Mortgage Interest Rates

30 - Year Mortgage Interest Rates 3 7.31 7.53 7.6975 7.628 7.48 7.325 7.29 7.372 7.4 7.42 7.442 7.44 7.5425 7.734 8.496 8.77 8.5375 8.455 8.5825 9.085 9.586 9.9775 9.615 9.105 8.82 8.8925 8.942 9.224 9.0975 8.8125 8.73 8.8475 9 8.93 8.792 8.67 8.752 8.8575 8.94 8.915 8.96 9.1575 9.355 9.708 9.785 9.8575 10.346 10.4075 10.4975 2 1971.04 1971.06 1971.08 1971.1 1971.12 1972.02 1972.04 1972.06 1972.08 1972.1 1972.12 1973.02 1973.04 1973.06 1973.08 1973.1 1973.12 1974.02 1974.04 1974.06 1974.08 1974.1 1974.12 1975.02 1975.04 1975.06 1975.08 1975.1 1975.12 1976.02 1976.04 1976.06 1976.08 1976.1 1976.12 1977.02 1977.04 1977.06 1977.08 1977.1 1977.12 1978.02 1978.04 1978.06 1978.08 1978.1 1978.12 1979.02 1979.04 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 1 1.5 2 2.5 3 3.5 4 4.5 5 5.5 6 6.5 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5 13 13.5 14 14.5 15 15.5 16 16.5 17 17.5 18 18.5 19 19.5 20 20.5 21 21.5 22 22.5 23 23.5 24 24.5 25 1971.04 1971.05 1971.06 1971.07 1971.08 1971.09 1971.1 1971.11 1971.12 1972.01 1972.02 1972.03 1972.04 1972.05 1972.06 1972.07 1972.08 1972.09 1972.1 1972.11 1972.12 1973.01 1973.02 1973.03 1973.04 1973.05 1973.06 1973.07 1973.08 1973.09 1973.1 1973.11 1973.12 1974.01 1974.02 1974.03 1974.04 1974.05 1974.06 1974.07 1974.08 1974.09 1974.1 1974.11 1974.12 1975.01 1975.02 1975.03 1975.04 7.31 7.425 7.53 7.604 7.6975 7.6875 7.628 7.55 7.48 7.4375 7.325 7.298 7.29 7.3725 7.372 7.395 7.4 7.42 7.42 7.4275 7.442 7.4375 7.44 7.458 7.5425 7.6525 7.734 8.05 8.496 8.815 8.77 8.582 8.5375 8.54 8.455 8.406 8.5825 8.972 9.085 9.28 9.586 9.9575 9.9775 9.788 9.615 9.432 9.105 8.9025 8.82 -0.01561 -0.01404 -0.00978 -0.01222 0.0013 0.00777 0.010278 0.009315 0.005698 0.015242 0.003693 0.001097 -0.01125 6.78E-05 -0.00312 -0.00068 -0.0027 0 -0.00101 -0.00195 0.000605 -0.00034 -0.00242 -0.01127 -0.01448 -0.01059 -0.04005 -0.05392 -0.03686 0.005118 0.02167 0.005199 -0.00029 0.010003 0.005812 -0.02078 -0.04438 -0.01252 -0.02124 -0.03244 -0.03802 -0.00201 0.019175 0.017833 0.019216 0.035284 0.022492 0.00931 -0.0097 -0.02965 -0.022 0.00907 0.019593 0.02094 0.00479 -0.01119 -0.00379 -0.0027 -0.00296 0.000269 -0.01368 -0.02507 -0.09397 -0.03174 0.026869 0.00971 -0.01497 -0.0569 -0.05368 -0.04003 0.037008 0.054501 0.031802 -0.00819 -0.00555 -0.03105 0.013809 0.031828 0.009406 -0.01337 -0.01709 0.007808 0.015574 0.013973 -0.00941 -0.01198 -0.00927 0.0028 -0.00503 -0.0218 -0.02134 -0.03704 -0.0079 -0.00738 -0.04837 -0.00593 -0.00861 -0.05003 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 25.5 26 26.5 27 27.5 28 28.5 29 29.5 30 30.5 31 31.5 32 32.5 33 33.5 34 34.5 35 35.5 36 36.5 37 37.5 38 38.5 39 39.5 40 40.5 41 41.5 42 42.5 43 43.5 44 44.5 45 45.5 