HMC CREDIT UNION 1508 N. Thornton Ave., Ste. 112, Dalton, GA 30720 Office Hours Monday through Friday 706-272-6196 Fax 706-272-6390 Email email@example.com 9:00 AM to 4:00 PM Serving Members for 48 years July 2006 Website Special points of interest: We are pleased to announce our new website. Please visit us at • Credit Union Website www.hmcefcu.org. From our website you can: • Certificate Special • Holiday Closings • Print loan applications, address change forms, • Debit Cards debit card applications • Relationship Rewards • Obtain information on credit union products and services • Annual Meeting Highlights • Stay informed by reading our quarterly newsletter • Credit Policy Notice • Visa Credit Card/Vacations • Obtain certificate and loan rate information You can also access links to your credit card and find a surcharge- free ATM. We know you will enjoy visiting us from the convenience Holiday Closings of your own home or office, 24 hours/7 days a week. Please plan ahead as we will be closed these Federal 6.00% APY 11 Month Special Share Certificate Holidays: • Monday, September 4th Labor Day • $1,000 minimum/$10,000 maximum • Monday, October 9th • With checking account & direct deposit (free ATM/debit card) Columbus Day • Limited Time Offer Relationship Rewards—the more products and services you use, the more money you save. Open a Debit Cards: Use your credit union debit checking account with direct deposit and you will card instead of cash or checks for your pur- receive an interest rate reduction of 1/2% off your next chases. Just press “credit” wherever you see loan. If you have a Christmas Club account or Share the VISA symbol and you don’t even have to Certificate account you will receive 1/4% off and if you remember a PIN. If you use “debit” and your finance your auto with us, you will receive another 1/4% PIN, most stores will give you “cash-back”, off the rate on your next personal loan. That is a total of eliminating the need to go to the credit union up to 1% off your next personal loan rate, plus you will for cash. be earning great dividends on your Christmas Club and Share Certificate. Annual Meeting Highlights The credit union celebrated its 48th anniversary on April 18th in the hospital cafeteria with more than 100 members present to enjoy the refreshments and a chance to win door prizes. We greatly appreciate everyone that attended this special event. Chairman Randall Foster reported on the highlights of 2005: • New services: Cash withdrawals, checking accounts, debit/ATM cards • New products: 24 and 36 months share certificates • New eligibility: Membership was opened up to extended family members • New milestone: Assets increased to over $7 Million Dollars • New record: The amount of monthly loan closings broke records in October Loans made in 2005: 962 @ $3,726,333 Dividends paid: $69,284 Members served: 1671 Board Members for 2006-2007 are as follows: Staff: Randall Foster, Chairman Deborah Wright, Manager Scott Vinsant, Vice Chairman Kristina Pierce, Sr. Financial Service Rep. Tom Wiley, Supervisory Committee Chairman Janice Bagby, Sr. Financial Service Rep. Terri White Sullivan, Secretary Laurie Hollis, Teller/Financial Service Rep. Mary Shoemaker, Board Member Amanda Davis, Teller/Financial Service Rep. Kendall Tate, Board Member Beverly Joy, Board Member Volunteer: Bob Johnson, Supervisory Committee Patricia Clayton Sue Holsomback, Supervisory Committee Vacations: Consider your credit union credit cards—According to a July 2005 survey by the Woodstock Institute, the Notice of Credit Policy: November issue of Consumer Reports It is the policy of the credit union magazine states credit unions typically offer to deny financial services to those lower fees and interest rates on credit cards. members who have caused the The best thing to pack is your HMC credit union to incur a loss of any EFCU VISA credit card. You can use it to sort, and who have not voluntarily pay for airline tickets, hotels, rental cars, repaid the loss or are not in the restaurant meals and souvenirs anywhere in process of voluntarily repaying the world. Our credit cards offer the utmost the loss. This policy applies to all in security so you have peace of mind. losses, whether the result of So relax and enjoy your vacation!! Let us bankruptcy or otherwise. take the stress and hassle out of your life. To apply, go to www.mycucard.com. Earn rewards when you use your Platinum Preferred Credit Card. See rewards at www.scorecardrewards.com.
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