR) program located in
which you may qualify. personal information automatically loads McKees Rocks, Pa. Roy has been
from your Clearview account. And, you can volunteering his time daily at FOR and
To see if you qualify for free help with
enjoy a discount on the Turbo Tax Deluxe, spends about 30 hours each week helping
your federal return, call (412) 507-5190
Premier and Home and Business Editions! to run the food bank, a part of the FOR
starting on February 1, 2013.
Appointments will be available beginning For more information on how to access Community Center.
in February at our Brentwood, TurboTax through your Online Banking In addition to honoring Roy for his
Canonsburg, Center Twp., Chippewa, account, visit clearviewfcu.org or call commitment to community service,
Hopewell Twp., Lower Burrell, McMurray, Online Banking Support at Clearview has donated $2,500 to the
Moon Twp., Natrona Heights, Robinson 1-800-926-0003, option 7. Focus on Renewal program.We wish both
Twp. and Sewickley branches. Or, if you Roy and FOR much continued success.
live outside of the Pittsburgh area, you can
call the IRS today at 1-800-829-1040 to
find a VITA location near you.
Another great tax service that Clearview
offers to members of all incomes and ages is
TurboTax. TurboTax is an easy-to-use tax
filing guide that helps you prepare your
Clearview presents Roy with a $2,500 donation.
Use the TurboTax Free Edition for simple
returns such as the 1040EZ or upgrade to
Important Changes to the Way February 18, 2013
Clearview closed in observance of
You Receive Benefit Payments March 13, 2013
Clearview branches close at 4:00 p.m. for
n March 1, 2013, the U.S. check must switch to direct deposit by
O Department of Treasury will
retire the paper Social
Security check for millions of people
March 1, 2013.
For more information on selecting an
electronic payment method, visit
an employee appreciation dinner.
Moon Township branch and office closes
at 5:00 p.m.
applying for federal benefits. This move March 29, 2013
will save taxpayers $1 billion over the Clearview closes at 5:00 p.m. in
next 10 years. observance of Good Friday.
Anyone newly applying for Social April 1, 2013
Security, Veterans Affairs or other federal Vacation Club accounts will be deposited
benefits must choose an electronic into your checking or savings account.
payment method. And, people currently
receiving their federal benefits by paper