46 46.5 47 47.5 48 48.5 49 49.5 50 50.5 51 1975.05 1975.06 1975.07 1975.08 1975.09 1975.1 1975.11 1975.12 1976.01 1976.02 1976.03 1976.04 1976.05 1976.06 1976.07 1976.08 1976.09 1976.1 1976.11 1976.12 1977.01 1977.02 1977.03 1977.04 1977.05 1977.06 1977.07 1977.08 1977.09 1977.1 1977.11 1977.12 1978.01 1978.02 1978.03 1978.04 1978.05 1978.06 1978.07 1978.08 1978.09 1978.1 1978.11 1978.12 1979.01 1979.02 1979.03 1979.04 1979.05 1979.06 1979.07 1979.08 8.906 8.8925 8.89 8.942 9.13 9.224 9.145 9.0975 9.016 8.8125 8.755 8.73 8.765 8.8475 8.934 9 8.9775 8.93 8.8125 8.792 8.7225 8.67 8.6875 8.752 8.8225 8.8575 8.942 8.94 8.896 8.915 8.9225 8.96 9.015 9.1575 9.202 9.355 9.5775 9.708 9.74 9.785 9.756 9.8575 10.1075 10.346 10.39 10.4075 10.426 10.4975 10.69 11.036 11.0925 11.094 0.001517 0.000281 -0.00583 -0.02081 -0.01024 0.008602 0.005208 0.008999 0.02283 0.006546 0.00286 -0.004 -0.00937 -0.00973 -0.00736 0.002503 0.005305 0.013245 0.002329 0.007936 0.006037 -0.00202 -0.0074 -0.00802 -0.00396 -0.00949 0.000224 0.004934 -0.00213 -0.00084 -0.00419 -0.00612 -0.01568 -0.00485 -0.01649 -0.02351 -0.01353 -0.00329 -0.00461 0.002968 -0.01035 -0.02505 -0.02332 -0.00424 -0.00168 -0.00178 -0.00683 -0.01817 -0.03185 -0.00511 -0.00014 -0.0184 11.036 11.094 11.6375 12.9 13.04 16.325 12.71 12.56 13.792 14.79 15.1325 15.58 16.695 17.285 18.454 16.9225 17.5975 16.892 16.6975 16.27 14.608 13.624 13.0425 12.782 12.87 13.81 13.535 13.42 13.2325 13.6525 14.416 14.47 14.13 13.18 12.92 13.195 12.215 12.186 12.135 11.26 10.71 9.9375 10.6825 10.2 9.974 9.31 9.0825 9.8325 10.5375 10.33 11.26 10.6475 -0.00524 -0.04783 -0.10299 -0.01079 -0.22468 0.250309 0.011872 -0.09357 -0.06986 -0.02289 -0.02914 -0.06912 -0.03473 -0.06544 0.086637 -0.03911 0.040917 0.011581 0.025936 0.107754 0.069736 0.04362 0.020175 -0.00686 -0.07049 0.020114 0.008533 0.01407 -0.03125 -0.05442 -0.00374 0.023777 0.0696 0.019924 -0.02106 0.077173 0.002377 0.004194 0.074837 0.050079 0.074862 -0.07229 0.046219 0.022406 0.068893 0.02474 -0.07934 -0.06925 0.019888 -0.0862 0.055931 0.073548 1979.06 1979.08 1979.1 1979.12 1980.02 1980.04 1980.06 1980.08 1980.1 1980.12 1981.02 1981.04 1981.06 1981.08 1981.1 1981.12 1982.02 1982.04 1982.06 1982.08 1982.1 1982.12 1983.02 1983.04 1983.06 1983.08 1983.1 1983.12 1984.02 1984.04 1984.06 1984.08 1984.1 1984.12 1985.02 1985.04 1985.06 1985.08 1985.1 1985.12 1986.02 1986.04 1986.06 1986.08 1986.1 1986.12 1987.02 1987.04 1987.06 1987.08 1987.1 1987.12 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 51.5 52 52.5 53 53.5 54 54.5 55 55.5 56 56.5 57 57.5 58 58.5 59 59.5 60 60.5 61 61.5 62 62.5 63 63.5 64 64.5 65 65.5 66 66.5 67 67.5 68 68.5 69 69.5 70 70.5 71 71.5 72 72.5 73 73.5 74 74.5 75 75.5 76 76.5 77 1979.09 1979.1 