AUTO Auto Loans
A Low Interest Rate Car Mailing Address
P.O. Box 8020
Loan From People Who Pleasanton, CA 94588 888.766.2424
Won’t Steer You Wrong. Web Address Lost or Stolen
patelco.org Credit Card?
Patelco can meet or beat the big banks’ rates. 800.358.8228
Plus, as a credit union, we’re looking out for you 800.358.8228 MAP Auto
– not Wall Street shareholders. That translates Buying Service
to offering you the same low rates on used cars Locations patelco.org/MAP
as new cars. Not to mention, we can even help Find a Patelco branch, 800.757.2706
you find the car you want through our extensive free CO-OP ATM,
network of auto dealers. or Credit Union Shared Credit Union
Auto Online Banking Questions or
Auto Equity patelco.org/onlinebanking Comments?
Send us an email.
Motorcycle Boat & RV firstname.lastname@example.org
Auto Buying Service
GAP & MBI
CUDL + Autosmart
want to know more?
call 800.358.8228 or visit patelco.org/auto
Federally insured by NCUA PCUM804-1011
11PAT022 BROC_Auto Loans_FIN.indd 1 10/26/11 3:23 PM
New Auto Car Shopping
Loans & & Insurance
Refinancing Members Advantage Plus (MAP)
Free Auto Buying Service
With MAP, Patelco can search our network of over 500
California dealers to find the exact vehicle you want. Then
we can guide you through the financing process and
At Patelco, we think auto loans should be low interest
purchase of your vehicle. On top of that, we can actually
AND low stress. So our application process is fast and
deliver the vehicle to your doorstep in most cases...all at
easy. Plus, we offer:
no cost to you!
The same low rates for new AND
Credit Union Direct Lending Getting Pre-Approved
used vehicles up to six years old.
(CUDL) + Autosmart A Patelco loan pre-approval allows you to
CUDL has partnered with hundreds of California auto shop with confidence, knowing exactly what
dealers to make the purchase and loan process easier terms, rates and purchase price are right for
Flexible down payment and repayment terms,
for our members. To find a CUDL dealer near you, visit
allowing you to finance your entire purchase you. To start the pre-approval process, call
price and customize your payments. 800.358.8228 or visit patelco.org/auto.
The freedom to use your loan to buy from If an emergency arises, like death, disability, or involuntary Helpful Hints
a dealer or private party, buy out a lease, unemployment, your payment may be covered through Here are some resources and advice to keep
or refinance the vehicle you currently drive. Patelco Debt Protection. in mind as you shop for your car and loan:
Guaranteed Auto Protection (GAP) Need to know current interest rates?
Auto Equity Loans By covering the difference between your car’s market value Visit patelco.org/rates.
and the amount you owe, GAP gives you a unique degree
This loan offers all the same benefits as our standard
of protection against your car being totaled or stolen. Need help figuring out what price range
auto loan but leverages the equity in your home,
and loan terms are right for you? Consult
which may provide additional savings by making your
Auto Insurance our online auto loan calculators at
interest tax deductible1. There is no appraisal necessary,
By leveraging a network of more than 35 major auto
but the Auto Equity Loan is available to California patelco.org/calculators.
insurance carriers, Patelco will likely save you hundreds
of dollars a year on auto insurance. Want to know how you can reduce your
Boat, RV, & Motorcycle Loans Mechanical Breakdown Insurance (MBI) interest rate through MAP, CUDL, and other
Patelco offers loans for just about anything you With Patelco’s MBI, you may not be liable for any out-of- means? Visit patelco.org/auto.
can drive with low monthly payments and flexible pocket expenses for major repairs. Plus, you’ll have
Considering 0% dealer financing? Beware,
repayment terms. access to 24/7 roadside assistance and more.
the terms may end up being very difficult
Consult a tax professional for all tax-related details.
11PAT022 BROC_Auto Loans_FIN.indd 2 10/26/11 3:23 PM