1979.11 1979.12 1980.01 1980.02 1980.03 1980.04 1980.05 1980.06 1980.07 1980.08 1980.09 1980.1 1980.11 1980.12 1981.01 1981.02 1981.03 1981.04 1981.05 1981.06 1981.07 1981.08 1981.09 1981.1 1981.11 1981.12 1982.01 1982.02 1982.03 1982.04 1982.05 1982.06 1982.07 1982.08 1982.09 1982.1 1982.11 1982.12 1983.01 1983.02 1983.03 1983.04 1983.05 1983.06 1983.07 1983.08 1983.09 1983.1 1983.11 1983.12 11.3 11.6375 12.83 12.9 12.8775 13.04 15.2825 16.325 14.262 12.71 12.1925 12.56 13.1975 13.792 14.205 14.79 14.904 15.1325 15.4 15.58 16.402 16.695 16.832 17.285 18.16 18.454 17.825 16.9225 17.396 17.5975 17.16 16.892 16.6775 16.6975 16.816 16.27 15.43 14.608 13.825 13.624 13.2475 13.0425 12.8 12.782 12.6325 12.87 13.422 13.81 13.726 13.535 13.435 13.42 -0.02943 -0.09755 -0.00544 0.001746 -0.01254 -0.15869 -0.06599 0.135099 0.11521 0.041568 -0.0297 -0.04951 -0.04406 -0.02951 -0.04036 -0.00768 -0.01522 -0.01752 -0.01162 -0.05142 -0.01771 -0.00817 -0.02656 -0.04938 -0.01606 0.034679 0.051958 -0.0276 -0.01152 0.025176 0.015741 0.01278 -0.0012 -0.00707 0.033008 0.053009 0.054744 0.055091 0.014646 0.028024 0.015596 0.018768 0.001407 0.011765 -0.01863 -0.042 -0.0285 0.006101 0.014013 0.007416 0.001117 0.00392 9.8925 10.202 10.46 10.5975 10.3025 10.612 10.645 11.0475 10.196 9.985 9.95 9.744 10.1975 10.37 10.164 10.1 10.1775 9.6725 9.365 9.4925 9.615 9.244 8.855 8.4975 8.7625 8.8525 8.51 7.975 8.088 8.2225 7.6825 7.472 7.4175 7.1125 6.834 7.172 7.1525 8.316 8.3975 8.5125 8.925 9.198 8.8275 8.32 7.566 7.86 7.475 7.2 7.075 7.925 8.32 8.002 -0.03081 -0.02497 -0.01306 0.028232 -0.0296 -0.0031 -0.03711 0.080209 0.020912 0.003511 0.020921 -0.04549 -0.01677 0.020065 0.006317 -0.00764 0.050893 0.032307 -0.01352 -0.01282 0.03935 0.042992 0.04121 -0.03071 -0.01022 0.039458 0.06493 -0.01407 -0.01649 0.067929 0.027782 0.007321 0.041988 0.039944 -0.04827 0.002723 -0.15072 -0.00975 -0.0136 -0.04732 -0.03013 0.041114 0.05921 0.094998 -0.03812 0.050222 0.037483 0.017514 -0.11345 -0.04864 0.038971 0.010932 1988.02 1988.04 1988.06 1988.08 1988.1 1988.12 1989.02 1989.04 1989.06 1989.08 1989.1 1989.12 1990.02 1990.04 1990.06 1990.08 1990.1 1990.12 1991.02 1991.04 1991.06 1991.08 1991.1 1991.12 1992.02 1992.04 1992.06 1992.08 1992.1 1992.12 1993.02 1993.04 1993.06 1993.08 1993.1 1993.12 1994.02 1994.04 1994.06 1994.08 1994.1 1994.12 1995.02 1995.04 1995.06 1995.08 1995.1 1995.12 1996.02 1996.04 1996.06 1996.08 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 77.5 78 78.5 79 79.5 80 80.5 81 81.5 82 82.5 83 83.5 84 84.5 85 85.5 86 86.5 87 87.5 88 88.5 89 89.5 90 90.5 91 91.5 92 92.5 93 93.5 94 94.5 95 95.5 96 96.5 97 97.5 98 98.5 99 99.5 100 100.5 101 101.5 102 102.5 103 1984.01 1984.02 1984.03 1984.04 1984.05 1984.06 1984.07 1984.08 1984.09 1984.1 1984.11 1984.12 1985.01 1985.02 1985.03 1985.04 1985.05 1985.06 1985.07 1985.08 1985.09 1985.1 1985.11 1985.12 1986.01 1986.02 1986.03 1986.04 1986.05 1986.06 1986.07 1986.08 1986.09 1986.1 1986.11 1986.12 1987.01 1987.02 1987.03 1987.04 1987.05 1987.06 1987.07 1987.08 1987.09 1987.1 1987.11 1987.12 1988.01 1988.02 1988.03 1988.04 13.3675 13.2325 13.386 13.6525 13.9425 14.416 14.6675 14.47 14.35 14.13 13.638 13.18 13.075 12.92 13.17 13.195 12.914 12.215 12.0325 12.186 12.1925 12.135 11.784 11.26 10.882 10.71 10.08 9.9375 10.144 10.6825 10.5075 10.2 10.0075 9.974 9.695 9.31 9.204 9.0825 9.035 9.8325 10.596 10.5375 10.278 10.33 10.8875 11.26 10.65 10.6475 10.428 9.8925 9.93 10.202 0.01015 -0.01153 -0.01971 -0.02102 -0.0334 -0.0173 0.013557 0.008328 0.01545 0.03544 0.034159 0.007999 0.011926 -0.01917 -0.0019 0.021526 0.055647 0.015053 -0.01268 -0.00053 0.004727 0.029351 0.045486 0.034147 0.015932 0.060625 0.014238 -0.02057 -0.05172 0.016518 0.029702 0.019053 0.003353 0.028371 0.040521 0.011451 0.013289 0.005244 -0.08459 -0.07478 0.005536 0.024935 -0.00505 -0.05256 -0.03364 0.055697 0.000235 0.020831 0.052718 -0.00378 -0.02702 -0.0245 7.915 7.5975 7.65 8.1425 7.69 7.48 7.294 7.095 7.0425 7.14 6.9975 6.9225 6.71 6.715 6.8075 6.916 7.55 7.9425 7.852 7.912 8.325 8.1525 8.288 8.0275 7.795 7.382 7.05 7.0775 7.16 6.95 6.62 7.07 6.89 6.99 6.65 6.26 6.11 6.05 5.84 5.81 5.23 6.26 5.95 5.93 0.04094 -0.00689 -0.06239 0.057176 0.027688 0.025181 0.027662 0.007427 -0.01375 0.02016 0.010776 0.031178 -0.00074 -0.01368 -0.01581 -0.08771 -0.05068 0.01146 -0.00761 -0.05088 0.020938 -0.01648 0.031936 0.029391 0.054438 0.046017 -0.00389 -0.01159 0.029768 0.048646 -0.06577 0.025789 -0.01441 0.049864 0.060437 0.024253 0.009869 0.035327 0.00515 0.105169 -0.17977 0.050789 0.003367 1996.1 1996.12 1997.02 1997.04 1997.06 1997.08 1997.1 1997.12 1998.02 1998.04 1998.06 1998.08 1998.1 1998.12 1999.02 1999.04 1999.06 1999.08 1999.1 1999.12 2000.02 2000.04 2000.06 2000.08 2000.1 2000.12 2001.02 2001.04 2001.06 2001.08 2001.1 2001.12 2002.02 2002.04 2002.06 2002.08 2002.1 2002.12 2003.02 2003.04 2003.06 2003.08 2003.1 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254 255 256 257 103.5 104 104.5 105 105.5 106 106.5 107 107.5 108 108.5 109 109.5 110 110.5 111 111.5 112 112.5 113 113.5 114 114.5 115 115.5 116 116.5 117 117.5 118 118.5 119 119.5 120 120.5 121 121.5 122 122.5 123 123.5 124 124.5 125 125.5 126 126.5 127 127.5 128 128.5 129 1988.05 1988.06 1988.07 1988.08 1988.09 1988.1 1988.11 1988.12 1989.01 1989.02 1989.03 1989.04 1989.05 1989.06 1989.07 1989.08 1989.09 1989.1 1989.11 1989.12 1990.01 1990.02 1990.03 1990.04 1990.05 1990.06 1990.07 1990.08 1990.09 1990.1 1990.11 1990.12 1991.01 1991.02 1991.03 1991.04 1991.05 1991.06 1991.07 1991.08 1991.09 1991.1 1991.11 1991.12 1992.01 1992.02 1992.03 1992.04 1992.05 1992.06 1992.07 1992.08 10.455 10.46 10.432 10.5975 10.48 10.3025 10.265 10.612 10.73 10.645 11.032 11.0475 10.7725 10.196 9.8825 9.985 10.126 9.95 9.7675 9.744 9.895 10.1975 10.268 10.37 10.4775 10.164 10.035 10.1 10.175 10.1775 10.014 9.6725 9.6375 9.365 9.5 9.4925 9.472 9.615 9.575 9.244 9.0075 8.855 8.712 8.4975 8.432 8.7625 8.935 8.8525 8.672 8.51 8.128 7.975 -0.00048 0.00268 -0.01574 0.011149 0.017082 0.003647 -0.03325 -0.01106 0.007953 -0.03571 -0.0014 0.025208 0.055001 0.03123 -0.01032 -0.01402 0.017534 0.018512 0.002409 -0.01538 -0.03011 -0.00689 -0.00988 -0.01031 0.030378 0.012773 -0.00646 -0.0074 -0.00025 0.016195 0.034697 0.003625 0.028682 -0.01431 0.00079 0.002162 -0.01498 0.004169 0.035181 0.025917 0.017075 0.016281 0.024929 0.007738 -0.03845 -0.01949 0.009276 0.0206 0.018858 0.045927 0.019003 0.006605 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 307 308 309 129.5 130 130.5 131 131.5 132 132.5 133 133.5 134 134.5 135 135.5 136 136.5 137 137.5 138 138.5 139 139.5 140 140.5 141 141.5 142 142.5 143 143.5 144 144.5 145 145.5 146 146.5 147 147.5 148 148.5 149 149.5 150 150.5 151 151.5 152 152.5 153 153.5 154 154.5 155 1992.09 1992.1 1992.11 1992.12 1993.01 1993.02 1993.03 1993.04 1993.05 1993.06 1993.07 1993.08 1993.09 1993.1 1993.11 1993.12 1994.01 1994.02 1994.03 1994.04 1994.05 1994.06 1994.07 1994.08 1994.09 1994.1 1994.11 1994.12 1995.01 1995.02 1995.03 1995.04 1995.05 1995.06 1995.07 1995.08 1995.09 1995.1 1995.11 1995.12 1996.01 1996.02 1996.03 1996.04 1996.05 1996.06 1996.07 1996.08 1996.09 1996.1 1996.11 1996.12 7.9225 8.088 8.305 8.2225 8.022 7.6825 7.495 7.472 7.465 7.4175 7.206 7.1125 6.915 6.834 7.155 7.172 7.06 7.1525 7.675 8.316 8.5975 8.3975 8.612 8.5125 8.64 8.925 9.17 9.198 9.1475 8.8275 8.462 8.32 7.955 7.566 7.6075 7.86 7.636 7.475 7.3775 7.2 7.03 7.075 7.624 7.925 8.07 8.32 8.245 8.002 8.23 7.915 7.618 7.5975 -0.02067 -0.02648 0.009983 0.024687 0.043243 0.024709 0.003073 0.000937 0.006383 0.028928 0.01306 0.028161 0.011783 -0.0459 -0.00237 0.01574 -0.01302 -0.07051 -0.08021 -0.03329 0.023537 -0.02522 0.011621 -0.01487 -0.03245 -0.02708 -0.00305 0.005505 0.035609 0.042286 0.016923 0.044862 0.050136 -0.00547 -0.03265 0.028913 0.02131 0.013129 0.024354 0.023894 -0.00638 -0.07473 -0.03872 -0.01813 -0.03051 0.009055 0.029915 -0.02809 0.039026 0.038246 0.002695 -0.02938 310 311 312 313 314 315 316 317 318 319 320 321 322 323 324 325 326 327 328 329 330 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360 361 155.5 156 156.5 157 157.5 158 158.5 159 159.5 160 160.5 161 161.5 162 162.5 163 163.5 164 164.5 165 165.5 166 166.5 167 167.5 168 168.5 169 169.5 170 170.5 171 171.5 172 172.5 173 173.5 174 174.5 175 175.5 176 176.5 177 177.5 178 178.5 179 179.5 180 180.5 181 1997.01 1997.02 1997.03 1997.04 1997.05 1997.06 1997.07 1997.08 1997.09 1997.1 1997.11 1997.12 1998.01 1998.02 1998.03 1998.04 1998.05 1998.06 1998.07 1998.08 1998.09 1998.1 1998.11 1998.12 1999.01 1999.02 1999.03 1999.04 1999.05 1999.06 1999.07 1999.08 1999.09 1999.1 1999.11 1999.12 2000.01 2000.02 2000.03 2000.04 2000.05 2000.06 2000.07 2000.08 2000.09 2000.1 2000.11 2000.12 2001.01 2001.02 2001.03 2001.04 7.824 7.65 7.8975 8.1425 7.944 7.69 7.4975 7.48 7.43 7.294 7.205 7.095 6.994 7.0425 7.1275 7.14 7.144 6.9975 6.952 6.9225 6.7225 6.71 6.865 6.715 6.794 6.8075 7.04 6.916 7.145 7.55 7.632 7.9425 7.8225 7.852 7.7375 7.912 8.21 8.325 8.24 8.1525 8.515 8.288 8.1475 8.0275 7.912 7.795 7.745 7.382 7.0325 7.05 6.952 7.0775 0.02249 -0.03184 -0.03055 0.02468 0.032496 0.025351 0.002337 0.006707 0.018474 0.012277 0.015385 0.014338 -0.00691 -0.012 -0.00175 -0.00056 0.02072 0.006524 0.004252 0.029317 0.001861 -0.02284 0.022092 -0.0117 -0.00199 -0.03358 0.017771 -0.03258 -0.05513 -0.0108 -0.03988 0.015224 -0.00376 0.01469 -0.0223 -0.03697 -0.01391 0.010263 0.010676 -0.0435 0.027021 0.017098 0.014838 0.014493 0.014898 0.006435 0.048003 0.048502 -0.00249 0.013998 -0.01789 -0.00949 362 363 364 365 366 367 368 369 370 371 372 373 374 375 376 377 378 379 380 381 382 383 384 385 386 387 388 389 390 391 392 181.5 182 182.5 183 183.5 184 184.5 185 185.5 186 186.5 187 187.5 188 188.5 189 189.5 190 190.5 191 191.5 192 192.5 193 193.5 194 194.5 195 195.5 196 196.5 2001.05 2001.06 2001.07 2001.08 2001.09 2001.1 2001.11 2001.12 2002.01 2002.02 2002.03 2002.04 2002.05 2002.06 2002.07 2002.08 2002.09 2002.1 2002.11 2002.12 2003.01 2003.02 2003.03 2003.04 2003.05 2003.06 2003.07 2003.08 2003.09 2003.1 2003.11 7.145 7.16 7.1275 6.95 6.82 6.62 6.66 7.07 7 6.89 7.01 6.99 6.81 6.65 6.49 6.26 6.09 6.11 6.07 6.05 5.92 5.84 5.75 5.81 5.48 5.23 5.63 6.26 6.15 5.95 5.93 -0.0021 0.004549 0.025219 0.018882 0.029764 -0.00602 -0.05974 0.00995 0.015839 -0.01727 0.002857 0.026088 0.023775 0.024354 0.036082 0.027532 -0.00328 0.006568 0.0033 0.021722 0.013606 0.015531 -0.01038 0.058475 0.046694 -0.0737 -0.10607 0.017728 0.033061 0.003367 #REF! Monthly 30-Year Conventional Mortgage Interest Rate 20 16 12 8 4 0 1971.04 1973.11 1976.06 1979.01 1981.08 1984.03 1986.1 1989.05 1991.12 1994.07 1997.02 1999.09 2002.04 Time One-Step Log Differences 0.3 0.2 0.1 0 -0.1 -0.2 -0.3 1971.04 1973.1 1976.04 1978.1 1981.04 1983.1 1986.04 1988.1 1991.04 1993.1 1996.04 1998.1 2001.04 2003.1 Time Two-Step Log Differences 0.3 0.2 0.1 0 -0.1 -0.2 -0.3 1 13 25 37 49 61 73 85 97 109 121 133 145 157 169 181 193 Time 2003.1